The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   283,926 2,498 SH   SOLE   0 0 2,498
ABBVIE INC COM 00287Y109   533,371 2,929 SH   SOLE   0 0 2,929
ADVANCED MICRO DEVICES INC COM 007903107   247,271 1,370 SH   SOLE   0 0 1,370
AIRBNB INC COM CL A 009066101   296,763 1,799 SH   SOLE   0 0 1,799
ALPHABET INC CAP STK CL C 02079K107   18,577,486 122,012 SH   SOLE   0 0 122,012
ALPHABET INC CAP STK CL A 02079K305   3,388,979 22,454 SH   SOLE   0 0 22,454
AMAZON COM INC COM 023135106   3,552,945 19,697 SH   SOLE   0 0 19,697
AMERICAN CENTY ETF TR US EQT ETF 025072885   15,158,257 169,366 SH   SOLE   0 0 169,366
AMERICAN EXPRESS CO COM 025816109   770,958 3,386 SH   SOLE   0 0 3,386
APPLE INC COM 037833100   15,298,474 89,214 SH   SOLE   0 0 89,214
AUTOMATIC DATA PROCESSING IN COM 053015103   273,743 1,090 SH   SOLE   0 0 1,090
BANK AMERICA CORP COM 060505104   213,717 5,636 SH   SOLE   0 0 5,636
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,875,222 4,457 SH   SOLE   0 0 4,457
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   20,093,790 479,909 SH   SOLE   0 0 479,909
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   61,055,461 1,213,585 SH   SOLE   0 0 1,213,585
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   609,754 12,286 SH   SOLE   0 0 12,286
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   59,034,411 1,263,579 SH   SOLE   0 0 1,263,579
BOSTON SCIENTIFIC CORP COM 101137107   213,209 3,113 SH   SOLE   0 0 3,113
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   7,865,885 696,096 SH   SOLE   0 0 696,096
CHEVRON CORP NEW COM 166764100   821,668 5,209 SH   SOLE   0 0 5,209
CONOCOPHILLIPS COM 20825C104   1,061,515 8,340 SH   SOLE   0 0 8,340
DELL TECHNOLOGIES INC CL C 24703L202   467,052 4,093 SH   SOLE   0 0 4,093
DIAGEO PLC SPON ADR NEW 25243Q205   5,108,932 33,978 SH   SOLE   0 0 33,978
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   792,440 32,057 SH   SOLE   0 0 32,057
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   646,048 18,775 SH   SOLE   0 0 18,775
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   270,292 5,220 SH   SOLE   0 0 5,220
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   20,216,301 324,291 SH   SOLE   0 0 324,291
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   293,299 8,711 SH   SOLE   0 0 8,711
EXXON MOBIL CORP COM 30231G102   703,193 6,049 SH   SOLE   0 0 6,049
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   429,039 8,892 SH   SOLE   0 0 8,892
GOLDMAN SACHS GROUP INC COM 38141G104   229,312 549 SH   SOLE   0 0 549
HOME DEPOT INC COM 437076102   331,064 863 SH   SOLE   0 0 863
INSTRUCTURE HLDGS INC COM 457790103   366,410 17,138 SH   SOLE   0 0 17,138
INTUIT COM 461202103   399,100 614 SH   SOLE   0 0 614
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   12,026,331 537,742 SH   SOLE   0 0 537,742
INVESCO QQQ TR UNIT SER 1 46090E103   882,054 1,984 SH   SOLE   0 0 1,984
ISHARES INC JP MORGAN EM ETF 464286517   1,206,023 33,431 SH   SOLE   0 0 33,431
ISHARES TR CORE S&P500 ETF 464287200   493,660 939 SH   SOLE   0 0 939
ISHARES TR ESG AWR MSCI USA 46435G425   493,983 4,297 SH   SOLE   0 0 4,297
ISHARES TR CORE US AGGBD ET 464287226   13,375,871 136,572 SH   SOLE   0 0 136,572
ISHARES TR RUS 1000 ETF 464287622   1,094,514 3,800 SH   SOLE   0 0 3,800
ISHARES TR RUS 1000 VAL ETF 464287598   320,786 1,791 SH   SOLE   0 0 1,791
ISHARES TR CORE MSCI EAFE 46432F842   8,912,041 120,076 SH   SOLE   0 0 120,076
ISHARES TR RUSSELL 3000 ETF 464287689   12,748,299 42,483 SH   SOLE   0 0 42,483
ISHARES TR USD GRN BOND ETF 46435U440   496,800 10,595 SH   SOLE   0 0 10,595
JOHNSON & JOHNSON COM 478160104   237,601 1,502 SH   SOLE   0 0 1,502
JPMORGAN CHASE & CO COM 46625H100   1,704,706 8,511 SH   SOLE   0 0 8,511
LOWES COS INC COM 548661107   457,750 1,797 SH   SOLE   0 0 1,797
MARRIOTT INTL INC NEW CL A 571903202   773,078 3,064 SH   SOLE   0 0 3,064
META PLATFORMS INC CL A 30303M102   4,750,915 9,784 SH   SOLE   0 0 9,784
MICROSOFT CORP COM 594918104   2,587,883 6,152 SH   SOLE   0 0 6,152
MONGODB INC CL A 60937P106   327,797 914 SH   SOLE   0 0 914
MORGAN STANLEY COM NEW 617446448   357,243 3,794 SH   SOLE   0 0 3,794
NORFOLK SOUTHN CORP COM 655844108   205,982 808 SH   SOLE   0 0 808
NVIDIA CORPORATION COM 67066G104   709,224 785 SH   SOLE   0 0 785
OMNICOM GROUP INC COM 681919106   220,552 2,263 SH   SOLE   0 0 2,263
ORACLE CORP COM 68389X105   265,540 2,114 SH   SOLE   0 0 2,114
PALANTIR TECHNOLOGIES INC CL A 69608A108   930,639 40,445 SH   SOLE   0 0 40,445
PAYPAL HLDGS INC COM 70450Y103   433,827 6,476 SH   SOLE   0 0 6,476
PHILLIPS 66 COM 718546104   543,759 3,329 SH   SOLE   0 0 3,329
PPG INDS INC COM 693506107   315,158 2,175 SH   SOLE   0 0 2,175
PROCORE TECHNOLOGIES INC COM 74275K108   1,021,291 12,429 SH   SOLE   0 0 12,429
PROCTER AND GAMBLE CO COM 742718109   880,369 5,426 SH   SOLE   0 0 5,426
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   209,524 3,432 SH   SOLE   0 0 3,432
SPDR S&P 500 ETF TR TR UNIT 78462F103   441,243 841 SH   SOLE   0 0 841
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   550,725 988 SH   SOLE   0 0 988
STARBUCKS CORP COM 855244109   310,269 3,395 SH   SOLE   0 0 3,395
THERMO FISHER SCIENTIFIC INC COM 883556102   521,695 897 SH   SOLE   0 0 897
VANECK ETF TRUST PREFERRED SECURT 92189F429   19,399,862 1,096,657 SH   SOLE   0 0 1,096,657
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   37,784,161 420,291 SH   SOLE   0 0 420,291
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   8,810,340 359,459 SH   SOLE   0 0 359,459
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   7,383,421 101,658 SH   SOLE   0 0 101,658
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,468,924 11,377 SH   SOLE   0 0 11,377
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,660,788 11,640 SH   SOLE   0 0 11,640
VANGUARD INDEX FDS TOTAL STK MKT 922908769   92,962,680 357,686 SH   SOLE   0 0 357,686
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   745,949 4,256 SH   SOLE   0 0 4,256
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   16,873,869 403,971 SH   SOLE   0 0 403,971
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   21,672,972 321,844 SH   SOLE   0 0 321,844
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   13,047,990 111,674 SH   SOLE   0 0 111,674
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   17,490,178 230,043 SH   SOLE   0 0 230,043
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,387,684 21,608 SH   SOLE   0 0 21,608
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   576,682 3,158 SH   SOLE   0 0 3,158
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,901,546 81,286 SH   SOLE   0 0 81,286
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   51,856,264 1,033,611 SH   SOLE   0 0 1,033,611
VANGUARD WORLD FD ESG INTL STK ETF 921910725   201,432 3,505 SH   SOLE   0 0 3,505
VANGUARD WORLD FD INF TECH ETF 92204A702   285,765 545 SH   SOLE   0 0 545
VIVANI MEDICAL INC COMMON STOCK 92854B109   2,410,550 1,303,000 SH   SOLE   0 0 1,303,000