The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   219,580 2,000 SH   SOLE   0 0 2,000
ABBVIE INC COM 00287Y109   323,220 2,000 SH   SOLE   0 0 2,000
ALPHABET INC CAP STK CL C 02079K107   4,974,934 56,068 SH   SOLE   0 0 56,068
ALPHABET INC CAP STK CL A 02079K305   615,845 6,980 SH   SOLE   0 0 6,980
AMAZON COM INC COM 023135106   706,440 8,410 SH   SOLE   0 0 8,410
AMERICAN EXPRESS CO COM 025816109   329,335 2,229 SH   SOLE   0 0 2,229
APPLE INC COM 037833100   8,172,077 62,896 SH   SOLE   0 0 62,896
BLACKROCK MUNIYILD QULT FD I COM 09254F100   173,930 14,994 SH   SOLE   0 0 14,994
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   256,512 6,150 SH   SOLE   0 0 6,150
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   16,709,801 332,636 SH   SOLE   0 0 332,636
CHEVRON CORP NEW COM 166764100   645,985 3,599 SH   SOLE   0 0 3,599
CONOCOPHILLIPS COM 20825C104   984,260 8,292 SH   SOLE   0 0 8,292
DIAGEO PLC SPON ADR NEW 25243Q205   3,696,195 20,743 SH   SOLE   0 0 20,743
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,109,597 21,693 SH   SOLE   0 0 21,693
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,845,750 83,440 SH   SOLE   0 0 83,440
FARFETCH LTD ORD SH CL A 30744W107   119,518 25,268 SH   SOLE   0 0 25,268
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,561,745 43,098 SH   SOLE   0 0 43,098
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   4,386,274 98,369 SH   SOLE   0 0 98,369
INTUIT COM 461202103   289,969 745 SH   SOLE   0 0 745
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   1,127,236 53,272 SH   SOLE   0 0 53,272
INVESCO QQQ TR UNIT SER 1 46090E103   316,873 1,190 SH   SOLE   0 0 1,190
ISHARES TR 0-5 YR TIPS ETF 46429B747   7,186,675 74,120 SH   SOLE   0 0 74,120
ISHARES TR CORE MSCI EAFE 46432F842   2,425,411 39,348 SH   SOLE   0 0 39,348
ISHARES TR CORE US AGGBD ET 464287226   1,640,295 16,912 SH   SOLE   0 0 16,912
ISHARES TR USD GRN BOND ETF 46435U440   229,850 5,000 SH   SOLE   0 0 5,000
ISHARES TR RUSSELL 3000 ETF 464287689   5,781,816 26,200 SH   SOLE   0 0 26,200
JPMORGAN CHASE & CO COM 46625H100   268,200 2,000 SH   SOLE   0 0 2,000
MARRIOTT INTL INC NEW CL A 571903202   558,933 3,754 SH   SOLE   0 0 3,754
META PLATFORMS INC CL A 30303M102   374,618 3,113 SH   SOLE   0 0 3,113
MICROSOFT CORP COM 594918104   330,952 1,380 SH   SOLE   0 0 1,380
NEXTERA ENERGY INC COM 65339F101   234,080 2,800 SH   SOLE   0 0 2,800
PALANTIR TECHNOLOGIES INC CL A 69608A108   493,846 76,923 SH   SOLE   0 0 76,923
PHILLIPS 66 COM 718546104   321,295 3,087 SH   SOLE   0 0 3,087
PROCORE TECHNOLOGIES INC COM 74275K108   1,050,935 22,275 SH   SOLE   0 0 22,275
PROCTER AND GAMBLE CO COM 742718109   295,087 1,947 SH   SOLE   0 0 1,947
UBER TECHNOLOGIES INC COM 90353T100   533,649 21,579 SH   SOLE   0 0 21,579
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   200,285 8,266 SH   SOLE   0 0 8,266
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   4,207,336 64,818 SH   SOLE   0 0 64,818
VANECK ETF TRUST PREFERRED SECURT 92189F429   2,453,011 146,799 SH   SOLE   0 0 146,799
VANGUARD INDEX FDS TOTAL STK MKT 922908769   36,911,906 193,064 SH   SOLE   0 0 193,064
VANGUARD INDEX FDS SMALL CP ETF 922908751   480,691 2,619 SH   SOLE   0 0 2,619
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   846,027 2,408 SH   SOLE   0 0 2,408
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,540,668 23,942 SH   SOLE   0 0 23,942
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   229,883 2,236 SH   SOLE   0 0 2,236
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,153,345 38,841 SH   SOLE   0 0 38,841
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   867,890 22,265 SH   SOLE   0 0 22,265
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   761,920 8,840 SH   SOLE   0 0 8,840
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,534,125 48,997 SH   SOLE   0 0 48,997
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   12,912,994 307,672 SH   SOLE   0 0 307,672
VIVANI MEDICAL INC COMMON STOCK 92854B109   2,020,611 2,378,029 SH   SOLE   0 0 2,378,029