The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   367,500 2,274 SH   SOLE   0 0 2,274
ADOBE SYSTEMS INCORPORATED COM 00724F101   206,290 613 SH   SOLE   0 0 613
ALPHABET INC CAP STK CL A 02079K305   2,021,080 22,907 SH   SOLE   0 0 22,907
ALPHABET INC CAP STK CL C 02079K107   7,449,680 83,959 SH   SOLE   0 0 83,959
AMAZON COM INC COM 023135106   1,188,600 14,150 SH   SOLE   0 0 14,150
AMERICAN EXPRESS CO COM 025816109   486,980 3,296 SH   SOLE   0 0 3,296
APPLE INC COM 037833100   10,390,790 79,972 SH   SOLE   0 0 79,972
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,009,790 3,269 SH   SOLE   0 0 3,269
BLACKROCK MUNIYILD QULT FD I COM 09254F100   173,930 14,994 SH   SOLE   0 0 14,994
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   3,264,870 78,277 SH   SOLE   0 0 78,277
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   30,780,330 612,735 SH   SOLE   0 0 612,735
BOSTON SCIENTIFIC CORP COM 101137107   206,410 4,461 SH   SOLE   0 0 4,461
CENTESSA PHARMACEUTICALS PLC SPONSORED ADS 152309100   5,822,990 1,878,383 SH   SOLE   0 0 1,878,383
CHEVRON CORP NEW COM 166764100   1,217,120 6,781 SH   SOLE   0 0 6,781
CONOCOPHILLIPS COM 20825C104   984,500 8,294 SH   SOLE   0 0 8,294
DIAGEO PLC SPON ADR NEW 25243Q205   3,801,150 21,332 SH   SOLE   0 0 21,332
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   9,971,530 216,349 SH   SOLE   0 0 216,349
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,508,720 205,449 SH   SOLE   0 0 205,449
EVERSOURCE ENERGY COM 30040W108   209,350 2,497 SH   SOLE   0 0 2,497
EXXON MOBIL CORP COM 30231G102   715,030 6,483 SH   SOLE   0 0 6,483
FARFETCH LTD ORD SH CL A 30744W107   119,830 25,335 SH   SOLE   0 0 25,335
FIFTH THIRD BANCORP COM 316773100   214,840 6,531 SH   SOLE   0 0 6,531
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   195,010 11,608 SH   SOLE   0 0 11,608
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   17,857,400 400,480 SH   SOLE   0 0 400,480
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   7,387,380 124,283 SH   SOLE   0 0 124,283
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   744,380 15,701 SH   SOLE   0 0 15,701
GOLDMAN SACHS GROUP INC COM 38141G104   313,850 914 SH   SOLE   0 0 914
HALLIBURTON CO COM 406216101   232,600 5,911 SH   SOLE   0 0 5,911
HOME DEPOT INC COM 437076102   364,190 1,153 SH   SOLE   0 0 1,153
INTUIT COM 461202103   359,640 924 SH   SOLE   0 0 924
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   7,108,130 335,923 SH   SOLE   0 0 335,923
INVESCO QQQ TR UNIT SER 1 46090E103   415,400 1,560 SH   SOLE   0 0 1,560
ISHARES INC JP MORGAN EM ETF 464286517   2,193,190 63,186 SH   SOLE   0 0 63,186
ISHARES TR 0-5 YR TIPS ETF 46429B747   21,833,550 225,181 SH   SOLE   0 0 225,181
ISHARES TR RUSSELL 3000 ETF 464287689   10,306,200 46,702 SH   SOLE   0 0 46,702
ISHARES TR CORE US AGGBD ET 464287226   8,208,550 84,633 SH   SOLE   0 0 84,633
ISHARES TR CORE MSCI EAFE 46432F842   8,101,530 131,433 SH   SOLE   0 0 131,433
ISHARES TR USD GRN BOND ETF 46435U440   465,220 10,120 SH   SOLE   0 0 10,120
ISHARES TR ESG AWR MSCI USA 46435G425   288,830 3,408 SH   SOLE   0 0 3,408
JPMORGAN CHASE & CO COM 46625H100   716,380 5,342 SH   SOLE   0 0 5,342
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   60,670 27,575 SH   SOLE   0 0 27,575
MARRIOTT INTL INC NEW CL A 571903202   604,050 4,057 SH   SOLE   0 0 4,057
MCDONALDS CORP COM 580135101   204,760 777 SH   SOLE   0 0 777
META PLATFORMS INC CL A 30303M102   1,178,130 9,790 SH   SOLE   0 0 9,790
MICROSOFT CORP COM 594918104   1,792,890 7,476 SH   SOLE   0 0 7,476
MORGAN STANLEY COM NEW 617446448   416,850 4,903 SH   SOLE   0 0 4,903
NETFLIX INC COM 64110L106   220,570 748 SH   SOLE   0 0 748
NEXTERA ENERGY INC COM 65339F101   244,700 2,927 SH   SOLE   0 0 2,927
NVIDIA CORPORATION COM 67066G104   258,080 1,766 SH   SOLE   0 0 1,766
OMNICOM GROUP INC COM 681919106   206,090 2,505 SH   SOLE   0 0 2,505
ORACLE CORP COM 68389X105   228,710 2,798 SH   SOLE   0 0 2,798
PALANTIR TECHNOLOGIES INC CL A 69608A108   497,790 77,537 SH   SOLE   0 0 77,537
PEPSICO INC COM 713448108   304,870 1,677 SH   SOLE   0 0 1,677
PFIZER INC COM 717081103   512,700 10,006 SH   SOLE   0 0 10,006
PHILLIPS 66 COM 718546104   340,450 3,271 SH   SOLE   0 0 3,271
PROCORE TECHNOLOGIES INC COM 74275K108   1,058,960 22,445 SH   SOLE   0 0 22,445
PROCTER AND GAMBLE CO COM 742718109   677,470 4,470 SH   SOLE   0 0 4,470
SPDR S&P 500 ETF TR TR UNIT 78462F103   280,030 729 SH   SOLE   0 0 729
STARBUCKS CORP COM 855244109   234,390 2,363 SH   SOLE   0 0 2,363
THERMO FISHER SCIENTIFIC INC COM 883556102   226,460 411 SH   SOLE   0 0 411
UBER TECHNOLOGIES INC COM 90353T100   585,190 23,663 SH   SOLE   0 0 23,663
UNITEDHEALTH GROUP INC COM 91324P102   305,910 577 SH   SOLE   0 0 577
VANECK ETF TRUST PREFERRED SECURT 92189F429   12,491,340 747,537 SH   SOLE   0 0 747,537
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   4,956,030 204,541 SH   SOLE   0 0 204,541
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   18,312,410 282,120 SH   SOLE   0 0 282,120
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,982,220 41,512 SH   SOLE   0 0 41,512
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,337,930 12,738 SH   SOLE   0 0 12,738
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,618,620 4,607 SH   SOLE   0 0 4,607
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   251,500 1,893 SH   SOLE   0 0 1,893
VANGUARD INDEX FDS TOTAL STK MKT 922908769   59,808,060 312,820 SH   SOLE   0 0 312,820
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   12,815,900 231,167 SH   SOLE   0 0 231,167
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,748,840 275,753 SH   SOLE   0 0 275,753
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   10,433,270 162,133 SH   SOLE   0 0 162,133
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   7,881,520 76,661 SH   SOLE   0 0 76,661
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,759,830 20,418 SH   SOLE   0 0 20,418
VANGUARD STAR FDS VG TL INTL STK F 921909768   3,649,670 70,566 SH   SOLE   0 0 70,566
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   30,005,190 714,920 SH   SOLE   0 0 714,920
VISA INC COM CL A 92826C839   280,480 1,350 SH   SOLE   0 0 1,350
VIVANI MEDICAL INC COMMON STOCK 92854B109   2,020,610 2,378,029 SH   SOLE   0 0 2,378,029
WALGREENS BOOTS ALLIANCE INC COM 931427108   208,240 5,574 SH   SOLE   0 0 5,574