The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Allbirds Inc Com CL Com 01675A109   35 50 SH   SOLE   0 0 50
Alphabet Inc Cap STK Com 02079K107   152,260 1,000 SH   SOLE   0 0 1,000
Amazon.Com Inc Com 023135106   75,760 420 SH   SOLE   0 0 420
American Axle & Com 024061103   140 19 SH   SOLE   0 0 19
American Water Works Com 030420103   77,444 634 SH   SOLE   0 0 634
Ametek Inc Com Com 031100100   22,497 123 SH   SOLE   0 0 123
Apple Inc Com 037833100   234,589 1,368 SH   SOLE   0 0 1,368
Asml Holding NV Com N07059210   30,477 31 SH   SOLE   0 0 31
BK Of America Corp Com 060505104   379 10 SH   SOLE   0 0 10
Carters Inc Com Com 146229109   2,456 29 SH   SOLE   0 0 29
Caterpillar Inc Com Com 149123101   77,184 211 SH   SOLE   0 0 211
Consumer (discretionary Select Sector SPDR Fund) ETF 81369Y407   105,737 575 SH   SOLE   0 0 575
Crispr Therapeutics Com H17182108   1,022 15 SH   SOLE   0 0 15
Disney Walt Co Com Com 254687106   13,679 112 SH   SOLE   0 0 112
Enerpac Tool Group Com 292765104   2,068 58 SH   SOLE   0 0 58
ExxonMobil Com 30231G102   119 1 SH   SOLE   0 0 1
Fidelity Wise Origin (bitcoin Fund) ETF 315948109   51,075 823 SH   SOLE   0 0 823
Flexshares iBoxx (3-Year Target Duration TIPS Index) ETF 33939L506   46,313 1,950 SH   SOLE   0 0 1,950
Flexshares Trust (morningstar Global Upstream Nat Res Idx) ETF 33939L407   13,307 324 SH   SOLE   0 0 324
Flexshares Trust (stoxx Global Broad Infrastructure Idx) ETF 33939L795   6,660 122 SH   SOLE   0 0 122
General Dynamics Com 369550108   59,351 210 SH   SOLE   0 0 210
Global X FDS S&P 500 (covered) ETF 37954Y475   340,760 8,354 SH   SOLE   0 0 8,354
Honeywell Com 438516106   64,862 316 SH   SOLE   0 0 316
Innovator Etfs TR US (eqt Ultra BF) ETF 45782C672   319,154 9,775 SH   SOLE   0 0 9,775
Innovator Etfs TR US (eqty Ultra B) ETF 45782C649   115,308 3,500 SH   SOLE   0 0 3,500
Innovator Etfs Trust (eqt Defined PRTCTN ETF 2 YR To July 2025) ETF 45783Y541   297,987 11,326 SH   SOLE   0 0 11,326
Innovator Etfs Trust (innovator Intl Developed Power Buffer) ETF 45783Y343   125,506 4,875 SH   SOLE   0 0 4,875
Innovator Etfs Trust (premium Income 20 Barrier ETF April) ETF 45783Y624   146,591 5,976 SH   SOLE   0 0 5,976
Innovator Etfs Trust (premium Income 30 Barrier ETF October) ETF 45783Y491   100,192 4,166 SH   SOLE   0 0 4,166
Innovator Etfs Trust (us SML CP PWR B) ETF 45782C474   178,194 5,038 SH   SOLE   0 0 5,038
Invesco Exch Traded (FD TR II S&P500 Low Vol) ETF 46138E354   116,919 1,775 SH   SOLE   0 0 1,775
iShares Core S&P (small-Cap E) ETF 464287804   26,403 239 SH   SOLE   0 0 239
iShares Global Energy ETF ETF 464287341   608,215 14,161 SH   SOLE   0 0 14,161
iShares Ibond Dec 2030 TM TSY ETF IV ETF 46436E593   1,005,190 51,761 SH   SOLE   0 0 51,761
iShares Russell (1000 Value Etf) ETF 464287598   53,912 301 SH   SOLE   0 0 301
iShares Russell 2000 (etf) ETF 464287655   108,658 517 SH   SOLE   0 0 517
iShares Russell 3000 (index Fund) ETF 464287689   41,464 138 SH   SOLE   0 0 138
iShares S&P 500 ETF 464287200   1,643,979 3,127 SH   SOLE   0 0 3,127
iShares S&P 500 (growth Etf) ETF 464287309   221,304 2,621 SH   SOLE   0 0 2,621
iShares S&P 500 (value Etf) ETF 464287408   137,136 734 SH   SOLE   0 0 734
iShares S&P Midcap (400 Index Fund) ETF 464287507   53,148 875 SH   SOLE   0 0 875
iShares TR (egsadvncdmsci Em) ETF 46436E742   1,086,205 30,511 SH   SOLE   0 0 30,511
iShares TR Broad Usd (high) ETF 46435U853   26,235 717 SH   SOLE   0 0 717
iShares TR EAFE (GRWTH Etf) ETF 464288885   66,322 639 SH   SOLE   0 0 639
iShares TR EAFE (value Etf) ETF 464288877   50,211 923 SH   SOLE   0 0 923
iShares TR Esg Awr (us Agrgt) ETF 46435U549   3,711,450 78,866 SH   SOLE   0 0 78,866
iShares TR Esg SCRD (S&P Mid) ETF 46436E551   673,578 16,397 SH   SOLE   0 0 16,397
iShares TR Esg SCRND (S&P SM) ETF 46436E544   624,723 15,949 SH   SOLE   0 0 15,949
iShares TR Esg SCRND (S&P500) ETF 46436E569   3,415,928 84,786 SH   SOLE   0 0 84,786
iShares TR Ibonds (dec 2031) ETF 46436E460   865,698 42,941 SH   SOLE   0 0 42,941
iShares TR Ibonds (dec 2032) ETF 46436E296   1,165,769 51,423 SH   SOLE   0 0 51,423
iShares TR Ibonds 24 (TRM TS) ETF 46436E874   5,553,655 231,982 SH   SOLE   0 0 231,982
iShares TR Ibonds 26 (TRM TS) ETF 46436E858   659,339 29,033 SH   SOLE   0 0 29,033
iShares TR Intl Sel (div Etf) ETF 464288448   170,203 6,070 SH   SOLE   0 0 6,070
iShares TR Rus 1000 (GRW Etf) ETF 464287614   68,084 202 SH   SOLE   0 0 202
iShares Trust Esg (advanced MSCI EAFE Etf) ETF 46436E759   2,915,379 42,791 SH   SOLE   0 0 42,791
iShares Trust Ibonds Dec 2025 Term Treasu Com 46436E866   4,081,570 175,703 SH   SOLE   0 0 175,703
iShares Trust Ibonds Dec 2027 Term Treasu Com 46436E841   938,307 42,342 SH   SOLE   0 0 42,342
iShares Trust Ibonds Dec 2029 Treasury ETF Com 46436E825   1,885,266 87,687 SH   SOLE   0 0 87,687
J P Morgan Exchange (traded FD Income Etf) ETF 46641Q159   354,138 7,773 SH   SOLE   0 0 7,773
JPMorgan Equity Premium Income ETF ETF 46641Q332   378,578 6,543 SH   SOLE   0 0 6,543
Legg Mason ETF Invt (franklin Intl LW) ETF 52468L505   192,289 6,457 SH   SOLE   0 0 6,457
Markforged Holding Com 57064N102   179,740 215,000 SH   SOLE   0 0 215,000
Merck &co. Inc Com Com 58933Y105   1,629 12 SH   SOLE   0 0 12
Microsoft Com 594918104   81,668 194 SH   SOLE   0 0 194
Morningstar Inc Com 617700109   4,934 16 SH   SOLE   0 0 16
Norwegian Cruise Com G66721104   628 30 SH   SOLE   0 0 30
Oatly Group Ab Spon Com 67421J108   211 187 SH   SOLE   0 0 187
Opendoor Com 683712103   39 13 SH   SOLE   0 0 13
PBF Energy Inc Com Com 69318G106   6,289 109 SH   SOLE   0 0 109
Procter & Gamble Com 742718109   17,175 106 SH   SOLE   0 0 106
Put GOOG @ $125.0 Exp Mar 21, 2025 Option 02079K107   5,250 1,000 SH Put SOLE   0 0 1,000
Put IVV @ $420.0 Exp Jan 17, 2025 Option 464287952   2,000 400 SH Put SOLE   0 0 400
Put SPY @ $400.0 Exp Jan 17, 2025 Option 78462F954   7,660 2,000 SH Put SOLE   0 0 2,000
Robinhood MKTS Inc Com 770700102   483,120 24,000 SH   SOLE   0 0 24,000
Rocket Cos Inc Com Com 77311W101   35,792 2,460 SH   SOLE   0 0 2,460
Sarepta Therapeutics Com 803607100   970,950 7,500 SH   SOLE   0 0 7,500
Schwab Strategic TR (us Mid-Cap Etf) ETF 808524508   5,793 71 SH   SOLE   0 0 71
Select Sector SPDR (TR Energy) ETF 81369Y506   4,761,779 50,437 SH   SOLE   0 0 50,437
Select Sector SPDR (trust Technology Select Sector Usd Dis) ETF 81369Y803   168,490 809 SH   SOLE   0 0 809
Snap Inc CL A Com 83304A106   5,533 482 SH   SOLE   0 0 482
SPDR Dow Jones Indl (average Et Ut Ser 1) ETF 78467X109   228,994 576 SH   SOLE   0 0 576
SPDR Portfolio S&P (400 Mid Cap Etf) ETF 78464A847   4,712 88 SH   SOLE   0 0 88
SPDR Portfolio S&P (500 Etf) ETF 78464A854   16,240 264 SH   SOLE   0 0 264
SPDR Portfolio S&P (600 Small Cap Etf) ETF 78468R853   5,449 127 SH   SOLE   0 0 127
SPDR S&P500 ETF (trust Trust Unit Depositary Receipt) ETF 78462F103   44,743,301 85,540 SH   SOLE   0 0 85,540
Take-Two Interactive Com 874054109   297 2 SH   SOLE   0 0 2
Tesla Motors Com 88160R101   5,274 30 SH   SOLE   0 0 30
Timken Co Com 887389104   45,684 523 SH   SOLE   0 0 523
Toronto Dominion Com 891160509   483 8 SH   SOLE   0 0 8
Truist Finl Corp Com Com 89832Q109   585 15 SH   SOLE   0 0 15
United Parcel Com 911312106   3,642 25 SH   SOLE   0 0 25
Vanguard Extended (markets Index Fund) ETF 922908652   5,122,420 29,226 SH   SOLE   0 0 29,226
Vanguard Idx Fund ETF 922908769   12,618,411 48,551 SH   SOLE   0 0 48,551
Vanguard Index FDS (vanguard Growth ETF Formerly Vanguard Index TR) ETF 922908736   647,176 1,880 SH   SOLE   0 0 1,880
Vanguard Index FDS (vanguard Value ETF Formerly Vanguard) ETF 922908744   68,727 422 SH   SOLE   0 0 422
Vanguard Index Funds (S&P 500 ETF Usd) ETF 922908363   417,728 869 SH   SOLE   0 0 869
Vanguard Intl Equity (index FDS Allwrld Ex Us) ETF 922042775   1,508,025 25,712 SH   SOLE   0 0 25,712
Vanguard Intl Equity (index FDS FTSE Emr MKT Etf) ETF 922042858   6,641 159 SH   SOLE   0 0 159
Vanguard Intl Equity (index FDS FTSE Europe Etf) ETF 922042874   8,215 122 SH   SOLE   0 0 122
Vanguard Intl Equity (index FDS FTSE Pacific Etf) ETF 922042866   7,679 101 SH   SOLE   0 0 101
Vanguard Large-Cap (index Fund) ETF 922908637   15,345 64 SH   SOLE   0 0 64
Vanguard Small Cap (value Etf) ETF 922908611   128,943 672 SH   SOLE   0 0 672
Vanguard Small-Cap (index Fund) ETF 922908751   12,115 53 SH   SOLE   0 0 53
Vanguard Specialized (funds DIV App Etf) ETF 921908844   54,178 297 SH   SOLE   0 0 297
Vanguard Tax-Managed (intl FD FTSE Dev MKT Etf) ETF 921943858   265,349 5,289 SH   SOLE   0 0 5,289
Vanguard Total (international Stock Index Fund) ETF 921909768   6,478,174 107,432 SH   SOLE   0 0 107,432
Vanguard Total World Stock Index ETF ETF 922042742   21,557 933 SH   SOLE   0 0 933
Vanguard Whitehall (FDS Intl High Etf) ETF 921946794   181,082 2,632 SH   SOLE   0 0 2,632
Vanguard World FD (esg US STK Etf) ETF 921910733   4,883,826 52,407 SH   SOLE   0 0 52,407
Wal-Mart Com 931142103   9,026 150 SH   SOLE   0 0 150
Wec Energy Group Inc Com 92939U106   22,533 274 SH   SOLE   0 0 274
Wisdomtree TR CBOE (S&P 500) ETF 97717X560   329,936 9,908 SH   SOLE   0 0 9,908
Wolfspeed Inc Com Com 977852102   69,001 2,339 SH   SOLE   0 0 2,339