The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   3,984,771 55,390 SH   SOLE   55,390 0 0
ABBOTT LABS COM 002824100   1,726,826 15,728 SH   SOLE   15,728 0 0
ABBVIE INC COM 00287Y109   486,620 3,011 SH   SOLE   3,011 0 0
ALTRIA GROUP INC COM 02209S103   224,813 4,918 SH   SOLE   4,918 0 0
AMERICAN ELEC PWR CO INC COM 025537101   332,325 3,500 SH   SOLE   3,500 0 0
AMGEN INC COM 031162100   2,869,836 10,927 SH   SOLE   10,926 0 0
ANALOG DEVICES INC COM 032654105   1,159,036 7,066 SH   SOLE   7,066 0 0
APPLE INC COM 037833100   2,365,148 18,203 SH   SOLE   18,203 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   447,863 1,875 SH   SOLE   1,875 0 0
BANK AMERICA CORP COM 060505104   460,123 13,893 SH   SOLE   13,892 0 0
BECTON DICKINSON & CO COM 075887109   509,872 2,005 SH   SOLE   2,005 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   5,624,532 12 SH   SOLE   12 0 0
BLACKROCK INC COM 09247X101   3,354,481 4,734 SH   SOLE   4,733 0 0
BLACKSTONE INC COM 09260D107   919,736 12,397 SH   SOLE   12,397 0 0
CVS HEALTH CORP COM 126650100   4,011,422 43,046 SH   SOLE   43,045 0 0
CISCO SYS INC COM 17275R102   3,362,575 70,583 SH   SOLE   70,583 0 0
CINTAS CORP COM 172908105   677,430 1,500 SH   SOLE   1,500 0 0
COCA COLA CO COM 191216100   423,007 6,650 SH   SOLE   6,650 0 0
CONSOLIDATED EDISON INC COM 209115104   409,833 4,300 SH   SOLE   4,300 0 0
COSTCO WHSL CORP NEW COM 22160K105   608,209 1,332 SH   SOLE   1,332 0 0
DARDEN RESTAURANTS INC COM 237194105   3,265,324 23,605 SH   SOLE   23,605 0 0
DOMINION ENERGY INC COM 25746U109   2,398,275 39,111 SH   SOLE   39,110 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   2,797,262 27,161 SH   SOLE   27,160 0 0
EMERSON ELEC CO COM 291011104   3,167,680 32,976 SH   SOLE   32,976 0 0
META PLATFORMS INC CL A 30303M102   201,570 1,675 SH   SOLE   1,675 0 0
FRANCHISE GROUP INC COM 35180X105   214,380 9,000 SH   SOLE   9,000 0 0
HOME DEPOT INC COM 437076102   1,585,686 5,020 SH   SOLE   5,020 0 0
ILLINOIS TOOL WKS INC COM 452308109   302,725 1,374 SH   SOLE   1,374 0 0
INTEL CORP COM 458140100   1,515,170 57,328 SH   SOLE   57,327 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,404,342 17,022 SH   SOLE   17,021 0 0
ISHARES SILVER TR ISHARES 46428Q109   690,503 31,358 SH   SOLE   31,358 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   3,042,146 121,540 SH   SOLE   121,540 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,921,805 120,140 SH   SOLE   120,140 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   2,968,007 121,540 SH   SOLE   121,540 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   2,805,269 120,140 SH   SOLE   120,140 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   2,807,672 120,140 SH   SOLE   120,140 0 0
JPMORGAN CHASE & CO COM 46625H100   3,845,181 28,674 SH   SOLE   28,673 0 0
JOHNSON & JOHNSON COM 478160104   1,072,029 6,069 SH   SOLE   6,068 0 0
KINDER MORGAN INC DEL COM 49456B101   3,693,850 204,306 SH   SOLE   204,305 0 0
LOWES COS INC COM 548661107   1,249,529 6,271 SH   SOLE   6,271 0 0
MARKEL CORP COM 570535104   223,973 170 SH   SOLE   170 0 0
MCDONALDS CORP COM 580135101   4,713,940 17,888 SH   SOLE   17,887 0 0
MICROSOFT CORP COM 594918104   4,679,133 19,511 SH   SOLE   19,511 0 0
MID-AMER APT CMNTYS INC COM 59522J103   1,282,750 8,171 SH   SOLE   8,170 0 0
NIKE INC CL B 654106103   883,765 7,553 SH   SOLE   7,552 0 0
NORFOLK SOUTHN CORP COM 655844108   1,143,333 4,640 SH   SOLE   4,639 0 0
OAKTREE SPECIALTY LENDING CO COM 67401P108   89,310 13,000 SH   SOLE   13,000 0 0
PEPSICO INC COM 713448108   4,157,824 23,015 SH   SOLE   23,014 0 0
PFIZER INC COM 717081103   959,575 18,727 SH   SOLE   18,727 0 0
PHILLIPS 66 COM 718546104   3,520,763 33,827 SH   SOLE   33,827 0 0
PRICE T ROWE GROUP INC COM 74144T108   2,689,176 24,658 SH   SOLE   24,657 0 0
PROCTER AND GAMBLE CO COM 742718109   3,809,379 25,134 SH   SOLE   25,134 0 0
QUALCOMM INC COM 747525103   2,016,479 18,342 SH   SOLE   18,341 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   268,952 2,665 SH   SOLE   2,665 0 0
REALTY INCOME CORP COM 756109104   2,351,794 37,077 SH   SOLE   37,077 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   764,860 2,000 SH   SOLE   2,000 0 0
SPDR GOLD TR GOLD SHS 78463V107   737,934 4,350 SH   SOLE   4,350 0 0
SMUCKER J M CO COM NEW 832696405   4,283,167 27,030 SH   SOLE   27,029 0 0
SOUTHERN CO COM 842587107   4,334,604 60,700 SH   SOLE   60,700 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   233,192 28,300 SH   SOLE   28,300 0 0
STAG INDL INC COM 85254J102   1,443,617 44,680 SH   SOLE   44,680 0 0
STARBUCKS CORP COM 855244109   273,202 2,754 SH   SOLE   2,754 0 0
SYSCO CORP COM 871829107   933,461 12,210 SH   SOLE   12,210 0 0
TARGET CORP COM 87612E106   1,477,908 9,916 SH   SOLE   9,916 0 0
3M CO COM 88579Y101   2,517,067 20,990 SH   SOLE   20,989 0 0
TOWNEBANK PORTSMOUTH VA COM 89214P109   250,147 8,111 SH   SOLE   8,111 0 0
TRAVELERS COMPANIES INC COM 89417E109   261,403 1,394 SH   SOLE   1,394 0 0
UNITED PARCEL SERVICE INC CL B 911312106   3,465,886 19,937 SH   SOLE   19,937 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,016,105 1,917 SH   SOLE   1,916 0 0
URSTADT BIDDLE PPTYS INC CL A 917286205   212,101 11,193 SH   SOLE   11,192 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,374,117 16,660 SH   SOLE   16,660 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,225,458 31,103 SH   SOLE   31,103 0 0
WEC ENERGY GROUP INC COM 92939U106   211,429 2,255 SH   SOLE   2,255 0 0
WALMART INC COM 931142103   2,467,223 17,401 SH   SOLE   17,400 0 0
WASTE MGMT INC DEL COM 94106L109   1,841,943 11,741 SH   SOLE   11,741 0 0
MEDTRONIC PLC SHS G5960L103   1,813,578 23,335 SH   SOLE   23,334 0 0
CHUBB LIMITED COM H1467J104   3,485,432 15,800 SH   SOLE   15,799 0 0