The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   349,518 3,206 SH   SOLE   0 0 3,206
ABBVIE INC COM 00287Y109   353,127 2,621 SH   SOLE   0 0 2,621
ALPHABET INC CAP STK CL A 02079K305   2,724,372 22,760 SH   SOLE   0 0 22,760
ALPHABET INC CAP STK CL C 02079K107   11,225,285 92,794 SH   SOLE   0 0 92,794
AMAZON COM INC COM 023135106   1,991,510 15,277 SH   SOLE   0 0 15,277
AMERICAN EXPRESS CO COM 025816109   548,382 3,148 SH   SOLE   0 0 3,148
APPLE INC COM 037833100   16,653,682 85,857 SH   SOLE   0 0 85,857
AUTOMATIC DATA PROCESSING IN COM 053015103   221,040 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   312,578 10,895 SH   SOLE   0 0 10,895
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,384,119 4,059 SH   SOLE   0 0 4,059
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   4,577,244 108,982 SH   SOLE   0 0 108,982
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   275,299 5,542 SH   SOLE   0 0 5,542
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   54,740,882 1,089,913 SH   SOLE   0 0 1,089,913
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   4,308,834 696,096 SH   SOLE   0 0 696,096
CHEVRON CORP NEW COM 166764100   1,039,454 6,606 SH   SOLE   0 0 6,606
CONOCOPHILLIPS COM 20825C104   866,115 8,311 SH   SOLE   0 0 8,311
DIAGEO PLC SPON ADR NEW 25243Q205   6,616,874 38,142 SH   SOLE   0 0 38,142
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,266,422 242,088 SH   SOLE   0 0 242,088
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   4,422,532 95,416 SH   SOLE   0 0 95,416
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   501,377 18,352 SH   SOLE   0 0 18,352
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   247,240 4,835 SH   SOLE   0 0 4,835
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   203,023 8,654 SH   SOLE   0 0 8,654
EXXON MOBIL CORP COM 30231G102   690,206 6,435 SH   SOLE   0 0 6,435
FARFETCH LTD ORD SH CL A 30744W107   153,023 25,335 SH   SOLE   0 0 25,335
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   4,195,172 70,334 SH   SOLE   0 0 70,334
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   786,460 16,498 SH   SOLE   0 0 16,498
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   17,725,709 391,296 SH   SOLE   0 0 391,296
HOME DEPOT INC COM 437076102   213,720 688 SH   SOLE   0 0 688
INTUIT COM 461202103   328,980 718 SH   SOLE   0 0 718
INTUITIVE SURGICAL INC COM NEW 46120E602   250,300 732 SH   SOLE   0 0 732
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   8,525,291 394,142 SH   SOLE   0 0 394,142
INVESCO QQQ TR UNIT SER 1 46090E103   556,366 1,504 SH   SOLE   0 0 1,504
ISHARES INC JP MORGAN EM ETF 464286517   2,071,491 55,956 SH   SOLE   0 0 55,956
ISHARES TR 0-5 YR TIPS ETF 46429B747   22,290,278 228,384 SH   SOLE   0 0 228,384
ISHARES TR RUSSELL 3000 ETF 464287689   11,726,184 46,079 SH   SOLE   0 0 46,079
ISHARES TR CORE US AGGBD ET 464287226   9,769,141 99,736 SH   SOLE   0 0 99,736
ISHARES TR CORE MSCI EAFE 46432F842   8,688,398 128,717 SH   SOLE   0 0 128,717
ISHARES TR RUS 1000 ETF 464287622   926,212 3,800 SH   SOLE   0 0 3,800
ISHARES TR USD GRN BOND ETF 46435U440   493,051 10,595 SH   SOLE   0 0 10,595
ISHARES TR CORE S&P500 ETF 464287200   418,522 939 SH   SOLE   0 0 939
ISHARES TR ESG AWR MSCI USA 46435G425   392,374 4,026 SH   SOLE   0 0 4,026
ISHARES TR RUS 1000 VAL ETF 464287598   314,555 1,993 SH   SOLE   0 0 1,993
JPMORGAN CHASE & CO COM 46625H100   633,939 4,359 SH   SOLE   0 0 4,359
LOWES COS INC COM 548661107   398,361 1,765 SH   SOLE   0 0 1,765
MARRIOTT INTL INC NEW CL A 571903202   685,164 3,730 SH   SOLE   0 0 3,730
META PLATFORMS INC CL A 30303M102   2,382,508 8,302 SH   SOLE   0 0 8,302
MICROSOFT CORP COM 594918104   1,811,234 5,319 SH   SOLE   0 0 5,319
MORGAN STANLEY COM NEW 617446448   405,821 4,752 SH   SOLE   0 0 4,752
NEXTERA ENERGY INC COM 65339F101   220,597 2,973 SH   SOLE   0 0 2,973
NVIDIA CORPORATION COM 67066G104   216,163 511 SH   SOLE   0 0 511
OMNICOM GROUP INC COM 681919106   216,909 2,263 SH   SOLE   0 0 2,263
ORACLE CORP COM 68389X105   231,630 1,945 SH   SOLE   0 0 1,945
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,162,658 75,842 SH   SOLE   0 0 75,842
PEPSICO INC COM 713448108   266,161 1,437 SH   SOLE   0 0 1,437
PFIZER INC COM 717081103   294,389 8,026 SH   SOLE   0 0 8,026
PHILLIPS 66 COM 718546104   312,560 3,277 SH   SOLE   0 0 3,277
PROCORE TECHNOLOGIES INC COM 74275K108   1,351,829 20,775 SH   SOLE   0 0 20,775
PROCTER AND GAMBLE CO COM 742718109   653,392 4,306 SH   SOLE   0 0 4,306
SPDR S&P 500 ETF TR TR UNIT 78462F103   310,998 699 SH   SOLE   0 0 699
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   474,658 988 SH   SOLE   0 0 988
STARBUCKS CORP COM 855244109   308,374 3,113 SH   SOLE   0 0 3,113
THERMO FISHER SCIENTIFIC INC COM 883556102   617,644 1,183 SH   SOLE   0 0 1,183
UBER TECHNOLOGIES INC COM 90353T100   626,224 14,506 SH   SOLE   0 0 14,506
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   26,613,077 333,539 SH   SOLE   0 0 333,539
VANECK ETF TRUST PREFERRED SECURT 92189F429   15,133,878 856,473 SH   SOLE   0 0 856,473
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   6,191,987 242,253 SH   SOLE   0 0 242,253
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,748,554 37,812 SH   SOLE   0 0 37,812
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,900,897 9,541 SH   SOLE   0 0 9,541
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,304,936 11,589 SH   SOLE   0 0 11,589
VANGUARD INDEX FDS GROWTH ETF 922908736   419,913 1,484 SH   SOLE   0 0 1,484
VANGUARD INDEX FDS VALUE ETF 922908744   411,237 2,894 SH   SOLE   0 0 2,894
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   315,977 2,116 SH   SOLE   0 0 2,116
VANGUARD INDEX FDS LARGE CAP ETF 922908637   212,653 1,049 SH   SOLE   0 0 1,049
VANGUARD INDEX FDS TOTAL STK MKT 922908769   77,739,090 352,910 SH   SOLE   0 0 352,910
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   15,627,744 253,286 SH   SOLE   0 0 253,286
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   13,009,006 319,789 SH   SOLE   0 0 319,789
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   12,262,013 175,875 SH   SOLE   0 0 175,875
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   9,389,474 84,988 SH   SOLE   0 0 84,988
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,820,315 18,770 SH   SOLE   0 0 18,770
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   222,894 2,946 SH   SOLE   0 0 2,946
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   475,900 2,916 SH   SOLE   0 0 2,916
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,417,740 60,944 SH   SOLE   0 0 60,944
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   36,976,049 800,694 SH   SOLE   0 0 800,694
VIVANI MEDICAL INC COMMON STOCK 92854B109   1,997,979 1,651,222 SH   SOLE   0 0 1,651,222