The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   14,721 34,123 SH   SOLE   0 0 34,123
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,226 187,229 SH   SOLE   0 0 187,229
AMAZON COM INC COM 023135106   8,104 63,749 SH   SOLE   0 0 63,749
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,626 21,769 SH   SOLE   0 0 21,769
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,072 102,425 SH   SOLE   0 0 102,425
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,731 62,954 SH   SOLE   0 0 62,954
ISHARES TR CORE MSCI EAFE 46432F842   4,027 62,574 SH   SOLE   0 0 62,574
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,755 78,057 SH   SOLE   0 0 78,057
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,530 85,547 SH   SOLE   0 0 85,547
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,407 69,255 SH   SOLE   0 0 69,255
COSTCO WHSL CORP NEW COM 22160K105   3,364 5,955 SH   SOLE   0 0 5,955
JOHNSON & JOHNSON COM 478160104   3,351 21,516 SH   SOLE   0 0 21,516
ISHARES TR RUS MD CP GR ETF 464287481   3,233 35,317 SH   SOLE   0 0 35,317
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,894 39,987 SH   SOLE   0 0 39,987
UNION PAC CORP COM 907818108   2,841 13,952 SH   SOLE   0 0 13,952
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,820 21,530 SH   SOLE   0 0 21,530
ALPHABET INC CAP STK CL A 02079K305   2,626 20,065 SH   SOLE   0 0 20,065
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,524 55,234 SH   SOLE   0 0 55,234
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,399 11,202 SH   SOLE   0 0 11,202
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   2,033 28,458 SH   SOLE   0 0 28,458
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,945 28,417 SH   SOLE   0 0 28,417
TJX COS INC NEW COM 872540109   1,681 18,918 SH   SOLE   0 0 18,918
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,572 46,216 SH   SOLE   0 0 46,216
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,388 26,444 SH   SOLE   0 0 26,444
AMERICAN EXPRESS CO COM 025816109   1,364 9,144 SH   SOLE   0 0 9,144
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,331 39,648 SH   SOLE   0 0 39,648
ISHARES TR U.S. REAL ES ETF 464287739   1,233 15,596 SH   SOLE   0 0 15,596
VANGUARD INDEX FDS VALUE ETF 922908744   1,214 8,799 SH   SOLE   0 0 8,799
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,179 16,304 SH   SOLE   0 0 16,304
ISHARES TR S&P MC 400GR ETF 464287606   1,148 15,834 SH   SOLE   0 0 15,834
ISHARES TR EAFE SML CP ETF 464288273   1,086 19,238 SH   SOLE   0 0 19,238
ISHARES TR CORE MSCI EMKT 46434G103   962 20,210 SH   SOLE   0 0 20,210
AMGEN INC COM 031162100   957 3,559 SH   SOLE   0 0 3,559
SPDR SER TR S&P 600 SMCP GRW 78464A201   861 11,749 SH   SOLE   0 0 11,749
ISHARES TR CORE MSCI TOTAL 46432F834   861 14,347 SH   SOLE   0 0 14,347
LAUDER ESTEE COS INC CL A 518439104   813 5,626 SH   SOLE   0 0 5,626
ISHARES TR S&P MC 400VL ETF 464287705   808 7,965 SH   SOLE   0 0 7,965
PROGRESSIVE CORP COM 743315103   745 5,345 SH   SOLE   0 0 5,345
ISHARES TR BLACKROCK ULTRA 46434V878   720 14,298 SH   SOLE   0 0 14,298
YUM CHINA HLDGS INC COM 98850P109   708 12,707 SH   SOLE   0 0 12,707
ISHARES TR RUS 1000 GRW ETF 464287614   702 2,636 SH   SOLE   0 0 2,636
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   635 16,310 SH   SOLE   0 0 16,310
SPDR SER TR S&P 400 MDCP VAL 78464A839   595 9,175 SH   SOLE   0 0 9,175
ISHARES TR SHRT NAT MUN ETF 464288158   589 5,725 SH   SOLE   0 0 5,725
ISHARES TR S&P SML 600 GWT 464287887   558 5,067 SH   SOLE   0 0 5,067
ISHARES TR SP SMCP600VL ETF 464287879   555 6,181 SH   SOLE   0 0 6,181
VISA INC COM CL A 92826C839   541 2,352 SH   SOLE   0 0 2,352
ISHARES TR RUSSELL 2000 ETF 464287655   528 2,973 SH   SOLE   0 0 2,973
BK OF AMERICA CORP COM 060505104   514 18,791 SH   SOLE   0 0 18,791
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   508 3,256 SH   SOLE   0 0 3,256
MONDELEZ INTL INC CL A 609207105   496 7,110 SH   SOLE   0 0 7,110
KRANESHARES TR CSI CHI INTERNET 500767306   481 17,568 SH   SOLE   0 0 17,568
ISHARES TR ISHS 5-10YR INVT 464288638   479 9,848 SH   SOLE   0 0 9,848
ULTA BEAUTY INC COM 90384S303   449 1,125 SH   SOLE   0 0 1,125
GLOBAL X FDS US PFD ETF 37954Y657   421 22,386 SH   SOLE   0 0 22,386
KONTOOR BRANDS INC COM 50050N103   419 9,535 SH   SOLE   0 0 9,535
NVIDIA CORPORATION COM 67066G104   418 961 SH   SOLE   0 0 961
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   404 3,803 SH   SOLE   0 0 3,803
PEPSICO INC COM 713448108   389 2,293 SH   SOLE   0 0 2,293
ISHARES TR U S EQUITY FACTR 46434V282   379 8,707 SH   SOLE   0 0 8,707
APPLE INC COM 037833100   373 2,179 SH   SOLE   0 0 2,179
ESAB CORPORATION COM 29605J106   367 5,226 SH   SOLE   0 0 5,226
SCHWAB CHARLES CORP COM 808513105   351 6,397 SH   SOLE   0 0 6,397
ISHARES TR PFD AND INCM SEC 464288687   350 11,604 SH   SOLE   0 0 11,604
MICROSOFT CORP COM 594918104   345 1,093 SH   SOLE   0 0 1,093
JPMORGAN CHASE & CO COM 46625H100   340 2,343 SH   SOLE   0 0 2,343
CARMAX INC COM 143130102   308 4,357 SH   SOLE   0 0 4,357
META PLATFORMS INC CL A 30303M102   308 1,026 SH   SOLE   0 0 1,026
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   307 5,740 SH   SOLE   0 0 5,740
ISHARES TR MSCI EMG MKT ETF 464287234   291 7,663 SH   SOLE   0 0 7,663
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   289 7,361 SH   SOLE   0 0 7,361
LILLY ELI & CO COM 532457108   275 512 SH   SOLE   0 0 512
INVESCO QQQ TR UNIT SER 1 46090E103   272 759 SH   SOLE   0 0 759
ENOVIS CORPORATION COM 194014502   267 5,073 SH   SOLE   0 0 5,073
KKR & CO INC COM 48251W104   231 3,745 SH   SOLE   0 0 3,745
ISHARES TR BROAD USD HIGH 46435U853   210 6,063 SH   SOLE   0 0 6,063
ISHARES TR RUS MID CAP ETF 464287499   203 2,915 SH   SOLE   0 0 2,915