The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   2,652,900 30,068 SH   SOLE 0 0 0 30,068
AMGEN INC COM 031162100   3,243,446 12,349 SH   SOLE 0 0 0 12,349
APPLE INC COM 037833100   3,626,181 27,909 SH   SOLE 0 0 0 27,909
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,175,307 10,279 SH   SOLE 0 0 0 10,279
BOEING CO COM 097023105   3,629,880 19,055 SH   SOLE 0 0 0 19,055
CHENIERE ENERGY INC COM NEW 16411R208   2,365,589 15,775 SH   SOLE 0 0 0 15,775
CISCO SYS INC COM 17275R102   2,889,591 60,655 SH   SOLE 0 0 0 60,655
COMCAST CORP NEW CL A 20030N101   2,585,416 73,932 SH   SOLE 0 0 0 73,932
COSTCO WHSL CORP NEW COM 22160K105   3,068,465 6,722 SH   SOLE 0 0 0 6,722
DISNEY WALT CO COM 254687106   2,318,115 26,682 SH   SOLE 0 0 0 26,682
FEDEX CORP COM 31428X106   2,546,594 14,703 SH   SOLE 0 0 0 14,703
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   2,217,316 83,053 SH   SOLE 0 0 0 83,053
HOME DEPOT INC COM 437076102   2,830,927 8,963 SH   SOLE 0 0 0 8,963
HONEYWELL INTL INC COM 438516106   3,282,331 15,317 SH   SOLE 0 0 0 15,317
INTEL CORP COM 458140100   1,128,117 42,683 SH   SOLE 0 0 0 42,683
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887   6,147,888 124,300 SH   SOLE 0 0 0 124,300
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   159,818 14,295 SH   SOLE 0 0 0 14,295
ISHARES TR S&P MC 400GR ETF 464287606   334,397 4,896 SH   SOLE 0 0 0 4,896
ISHARES TR RUSSELL 2000 ETF 464287655   462,751 2,654 SH   SOLE 0 0 0 2,654
ISHARES TR CORE MSCI EAFE 46432F842   2,870,217 46,564 SH   SOLE 0 0 0 46,564
ISHARES TR S&P MC 400VL ETF 464287705   295,646 2,933 SH   SOLE 0 0 0 2,933
ISHARES TR RUS MID CAP ETF 464287499   209,095 3,100 SH   SOLE 0 0 0 3,100
ISHARES TR GLOBAL TECH ETF 464287291   609,419 13,594 SH   SOLE 0 0 0 13,594
ISHARES TR S&P SML 600 GWT 464287887   506,848 4,690 SH   SOLE 0 0 0 4,690
ISHARES TR GLOBAL 100 ETF 464287572   1,042,158 16,271 SH   SOLE 0 0 0 16,271
ISHARES TR ISHS 1-5YR INVS 464288646   573,727 11,516 SH   SOLE 0 0 0 11,516
ISHARES TR COHEN STEER REIT 464287564   1,555,811 28,370 SH   SOLE 0 0 0 28,370
ISHARES TR CORE S&P SCP ETF 464287804   1,106,720 11,694 SH   SOLE 0 0 0 11,694
ISHARES TR SP SMCP600VL ETF 464287879   852,835 9,340 SH   SOLE 0 0 0 9,340
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   16,115,993 321,484 SH   SOLE 0 0 0 321,484
JOHNSON & JOHNSON COM 478160104   3,114,799 17,633 SH   SOLE 0 0 0 17,633
MERCK & CO INC COM 58933Y105   3,510,991 31,645 SH   SOLE 0 0 0 31,645
MICROSOFT CORP COM 594918104   3,510,333 14,637 SH   SOLE 0 0 0 14,637
NIKE INC CL B 654106103   3,069,781 26,235 SH   SOLE 0 0 0 26,235
PAYPAL HLDGS INC COM 70450Y103   2,252,717 31,630 SH   SOLE 0 0 0 31,630
PEPSICO INC COM 713448108   3,124,912 17,297 SH   SOLE 0 0 0 17,297
PFIZER INC COM 717081103   3,092,642 60,356 SH   SOLE 0 0 0 60,356
PGIM ETF TR PGIM ULTRA SH BD 69344A107   8,565,250 174,445 SH   SOLE 0 0 0 174,445
SALESFORCE INC COM 79466L302   2,370,418 17,878 SH   SOLE 0 0 0 17,878
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   249,199 5,561 SH   SOLE 0 0 0 5,561
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   5,430,620 55,296 SH   SOLE 0 0 0 55,296
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   234,827 3,023 SH   SOLE 0 0 0 3,023
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,877,066 78,622 SH   SOLE 0 0 0 78,622
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,318,964 71,348 SH   SOLE 0 0 0 71,348
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   5,374,227 111,986 SH   SOLE 0 0 0 111,986
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   13,205,468 386,125 SH   SOLE 0 0 0 386,125
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   5,533,757 42,844 SH   SOLE 0 0 0 42,844
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,918,506 58,289 SH   SOLE 0 0 0 58,289
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,205,156 45,463 SH   SOLE 0 0 0 45,463
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,146,519 58,124 SH   SOLE 0 0 0 58,124
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   21,369,260 171,723 SH   SOLE 0 0 0 171,723
SPDR S&P 500 ETF TR TR UNIT 78462F103   861,615 2,253 SH   SOLE 0 0 0 2,253
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   218,295 493 SH   SOLE 0 0 0 493
SPDR SER TR PORTFOLIO AGRGTE 78464A649   584,800 23,271 SH   SOLE 0 0 0 23,271
SPDR SER TR ICE PFD SEC ETF 78464A292   5,682,862 173,152 SH   SOLE 0 0 0 173,152
SPDR SER TR S&P 600 SMCP VAL 78464A300   215,832 2,908 SH   SOLE 0 0 0 2,908
SPDR SER TR PORTFOLIO S&P500 78464A854   2,428,560 53,992 SH   SOLE 0 0 0 53,992
STARBUCKS CORP COM 855244109   3,652,643 36,821 SH   SOLE 0 0 0 36,821
TARGET CORP COM 87612E106   2,059,405 13,818 SH   SOLE 0 0 0 13,818
UNION PAC CORP COM 907818108   2,793,002 13,488 SH   SOLE 0 0 0 13,488
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,039,492 10,170 SH   SOLE 0 0 0 10,170
VANGUARD INDEX FDS MID CAP ETF 922908629   854,372 4,192 SH   SOLE 0 0 0 4,192
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   971,375 7,183 SH   SOLE 0 0 0 7,183
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,285,631 26,988 SH   SOLE 0 0 0 26,988
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   862,024 4,795 SH   SOLE 0 0 0 4,795
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   364,139 9,342 SH   SOLE 0 0 0 9,342
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   440,937 10,506 SH   SOLE 0 0 0 10,506
VANGUARD WORLD FDS MATERIALS ETF 92204A801   3,462,140 20,342 SH   SOLE 0 0 0 20,342
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   723,308 8,743 SH   SOLE 0 0 0 8,743
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,059,623 8,737 SH   SOLE 0 0 0 8,737
WALMART INC COM 931142103   2,896,146 20,426 SH   SOLE 0 0 0 20,426