The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KINDER MORGAN INC DEL Stock 49456B101   182 10,399 SH   SOLE   0 0 10,399
FORD MTR CO DEL Stock 345370860   159 12,006 SH   SOLE   0 0 12,006
GLOBALSTAR INC Stock 378973408   30 28,410 SH   SOLE   0 0 28,410
WASTE MGMT INC DEL Stock 94106L109   200 1,233 SH   SOLE   0 0 1,233
MEDTRONIC PLC SHS Stock G5960L103   212 2,411 SH   SOLE   0 0 2,411
METLIFE INC Stock 59156R108   218 3,489 SH   SOLE   0 0 3,489
MCKESSON CORP Stock 58155Q103   221 548 SH   SOLE   0 0 548
DEERE AND CO Stock 244199105   221 518 SH   SOLE   0 0 518
QUALCOMM INC Stock 747525103   224 1,733 SH   SOLE   0 0 1,733
BLACKROCK INC Stock 09247X101   229 311 SH   SOLE   0 0 311
HARTFORD FINL SVCS GROUP INC Stock 416515104   238 3,300 SH   SOLE   0 0 3,300
MARVELL TECHNOLOGY INC Stock 573874104   238 3,677 SH   SOLE   0 0 3,677
GENERAL MLS INC Stock 370334104   238 3,164 SH   SOLE   0 0 3,164
GILEAD SCIENCES INC Stock 375558103   241 3,143 SH   SOLE   0 0 3,143
CINTAS CORP Stock 172908105   242 483 SH   SOLE   0 0 483
PHILIP MORRIS INTL INC Stock 718172109   244 2,453 SH   SOLE   0 0 2,453
PNC FINL SVCS GROUP INC Stock 693475105   245 1,808 SH   SOLE   0 0 1,808
ALTRIA GROUP INC Stock 02209S103   248 5,459 SH   SOLE   0 0 5,459
CARDINAL HEALTH INC Stock 14149Y108   248 2,714 SH   SOLE   0 0 2,714
NETFLIX INC Stock 64110L106   249 586 SH   SOLE   0 0 586
COMCAST CORP NEW CL A Stock 20030N101   262 5,805 SH   SOLE   0 0 5,805
GALLAGHER ARTHUR J CO Stock 363576109   268 1,242 SH   SOLE   0 0 1,242
ALPHABET INC CAP STK CL C Stock 02079K107   272 2,047 SH   SOLE   0 0 2,047
MASTERCARD INCORPD CL A Stock 57636Q104   276 704 SH   SOLE   0 0 704
SOUTHERN CO Stock 842587107   283 3,920 SH   SOLE   0 0 3,920
TESLA INC Stock 88160R101   286 1,074 SH   SOLE   0 0 1,074
BRISTOL MYERS SQUIBB CO Stock 110122108   291 4,754 SH   SOLE   0 0 4,754
CONOCOPHILLIPS Stock 20825C104   302 2,607 SH   SOLE   0 0 2,607
NUCOR CORP Stock 670346105   306 1,813 SH   SOLE   0 0 1,813
HONEYWELL INTL INC Stock 438516106   309 1,587 SH   SOLE   0 0 1,587
MONDELEZ INTL INC CL A Stock 609207105   310 4,133 SH   SOLE   0 0 4,133
BROADCOM INC Stock 11135F101   322 358 SH   SOLE   0 0 358
PFIZER INC Stock 717081103   323 8,960 SH   SOLE   0 0 8,960
UNITEDHEALTH GROUP INC Stock 91324P102   329 654 SH   SOLE   0 0 654
SALESFORCE INC Stock 79466L302   345 1,531 SH   SOLE   0 0 1,531
VERIZONMUNICATIONS INC Stock 92343V104   358 10,528 SH   SOLE   0 0 10,528
INTL BUSINESS MACHS Stock 459200101   362 2,525 SH   SOLE   0 0 2,525
WELLS FARGO CO NEW Stock 949746101   366 7,944 SH   SOLE   0 0 7,944
ADVANCED MICRO DEVICES INC Stock 007903107   373 3,306 SH   SOLE   0 0 3,306
VISA INC CL A Stock 92826C839   376 1,596 SH   SOLE   0 0 1,596
LILLY ELI AND CO Stock 532457108   421 919 SH   SOLE   0 0 919
ALPHABET INC CAP STK CL A Stock 02079K305   471 3,556 SH   SOLE   0 0 3,556
LOWES COS INC Stock 548661107   492 2,095 SH   SOLE   0 0 2,095
LOCKHEED MARTIN CORP Stock 539830109   500 1,115 SH   SOLE   0 0 1,115
NIKE INC CL B Stock 654106103   502 4,630 SH   SOLE   0 0 4,630
MERCK AND CO INC Stock 58933Y105   576 5,417 SH   SOLE   0 0 5,417
WALMART INC Stock 931142103   578 3,619 SH   SOLE   0 0 3,619
3M CO Stock 88579Y101   614 5,495 SH   SOLE   0 0 5,495
COCA COLA CO Stock 191216100   614 9,841 SH   SOLE   0 0 9,841
EMERSON ELEC CO Stock 291011104   617 6,786 SH   SOLE   0 0 6,786
PEPSICO INC Stock 713448108   640 3,363 SH   SOLE   0 0 3,363
EXXON MOBIL CORP Stock 30231G102   647 6,220 SH   SOLE   0 0 6,220
CISCO SYS INC Stock 17275R102   668 12,828 SH   SOLE   0 0 12,828
ABBOTT LABS Stock 002824100   674 5,981 SH   SOLE   0 0 5,981
AUTOMATIC DATA PROCESSING INC Stock 053015103   684 2,733 SH   SOLE   0 0 2,733
CATERPILLAR INC Stock 149123101   699 2,685 SH   SOLE   0 0 2,685
BANK AMERICA CORP Stock 060505104   785 24,626 SH   SOLE   0 0 24,626
JPMORGAN CHASE AND CO Stock 46625H100   816 5,204 SH   SOLE   0 0 5,204
META PLATFORMS INC CL A Stock 30303M102   842 2,588 SH   SOLE   0 0 2,588
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   873 2,497 SH   SOLE   0 0 2,497
NEXTERA ENERGY INC Stock 65339F101   879 12,076 SH   SOLE   0 0 12,076
HOME DEPOT INC Stock 437076102   928 2,803 SH   SOLE   0 0 2,803
ABBVIE INC Stock 00287Y109   965 6,403 SH   SOLE   0 0 6,403
CHEVRON CORP NEW Stock 166764100   990 6,235 SH   SOLE   0 0 6,235
AMAZON INC Stock 023135106   1,042 7,886 SH   SOLE   0 0 7,886
FISERV INC Stock 337738108   1,105 8,842 SH   SOLE   0 0 8,842
MCDONALDS CORP Stock 580135101   1,200 4,083 SH   SOLE   0 0 4,083
PACCAR INC Stock 693718108   1,217 14,268 SH   SOLE   0 0 14,268
PROCTER AND GAMBLE CO Stock 742718109   1,240 7,928 SH   SOLE   0 0 7,928
JOHNSON AND JOHNSON Stock 478160104   1,252 7,177 SH   SOLE   0 0 7,177
COSTCO WHSL CORP NEW Stock 22160K105   2,636 4,680 SH   SOLE   0 0 4,680
STARBUCKS CORP Stock 855244109   2,648 26,157 SH   SOLE   0 0 26,157
BOEING CO Stock 097023105   2,956 12,386 SH   SOLE   0 0 12,386
NVIDIA CORPORATION Stock 67066G104   4,099 8,768 SH   SOLE   0 0 8,768
APPLE INC Stock 037833100   7,823 39,948 SH   SOLE   0 0 39,948
MICROSOFT CORP Stock 594918104   17,431 51,517 SH   SOLE   0 0 51,517
VANGUARD INTL HIGH DIVIDEND YIELD ETF 921946794   225 3,420 SH   SOLE   0 0 3,420
SPDR BLACKSTONE SENIOR LOAN ETF 78467V608   228 5,454 SH   SOLE   0 0 5,454
SCHWAB U.S. LARGE-CAP GROWTH ETF 808524300   236 3,060 SH   SOLE   0 0 3,060
SPDR PORTFOLIO LONG TERM TREASURY ETF 78464A664   249 8,580 SH   SOLE   0 0 8,580
VANGUARD MID-CAP ETF 922908629   262 1,158 SH   SOLE   0 0 1,158
ISHARES 3 to 7 YEAR TREASURY ETF 464288661   267 2,328 SH   SOLE   0 0 2,328
SPDR BLOOMBERG HIGH YIELD ETF 78468R622   272 2,947 SH   SOLE   0 0 2,947
SPDR BLOOMBERG EMERGING MKTS LOCAL ETF 78464A391   274 12,767 SH   SOLE   0 0 12,767
JPMORGAN INCOME ETF 46641Q159   274 6,078 SH   SOLE   0 0 6,078
ISHARES CORE U.S. REIT ETF 464288521   310 5,892 SH   SOLE   0 0 5,892
VANGUARD FTSE DEVELOPED MKTS ETF 921943858   317 6,667 SH   SOLE   0 0 6,667
ISHARES 10 YEAR INVT GRADE CORP ETF 464289511   326 6,392 SH   SOLE   0 0 6,392
ISHARES RUSSELL 1000 GROWTH ETF 464287614   355 1,253 SH   SOLE   0 0 1,253
JPMORGAN U.S. QUALITY FACTOR ETF 46641Q761   375 8,241 SH   SOLE   0 0 8,241
ISHARES 1 3 YEAR TREASURY ETF 464287457   380 4,694 SH   SOLE   0 0 4,694
ISHARES 10 20 YEAR TREASURY ETF 464288653   412 3,816 SH   SOLE   0 0 3,816
SCHWAB U.S. SMALL-CAP ETF 808524607   496 10,864 SH   SOLE   0 0 10,864
JPMORGAN ACTIVE VALUE ETF 46641Q167   512 9,350 SH   SOLE   0 0 9,350
JPMORGAN ACTIVE EMER MKTS EQY ETF 46641Q266   568 14,807 SH   SOLE   0 0 14,807
ISHARES 0 5 YEAR HIGH YIELD CORP ETF 46434V407   586 14,101 SH   SOLE   0 0 14,101
JPMORGAN CORE PLUS ETF 46641Q670   772 16,688 SH   SOLE   0 0 16,688
JPMORGAN ACTIVE GROWTH ETF 46654Q609   812 14,127 SH   SOLE   0 0 14,127
VANGUARD S AND P 500 ETF 922908363   868 2,068 SH   SOLE   0 0 2,068
ISHARES 1 5 YEAR INVT GRADE CORP ETF 464288646   891 17,730 SH   SOLE   0 0 17,730
JPMORGAN BETABUILDERS INTL EQY ETF 46641Q373   1,440 25,533 SH   SOLE   0 0 25,533
ISHARES CORE U.S. AGGREGATE ETF 464287226   1,705 17,482 SH   SOLE   0 0 17,482
CAPITAL GROUP GROWTH ETF 14020G101   1,742 66,623 SH   SOLE   0 0 66,623
JP MORGAN BETABUILDERS U.S. EQY ETF 46641Q399   2,005 24,365 SH   SOLE   0 0 24,365
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   2,117 55,880 SH   SOLE   0 0 55,880
JPMORGAN DVSD RETURN U.S. MID CAP EQY ETF 46641Q886   2,176 24,027 SH   SOLE   0 0 24,027
JPMORGAN DVSD RETURN U.S. SMALL CAP EQY ETF 46641Q845   2,188 51,260 SH   SOLE   0 0 51,260
WISDOMTREE ENHANCEDMODITY STGY FD ETF 97717Y683   2,834 155,329 SH   SOLE   0 0 155,329
ISHARES PREF AND INCOME SECURITIES ETF 464288687   3,295 106,227 SH   SOLE   0 0 106,227
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   4,082 60,895 SH   SOLE   0 0 60,895
SPDR PORTFOLIO SHORT TERM CORP ETF 78464A474   7,283 247,143 SH   SOLE   0 0 247,143
ZACKS EARNINGS CONSISTENT PORTFOLIO ETF 98888G105   9,186 359,809 SH   SOLE   0 0 359,809
ISHARES IBOXX INVT GRADE CORP ETF 464287242   9,913 92,179 SH   SOLE   0 0 92,179
ISHARES CORE S AND P 500 ETF 464287200   11,973 26,072 SH   SOLE   0 0 26,072