The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   205,758 1,460 SH   SOLE 0 0 0 1,460
AMAZON COM INC COM 023135106   295,371 1,944 SH   SOLE 0 0 0 1,944
APPLE INC COM 037833100   2,896,242 15,043 SH   SOLE 0 0 0 15,043
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,237,610 3,470 SH   SOLE 0 0 0 3,470
CHEVRON CORP NEW COM 166764100   576,242 3,863 SH   SOLE 0 0 0 3,863
COSTCO WHSL CORP NEW COM 22160K105   884,740 1,340 SH   SOLE 0 0 0 1,340
CULLEN FROST BANKERS INC COM 229899109   931,278 8,584 SH   SOLE 0 0 0 8,584
CVS HEALTH CORP COM 126650100   296,467 3,755 SH   SOLE 0 0 0 3,755
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   3,505,525 105,429 SH   SOLE 0 0 0 105,429
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   7,318,579 255,537 SH   SOLE 0 0 0 255,537
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   856,085 16,517 SH   SOLE 0 0 0 16,517
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   32,055,001 1,096,647 SH   SOLE 0 0 0 1,096,647
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,154,644 19,367 SH   SOLE 0 0 0 19,367
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   285,094 5,448 SH   SOLE 0 0 0 5,448
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   258,800 5,505 SH   SOLE 0 0 0 5,505
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   279,000 6,580 SH   SOLE 0 0 0 6,580
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,371,391 48,885 SH   SOLE 0 0 0 48,885
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,423,222 119,651 SH   SOLE 0 0 0 119,651
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   3,978,992 174,978 SH   SOLE 0 0 0 174,978
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   12,286,658 481,264 SH   SOLE 0 0 0 481,264
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   1,399,090 56,053 SH   SOLE 0 0 0 56,053
ELI LILLY & CO COM 532457108   216,263 371 SH   SOLE 0 0 0 371
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   221,356 16,040 SH   SOLE 0 0 0 16,040
EXXON MOBIL CORP COM 30231G102   3,680,779 36,815 SH   SOLE 0 0 0 36,815
GENERAL DYNAMICS CORP COM 369550108   233,719 900 SH   SOLE 0 0 0 900
GRIFOLS S A SP ADR REP B NVT 398438408   406,507 35,165 SH   SOLE 0 0 0 35,165
HCA HEALTHCARE INC COM 40412C101   437,285 1,616 SH   SOLE 0 0 0 1,616
HOME DEPOT INC COM 437076102   229,070 661 SH   SOLE 0 0 0 661
ISHARES TR NATIONAL MUN ETF 464288414   2,215,921 20,440 SH   SOLE 0 0 0 20,440
ISHARES TR CRE U S REIT ETF 464288521   1,093,071 20,134 SH   SOLE 0 0 0 20,134
ISHARES TR CORE S&P SCP ETF 464287804   680,631 6,288 SH   SOLE 0 0 0 6,288
ISHARES TR CORE S&P500 ETF 464287200   235,956 494 SH   SOLE 0 0 0 494
ISHARES TR RUS 1000 GRW ETF 464287614   971,156 3,203 SH   SOLE 0 0 0 3,203
ISHARES TR CORE S&P US GWT 464287671   13,446,284 129,167 SH   SOLE 0 0 0 129,167
ISHARES TR TRS FLT RT BD 46434V860   1,791,124 35,489 SH   SOLE 0 0 0 35,489
ISHARES TR CORE DIV GRWTH 46434V621   687,609 12,776 SH   SOLE 0 0 0 12,776
ISHARES TR MSCI USA QLT FCT 46432F339   23,743,377 161,366 SH   SOLE 0 0 0 161,366
ISHARES TR FLTG RATE NT ETF 46429B655   363,577 7,182 SH   SOLE 0 0 0 7,182
ISHARES TR CORE MSCI EAFE 46432F842   689,824 9,806 SH   SOLE 0 0 0 9,806
ISHARES TR SHRT NAT MUN ETF 464288158   7,958,143 75,483 SH   SOLE 0 0 0 75,483
ISHARES TR CORE INTL AGGR 46435G672   1,617,953 32,489 SH   SOLE 0 0 0 32,489
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   10,110,594 201,286 SH   SOLE 0 0 0 201,286
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   306,673 6,044 SH   SOLE 0 0 0 6,044
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   8,715,486 171,026 SH   SOLE 0 0 0 171,026
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   3,899,570 82,820 SH   SOLE 0 0 0 82,820
JOHNSON & JOHNSON COM 478160104   642,712 4,100 SH   SOLE 0 0 0 4,100
JPMORGAN CHASE & CO COM 46625H100   926,134 5,445 SH   SOLE 0 0 0 5,445
LOCKHEED MARTIN CORP COM 539830109   992,498 2,190 SH   SOLE 0 0 0 2,190
LOWES COS INC COM 548661107   321,442 1,444 SH   SOLE 0 0 0 1,444
MARTIN MARIETTA MATLS INC COM 573284106   277,893 557 SH   SOLE 0 0 0 557
MICROSOFT CORP COM 594918104   1,789,294 4,758 SH   SOLE 0 0 0 4,758
NOVARTIS AG SPONSORED ADR 66987V109   427,907 4,238 SH   SOLE 0 0 0 4,238
PROCTER AND GAMBLE CO COM 742718109   525,174 3,584 SH   SOLE 0 0 0 3,584
PROSHARES TR S&P 500 DV ARIST 74348A467   226,671 2,381 SH   SOLE 0 0 0 2,381
REGIONS FINANCIAL CORP NEW COM 7591EP100   309,983 15,995 SH   SOLE 0 0 0 15,995
SABRE CORP COM 78573M104   191,550 43,534 SH   SOLE 0 0 0 43,534
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   445,692 13,105 SH   SOLE 0 0 0 13,105
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,389,783 9,236 SH   SOLE 0 0 0 9,236
SPDR SER TR PORTFOLI S&P1500 78464A805   509,982 8,725 SH   SOLE 0 0 0 8,725
SPDR SER TR PRTFLO S&P500 VL 78464A508   368,296 7,898 SH   SOLE 0 0 0 7,898
SPDR SER TR PORTFOLIO S&P600 78468R853   365,399 8,663 SH   SOLE 0 0 0 8,663
SPDR SER TR PORTFOLIO S&P500 78464A854   2,040,230 36,498 SH   SOLE 0 0 0 36,498
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   15,502,848 314,045 SH   SOLE 0 0 0 314,045
VANGUARD INDEX FDS GROWTH ETF 922908736   3,186,656 10,250 SH   SOLE 0 0 0 10,250
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   483,964 1,108 SH   SOLE 0 0 0 1,108
VANGUARD INDEX FDS TOTAL STK MKT 922908769   977,185 4,119 SH   SOLE 0 0 0 4,119
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   270,124 4,812 SH   SOLE 0 0 0 4,812
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,678,191 162,486 SH   SOLE 0 0 0 162,486
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   260,814 5,109 SH   SOLE 0 0 0 5,109
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,071,993 91,405 SH   SOLE 0 0 0 91,405
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,940,383 70,073 SH   SOLE 0 0 0 70,073
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   364,420 3,265 SH   SOLE 0 0 0 3,265
VANGUARD WORLD FD MEGA GRWTH IND 921910816   286,265 1,103 SH   SOLE 0 0 0 1,103
WALMART INC COM 931142103   957,976 6,077 SH   SOLE 0 0 0 6,077