The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares TIPS Bond ETF COM 464287176 363 3,463 SH   SOLE   3,181 0 282
iShares Core US Aggregate Bond COM 464287226 363 3,772 SH   SOLE   3,772 0 0
iShares Intermediate Govt/Cred COM 464288612 4,989 49,065 SH   SOLE   47,551 0 1,514
Schwab Short-Term U.S. Treasur COM 808524862 472 9,790 SH   SOLE   9,790 0 0
Schwab U.S. Aggregate Bond ETF COM 808524839 288 6,350 SH   SOLE   6,350 0 0
SPDR Short Term Corporate Bond COM 78464A474 3,100 106,075 SH   SOLE   105,175 0 900
3M COM 88579Y101 604 5,462 SH   SOLE   5,462 0 0
AbbVie COM 00287Y109 495 3,688 SH   SOLE   3,688 0 0
Accenture Ltd. Cl A COM G1151C101 11,907 46,278 SH   SOLE   44,681 0 1,597
Adobe COM 00724F101 9,257 33,638 SH   SOLE   32,009 0 1,629
Alphabet COM 02079K305 25,139 262,823 SH   SOLE   246,456 0 16,367
Alphabet Cl C COM 02079K107 20,466 212,858 SH   SOLE   197,351 0 15,507
Amazon.com COM 023135106 56,266 497,925 SH   SOLE   467,147 0 30,778
American Tower COM 03027X100 12,975 60,435 SH   SOLE   55,964 0 4,471
Amgen COM 031162100 8,562 37,985 SH   SOLE   35,206 0 2,779
Apple COM 037833100 98,297 711,266 SH   SOLE   662,572 0 48,694
Applied Materials COM 038222105 6,872 83,872 SH   SOLE   79,270 0 4,602
Autodesk COM 052769106 279 1,495 SH   SOLE   1,495 0 0
Automatic Data Processing COM 053015103 1,696 7,497 SH   SOLE   7,447 0 50
AutoZone COM 053332102 261 122 SH   SOLE   122 0 0
Becton Dickinson COM 075887109 221 990 SH   SOLE   990 0 0
Booking Holdings COM 09857l108 9,386 5,712 SH   SOLE   5,206 0 506
Charles Schwab COM 808513105 4,319 60,088 SH   SOLE   60,088 0 0
Chipotle Mexican Grill COM 169656105 6,549 4,358 SH   SOLE   4,095 0 263
Constellation Brands COM 21036P108 586 2,553 SH   SOLE   2,553 0 0
CoStar Group COM 22160n109 11,876 170,514 SH   SOLE   160,771 0 9,743
Costco Wholesale COM 22160K105 36,755 77,826 SH   SOLE   72,608 0 5,218
Dollar General COM 256677105 4,122 17,187 SH   SOLE   16,156 0 1,031
Ecolab COM 278865100 8,929 61,824 SH   SOLE   55,789 0 6,035
Eli Lilly COM 532457108 28,988 89,648 SH   SOLE   83,942 0 5,706
EPAM Systems COM 29414b104 1,618 4,466 SH   SOLE   4,466 0 0
Equinix COM 29444U700 12,400 21,798 SH   SOLE   20,216 0 1,582
Estee Lauder COM 518439104 10,895 50,462 SH   SOLE   48,046 0 2,416
Gilead Sciences COM 375558103 356 5,770 SH   SOLE   5,770 0 0
Home Depot COM 437076102 23,298 84,431 SH   SOLE   77,644 0 6,787
iShares Russell 1000 Growth In COM 464287614 18,234 86,663 SH   SOLE   85,751 0 912
iShares Russell 1000 Index ETF COM 464287622 6,690 33,903 SH   SOLE   30,350 0 3,553
Lockheed Martin COM 539830109 259 671 SH   SOLE   671 0 0
Lowe's COM 548661107 397 2,113 SH   SOLE   2,113 0 0
Marriott International Cl A COM 571903202 217 1,550 SH   SOLE   1,300 0 250
Marsh & McLennan COM 571748102 19,948 133,620 SH   SOLE   122,635 0 10,985
MasterCard COM 57636Q104 524 1,842 SH   SOLE   1,842 0 0
Microsoft COM 594918104 97,130 417,047 SH   SOLE   387,050 0 29,997
NIKE Class B COM 654106103 5,318 63,978 SH   SOLE   60,934 0 3,044
NVIDIA COM 67066G104 17,334 142,792 SH   SOLE   133,847 0 8,945
Oracle COM 68389X105 318 5,204 SH   SOLE   5,204 0 0
PACCAR COM 693718108 952 11,376 SH   SOLE   7,456 0 3,920
Palo Alto Networks COM 697435105 18,736 114,390 SH   SOLE   106,220 0 8,170
Paychex COM 704326107 210 1,873 SH   SOLE   1,873 0 0
PayPal Holdings COM 70450Y103 592 6,880 SH   SOLE   6,030 0 850
PepsiCo COM 713448108 15,325 93,866 SH   SOLE   85,949 0 7,917
Salesforce COM 79466L302 15,889 110,461 SH   SOLE   102,488 0 7,973
Schwab U.S. Large-Cap Growth E COM 808524300 376 6,731 SH   SOLE   6,731 0 0
Seattle Genetics COM 81181c104 239 1,750 SH   SOLE   1,750 0 0
ServiceNow COM 81762P102 17,415 46,118 SH   SOLE   44,055 0 2,063
Sherwin-Williams COM 824348106 9,983 48,756 SH   SOLE   46,356 0 2,400
Starbucks COM 855244109 3,207 38,058 SH   SOLE   35,053 0 3,005
Stryker COM 863667101 9,775 48,261 SH   SOLE   44,121 0 4,140
Synopsys COM 871607107 6,890 22,553 SH   SOLE   21,212 0 1,341
Sysco COM 871829107 12,544 177,402 SH   SOLE   167,672 0 9,730
Technology Select Sector SPDR COM 81369Y803 537 4,522 SH   SOLE   4,522 0 0
Tesla Motors COM 88160R101 13,691 51,617 SH   SOLE   49,254 0 2,363
Thermo Fisher Scientific COM 883556102 24,410 48,128 SH   SOLE   44,272 0 3,856
Trilogy International Partners COM 89621t108 1 10,000 SH   SOLE   10,000 0 0
United Parcel Service COM 911312106 12,932 80,056 SH   SOLE   77,502 0 2,554
UnitedHealth Group COM 91324P102 21,998 43,557 SH   SOLE   39,849 0 3,708
Vanguard Growth ETF COM 922908736 255 1,191 SH   SOLE   1,191 0 0
Verisk Analytics COM 92345y106 6,186 36,273 SH   SOLE   34,698 0 1,575
VISA Class A COM 92826C839 31,170 175,456 SH   SOLE   163,682 0 11,774
Waste Management COM 94106L109 248 1,548 SH   SOLE   1,423 0 125
Zoetis COM 98978V103 9,825 66,258 SH   SOLE   62,077 0 4,181
Abbott Labs COM 002824100 9,607 99,285 SH   SOLE   93,948 0 5,337
Ally Financial COM 02005n100 5,848 210,123 SH   SOLE   202,117 0 8,006
Aptiv COM G6095L109 9,128 116,714 SH   SOLE   109,727 0 6,987
Bank of America COM 060505104 17,151 567,925 SH   SOLE   539,342 0 28,583
Berkshire Hathaway B COM 084670702 30,912 115,765 SH   SOLE   107,694 0 8,071
BlackRock COM 09247X101 411 747 SH   SOLE   747 0 0
Boeing COM 097023105 6,059 50,041 SH   SOLE   46,332 0 3,709
BP PLC - Spons ADR COM 055622104 234 8,199 SH   SOLE   8,199 0 0
Bristol-Myers Squibb COM 110122108 18,456 259,610 SH   SOLE   244,836 0 14,774
Broadcom COM 11135F101 289 650 SH   SOLE   645 0 5
Caterpillar COM 149123101 10,741 65,459 SH   SOLE   61,992 0 3,467
Chevron COM 166764100 31,977 222,576 SH   SOLE   208,269 0 14,307
Cisco Systems COM 17275R102 13,309 332,719 SH   SOLE   318,236 0 14,483
Clorox COM 189054109 256 1,990 SH   SOLE   1,990 0 0
Coca-Cola COM 191216100 15,665 279,631 SH   SOLE   264,033 0 15,598
Colgate-Palmolive COM 194162103 1,868 26,592 SH   SOLE   26,131 0 461
Comcast Class A COM 20030N101 205 6,995 SH   SOLE   6,995 0 0
CVS Health Corporation COM 126650100 10,176 106,698 SH   SOLE   100,565 0 6,133
Danaher COM 235851102 28,705 111,136 SH   SOLE   104,032 0 7,104
Deere & Company COM 244199105 340 1,019 SH   SOLE   1,019 0 0
Dimensional US Marketwide Valu COM 25434v724 214 7,227 SH   SOLE   7,227 0 0
Emerson Electric COM 291011104 445 6,081 SH   SOLE   5,156 0 925
Energy Select Sector SPDR ETF COM 81369y506 252 3,500 SH   SOLE   3,500 0 0
EOG Resources COM 26875P101 15,712 140,622 SH   SOLE   130,625 0 9,997
Exxon Mobil COM 30231G102 1,213 13,897 SH   SOLE   13,087 0 810
First Republic Bank COM 33616C100 9,943 76,164 SH   SOLE   69,721 0 6,443
General Mills COM 370334104 495 6,460 SH   SOLE   5,575 0 885
General Motors COM 37045V100 4,811 149,933 SH   SOLE   144,700 0 5,233
Goldman Sachs Group COM 38141G104 215 733 SH   SOLE   733 0 0
Honeywell COM 438516106 10,678 63,953 SH   SOLE   59,370 0 4,583
Intel COM 458140100 402 15,601 SH   SOLE   13,526 0 2,075
iShares Russell 1000 Value Ind COM 464287598 20,288 149,188 SH   SOLE   147,663 0 1,525
Johnson & Johnson COM 478160104 30,935 189,369 SH   SOLE   177,405 0 11,964
Johnson Controls International COM g51502105 13,313 270,473 SH   SOLE   261,009 0 9,464
JPMorgan Chase COM 46625H100 24,426 233,740 SH   SOLE   215,236 0 18,504
L3Harris Technologies COM 502431109 11,723 56,407 SH   SOLE   52,673 0 3,734
LAM Research COM 512807108 17,545 47,937 SH   SOLE   44,654 0 3,283
Linde COM G5494J103 10,531 39,062 SH   SOLE   36,442 0 2,620
McDonald's COM 580135101 16,077 69,676 SH   SOLE   63,855 0 5,821
Medtronic COM G5960L103 17,565 217,523 SH   SOLE   203,145 0 14,378
Merck COM 58933Y105 519 6,021 SH   SOLE   6,021 0 0
Meta Platforms COM 30303m102 12,855 94,748 SH   SOLE   88,579 0 6,169
Mondelez International COM 609207105 15,118 275,724 SH   SOLE   256,908 0 18,816
Morgan Stanley COM 617446448 28,702 363,273 SH   SOLE   336,768 0 26,505
NextEra Energy COM 65339F101 26,360 336,179 SH   SOLE   313,869 0 22,310
NiSource COM 65473p105 10,566 419,436 SH   SOLE   390,443 0 28,993
Pfizer COM 717081103 15,597 356,426 SH   SOLE   330,630 0 25,796
PPG Industries COM 693506107 541 4,890 SH   SOLE   4,890 0 0
Procter & Gamble COM 742718109 25,105 198,855 SH   SOLE   186,631 0 12,224
Prologis COM 74340W103 24,013 236,346 SH   SOLE   220,022 0 16,324
Qualcomm COM 747525103 384 3,403 SH   SOLE   2,908 0 495
Raytheon Technologies COM 75513E101 11,832 144,545 SH   SOLE   135,521 0 9,024
Truist Financial COM 89832q109 10,121 232,457 SH   SOLE   215,025 0 17,432
U.S. Bancorp COM 902973304 817 20,253 SH   SOLE   19,348 0 905
Union Pacific COM 907818108 16,247 83,393 SH   SOLE   77,866 0 5,527
Valero Energy COM 91913Y100 17,610 164,814 SH   SOLE   154,440 0 10,374
Vanguard High Dividend Yield E COM 921946406 593 6,251 SH   SOLE   6,251 0 0
Vanguard Value ETF COM 922908744 671 5,434 SH   SOLE   4,985 0 449
Verizon Communications COM 92343V104 10,126 266,694 SH   SOLE   250,225 0 16,469
Walmart, Inc. COM 931142103 13,659 105,313 SH   SOLE   98,701 0 6,612
Walt Disney COM 254687106 16,292 172,713 SH   SOLE   162,355 0 10,358
WEC Energy Group COM 92939U106 588 6,576 SH   SOLE   4,226 0 2,350
Xcel Energy COM 98389B100 311 4,863 SH   SOLE   4,863 0 0
iShares Core S&P Mid-Cap ETF COM 464287507 61,824 281,965 SH   SOLE   257,062 0 24,903
iShares Russell 2000 Fund ETF COM 464287655 4,306 26,112 SH   SOLE   26,072 0 40
iShares Russell 2000 Growth In COM 464287648 37,084 179,503 SH   SOLE   170,688 0 8,815
iShares Russell 2000 Value Ind COM 464287630 42,501 329,644 SH   SOLE   314,167 0 15,477
iShares Russell Mid-Cap Value COM 464287473 10,195 106,144 SH   SOLE   101,402 0 4,742
iShares Russell Midcap Growth COM 464287481 15,312 195,230 SH   SOLE   176,741 0 18,489
iShares Russell Midcap Index E COM 464287499 26,566 427,451 SH   SOLE   407,645 0 19,806
iShares S&P Small Cap 600 Inde COM 464287804 2,543 29,166 SH   SOLE   29,166 0 0
Leafly Holdings COM 52178j105 48 70,653 SH   SOLE   70,653 0 0
SPDR S&P MidCap 400 ETF Trust COM 78467Y107 3,196 7,958 SH   SOLE   7,865 0 93
Tilray COM 88688t100 88 32,096 SH   SOLE   32,096 0 0
Vanguard Extended Market ETF COM 922908652 209 1,647 SH   SOLE   1,647 0 0
Vanguard Mid-Cap ETF COM 922908629 219 1,164 SH   SOLE   1,164 0 0
Vanguard Mid-Cap Value ETF COM 922908512 213 1,751 SH   SOLE   1,751 0 0
Vanguard Small Cap ETF COM 922908751 72,563 424,571 SH   SOLE   394,532 0 30,039
iShares MSCI ACWI ex US ETF COM 464288240 711 17,760 SH   SOLE   17,760 0 0
iShares MSCI EAFE ETF COM 464287465 110,745 1,977,236 SH   SOLE   1,863,191 0 114,045
JPM BetaBuilders Dev Asia ex-J COM 46641Q233 7,667 181,196 SH   SOLE   172,727 0 8,469
Nestle SA F ADR COM 641069406 660 6,130 SH   SOLE   6,130 0 0
Novo-Nordisk A/S ADR COM 670100205 208 2,084 SH   SOLE   2,084 0 0
PT Unilever Indonesia Tbk COM y9064h141 10 30,000 SH   SOLE   30,000 0 0
Schwab Emerging Markets Equity COM 808524706 226 10,107 SH   SOLE   10,107 0 0
Schwab International Equity ET COM 808524805 346 12,303 SH   SOLE   12,303 0 0
Stora Enso Oyj COM 86210m106 439 34,761 SH   SOLE   34,761 0 0
Vanguard FTSE All-World Ex-US COM 922042775 3,928 88,548 SH   SOLE   86,848 0 1,700
Vanguard FTSE Developed Market COM 921943858 57,363 1,577,640 SH   SOLE   1,489,195 0 88,445
Vanguard FTSE Emerging Markets COM 922042858 67,381 1,846,552 SH   SOLE   1,744,381 0 102,171
Altria Group COM 02209S103 917 22,698 SH   SOLE   22,698 0 0
Apple COM 037833100 1,442 10,435 SH   SOLE   10,435 0 0
Banner COM 06652V208 335 5,668 SH   SOLE   5,668 0 0
Berkshire Hathaway A COM 084670108 1,626 4 SH   SOLE   4 0 0
Berkshire Hathaway B COM 084670702 1,129 4,230 SH   SOLE   4,230 0 0
Calamos Strategic Total Return COM 128125101 135 10,793 SH   SOLE   10,793 0 0
Charles Schwab COM 808513105 307 4,278 SH   SOLE   4,278 0 0
CIM Real Estate Finance Trust COM 12558q103 90 12,460 SH   SOLE   12,460 0 0
Costco Wholesale COM 22160K105 218 463 SH   SOLE   463 0 0
Ferrari N V COM n3167y103 269 1,453 SH   SOLE   1,453 0 0
Gilead Sciences COM 375558103 5,349 86,700 SH   SOLE   86,700 0 0
Health Care Select Sector SPDR COM 81369Y209 385 3,180 SH   SOLE   3,180 0 0
Heritage Financial COM 42722X106 392 14,827 SH   SOLE   14,827 0 0
Invesco QQQ Trust COM 46090E103 1,685 6,305 SH   SOLE   6,305 0 0
iShares Dow Jones US ETF COM 464287846 431 4,910 SH   SOLE   4,910 0 0
iShares Dow Jones US Healthcar COM 464287762 297 1,175 SH   SOLE   1,175 0 0
iShares Russell 1000 Growth In COM 464287614 404 1,918 SH   SOLE   1,693 0 225
iShares Russell 1000 Index ETF COM 464287622 1,886 9,557 SH   SOLE   9,495 0 62
iShares Russell 1000 Value Ind COM 464287598 516 3,795 SH   SOLE   2,935 0 860
iShares Russell 3000 COM 464287689 681 3,287 SH   SOLE   3,287 0 0
iShares S&P 500 Index Fund COM 464287200 2,758 7,689 SH   SOLE   7,689 0 0
Microsoft COM 594918104 1,828 7,848 SH   SOLE   6,270 0 1,578
Philip Morris Int'l COM 718172109 1,018 12,262 SH   SOLE   12,262 0 0
Procter & Gamble COM 742718109 297 2,352 SH   SOLE   2,352 0 0
Remitly Global Inc COM 75960p104 343 30,851 SH   SOLE   30,851 0 0
Riverview Bancorp Inc. COM 769397100 154 24,300 SH   SOLE   24,300 0 0
Schwab US Large Cap ETF COM 808524201 908 21,450 SH   SOLE   21,450 0 0
SPDR Dow Jones Industrial Avg COM 78467x109 244 851 SH   SOLE   851 0 0
SPDR S&P 500 ETF Trust COM 78462F103 4,972 13,921 SH   SOLE   13,753 0 168
Starbucks COM 855244109 389 4,620 SH   SOLE   4,620 0 0
T-Mobile US COM 872590104 207 1,545 SH   SOLE   1,545 0 0
Technology Select Sector SPDR COM 81369Y803 200 1,685 SH   SOLE   1,685 0 0
Tesla Motors COM 88160R101 310 1,167 SH   SOLE   1,167 0 0
Timberland Bancorp Inc. COM 887098101 204 7,366 SH   SOLE   7,366 0 0
United Parcel Service COM 911312106 18,363 113,673 SH   SOLE   113,673 0 0
Vanguard Dividend Appreciation COM 921908844 352 2,606 SH   SOLE   2,606 0 0
Vanguard Large Cap ETF COM 922908637 666 4,072 SH   SOLE   4,072 0 0
Vanguard S&P 500 ETF COM 922908363 1,861 5,669 SH   SOLE   5,669 0 0
Vanguard Total Stock Market In COM 922908769 8,410 46,860 SH   SOLE   41,461 0 5,399
SPDR Gold Trust COM 78463V107 228 1,473 SH   SOLE   1,315 0 158
Uranium Energy COM 916896103 42 12,000 SH   SOLE   12,000 0 0
Invesco S&P 500 Equal Weight E COM 46137v357 12,663 99,487 SH   SOLE   96,712 0 2,775
iPath Bloomberg Commodity Inde COM 06738C778 11,914 362,012 SH   SOLE   352,858 0 9,154
iShares 3-7 Year Treasury Bond COM 464288661 46,911 410,496 SH   SOLE   399,334 0 11,162
iShares 7-10 Year Treasury Bon COM 464287440 10,577 110,184 SH   SOLE   107,201 0 2,983
iShares National Muni Bond ETF COM 464288414 287 2,800 SH   SOLE   2,800 0 0
iShares Treasury Floating Rate COM 46434v860 65,847 1,303,907 SH   SOLE   1,268,197 0 35,710
JPMorgan Equity Premium Income COM 46641q332 18,634 363,724 SH   SOLE   353,812 0 9,912
JPMorgan Ultra-Short Income ET COM 46641Q837 37,213 741,880 SH   SOLE   721,681 0 20,199
SPDR Portfolio Intermediate Te COM 78464A375 334 10,667 SH   SOLE   10,667 0 0
SPDR Portfolio S&P 1500 Compos COM 78464a805 11,633 263,723 SH   SOLE   256,293 0 7,430
Vanguard High Dividend Yield E COM 921946406 354 3,728 SH   SOLE   3,728 0 0
Vanguard Large Cap ETF COM 922908637 23,654 144,622 SH   SOLE   140,835 0 3,787
Vanguard Short-Term Corporate COM 92206C409 434 5,845 SH   SOLE   5,845 0 0
Vanguard Total International S COM 921909768 355 7,766 SH   SOLE   7,766 0 0