The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 527,184 26,150 SH   SOLE   26,150 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 392,137 3,276 SH   SOLE   3,276 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 245,811 2,032 SH   SOLE   2,032 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 661,968 5,078 SH   SOLE   5,078 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 259,323 4,819 SH   SOLE   4,819 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 BBG00XTVX698 288,855 6,300 SH   SOLE   6,300 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ6T1 1,962,329 34,187 SH   SOLE   34,187 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPQH1 599,955 7,979 SH   SOLE   7,979 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 8,052,317 103,754 SH   SOLE   103,754 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,292,028 27,283 SH   SOLE   27,283 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108 BBG001S7F4Z8 1,043,387 12,918 SH   SOLE   12,918 0 0
CDW CORP COM 12514G108 BBG001V18TB6 3,064,450 16,700 SH   SOLE   16,700 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 5,929,870 180,514 SH   SOLE   180,514 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 BBG01633DW64 244,709 10,723 SH   SOLE   10,723 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 769,410 16,600 SH   SOLE   16,600 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 117,233,095 4,317,978 SH   SOLE   4,317,978 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 49,650,090 1,030,940 SH   SOLE   1,030,940 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 4,963,480 195,413 SH   SOLE   195,413 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 14,269,399 413,606 SH   SOLE   413,606 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 25,694,829 468,884 SH   SOLE   468,884 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 8,540,263 184,097 SH   SOLE   184,097 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 588,820 5,490 SH   SOLE   5,490 0 0
FIRST FINL BANKSHARES INC COM 32020R109 BBG001S7HCY9 1,366,580 47,967 SH   SOLE   47,967 0 0
GREENBRIER COS INC COM 393657101 BBG001S80QK9 561,248 13,022 SH   SOLE   13,022 0 0
HEXCEL CORP NEW COM 428291108 BBG001S5S2J0 456,120 6,000 SH   SOLE   6,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 488,484 1,573 SH   SOLE   1,573 0 0
HUMANA INC COM 444859102 BBG001S5S1X6 402,417 900 SH   SOLE   900 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 794,269 4,853 SH   SOLE   4,853 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 598,560 4,000 SH   SOLE   4,000 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 23,376,810 239,516 SH   SOLE   239,516 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 256,116 4,090 SH   SOLE   4,090 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 932,951 2,093 SH   SOLE   2,093 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 531,429 7,330 SH   SOLE   7,330 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 224,107 5,665 SH   SOLE   5,665 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 249,038 905 SH   SOLE   905 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 245,110 1,553 SH   SOLE   1,553 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 998,264 9,595 SH   SOLE   9,595 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 284,860 1,721 SH   SOLE   1,721 0 0
LENNAR CORP CL A 526057104 BBG001S5SRK3 501,240 4,000 SH   SOLE   4,000 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 479,257 1,670 SH   SOLE   1,670 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,155,586 3,393 SH   SOLE   3,393 0 0
PATHWARD FINANCIAL INC COM 59100U108 BBG001S7G4Q7 19,169,091 0 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 298,211 1,965 SH   SOLE   1,965 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 293,409 4,373 SH   SOLE   4,373 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,053,514 6,888 SH   SOLE   6,888 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 250,080 11,090 SH   SOLE   11,090 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 476,421 1,820 SH   SOLE   1,820 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 458,017 2,555 SH   SOLE   2,555 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 8,418,197 111,899 SH   SOLE   111,899 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 16,850,102 222,973 SH   SOLE   222,973 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 10,969,462 131,276 SH   SOLE   131,276 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 276,811 1,948 SH   SOLE   1,948 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 669,959 16,469 SH   SOLE   16,469 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 4,055,972 85,533 SH   SOLE   85,533 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 276,110 5,979 SH   SOLE   5,979 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 337,967 1,423 SH   SOLE   1,423 0 0
VMWARE INC CL A COM 928563402 BBG001S6TFZ0 1,188,891 8,274 SH   SOLE   8,274 0 0
WALMART INC COM 931142103 BBG001S5XH92 437,727 2,785 SH   SOLE   2,785 0 0