The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   14,677 32,929 SH   SOLE   0 0 32,929
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,174 179,346 SH   SOLE   0 0 179,346
AMAZON COM INC COM 023135106   8,288 63,581 SH   SOLE   0 0 63,581
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,423 21,769 SH   SOLE   0 0 21,769
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,273 102,821 SH   SOLE   0 0 102,821
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,587 60,623 SH   SOLE   0 0 60,623
ISHARES TR CORE MSCI EAFE 46432F842   4,206 62,311 SH   SOLE   0 0 62,311
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,174 83,116 SH   SOLE   0 0 83,116
JOHNSON & JOHNSON COM 478160104   3,593 21,704 SH   SOLE   0 0 21,704
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,588 83,050 SH   SOLE   0 0 83,050
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,387 68,897 SH   SOLE   0 0 68,897
ISHARES TR RUS MD CP GR ETF 464287481   3,362 34,798 SH   SOLE   0 0 34,798
COSTCO WHSL CORP NEW COM 22160K105   3,200 5,944 SH   SOLE   0 0 5,944
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,000 38,868 SH   SOLE   0 0 38,868
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,910 21,026 SH   SOLE   0 0 21,026
UNION PAC CORP COM 907818108   2,837 13,865 SH   SOLE   0 0 13,865
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,572 11,195 SH   SOLE   0 0 11,195
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,569 55,384 SH   SOLE   0 0 55,384
ALPHABET INC CAP STK CL A 02079K305   2,402 20,065 SH   SOLE   0 0 20,065
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   2,064 27,290 SH   SOLE   0 0 27,290
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   2,011 28,427 SH   SOLE   0 0 28,427
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,600 46,381 SH   SOLE   0 0 46,381
TJX COS INC NEW COM 872540109   1,598 18,850 SH   SOLE   0 0 18,850
AMERICAN EXPRESS CO COM 025816109   1,587 9,111 SH   SOLE   0 0 9,111
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,452 26,488 SH   SOLE   0 0 26,488
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,361 39,589 SH   SOLE   0 0 39,589
ISHARES TR U.S. REAL ES ETF 464287739   1,338 15,459 SH   SOLE   0 0 15,459
VANGUARD INDEX FDS VALUE ETF 922908744   1,251 8,804 SH   SOLE   0 0 8,804
ISHARES TR S&P MC 400GR ETF 464287606   1,231 16,415 SH   SOLE   0 0 16,415
ISHARES TR EAFE SML CP ETF 464288273   1,105 18,731 SH   SOLE   0 0 18,731
LAUDER ESTEE COS INC CL A 518439104   1,100 5,602 SH   SOLE   0 0 5,602
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,000 13,287 SH   SOLE   0 0 13,287
ISHARES TR CORE MSCI EMKT 46434G103   975 19,775 SH   SOLE   0 0 19,775
SPDR SER TR S&P 600 SMCP GRW 78464A201   886 11,514 SH   SOLE   0 0 11,514
ISHARES TR S&P MC 400VL ETF 464287705   853 7,965 SH   SOLE   0 0 7,965
ISHARES TR CORE MSCI TOTAL 46432F834   846 13,507 SH   SOLE   0 0 13,507
AMGEN INC COM 031162100   784 3,531 SH   SOLE   0 0 3,531
ISHARES TR BLACKROCK ULTRA 46434V878   732 14,550 SH   SOLE   0 0 14,550
ISHARES TR RUS 1000 GRW ETF 464287614   725 2,636 SH   SOLE   0 0 2,636
YUM CHINA HLDGS INC COM 98850P109   716 12,679 SH   SOLE   0 0 12,679
PROGRESSIVE CORP COM 743315103   707 5,341 SH   SOLE   0 0 5,341
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   641 15,939 SH   SOLE   0 0 15,939
SPDR SER TR S&P 400 MDCP VAL 78464A839   629 9,151 SH   SOLE   0 0 9,151
ISHARES TR SHRT NAT MUN ETF 464288158   597 5,734 SH   SOLE   0 0 5,734
ISHARES TR SP SMCP600VL ETF 464287879   588 6,181 SH   SOLE   0 0 6,181
ISHARES TR RUSSELL 2000 ETF 464287655   557 2,973 SH   SOLE   0 0 2,973
BK OF AMERICA CORP COM 060505104   535 18,655 SH   SOLE   0 0 18,655
VISA INC COM CL A 92826C839   533 2,246 SH   SOLE   0 0 2,246
ISHARES TR S&P SML 600 GWT 464287887   531 4,620 SH   SOLE   0 0 4,620
ULTA BEAUTY INC COM 90384S303   529 1,125 SH   SOLE   0 0 1,125
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   529 3,240 SH   SOLE   0 0 3,240
MONDELEZ INTL INC CL A 609207105   519 7,072 SH   SOLE   0 0 7,072
ISHARES TR ISHS 5-10YR INVT 464288638   494 9,777 SH   SOLE   0 0 9,777
KRANESHARES TR CSI CHI INTERNET 500767306   473 17,568 SH   SOLE   0 0 17,568
GLOBAL X FDS US PFD ETF 37954Y657   434 22,386 SH   SOLE   0 0 22,386
APPLE INC COM 037833100   427 2,202 SH   SOLE   0 0 2,202
PEPSICO INC COM 713448108   422 2,278 SH   SOLE   0 0 2,278
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   419 3,793 SH   SOLE   0 0 3,793
NVIDIA CORPORATION COM 67066G104   406 960 SH   SOLE   0 0 960
KONTOOR BRANDS INC COM 50050N103   397 9,429 SH   SOLE   0 0 9,429
ISHARES TR U S EQUITY FACTR 46434V282   395 8,869 SH   SOLE   0 0 8,869
MICROSOFT CORP COM 594918104   372 1,092 SH   SOLE   0 0 1,092
SCHWAB CHARLES CORP COM 808513105   361 6,370 SH   SOLE   0 0 6,370
ISHARES TR PFD AND INCM SEC 464288687   353 11,428 SH   SOLE   0 0 11,428
ESAB CORPORATION COM 29605J106   348 5,221 SH   SOLE   0 0 5,221
ENOVIS CORPORATION COM 194014502   327 5,099 SH   SOLE   0 0 5,099
JPMORGAN CHASE & CO COM 46625H100   324 2,226 SH   SOLE   0 0 2,226
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   312 5,638 SH   SOLE   0 0 5,638
ISHARES TR MSCI EMG MKT ETF 464287234   303 7,663 SH   SOLE   0 0 7,663
META PLATFORMS INC CL A 30303M102   294 1,026 SH   SOLE   0 0 1,026
INVESCO QQQ TR UNIT SER 1 46090E103   281 758 SH   SOLE   0 0 758
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   260 6,390 SH   SOLE   0 0 6,390
PRICE T ROWE GROUP INC COM 74144T108   254 2,267 SH   SOLE   0 0 2,267
LILLY ELI & CO COM 532457108   240 511 SH   SOLE   0 0 511
CARMAX INC COM 143130102   223 2,664 SH   SOLE   0 0 2,664
ISHARES TR RUS MID CAP ETF 464287499   213 2,915 SH   SOLE   0 0 2,915
ISHARES TR BROAD USD HIGH 46435U853   210 5,961 SH   SOLE   0 0 5,961
TARGET CORP COM 87612E106   210 1,590 SH   SOLE   0 0 1,590
KKR & CO INC COM 48251W104   209 3,735 SH   SOLE   0 0 3,735
SKECHERS U S A INC CL A 830566105   206 3,912 SH   SOLE   0 0 3,912
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   205 2,425 SH   SOLE   0 0 2,425