The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 507 175 SH   SOLE   175 0 0
ALPHABET INC CAP STK CL C 02079K107 356 123 SH   SOLE   123 0 0
AMAZON COM INC COM 023135106 994 298 SH   SOLE   298 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 311 6,300 SH   SOLE   6,300 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 474 5,912 SH   SOLE   5,912 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,356 29,542 SH   SOLE   29,542 0 0
APPLE INC COM 037833100 3,368 18,963 SH   SOLE   18,963 0 0
ATLASSIAN CORP PLC CL A G06242104 612 1,606 SH   SOLE   1,606 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 384 1,285 SH   SOLE   1,285 0 0
BLACKROCK CAP ALLOCATION TR COM 09260U109 215 11,060 SH   SOLE   11,060 0 0
CANADIAN PAC RY LTD COM 13645T100 923 12,828 SH   SOLE   12,828 0 0
CIRRUS LOGIC INC COM 172755100 1,490 16,192 SH   SOLE   16,192 0 0
COLGATE PALMOLIVE CO COM 194162103 205 2,400 SH   SOLE   2,400 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,398 103,546 SH   SOLE   103,546 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 375 7,500 SH   SOLE   7,500 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 124,438 4,295,399 SH   SOLE   4,295,399 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 35,542 687,461 SH   SOLE   687,461 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,410 323,556 SH   SOLE   323,556 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9,966 209,720 SH   SOLE   209,720 0 0
EXXON MOBIL CORP COM 30231G102 631 10,308 SH   SOLE   10,308 0 0
HEXCEL CORP NEW COM 428291108 311 6,000 SH   SOLE   6,000 0 0
HOME DEPOT INC COM 437076102 588 1,416 SH   SOLE   1,416 0 0
HUMANA INC COM 444859102 855 1,843 SH   SOLE   1,843 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 250 1,873 SH   SOLE   1,873 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 707 34,000 SH   SOLE   34,000 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 833 4,853 SH   SOLE   4,853 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 651 4,000 SH   SOLE   4,000 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 23,333 220,374 SH   SOLE   220,374 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 290 4,090 SH   SOLE   4,090 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,477 3,097 SH   SOLE   3,097 0 0
ISHARES TR CORE US AGGBD ET 464287226 221 1,935 SH   SOLE   1,935 0 0
ISHARES TR MSCI EAFE ETF 464287465 330 4,195 SH   SOLE   4,195 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 208 681 SH   SOLE   681 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 6,051 56,361 SH   SOLE   56,361 0 0
LENNAR CORP CL A 526057104 465 4,000 SH   SOLE   4,000 0 0
META FINL GROUP INC COM 59100U108 23,221 0 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102 992 2,950 SH   SOLE   2,950 0 0
MICROSOFT CORP COM 594918104 1,055 3,137 SH   SOLE   3,137 0 0
MONEYGRAM INTL INC COM NEW 60935Y208 1,740 220,555 SH   SOLE   220,555 0 0
PAYPAL HLDGS INC COM 70450Y103 230 1,220 SH   SOLE   1,220 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,040 20,453 SH   SOLE   20,453 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 465 4,085 SH   SOLE   4,085 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,322 6,995 SH   SOLE   6,995 0 0
SPLUNK INC COM 848637104 347 3,000 SH   SOLE   3,000 0 0
TESLA INC COM 88160R101 692 655 SH   SOLE   655 0 0
UNION PAC CORP COM 907818108 494 1,962 SH   SOLE   1,962 0 0
UNITED PARCEL SERVICE INC CL B 911312106 567 2,644 SH   SOLE   2,644 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 9,337 106,565 SH   SOLE   106,565 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 19,998 247,413 SH   SOLE   247,413 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,768 66,958 SH   SOLE   66,958 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 293 1,215 SH   SOLE   1,215 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 357 2,424 SH   SOLE   2,424 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 678 13,701 SH   SOLE   13,701 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,567 88,860 SH   SOLE   88,860 0 0
VISA INC COM CL A 92826C839 316 1,459 SH   SOLE   1,459 0 0
WALMART INC COM 931142103 412 2,849 SH   SOLE   2,849 0 0