The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 278 4,941 SH   SOLE   0 0 4,941
AT&T INC COM 00206R102 430 28,026 SH   SOLE   0 0 28,026
ABBOTT LABS COM 002824100 4,617 47,716 SH   SOLE   0 0 47,715
ABBVIE INC COM 00287Y109 1,918 14,290 SH   SOLE   0 0 14,289
AIR PRODS & CHEMS INC COM 009158106 1,881 8,082 SH   SOLE   0 0 8,081
ALPHABET INC CAP STK CL C 02079K107 2,002 20,820 SH   SOLE   0 0 20,820
ALTRIA GROUP INC COM 02209S103 406 10,044 SH   SOLE   0 0 10,043
AMERICAN ELEC PWR CO INC COM 025537101 2,322 26,859 SH   SOLE   0 0 26,859
AMERICAN EXPRESS CO COM 025816109 669 4,959 SH   SOLE   0 0 4,959
AMERICAN TOWER CORP NEW COM 03027X100 2,045 9,527 SH   SOLE   0 0 9,527
AMERICAN WTR WKS CO INC NEW COM 030420103 1,531 11,766 SH   SOLE   0 0 11,765
AMERIPRISE FINL INC COM 03076C106 450 1,785 SH   SOLE   0 0 1,785
AMGEN INC COM 031162100 2,183 9,683 SH   SOLE   0 0 9,682
AMPIO PHARMACEUTICALS INC COM 03209T109 6 98,000 SH   SOLE   0 0 98,000
ANALOG DEVICES INC COM 032654105 2,342 16,808 SH   SOLE   0 0 16,808
APPLE INC COM 037833100 9,704 70,220 SH   SOLE   0 0 70,220
AUTOMATIC DATA PROCESSING IN COM 053015103 2,261 9,996 SH   SOLE   0 0 9,995
BK OF AMERICA CORP COM 060505104 386 12,795 SH   SOLE   0 0 12,795
BECTON DICKINSON & CO COM 075887109 2,315 10,388 SH   SOLE   0 0 10,388
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 900 3,370 SH   SOLE   0 0 3,370
BLACKSTONE INC COM 09260D107 3,824 45,683 SH   SOLE   0 0 45,682
BOEING CO COM 097023105 580 4,791 SH   SOLE   0 0 4,790
BRISTOL-MYERS SQUIBB CO COM 110122108 396 5,567 SH   SOLE   0 0 5,566
BROADCOM INC COM 11135F101 251 566 SH   SOLE   0 0 566
CME GROUP INC COM 12572Q105 1,095 6,180 SH   SOLE   0 0 6,180
CVS HEALTH CORP COM 126650100 2,766 29,007 SH   SOLE   0 0 29,006
CHEVRON CORP NEW COM 166764100 334 2,325 SH   SOLE   0 0 2,325
CHURCH & DWIGHT CO INC COM 171340102 725 10,150 SH   SOLE   0 0 10,149
CISCO SYS INC COM 17275R102 2,729 68,234 SH   SOLE   0 0 68,234
CLOROX CO DEL COM 189054109 622 4,848 SH   SOLE   0 0 4,848
COCA COLA CO COM 191216100 3,623 64,680 SH   SOLE   0 0 64,680
COLGATE PALMOLIVE CO COM 194162103 3,261 46,417 SH   SOLE   0 0 46,417
CONSTELLATION BRANDS INC CL A 21036P108 2,575 11,210 SH   SOLE   0 0 11,209
COSTCO WHSL CORP NEW COM 22160K105 3,223 6,824 SH   SOLE   0 0 6,824
DEERE & CO COM 244199105 2,833 8,484 SH   SOLE   0 0 8,483
DISNEY WALT CO COM 254687106 257 2,727 SH   SOLE   0 0 2,727
DOMINION ENERGY INC COM 25746U109 372 5,383 SH   SOLE   0 0 5,382
DOW INC COM 260557103 303 6,908 SH   SOLE   0 0 6,908
DUKE ENERGY CORP NEW COM NEW 26441C204 1,428 15,356 SH   SOLE   0 0 15,356
ECOLAB INC COM 278865100 1,752 12,130 SH   SOLE   0 0 12,130
EMERSON ELEC CO COM 291011104 3,067 41,882 SH   SOLE   0 0 41,882
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100 64 10,000 SH   SOLE   0 0 10,000
EVERSOURCE ENERGY COM 30040W108 2,046 26,244 SH   SOLE   0 0 26,244
EXXON MOBIL CORP COM 30231G102 4,210 48,220 SH   SOLE   0 0 48,220
META PLATFORMS INC CL A 30303M102 281 2,069 SH   SOLE   0 0 2,069
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 423 9,670 SH   SOLE   0 0 9,670
MONDELEZ INTL INC CL A 609207105 476 8,683 SH   SOLE   0 0 8,682
NATIONAL FUEL GAS CO COM 636180101 551 8,956 SH   SOLE   0 0 8,955
NEXTERA ENERGY INC COM 65339F101 464 5,922 SH   SOLE   0 0 5,922
NIKE INC CL B 654106103 275 3,306 SH   SOLE   0 0 3,306
NORFOLK SOUTHN CORP COM 655844108 1,007 4,803 SH   SOLE   0 0 4,802
NOVARTIS AG SPONSORED ADR 66987V109 882 11,605 SH   SOLE   0 0 11,604
NVIDIA CORPORATION COM 67066G104 698 5,746 SH   SOLE   0 0 5,746
ORACLE CORP COM 68389X105 342 5,598 SH   SOLE   0 0 5,597
PACKAGING CORP AMER COM 695156109 225 2,003 SH   SOLE   0 0 2,002
PAYCHEX INC COM 704326107 593 5,283 SH   SOLE   0 0 5,283
PAYPAL HLDGS INC COM 70450Y103 291 3,379 SH   SOLE   0 0 3,379
PEPSICO INC COM 713448108 9,441 57,827 SH   SOLE   0 0 57,826
PFIZER INC COM 717081103 1,820 41,589 SH   SOLE   0 0 41,589
PHILLIPS 66 COM 718546104 212 2,626 SH   SOLE   0 0 2,626
PROCTER AND GAMBLE CO COM 742718109 2,948 23,348 SH   SOLE   0 0 23,348
PROSHARES TR SHORT S&P 500 NE 74347B425 173 10,000 SH   SOLE   0 0 10,000
PRUDENTIAL FINL INC COM 744320102 216 2,522 SH   SOLE   0 0 2,522
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,882 35,211 SH   SOLE   0 0 35,210
REALTY INCOME CORP COM 756109104 499 8,576 SH   SOLE   0 0 8,576
SHELL PLC SPON ADS 780259305 274 5,515 SH   SOLE   0 0 5,515
SPDR GOLD TR GOLD SHS 78463V107 15,641 101,128 SH   SOLE   0 0 101,127
STARBUCKS CORP COM 855244109 333 3,948 SH   SOLE   0 0 3,948
STRYKER CORPORATION COM 863667101 1,980 9,776 SH   SOLE   0 0 9,775
SYSCO CORP COM 871829107 297 4,203 SH   SOLE   0 0 4,203
TARGET CORP COM 87612E106 266 1,791 SH   SOLE   0 0 1,790
FORD MTR CO DEL COM 345370860 219 19,562 SH   SOLE   0 0 19,562
FREEPORT-MCMORAN INC CL B 35671D857 3,365 123,122 SH   SOLE   0 0 123,122
GENERAL DYNAMICS CORP COM 369550108 3,872 18,250 SH   SOLE   0 0 18,249
GENERAL MLS INC COM 370334104 248 3,239 SH   SOLE   0 0 3,238
GENUINE PARTS CO COM 372460105 324 2,172 SH   SOLE   0 0 2,171
GILEAD SCIENCES INC COM 375558103 369 5,984 SH   SOLE   0 0 5,983
GSK PLC SPONSORED ADR 37733W204 413 14,024 SH   SOLE   0 0 14,023
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 550 19,058 SH   SOLE   0 0 19,058
HERSHEY CO COM 427866108 421 1,909 SH   SOLE   0 0 1,909
HOME DEPOT INC COM 437076102 2,223 8,055 SH   SOLE   0 0 8,055
ILLINOIS TOOL WKS INC COM 452308109 453 2,510 SH   SOLE   0 0 2,510
INTEL CORP COM 458140100 440 17,080 SH   SOLE   0 0 17,079
INTERNATIONAL BUSINESS MACHS COM 459200101 1,909 16,065 SH   SOLE   0 0 16,064
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,723 29,802 SH   SOLE   0 0 29,802
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 453 24,345 SH   SOLE   0 0 24,345
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 5,137 275,577 SH   SOLE   0 0 275,577
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 8,126 407,412 SH   SOLE   0 0 407,411
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 10,208 500,643 SH   SOLE   0 0 500,643
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 10,505 503,367 SH   SOLE   0 0 503,367
ISHARES GOLD TR ISHARES NEW 464285204 632 20,035 SH   SOLE   0 0 20,035
ISHARES TR INTL SEL DIV ETF 464288448 607 26,939 SH   SOLE   0 0 26,938
ISHARES TR MSCI EAFE MIN VL 46429B689 213 3,731 SH   SOLE   0 0 3,730
ISHARES TR MSCI USA MIN VOL 46429B697 376 5,683 SH   SOLE   0 0 5,682
ISHARES TR CORE MSCI EAFE 46432F842 9,365 177,811 SH   SOLE   0 0 177,810
ISHARES TR MSCI INTL QUALTY 46434V456 3,510 126,352 SH   SOLE   0 0 126,351
ISHARES TR IBONDS DEC2023 46435G318 938 37,179 SH   SOLE   0 0 37,179
ISHARES TR IBONDS DEC 25 46435U432 811 31,303 SH   SOLE   0 0 31,303
ISHARES TR IBONDS DEC 46435U697 1,044 40,951 SH   SOLE   0 0 40,951
JPMORGAN CHASE & CO COM 46625H100 2,783 26,634 SH   SOLE   0 0 26,633
JOHNSON & JOHNSON COM 478160104 5,016 30,708 SH   SOLE   0 0 30,708
KINDER MORGAN INC DEL COM 49456B101 6,526 392,201 SH   SOLE   0 0 392,200
KRANESHARES TR QUADRTC INT RT 500767736 8,842 399,017 SH   SOLE   0 0 399,016
LABORATORY CORP AMER HLDGS COM NEW 50540R409 293 1,432 SH   SOLE   0 0 1,432
LILLY ELI & CO COM 532457108 1,410 4,362 SH   SOLE   0 0 4,362
LOCKHEED MARTIN CORP COM 539830109 772 1,999 SH   SOLE   0 0 1,998
LOWES COS INC COM 548661107 585 3,114 SH   SOLE   0 0 3,113
M & T BK CORP COM 55261F104 3,012 17,081 SH   SOLE   0 0 17,080
MASTERCARD INCORPORATED CL A 57636Q104 842 2,961 SH   SOLE   0 0 2,961
MCCORMICK & CO INC COM NON VTG 579780206 1,256 17,621 SH   SOLE   0 0 17,621
MCDONALDS CORP COM 580135101 3,027 13,120 SH   SOLE   0 0 13,120
MERCK & CO INC COM 58933Y105 2,405 27,928 SH   SOLE   0 0 27,927
MICROSOFT CORP COM 594918104 5,970 25,634 SH   SOLE   0 0 25,633
TEXAS INSTRS INC COM 882508104 1,619 10,460 SH   SOLE   0 0 10,459
3M CO COM 88579Y101 2,701 24,446 SH   SOLE   0 0 24,445
TRAVELERS COMPANIES INC COM 89417E109 414 2,700 SH   SOLE   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106 2,442 15,118 SH   SOLE   0 0 15,118
UNITEDHEALTH GROUP INC COM 91324P102 2,685 5,316 SH   SOLE   0 0 5,316
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,363 14,367 SH   SOLE   0 0 14,367
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,055 53,857 SH   SOLE   0 0 53,856
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,457 30,651 SH   SOLE   0 0 30,651
VANGUARD INDEX FDS MID CAP ETF 922908629 5,247 27,910 SH   SOLE   0 0 27,909
VERIZON COMMUNICATIONS INC COM 92343V104 6,411 168,849 SH   SOLE   0 0 168,849
VISA INC COM CL A 92826C839 2,804 15,784 SH   SOLE   0 0 15,784
WALMART INC COM 931142103 3,732 28,772 SH   SOLE   0 0 28,772
WELLS FARGO CO NEW COM 949746101 217 5,384 SH   SOLE   0 0 5,384
WISDOMTREE TR EMER MKT HIGH FD 97717W315 335 10,288 SH   SOLE   0 0 10,287
WOODWARD INC COM 980745103 984 12,256 SH   SOLE   0 0 12,256
YUM BRANDS INC COM 988498101 305 2,869 SH   SOLE   0 0 2,869
YUM CHINA HLDGS INC COM 98850P109 263 5,550 SH   SOLE   0 0 5,550
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,483 5,764 SH   SOLE   0 0 5,764
EATON CORP PLC SHS G29183103 2,372 17,788 SH   SOLE   0 0 17,788
MEDTRONIC PLC SHS G5960L103 928 11,494 SH   SOLE   0 0 11,494
CHUBB LIMITED COM H1467J104 4,011 22,051 SH   SOLE   0 0 22,051