The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 909 5,120 SH   SOLE   0 0 5,120
A.O. Smith Corp. COM 831865209 860 10,014 SH   SOLE   0 0 10,014
Abbott Labs COM 002824100 249 1,772 SH   SOLE   0 0 1,772
AbbVie Inc. COM 00287Y109 942 6,960 SH   SOLE   0 0 6,960
Accenture LTD Bermuda COM G1151C101 298 718 SH   SOLE   0 0 718
Air Products & Chemicals COM 009158106 669 2,200 SH   SOLE   0 0 2,200
Allstate Corp. COM 020002101 676 5,750 SH   SOLE   0 0 5,750
Alphabet Inc Class A CL A COM 02079K305 4,496 1,552 SH   SOLE   0 0 1,552
Alphabet Inc. Class C CL C COM 02079K107 3,782 1,307 SH   SOLE   0 0 1,307
Amazon.Com, Inc. COM 023135106 1,567 470 SH   SOLE   0 0 470
Amcor PLC COM G0250X107 475 39,524 SH   SOLE   0 0 39,524
American Express Co COM 025816109 213 1,300 SH   SOLE   0 0 1,300
American International Group COM 026874784 208 3,665 SH   SOLE   0 0 3,665
American Tower Corp. COM 03027X100 717 2,450 SH   SOLE   0 0 2,450
American Water Works Co. Inc. COM 030420103 1,426 7,550 SH   SOLE   0 0 7,550
Amgen, Inc. COM 031162100 2,610 11,600 SH   SOLE   0 0 11,600
AngioDynamics Inc. COM 03475V101 459 16,650 SH   SOLE   0 0 16,650
Apple Inc. COM 037833100 10,508 59,174 SH   SOLE   0 0 59,174
Aqua America, Inc. COM 29670G102 335 6,234 SH   SOLE   0 0 6,234
AT&T Inc. COM 00206R102 785 31,921 SH   SOLE   0 0 31,921
Ball Corporation COM 058498106 1,088 11,300 SH   SOLE   0 0 11,300
Bank of America COM 060505104 422 9,478 SH   SOLE   0 0 9,478
Bank of Nova Scotia COM 064149107 358 5,000 SH   SOLE   0 0 5,000
Barrick Gold Corp. COM 067901108 385 20,260 SH   SOLE   0 0 20,260
Baxter Int'l Inc. COM 071813109 717 8,350 SH   SOLE   0 0 8,350
Becton Dickinson & Co. COM 075887109 287 1,141 SH   SOLE   0 0 1,141
Berkshire Hathaway Inc B CL B COM 084670702 2,143 7,167 SH   SOLE   0 0 7,167
BlackRock Municipal Target Term COM 09257P105 270 10,400 SH   SOLE   0 0 10,400
Bristol-Myers Squibb COM 110122108 620 9,950 SH   SOLE   0 0 9,950
California Water Service COM 130788102 460 6,400 SH   SOLE   0 0 6,400
Caterpillar Inc. COM 149123101 474 2,292 SH   SOLE   0 0 2,292
Celanese Corp COM 150870103 2,076 12,350 SH   SOLE   0 0 12,350
Cerence Inc. COM 156727109 221 2,886 SH   SOLE   0 0 2,886
Chevron Corp. COM 166764100 294 2,508 SH   SOLE   0 0 2,508
Cisco Systems COM 17275R102 1,973 31,128 SH   SOLE   0 0 31,128
Cleveland Cliffs Inc. COM 185899101 403 18,500 SH   SOLE   0 0 18,500
CME Group COM 12572Q105 668 2,925 SH   SOLE   0 0 2,925
Coca Cola COM 191216100 619 10,456 SH   SOLE   0 0 10,456
Comcast Corporation COM 20030N101 1,915 38,052 SH   SOLE   0 0 38,052
ConocoPhillips COM 20825C104 333 4,619 SH   SOLE   0 0 4,619
Costco Wholesale Corp. COM 22160K105 3,697 6,512 SH   SOLE   0 0 6,512
CVS Health Corp. COM 126650100 499 4,836 SH   SOLE   0 0 4,836
Dana Inc. COM 235825205 258 11,300 SH   SOLE   0 0 11,300
Dell, Inc. COM 24703L202 203 3,607 SH   SOLE   0 0 3,607
Diageo Plc C Spons ADR New COM 25243Q205 755 3,431 SH   SOLE   0 0 3,431
Discover Financial Services COM 254709108 526 4,550 SH   SOLE   0 0 4,550
Dollar Tree Inc. COM 256746108 562 4,000 SH   SOLE   0 0 4,000
Dominion Energy, Inc. COM 25746U109 960 12,216 SH   SOLE   0 0 12,216
Eastman Chemical COM 277432100 230 1,900 SH   SOLE   0 0 1,900
Eaton Vance Tax-Advantaged Global Divident Income COM 27828S101 227 10,000 SH   SOLE   0 0 10,000
eBay, Inc. COM 278642103 397 5,968 SH   SOLE   0 0 5,968
Eli Lilly & Co. COM 532457108 665 2,406 SH   SOLE   0 0 2,406
Enbridge Inc. COM 29250N105 365 9,341 SH   SOLE   0 0 9,341
Enterprise Prods Partners L.P. COM 293792107 279 12,710 SH   SOLE   0 0 12,710
Exxon Mobil Corp COM 30231G102 291 4,759 SH   SOLE   0 0 4,759
Facebook, Inc COM 30303M102 610 1,815 SH   SOLE   0 0 1,815
FedEx Corp. COM 31428X106 750 2,900 SH   SOLE   0 0 2,900
Fifth Third Bancorp COM 316773100 265 6,090 SH   SOLE   0 0 6,090
First Horizon National Corp. COM 320517105 238 14,600 SH   SOLE   0 0 14,600
Ford Motor Co. COM 345370860 188 9,057 SH   SOLE   0 0 9,057
Gilead Sciences Inc. COM 375558103 805 11,090 SH   SOLE   0 0 11,090
GlaxoSmithKline PLC COM 37733W105 654 14,825 SH   SOLE   0 0 14,825
Goldman Sachs Group COM 38141G104 937 2,450 SH   SOLE   0 0 2,450
Hanesbrands Inc. COM 410345102 208 12,447 SH   SOLE   0 0 12,447
Hologic, Inc. COM 436440101 524 6,850 SH   SOLE   0 0 6,850
Home Depot COM 437076102 630 1,518 SH   SOLE   0 0 1,518
Honeywell Int'l COM 438516106 1,723 8,261 SH   SOLE   0 0 8,261
ICICI Bank Ltd. COM 45104G104 349 17,655 SH   SOLE   0 0 17,655
Intel Corp. COM 458140100 571 11,080 SH   SOLE   0 0 11,080
International Business Machines COM 459200101 207 1,546 SH   SOLE   0 0 1,546
International Paper COM 460146103 247 5,250 SH   SOLE   0 0 5,250
iShares TIPS Bond ETF COM 464287176 475 3,676 SH   SOLE   0 0 3,676
Johnson and Johnson COM 478160104 1,374 8,034 SH   SOLE   0 0 8,034
JP Morgan Chase & Co. COM 46625H100 684 4,317 SH   SOLE   0 0 4,317
Keurig Dr Pepper Inc COM 49271V100 258 7,000 SH   SOLE   0 0 7,000
Kimberly Clark COM 494368103 556 3,893 SH   SOLE   0 0 3,893
Liberty Broadband Corp. Cl C CL C COM 530307305 279 1,729 SH   SOLE   0 0 1,729
Liberty Global Inc. Com Ser A CL A COM G5480U120 273 9,706 SH   SOLE   0 0 9,706
Liberty Media Corporation COM 531229607 220 4,336 SH   SOLE   0 0 4,336
Linde PLC COM G5494J103 208 600 SH   SOLE   0 0 600
Lockheed Martin COM 539830109 425 1,197 SH   SOLE   0 0 1,197
Lowes Cos Inc. COM 548661107 568 2,196 SH   SOLE   0 0 2,196
Lumen Technologies COM 550241103 693 55,210 SH   SOLE   0 0 55,210
LyondellBasell Industries N.V. COM N53745100 332 3,600 SH   SOLE   0 0 3,600
Manchester United plc COM G5784H106 291 20,404 SH   SOLE   0 0 20,404
Marathon Petroleum Corp. COM 56585A102 416 6,500 SH   SOLE   0 0 6,500
McCormick & Co., Inc. COM 579780206 841 8,700 SH   SOLE   0 0 8,700
McDonalds Corp COM 580135101 518 1,931 SH   SOLE   0 0 1,931
Medtronic, Inc. COM G5960L103 853 8,248 SH   SOLE   0 0 8,248
Merck & Co., Inc. COM 58933Y105 1,261 16,460 SH   SOLE   0 0 16,460
Micron Technology Inc COM 595112103 279 3,000 SH   SOLE   0 0 3,000
Microsoft Corp. COM 594918104 4,976 14,795 SH   SOLE   0 0 14,795
Mondelez International, Inc. COM 609207105 404 6,100 SH   SOLE   0 0 6,100
Motorola Solutions Inc. COM 620076307 314 1,155 SH   SOLE   0 0 1,155
Mueller Water Products, Inc. COM 624758108 320 22,227 SH   SOLE   0 0 22,227
National Grid plc. COM 636274409 207 2,868 SH   SOLE   0 0 2,868
New York Community Bancorp, Inc. COM 649445103 377 30,900 SH   SOLE   0 0 30,900
Newell Brands Inc. COM 651229106 219 10,050 SH   SOLE   0 0 10,050
Newmont Mining Corp. COM 651639106 553 8,916 SH   SOLE   0 0 8,916
NextEra Energy, Inc. Com. COM 65339F101 943 10,104 SH   SOLE   0 0 10,104
Nisource Inc. COM 65473P105 508 18,415 SH   SOLE   0 0 18,415
Nokia COM 654902204 681 109,411 SH   SOLE   0 0 109,411
Norfolk Southern Corp COM 655844108 1,319 4,430 SH   SOLE   0 0 4,430
NortonLifeLock Inc. COM 668771108 1,352 52,050 SH   SOLE   0 0 52,050
Nvent Electric Co. COM G6700G107 203 5,342 SH   SOLE   0 0 5,342
Nvidia COM 67066G104 794 2,700 SH   SOLE   0 0 2,700
Old Republic International Corp. COM 680223104 412 16,750 SH   SOLE   0 0 16,750
Oneok Inc. (Oklahoma) COM 682680103 538 9,162 SH   SOLE   0 0 9,162
Oracle Systems Corp. COM 68389X105 449 5,153 SH   SOLE   0 0 5,153
Organon & Co Common Stock COM 68622V106 227 7,464 SH   SOLE   0 0 7,464
PayPal Holdings Inc. COM 70450Y103 1,022 5,418 SH   SOLE   0 0 5,418
Pentair, Inc. COM G7S00T104 361 4,942 SH   SOLE   0 0 4,942
People's United Financial Inc. COM 712704105 380 21,350 SH   SOLE   0 0 21,350
Pepsico Inc. COM 713448108 594 3,417 SH   SOLE   0 0 3,417
PERSHING SQUARE TONTINE HLD CL A ORD CL A COM 71531R109 269 13,631 SH   SOLE   0 0 13,631
Pfizer Inc. COM 717081103 1,590 26,931 SH   SOLE   0 0 26,931
Portland General Electric COM 736508847 331 6,250 SH   SOLE   0 0 6,250
PPL Corporation COM 69351T106 322 10,700 SH   SOLE   0 0 10,700
Pricesmart Inc. COM 741511109 930 12,710 SH   SOLE   0 0 12,710
QUALCOMM, Inc. COM 747525103 3,127 17,102 SH   SOLE   0 0 17,102
Roche Hldg Ltd Spons COM 771195104 402 7,781 SH   SOLE   0 0 7,781
Sanofi ADR COM 80105N105 389 7,765 SH   SOLE   0 0 7,765
Sempra Energy COM 816851109 562 4,250 SH   SOLE   0 0 4,250
Siemens AG ADS COM 826197501 334 3,860 SH   SOLE   0 0 3,860
Sonoco Products Co. COM 835495102 318 5,500 SH   SOLE   0 0 5,500
Stifel Financial Corp. COM 860630607 226 8,650 SH   SOLE   0 0 8,650
Suncor Energy Inc. COM 867224107 205 8,200 SH   SOLE   0 0 8,200
T. Rowe Price Group, Inc. COM 74144T108 334 1,700 SH   SOLE   0 0 1,700
Target Corp Com COM 87612E106 208 900 SH   SOLE   0 0 900
Teck Resources Ltd COM 878742204 432 15,000 SH   SOLE   0 0 15,000
Tecogen Inc. COM 87876P201 12 10,404 SH   SOLE   0 0 10,404
Tejon Ranch Co. COM 879080109 264 13,856 SH   SOLE   0 0 13,856
Telephone & Data Sys. COM 879433829 258 12,790 SH   SOLE   0 0 12,790
The Blackstone Group COM 09260D107 822 6,350 SH   SOLE   0 0 6,350
Transcanada Corp. COM 87807B107 233 5,000 SH   SOLE   0 0 5,000
TreeHouse Foods, Inc. COM 89469A104 446 11,000 SH   SOLE   0 0 11,000
Tutor Perini Corp COM 901109108 390 31,560 SH   SOLE   0 0 31,560
Unilever Plc Spon ADR New COM 904767704 272 5,050 SH   SOLE   0 0 5,050
Union Pacific COM 907818108 611 2,426 SH   SOLE   0 0 2,426
United Parcel Service COM 911312106 1,730 8,070 SH   SOLE   0 0 8,070
Verizon Communications COM 92343V104 309 5,939 SH   SOLE   0 0 5,939
VF Corporation COM 918204108 217 2,963 SH   SOLE   0 0 2,963
Vishay Intertechnology COM 928298108 261 11,944 SH   SOLE   0 0 11,944
Vodafone Group PLC COM 92857W308 321 21,494 SH   SOLE   0 0 21,494
Walt Disney Company COM 254687106 3,054 19,714 SH   SOLE   0 0 19,714
Waste Management, Inc. COM 94106L109 317 1,900 SH   SOLE   0 0 1,900
Zillow Group Inc COM 98954M200 246 3,850 SH   SOLE   0 0 3,850