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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   187,809 15,769 SH   SOLE 0 0 0 15,769
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   5,034,322 122,430 SH   SOLE 0 0 0 122,430
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   4,717,155 88,685 SH   SOLE 0 0 0 88,685
APPLE INC COM 037833100   321,057 2,471 SH   SOLE 0 0 0 2,471
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,397,978 62,243 SH   SOLE 0 0 0 62,243
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,356,231 61,064 SH   SOLE 0 0 0 61,064
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   6,824,770 224,499 SH   SOLE 0 0 0 224,499
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   9,331,546 278,720 SH   SOLE 0 0 0 278,720
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   54,594,357 2,248,532 SH   SOLE 0 0 0 2,248,532
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   27,932,148 1,293,155 SH   SOLE 0 0 0 1,293,155
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,176,590 186,043 SH   SOLE 0 0 0 186,043
EXXON MOBIL CORP COM 30231G102   324,503 2,942 SH   SOLE 0 0 0 2,942
JOHNSON & JOHNSON COM 478160104   215,336 1,219 SH   SOLE 0 0 0 1,219
ORACLE CORP COM 68389X105   10,904,361 133,403 SH   SOLE 0 0 0 133,403
PEPSICO INC COM 713448108   1,629,373 9,019 SH   SOLE 0 0 0 9,019
PROCTER AND GAMBLE CO COM 742718109   207,486 1,369 SH   SOLE 0 0 0 1,369
PROGRESSIVE CORP COM 743315103   1,037,680 8,000 SH   SOLE 0 0 0 8,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   209,189 547 SH   SOLE 0 0 0 547
STARBUCKS CORP COM 855244109   285,597 2,879 SH   SOLE 0 0 0 2,879
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,504,448 200,389 SH   SOLE 0 0 0 200,389
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   17,167,606 228,323 SH   SOLE 0 0 0 228,323