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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   14,378 179,226 SH   SOLE   0 0 179,226
ISHARES TR CORE S&P500 ETF 464287200   13,158 32,009 SH   SOLE   0 0 32,009
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,799 22,019 SH   SOLE   0 0 22,019
AMAZON COM INC COM 023135106   6,547 63,381 SH   SOLE   0 0 63,381
SPDR SER TR PRTFLO S&P500 GW 78464A409   5,859 105,836 SH   SOLE   0 0 105,836
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   4,664 61,180 SH   SOLE   0 0 61,180
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,182 82,553 SH   SOLE   0 0 82,553
ISHARES TR CORE MSCI EAFE 46432F842   4,093 61,220 SH   SOLE   0 0 61,220
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,483 70,727 SH   SOLE   0 0 70,727
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,446 84,624 SH   SOLE   0 0 84,624
JOHNSON & JOHNSON COM 478160104   3,372 21,757 SH   SOLE   0 0 21,757
ISHARES TR RUS MD CP GR ETF 464287481   3,214 35,303 SH   SOLE   0 0 35,303
ALPHABET INC CAP STK CL A 02079K305   3,123 30,106 SH   SOLE   0 0 30,106
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,004 39,432 SH   SOLE   0 0 39,432
COSTCO WHSL CORP NEW COM 22160K105   2,947 5,931 SH   SOLE   0 0 5,931
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,861 21,339 SH   SOLE   0 0 21,339
UNION PAC CORP COM 907818108   2,773 13,776 SH   SOLE   0 0 13,776
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,466 55,415 SH   SOLE   0 0 55,415
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,417 11,168 SH   SOLE   0 0 11,168
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   1,921 26,657 SH   SOLE   0 0 26,657
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,786 28,396 SH   SOLE   0 0 28,396
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   1,557 46,515 SH   SOLE   0 0 46,515
AMERICAN EXPRESS CO COM 025816109   1,497 9,074 SH   SOLE   0 0 9,074
TJX COS INC NEW COM 872540109   1,471 18,770 SH   SOLE   0 0 18,770
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,399 26,548 SH   SOLE   0 0 26,548
LAUDER ESTEE COS INC CL A 518439104   1,376 5,584 SH   SOLE   0 0 5,584
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,334 39,095 SH   SOLE   0 0 39,095
ISHARES TR U.S. REAL ES ETF 464287739   1,320 15,551 SH   SOLE   0 0 15,551
ISHARES TR S&P MC 400GR ETF 464287606   1,227 17,165 SH   SOLE   0 0 17,165
VANGUARD INDEX FDS VALUE ETF 922908744   1,215 8,800 SH   SOLE   0 0 8,800
ISHARES TR EAFE SML CP ETF 464288273   1,119 18,808 SH   SOLE   0 0 18,808
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,019 13,279 SH   SOLE   0 0 13,279
ISHARES TR CORE MSCI EMKT 46434G103   978 20,035 SH   SOLE   0 0 20,035
ISHARES TR CORE MSCI TOTAL 46432F834   875 14,128 SH   SOLE   0 0 14,128
SPDR SER TR S&P 600 SMCP GRW 78464A201   854 11,573 SH   SOLE   0 0 11,573
AMGEN INC COM 031162100   845 3,497 SH   SOLE   0 0 3,497
ISHARES TR S&P MC 400VL ETF 464287705   816 7,939 SH   SOLE   0 0 7,939
YUM CHINA HLDGS INC COM 98850P109   802 12,650 SH   SOLE   0 0 12,650
PROGRESSIVE CORP COM 743315103   764 5,337 SH   SOLE   0 0 5,337
ISHARES TR BLACKROCK ULTRA 46434V878   722 14,359 SH   SOLE   0 0 14,359
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   670 16,514 SH   SOLE   0 0 16,514
ISHARES TR RUS 1000 GRW ETF 464287614   643 2,632 SH   SOLE   0 0 2,632
ULTA BEAUTY INC COM 90384S303   614 1,125 SH   SOLE   0 0 1,125
SPDR SER TR S&P 400 MDCP VAL 78464A839   602 9,112 SH   SOLE   0 0 9,112
ISHARES TR SHRT NAT MUN ETF 464288158   598 5,711 SH   SOLE   0 0 5,711
ISHARES TR SP SMCP600VL ETF 464287879   576 6,160 SH   SOLE   0 0 6,160
KONTOOR BRANDS INC COM 50050N103   572 11,817 SH   SOLE   0 0 11,817
ISHARES TR ISHS 5-10YR INVT 464288638   572 11,145 SH   SOLE   0 0 11,145
ISHARES TR S&P SML 600 GWT 464287887   556 5,054 SH   SOLE   0 0 5,054
KRANESHARES TR CSI CHI INTERNET 500767306   548 17,568 SH   SOLE   0 0 17,568
BK OF AMERICA CORP COM 060505104   533 18,632 SH   SOLE   0 0 18,632
VISA INC COM CL A 92826C839   533 2,363 SH   SOLE   0 0 2,363
ISHARES TR RUSSELL 2000 ETF 464287655   529 2,965 SH   SOLE   0 0 2,965
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   499 3,240 SH   SOLE   0 0 3,240
MONDELEZ INTL INC CL A 609207105   498 7,107 SH   SOLE   0 0 7,107
GLOBAL X FDS US PFD ETF 37954Y657   445 22,386 SH   SOLE   0 0 22,386
PEPSICO INC COM 713448108   413 2,264 SH   SOLE   0 0 2,264
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   411 3,759 SH   SOLE   0 0 3,759
AIRBNB INC COM CL A 009066101   384 3,090 SH   SOLE   0 0 3,090
ISHARES TR U S EQUITY FACTR 46434V282   367 8,855 SH   SOLE   0 0 8,855
APPLE INC COM 037833100   367 2,225 SH   SOLE   0 0 2,225
ISHARES TR PFD AND INCM SEC 464288687   351 11,236 SH   SOLE   0 0 11,236
SCHWAB CHARLES CORP COM 808513105   332 6,341 SH   SOLE   0 0 6,341
MICROSOFT CORP COM 594918104   314 1,090 SH   SOLE   0 0 1,090
ESAB CORPORATION COM 29605J106   308 5,217 SH   SOLE   0 0 5,217
JPMORGAN CHASE & CO COM 46625H100   302 2,319 SH   SOLE   0 0 2,319
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   301 5,512 SH   SOLE   0 0 5,512
ISHARES TR MSCI EMG MKT ETF 464287234   300 7,605 SH   SOLE   0 0 7,605
ENOVIS CORPORATION COM 194014502   277 5,178 SH   SOLE   0 0 5,178
NVIDIA CORPORATION COM 67066G104   267 960 SH   SOLE   0 0 960
TARGET CORP COM 87612E106   261 1,577 SH   SOLE   0 0 1,577
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   257 6,359 SH   SOLE   0 0 6,359
PRICE T ROWE GROUP INC COM 74144T108   253 2,242 SH   SOLE   0 0 2,242
INVESCO QQQ TR UNIT SER 1 46090E103   243 757 SH   SOLE   0 0 757
META PLATFORMS INC CL A 30303M102   217 1,026 SH   SOLE   0 0 1,026
ISHARES TR BROAD USD HIGH 46435U853   208 5,861 SH   SOLE   0 0 5,861
DISNEY WALT CO COM 254687106   208 2,079 SH   SOLE   0 0 2,079
LOCKHEED MARTIN CORP COM 539830109   205 434 SH   SOLE   0 0 434
ISHARES TR RUS MID CAP ETF 464287499   204 2,915 SH   SOLE   0 0 2,915
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   201 2,424 SH   SOLE   0 0 2,424