The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 12,150 32,046 SH   SOLE   0 0 32,046
AMAZON COM INC COM 023135106 6,727 63,341 SH   SOLE   0 0 63,341
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,021 22,055 SH   SOLE   0 0 22,055
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,459 104,415 SH   SOLE   0 0 104,415
JOHNSON & JOHNSON COM 478160104 3,781 21,297 SH   SOLE   0 0 21,297
ISHARES TR CORE MSCI EAFE 46432F842 3,347 56,877 SH   SOLE   0 0 56,877
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 3,144 63,902 SH   SOLE   0 0 63,902
ISHARES TR BLACKROCK ULTRA 46434V878 3,131 62,567 SH   SOLE   0 0 62,567
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,954 80,233 SH   SOLE   0 0 80,233
UNION PAC CORP COM 907818108 2,943 13,797 SH   SOLE   0 0 13,797
COSTCO WHSL CORP NEW COM 22160K105 2,828 5,901 SH   SOLE   0 0 5,901
ALPHABET INC CAP STK CL A 02079K305 2,763 1,268 SH   SOLE   0 0 1,268
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,738 37,808 SH   SOLE   0 0 37,808
ISHARES TR RUS MD CP GR ETF 464287481 2,631 33,217 SH   SOLE   0 0 33,217
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,612 20,168 SH   SOLE   0 0 20,168
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,279 56,663 SH   SOLE   0 0 56,663
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,172 11,024 SH   SOLE   0 0 11,024
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,668 24,322 SH   SOLE   0 0 24,322
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,565 27,747 SH   SOLE   0 0 27,747
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,470 46,515 SH   SOLE   0 0 46,515
LAUDER ESTEE COS INC CL A 518439104 1,411 5,539 SH   SOLE   0 0 5,539
ISHARES TR SHRT NAT MUN ETF 464288158 1,310 12,515 SH   SOLE   0 0 12,515
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,274 26,542 SH   SOLE   0 0 26,542
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,268 36,460 SH   SOLE   0 0 36,460
AMERICAN EXPRESS CO COM 025816109 1,251 8,990 SH   SOLE   0 0 8,990
ISHARES TR U.S. REAL ES ETF 464287739 1,161 12,619 SH   SOLE   0 0 12,619
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,155 23,130 SH   SOLE   0 0 23,130
ISHARES TR S&P MC 400GR ETF 464287606 1,088 17,079 SH   SOLE   0 0 17,079
TJX COS INC NEW COM 872540109 1,039 18,600 SH   SOLE   0 0 18,600
ISHARES TR EAFE SML CP ETF 464288273 1,027 18,818 SH   SOLE   0 0 18,818
VANGUARD INDEX FDS VALUE ETF 922908744 914 6,933 SH   SOLE   0 0 6,933
ISHARES TR CORE MSCI EMKT 46434G103 908 18,509 SH   SOLE   0 0 18,509
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 886 20,005 SH   SOLE   0 0 20,005
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 844 11,064 SH   SOLE   0 0 11,064
AMGEN INC COM 031162100 831 3,414 SH   SOLE   0 0 3,414
ISHARES TR NATIONAL MUN ETF 464288414 781 7,347 SH   SOLE   0 0 7,347
SPDR SER TR S&P 600 SMCP GRW 78464A201 774 10,981 SH   SOLE   0 0 10,981
BK OF AMERICA CORP COM 060505104 759 24,381 SH   SOLE   0 0 24,381
ISHARES TR S&P MC 400VL ETF 464287705 737 7,804 SH   SOLE   0 0 7,804
ISHARES TR CORE MSCI TOTAL 46432F834 733 12,844 SH   SOLE   0 0 12,844
PROGRESSIVE CORP COM 743315103 619 5,324 SH   SOLE   0 0 5,324
YUM CHINA HLDGS INC COM 98850P109 609 12,566 SH   SOLE   0 0 12,566
META PLATFORMS INC CL A 30303M102 580 3,600 SH   SOLE   0 0 3,600
SPDR SER TR S&P 400 MDCP VAL 78464A839 580 9,582 SH   SOLE   0 0 9,582
ISHARES TR SP SMCP600VL ETF 464287879 578 6,488 SH   SOLE   0 0 6,488
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 572 7,447 SH   SOLE   0 0 7,447
ISHARES TR RUS 1000 GRW ETF 464287614 566 2,587 SH   SOLE   0 0 2,587
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 559 4,921 SH   SOLE   0 0 4,921
ISHARES TR S&P SML 600 GWT 464287887 510 4,842 SH   SOLE   0 0 4,842
ISHARES TR RUSSELL 2000 ETF 464287655 496 2,926 SH   SOLE   0 0 2,926
VISA INC COM CL A 92826C839 462 2,349 SH   SOLE   0 0 2,349
MONDELEZ INTL INC CL A 609207105 436 6,979 SH   SOLE   0 0 6,979
ULTA BEAUTY INC COM 90384S303 434 1,125 SH   SOLE   0 0 1,125
KONTOOR BRANDS INC COM 50050N103 406 12,153 SH   SOLE   0 0 12,153
ISHARES TR MSCI USA MULTIFT 46434V282 405 10,682 SH   SOLE   0 0 10,682
AIRBNB INC COM CL A 009066101 396 4,443 SH   SOLE   0 0 4,443
SCHWAB CHARLES CORP COM 808513105 391 6,185 SH   SOLE   0 0 6,185
PEPSICO INC COM 713448108 374 2,246 SH   SOLE   0 0 2,246
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 356 3,446 SH   SOLE   0 0 3,446
APPLE INC COM 037833100 309 2,261 SH   SOLE   0 0 2,261
ISHARES TR MSCI EMG MKT ETF 464287234 305 7,605 SH   SOLE   0 0 7,605
ENOVIS CORPORATION COM 194014502 288 5,231 SH   SOLE   0 0 5,231
MICROSOFT CORP COM 594918104 284 1,105 SH   SOLE   0 0 1,105
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 264 6,346 SH   SOLE   0 0 6,346
VERIZON COMMUNICATIONS INC COM 92343V104 258 5,085 SH   SOLE   0 0 5,085
PRICE T ROWE GROUP INC COM 74144T108 245 2,157 SH   SOLE   0 0 2,157
CARMAX INC COM 143130102 241 2,664 SH   SOLE   0 0 2,664
ESAB CORPORATION COM 29605J106 228 5,198 SH   SOLE   0 0 5,198
TARGET CORP COM 87612E106 218 1,546 SH   SOLE   0 0 1,546
INVESCO QQQ TR UNIT SER 1 46090E103 211 753 SH   SOLE   0 0 753
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 183 11,411 SH   SOLE   0 0 11,411