The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   318,058 3,141 SH   SOLE   0 0 3,141
ABBVIE INC COM 00287Y109   401,453 2,519 SH   SOLE   0 0 2,519
ALPHABET INC CAP STK CL A 02079K305   2,192,956 21,141 SH   SOLE   0 0 21,141
ALPHABET INC CAP STK CL C 02079K107   9,294,346 89,369 SH   SOLE   0 0 89,369
AMAZON COM INC COM 023135106   1,313,952 12,721 SH   SOLE   0 0 12,721
AMERICAN EXPRESS CO COM 025816109   499,799 3,030 SH   SOLE   0 0 3,030
APPLE INC COM 037833100   12,074,803 73,225 SH   SOLE   0 0 73,225
AUTOMATIC DATA PROCESSING IN COM 053015103   223,880 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   314,428 10,994 SH   SOLE   0 0 10,994
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,261,943 4,087 SH   SOLE   0 0 4,087
BLACKROCK MUNIYILD QULT FD I COM 09254F100   178,181 14,994 SH   SOLE   0 0 14,994
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   3,337,823 78,096 SH   SOLE   0 0 78,096
BONDBLOXX ETF TRUST BLOOMBERG ONE YR 09789C861   277,341 5,542 SH   SOLE   0 0 5,542
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   43,643,992 867,341 SH   SOLE   0 0 867,341
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   2,837,677 737,059 SH   SOLE   0 0 737,059
CHEVRON CORP NEW COM 166764100   1,069,514 6,555 SH   SOLE   0 0 6,555
CONOCOPHILLIPS COM 20825C104   831,817 8,334 SH   SOLE   0 0 8,334
DIAGEO PLC SPON ADR NEW 25243Q205   6,968,750 38,142 SH   SOLE   0 0 38,142
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   7,924,035 169,825 SH   SOLE   0 0 169,825
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   11,856,973 224,990 SH   SOLE   0 0 224,990
EXXON MOBIL CORP COM 30231G102   715,476 6,524 SH   SOLE   0 0 6,524
FARFETCH LTD ORD SH CL A 30744W107   124,395 25,335 SH   SOLE   0 0 25,335
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   18,690,273 413,136 SH   SOLE   0 0 413,136
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   5,855,677 98,055 SH   SOLE   0 0 98,055
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   795,264 16,613 SH   SOLE   0 0 16,613
INTUIT COM 461202103   336,602 755 SH   SOLE   0 0 755
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   7,873,926 361,682 SH   SOLE   0 0 361,682
INVESCO QQQ TR UNIT SER 1 46090E103   483,389 1,504 SH   SOLE   0 0 1,504
ISHARES INC JP MORGAN EM ETF 464286517   2,162,856 59,996 SH   SOLE   0 0 59,996
ISHARES TR 0-5 YR TIPS ETF 46429B747   23,180,525 233,604 SH   SOLE   0 0 233,604
ISHARES TR RUSSELL 3000 ETF 464287689   11,022,132 46,821 SH   SOLE   0 0 46,821
ISHARES TR CORE US AGGBD ET 464287226   9,416,279 94,503 SH   SOLE   0 0 94,503
ISHARES TR CORE MSCI EAFE 46432F842   8,695,714 130,078 SH   SOLE   0 0 130,078
ISHARES TR USD GRN BOND ETF 46435U440   476,557 10,120 SH   SOLE   0 0 10,120
ISHARES TR CORE S&P500 ETF 464287200   386,004 939 SH   SOLE   0 0 939
ISHARES TR ESG AWR MSCI USA 46435G425   364,152 4,026 SH   SOLE   0 0 4,026
ISHARES TR RUS 1000 VAL ETF 464287598   303,454 1,993 SH   SOLE   0 0 1,993
ISHARES TR RUS MID CAP ETF 464287499   279,610 3,999 SH   SOLE   0 0 3,999
JPMORGAN CHASE & CO COM 46625H100   517,561 3,972 SH   SOLE   0 0 3,972
LOWES COS INC COM 548661107   352,947 1,765 SH   SOLE   0 0 1,765
MARRIOTT INTL INC NEW CL A 571903202   619,329 3,730 SH   SOLE   0 0 3,730
META PLATFORMS INC CL A 30303M102   2,024,027 9,550 SH   SOLE   0 0 9,550
MICROSOFT CORP COM 594918104   1,554,719 5,393 SH   SOLE   0 0 5,393
MORGAN STANLEY COM NEW 617446448   406,865 4,634 SH   SOLE   0 0 4,634
NEXTERA ENERGY INC COM 65339F101   222,992 2,893 SH   SOLE   0 0 2,893
OMNICOM GROUP INC COM 681919106   215,076 2,263 SH   SOLE   0 0 2,263
PALANTIR TECHNOLOGIES INC CL A 69608A108   653,760 77,368 SH   SOLE   0 0 77,368
PEPSICO INC COM 713448108   264,153 1,449 SH   SOLE   0 0 1,449
PFIZER INC COM 717081103   328,804 8,059 SH   SOLE   0 0 8,059
PHILLIPS 66 COM 718546104   331,614 3,271 SH   SOLE   0 0 3,271
PROCORE TECHNOLOGIES INC COM 74275K108   1,302,140 20,791 SH   SOLE   0 0 20,791
PROCTER AND GAMBLE CO COM 742718109   637,285 4,286 SH   SOLE   0 0 4,286
SPDR S&P 500 ETF TR TR UNIT 78462F103   323,375 787 SH   SOLE   0 0 787
UBER TECHNOLOGIES INC COM 90353T100   696,861 21,983 SH   SOLE   0 0 21,983
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   23,657,052 320,426 SH   SOLE   0 0 320,426
VANECK ETF TRUST PREFERRED SECURT 92189F429   14,271,684 808,594 SH   SOLE   0 0 808,594
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   5,602,218 221,870 SH   SOLE   0 0 221,870
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,752,631 50,828 SH   SOLE   0 0 50,828
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,238,339 8,611 SH   SOLE   0 0 8,611
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,393,764 12,628 SH   SOLE   0 0 12,628
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   265,399 1,893 SH   SOLE   0 0 1,893
VANGUARD INDEX FDS TOTAL STK MKT 922908769   69,142,985 338,770 SH   SOLE   0 0 338,770
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   15,345,928 251,779 SH   SOLE   0 0 251,779
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   12,144,149 300,598 SH   SOLE   0 0 300,598
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   11,751,993 173,282 SH   SOLE   0 0 173,282
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   8,966,201 82,078 SH   SOLE   0 0 82,078
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,906,263 20,700 SH   SOLE   0 0 20,700
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   449,093 2,916 SH   SOLE   0 0 2,916
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,338,880 60,476 SH   SOLE   0 0 60,476
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   35,000,968 774,872 SH   SOLE   0 0 774,872
VIVANI MEDICAL INC COMMON STOCK 92854B109   2,133,300 2,133,300 SH   SOLE   0 0 2,133,300