The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 14,536 32,039 SH   SOLE   0 0 32,039
AMAZON COM INC COM 023135106 10,307 3,162 SH   SOLE   0 0 3,162
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,799 22,100 SH   SOLE   0 0 22,100
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,408 96,789 SH   SOLE   0 0 96,789
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 3,836 77,673 SH   SOLE   0 0 77,673
JOHNSON & JOHNSON COM 478160104 3,745 21,130 SH   SOLE   0 0 21,130
UNION PAC CORP COM 907818108 3,714 13,593 SH   SOLE   0 0 13,593
ISHARES TR CORE MSCI EAFE 46432F842 3,634 52,287 SH   SOLE   0 0 52,287
COSTCO WHSL CORP NEW COM 22160K105 3,392 5,890 SH   SOLE   0 0 5,890
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,230 77,377 SH   SOLE   0 0 77,377
SPDR SER TR S&P 600 SMCP VAL 78464A300 3,023 36,279 SH   SOLE   0 0 36,279
ISHARES TR BLACKROCK ULTRA 46434V878 3,013 60,084 SH   SOLE   0 0 60,084
ISHARES TR RUS MD CP GR ETF 464287481 2,998 29,827 SH   SOLE   0 0 29,827
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,839 18,967 SH   SOLE   0 0 18,967
ALPHABET INC CAP STK CL A 02079K305 2,706 973 SH   SOLE   0 0 973
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,685 57,653 SH   SOLE   0 0 57,653
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,293 9,243 SH   SOLE   0 0 9,243
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,015 24,322 SH   SOLE   0 0 24,322
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,877 26,305 SH   SOLE   0 0 26,305
META PLATFORMS INC CL A 30303M102 1,693 7,615 SH   SOLE   0 0 7,615
AMERICAN EXPRESS CO COM 025816109 1,676 8,961 SH   SOLE   0 0 8,961
LAUDER ESTEE COS INC CL A 518439104 1,505 5,525 SH   SOLE   0 0 5,525
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,489 26,561 SH   SOLE   0 0 26,561
ISHARES TR U.S. REAL ES ETF 464287739 1,369 12,648 SH   SOLE   0 0 12,648
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,364 35,292 SH   SOLE   0 0 35,292
ISHARES TR S&P MC 400GR ETF 464287606 1,327 17,175 SH   SOLE   0 0 17,175
ISHARES TR EAFE SML CP ETF 464288273 1,218 18,363 SH   SOLE   0 0 18,363
TJX COS INC NEW COM 872540109 1,121 18,509 SH   SOLE   0 0 18,509
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,039 20,006 SH   SOLE   0 0 20,006
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,000 11,926 SH   SOLE   0 0 11,926
ISHARES TR CORE MSCI EMKT 46434G103 891 16,043 SH   SOLE   0 0 16,043
VANGUARD INDEX FDS VALUE ETF 922908744 870 5,888 SH   SOLE   0 0 5,888
ISHARES TR S&P MC 400VL ETF 464287705 852 7,773 SH   SOLE   0 0 7,773
ISHARES TR CORE MSCI TOTAL 46432F834 841 12,631 SH   SOLE   0 0 12,631
AMGEN INC COM 031162100 819 3,388 SH   SOLE   0 0 3,388
BK OF AMERICA CORP COM 060505104 775 18,802 SH   SOLE   0 0 18,802
AIRBNB INC COM CL A 009066101 763 4,443 SH   SOLE   0 0 4,443
ISHARES TR RUS 1000 GRW ETF 464287614 717 2,582 SH   SOLE   0 0 2,582
SPDR SER TR S&P 400 MDCP VAL 78464A839 671 9,530 SH   SOLE   0 0 9,530
ISHARES TR SP SMCP600VL ETF 464287879 662 6,467 SH   SOLE   0 0 6,467
COLFAX CORP COM 194014106 625 15,695 SH   SOLE   0 0 15,695
PROGRESSIVE CORP COM 743315103 606 5,319 SH   SOLE   0 0 5,319
ISHARES TR S&P SML 600 GWT 464287887 604 4,832 SH   SOLE   0 0 4,832
ISHARES TR RUSSELL 2000 ETF 464287655 599 2,917 SH   SOLE   0 0 2,917
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 575 7,358 SH   SOLE   0 0 7,358
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 537 4,939 SH   SOLE   0 0 4,939
VISA INC COM CL A 92826C839 527 2,375 SH   SOLE   0 0 2,375
YUM CHINA HLDGS INC COM 98850P109 520 12,529 SH   SOLE   0 0 12,529
SCHWAB CHARLES CORP COM 808513105 520 6,168 SH   SOLE   0 0 6,168
KONTOOR BRANDS INC COM 50050N103 496 11,984 SH   SOLE   0 0 11,984
ISHARES TR MSCI USA MULTIFT 46434V282 473 10,639 SH   SOLE   0 0 10,639
ULTA BEAUTY INC COM 90384S303 448 1,125 SH   SOLE   0 0 1,125
MONDELEZ INTL INC CL A 609207105 438 6,941 SH   SOLE   0 0 6,941
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 425 3,434 SH   SOLE   0 0 3,434
PEPSICO INC COM 713448108 374 2,232 SH   SOLE   0 0 2,232
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 367 4,051 SH   SOLE   0 0 4,051
ISHARES TR MSCI EMG MKT ETF 464287234 343 7,605 SH   SOLE   0 0 7,605
PRICE T ROWE GROUP INC COM 74144T108 319 2,107 SH   SOLE   0 0 2,107
TARGET CORP COM 87612E106 317 1,492 SH   SOLE   0 0 1,492
APPLE INC COM 037833100 314 1,797 SH   SOLE   0 0 1,797
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 276 3,199 SH   SOLE   0 0 3,199
INVESCO QQQ TR UNIT SER 1 46090E103 273 752 SH   SOLE   0 0 752
NVIDIA CORPORATION COM 67066G104 262 959 SH   SOLE   0 0 959
MICROSOFT CORP COM 594918104 260 843 SH   SOLE   0 0 843
CARMAX INC COM 143130102 257 2,664 SH   SOLE   0 0 2,664
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 256 5,545 SH   SOLE   0 0 5,545
VERIZON COMMUNICATIONS INC COM 92343V104 255 5,015 SH   SOLE   0 0 5,015
KKR & CO INC COM 48251W104 215 3,681 SH   SOLE   0 0 3,681
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 208 2,672 SH   SOLE   0 0 2,672
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 190 11,411 SH   SOLE   0 0 11,411