The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 11,485 32,023 SH   SOLE   0 0 32,023
AMAZON COM INC COM 023135106 7,159 63,358 SH   SOLE   0 0 63,358
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,889 22,055 SH   SOLE   0 0 22,055
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,210 103,993 SH   SOLE   0 0 103,993
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,558 73,920 SH   SOLE   0 0 73,920
JOHNSON & JOHNSON COM 478160104 3,503 21,444 SH   SOLE   0 0 21,444
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 3,499 71,488 SH   SOLE   0 0 71,488
ISHARES TR CORE MSCI EAFE 46432F842 3,184 60,444 SH   SOLE   0 0 60,444
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,794 80,999 SH   SOLE   0 0 80,999
COSTCO WHSL CORP NEW COM 22160K105 2,791 5,910 SH   SOLE   0 0 5,910
ISHARES TR BLACKROCK ULTRA 46434V878 2,781 55,604 SH   SOLE   0 0 55,604
UNION PAC CORP COM 907818108 2,704 13,880 SH   SOLE   0 0 13,880
ISHARES TR RUS MD CP GR ETF 464287481 2,665 33,975 SH   SOLE   0 0 33,975
ISHARES TR SHRT NAT MUN ETF 464288158 2,636 25,676 SH   SOLE   0 0 25,676
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,629 39,152 SH   SOLE   0 0 39,152
ALPHABET INC CAP STK CL A 02079K305 2,594 27,125 SH   SOLE   0 0 27,125
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,570 34,594 SH   SOLE   0 0 34,594
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,540 20,860 SH   SOLE   0 0 20,860
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,206 56,600 SH   SOLE   0 0 56,600
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,127 10,900 SH   SOLE   0 0 10,900
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,633 24,398 SH   SOLE   0 0 24,398
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,617 29,739 SH   SOLE   0 0 29,739
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,377 46,515 SH   SOLE   0 0 46,515
ISHARES TR U.S. REAL ES ETF 464287739 1,259 15,468 SH   SOLE   0 0 15,468
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,238 26,607 SH   SOLE   0 0 26,607
AMERICAN EXPRESS CO COM 025816109 1,217 9,018 SH   SOLE   0 0 9,018
LAUDER ESTEE COS INC CL A 518439104 1,199 5,553 SH   SOLE   0 0 5,553
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,176 37,886 SH   SOLE   0 0 37,886
TJX COS INC NEW COM 872540109 1,161 18,691 SH   SOLE   0 0 18,691
ISHARES TR S&P MC 400GR ETF 464287606 1,103 17,503 SH   SOLE   0 0 17,503
VANGUARD INDEX FDS VALUE ETF 922908744 1,010 8,180 SH   SOLE   0 0 8,180
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 948 16,400 SH   SOLE   0 0 16,400
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 902 12,061 SH   SOLE   0 0 12,061
ISHARES TR EAFE SML CP ETF 464288273 880 18,030 SH   SOLE   0 0 18,030
ISHARES TR CORE MSCI EMKT 46434G103 836 19,449 SH   SOLE   0 0 19,449
AMGEN INC COM 031162100 776 3,441 SH   SOLE   0 0 3,441
SPDR SER TR S&P 600 SMCP GRW 78464A201 751 11,024 SH   SOLE   0 0 11,024
BK OF AMERICA CORP COM 060505104 720 23,856 SH   SOLE   0 0 23,856
ISHARES TR S&P MC 400VL ETF 464287705 702 7,804 SH   SOLE   0 0 7,804
ISHARES TR CORE MSCI TOTAL 46432F834 692 13,587 SH   SOLE   0 0 13,587
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 653 8,631 SH   SOLE   0 0 8,631
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 630 16,502 SH   SOLE   0 0 16,502
PROGRESSIVE CORP COM 743315103 619 5,329 SH   SOLE   0 0 5,329
YUM CHINA HLDGS INC COM 98850P109 596 12,597 SH   SOLE   0 0 12,597
ISHARES TR RUS 1000 GRW ETF 464287614 553 2,627 SH   SOLE   0 0 2,627
ISHARES TR S&P SML 600 GWT 464287887 536 5,268 SH   SOLE   0 0 5,268
SPDR SER TR S&P 400 MDCP VAL 78464A839 525 9,087 SH   SOLE   0 0 9,087
ISHARES TR SP SMCP600VL ETF 464287879 502 6,089 SH   SOLE   0 0 6,089
ISHARES TR RUSSELL 2000 ETF 464287655 483 2,926 SH   SOLE   0 0 2,926
ULTA BEAUTY INC COM 90384S303 451 1,125 SH   SOLE   0 0 1,125
ISHARES TR PFD AND INCM SEC 464288687 451 14,230 SH   SOLE   0 0 14,230
SCHWAB CHARLES CORP COM 808513105 446 6,204 SH   SOLE   0 0 6,204
VISA INC COM CL A 92826C839 418 2,353 SH   SOLE   0 0 2,353
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 395 4,942 SH   SOLE   0 0 4,942
KONTOOR BRANDS INC COM 50050N103 389 11,564 SH   SOLE   0 0 11,564
MONDELEZ INTL INC CL A 609207105 388 7,019 SH   SOLE   0 0 7,019
ISHARES TR MSCI USA MULTIFT 46434V282 373 10,289 SH   SOLE   0 0 10,289
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 369 3,979 SH   SOLE   0 0 3,979
PEPSICO INC COM 713448108 365 2,235 SH   SOLE   0 0 2,235
META PLATFORMS INC CL A 30303M102 326 2,402 SH   SOLE   0 0 2,402
AIRBNB INC COM CL A 009066101 325 3,090 SH   SOLE   0 0 3,090
APPLE INC COM 037833100 313 2,266 SH   SOLE   0 0 2,266
ISHARES TR MSCI EMG MKT ETF 464287234 265 7,605 SH   SOLE   0 0 7,605
MICROSOFT CORP COM 594918104 258 1,106 SH   SOLE   0 0 1,106
ENOVIS CORPORATION COM 194014502 240 5,202 SH   SOLE   0 0 5,202
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 234 6,425 SH   SOLE   0 0 6,425
TARGET CORP COM 87612E106 231 1,555 SH   SOLE   0 0 1,555
PRICE T ROWE GROUP INC COM 74144T108 230 2,188 SH   SOLE   0 0 2,188
ISHARES TR ISHS 5-10YR INVT 464288638 210 4,356 SH   SOLE   0 0 4,356
INVESCO QQQ TR UNIT SER 1 46090E103 202 754 SH   SOLE   0 0 754