The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR ALERIAN MLP 00162Q452 68 2,068 SH   SOLE   0 0 2,068
SPDR SER TR SPDR BLOOMBERG 78468R663 1,660 18,152 SH   SOLE   0 0 18,152
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 98 1,154 SH   SOLE   0 0 1,154
ISHARES TR MSCI EMG MKT ETF 464287234 27,823 569,569 SH   SOLE   0 0 569,569
ISHARES TR MSCI EAFE ETF 464287465 34 430 SH   SOLE   0 0 430
ISHARES TR EAFE GRWTH ETF 464288885 3,931 35,640 SH   SOLE   0 0 35,640
ISHARES TR EAFE VALUE ETF 464288877 6,536 129,708 SH   SOLE   0 0 129,708
ISHARES TR JPMORGAN USD EMG 464288281 24 218 SH   SOLE   0 0 218
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 7,548 127,264 SH   SOLE   0 0 127,264
SPDR GOLD TR GOLD SHS 78463V107 287 1,679 SH   SOLE   0 0 1,679
WORLD GOLD TR SPDR GLD MINIS 98149E204 275,156 15,135,075 SH   SOLE   0 0 15,135,075
ISHARES TR RUS 1000 VAL ETF 464287598 42,903 255,481 SH   SOLE   0 0 255,481
ISHARES TR RUS 1000 GRW ETF 464287614 3,236 10,590 SH   SOLE   0 0 10,590
ISHARES TR RUS 2000 VAL ETF 464287630 20,711 124,727 SH   SOLE   0 0 124,727
ISHARES TR RUS 2000 GRW ETF 464287648 10,242 34,951 SH   SOLE   0 0 34,951
ISHARES TR RUS MD CP GR ETF 464287481 42,062 365,061 SH   SOLE   0 0 365,061
ISHARES TR RUS MID CAP ETF 464287499 1,075 12,952 SH   SOLE   0 0 12,952
ISHARES TR RUS MDCP VAL ETF 464287473 62,256 508,709 SH   SOLE   0 0 508,709
ISHARES TR U.S. ENERGY ETF 464287796 180 5,988 SH   SOLE   0 0 5,988
VANGUARD WORLD FD MEGA CAP INDEX 921910873 223 1,328 SH   SOLE   0 0 1,328
VANGUARD WORLD FD MEGA GRWTH IND 921910816 544,719 2,088,965 SH   SOLE   0 0 2,088,965
SPDR SER TR DJ REIT ETF 78464A607 120 985 SH   SOLE   0 0 985
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 598 8,163 SH   SOLE   0 0 8,163
ISHARES TR EAFE SML CP ETF 464288273 7,041 96,329 SH   SOLE   0 0 96,329
ISHARES TR SHORT TREAS BD 464288679 2,606 23,597 SH   SOLE   0 0 23,597
ISHARES SILVER TR ISHARES 46428Q109 99 4,580 SH   SOLE   0 0 4,580
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 261 3,803 SH   SOLE   0 0 3,803
ISHARES TR MSCI USA MIN VOL 46429B697 1,313 16,227 SH   SOLE   0 0 16,227
VANGUARD INDEX FDS SML CP GRW ETF 922908595 498 1,768 SH   SOLE   0 0 1,768
VANGUARD INDEX FDS SM CP VAL ETF 922908611 122 681 SH   SOLE   0 0 681
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 29 358 SH   SOLE   0 0 358
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1 16 SH   SOLE   0 0 16
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 176 1,514 SH   SOLE   0 0 1,514
SELECT SECTOR SPDR TR ENERGY 81369Y506 151 2,730 SH   SOLE   0 0 2,730