The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   5,308,050 29,141 SH   SOLE 0 0 0 29,141
AMERICAN CENTY ETF TR US EQT ETF 025072885   310,370 3,441 SH   SOLE 0 0 0 3,441
AMGEN INC COM 031162100   3,680,349 11,779 SH   SOLE 0 0 0 11,779
APPLE INC COM 037833100   5,063,323 24,040 SH   SOLE 0 0 0 24,040
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,808,132 11,819 SH   SOLE 0 0 0 11,819
BOEING CO COM 097023105   2,882,144 15,835 SH   SOLE 0 0 0 15,835
CHENIERE ENERGY INC COM NEW 16411R208   3,181,382 18,197 SH   SOLE 0 0 0 18,197
CISCO SYS INC COM 17275R102   2,851,385 60,017 SH   SOLE 0 0 0 60,017
COMCAST CORP NEW CL A 20030N101   785,158 20,050 SH   SOLE 0 0 0 20,050
COSTCO WHSL CORP NEW COM 22160K105   4,789,934 5,635 SH   SOLE 0 0 0 5,635
DISNEY WALT CO COM 254687106   2,922,529 29,434 SH   SOLE 0 0 0 29,434
FEDEX CORP COM 31428X106   3,991,470 13,312 SH   SOLE 0 0 0 13,312
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   9,081,436 290,513 SH   SOLE 0 0 0 290,513
HOME DEPOT INC COM 437076102   2,400,730 6,974 SH   SOLE 0 0 0 6,974
HONEYWELL INTL INC COM 438516106   3,260,221 15,267 SH   SOLE 0 0 0 15,267
ISHARES TR S&P MC 400VL ETF 464287705   251,541 2,217 SH   SOLE 0 0 0 2,217
ISHARES TR GLOBAL TECH ETF 464287291   10,563,360 127,546 SH   SOLE 0 0 0 127,546
ISHARES TR S&P SML 600 GWT 464287887   547,369 4,262 SH   SOLE 0 0 0 4,262
ISHARES TR GLOBAL 100 ETF 464287572   2,163,682 22,403 SH   SOLE 0 0 0 22,403
ISHARES TR RUSSELL 2000 ETF 464287655   415,316 2,047 SH   SOLE 0 0 0 2,047
ISHARES TR 0-3 MNTH TREASRY 46436E718   28,063,181 278,653 SH   SOLE 0 0 0 278,653
ISHARES TR S&P MC 400GR ETF 464287606   363,542 4,126 SH   SOLE 0 0 0 4,126
ISHARES TR RUS MID CAP ETF 464287499   215,267 2,655 SH   SOLE 0 0 0 2,655
ISHARES TR RUS 1000 GRW ETF 464287614   208,500 572 SH   SOLE 0 0 0 572
ISHARES TR CORE S&P SCP ETF 464287804   2,920,351 27,380 SH   SOLE 0 0 0 27,380
ISHARES TR SP SMCP600VL ETF 464287879   740,517 7,613 SH   SOLE 0 0 0 7,613
JOHNSON & JOHNSON COM 478160104   2,662,743 18,218 SH   SOLE 0 0 0 18,218
MERCK & CO INC COM 58933Y105   3,466,276 27,999 SH   SOLE 0 0 0 27,999
MICROSOFT CORP COM 594918104   5,352,004 11,975 SH   SOLE 0 0 0 11,975
NIKE INC CL B 654106103   1,908,218 25,318 SH   SOLE 0 0 0 25,318
PAYPAL HLDGS INC COM 70450Y103   2,623,362 45,207 SH   SOLE 0 0 0 45,207
PEPSICO INC COM 713448108   2,933,940 17,789 SH   SOLE 0 0 0 17,789
PFIZER INC COM 717081103   1,712,332 61,198 SH   SOLE 0 0 0 61,198
PGIM ETF TR PGIM ULTRA SH BD 69344A107   29,862,841 600,862 SH   SOLE 0 0 0 600,862
PIMCO ETF TR ACTIVE BD ETF 72201R775   19,815,274 217,559 SH   SOLE 0 0 0 217,559
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   9,601,810 101,424 SH   SOLE 0 0 0 101,424
SALESFORCE INC COM 79466L302   4,008,446 15,591 SH   SOLE 0 0 0 15,591
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   380,710 6,056 SH   SOLE 0 0 0 6,056
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,317,809 102,225 SH   SOLE 0 0 0 102,225
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,573,664 59,724 SH   SOLE 0 0 0 59,724
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   9,505,553 110,968 SH   SOLE 0 0 0 110,968
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   263,870 2,988 SH   SOLE 0 0 0 2,988
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,462,366 65,488 SH   SOLE 0 0 0 65,488
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,861,122 74,489 SH   SOLE 0 0 0 74,489
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   25,786,917 113,985 SH   SOLE 0 0 0 113,985
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   9,617,255 65,985 SH   SOLE 0 0 0 65,985
SELECT SECTOR SPDR TR INDL 81369Y704   6,334,315 51,976 SH   SOLE 0 0 0 51,976
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   6,101,908 148,429 SH   SOLE 0 0 0 148,429
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,133,883 39,111 SH   SOLE 0 0 0 39,111
SPDR S&P 500 ETF TR TR UNIT 78462F103   390,750 718 SH   SOLE 0 0 0 718
SPDR SER TR PORTFOLIO S&P500 78464A854   3,182,720 49,730 SH   SOLE 0 0 0 49,730
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,460,637 48,601 SH   SOLE 0 0 0 48,601
STARBUCKS CORP COM 855244109   2,455,545 31,542 SH   SOLE 0 0 0 31,542
T-MOBILE US INC COM 872590104   3,725,502 21,146 SH   SOLE 0 0 0 21,146
UNION PAC CORP COM 907818108   3,024,644 13,368 SH   SOLE 0 0 0 13,368
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,673,120 6,689 SH   SOLE 0 0 0 6,689
VANGUARD INDEX FDS MID CAP ETF 922908629   3,292,560 13,600 SH   SOLE 0 0 0 13,600
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,234,072 17,719 SH   SOLE 0 0 0 17,719
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   272,452 5,513 SH   SOLE 0 0 0 5,513
VANGUARD WORLD FD FINANCIALS ETF 92204A405   299,240 2,996 SH   SOLE 0 0 0 2,996
VANGUARD WORLD FD ENERGY ETF 92204A306   919,525 7,208 SH   SOLE 0 0 0 7,208
VANGUARD WORLD FD MATERIALS ETF 92204A801   4,433,688 23,017 SH   SOLE 0 0 0 23,017
VISA INC COM CL A 92826C839   4,180,622 15,928 SH   SOLE 0 0 0 15,928
WALMART INC COM 931142103   3,932,461 58,078 SH   SOLE 0 0 0 58,078