The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 217 2,000 SH   SOLE   0 0 2,000
ABBVIE INC COM 00287Y109 306 2,000 SH   SOLE   0 0 2,000
ALPHABET INC CAP STK CL A 02079K305 1,205 553 SH   SOLE   0 0 553
ALPHABET INC CAP STK CL C 02079K107 7,094 3,243 SH   SOLE   0 0 3,243
AMAZON COM INC COM 023135106 340 3,200 SH   SOLE   0 0 3,200
APPLE INC COM 037833100 7,318 53,523 SH   SOLE   0 0 53,523
CHEVRON CORP NEW COM 166764100 590 4,076 SH   SOLE   0 0 4,076
CONOCOPHILLIPS COM 20825C104 751 8,292 SH   SOLE   0 0 8,292
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 3,207 68,412 SH   SOLE   0 0 68,412
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 205 4,264 SH   SOLE   0 0 4,264
FARFETCH LTD ORD SH CL A 30744W107 95 13,270 SH   SOLE   0 0 13,270
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 3,061 51,499 SH   SOLE   0 0 51,499
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 11,621 263,509 SH   SOLE   0 0 263,509
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 2,913 132,210 SH   SOLE   0 0 132,210
ISHARES INC JP MORGAN EM ETF 464286517 646 18,910 SH   SOLE   0 0 18,910
ISHARES TR CORE US AGGBD ET 464287226 2,193 21,570 SH   SOLE   0 0 21,570
ISHARES TR USD GRN BOND ETF 46435U440 239 5,000 SH   SOLE   0 0 5,000
ISHARES TR CORE MSCI EAFE 46432F842 2,915 49,540 SH   SOLE   0 0 49,540
ISHARES TR 0-5 YR TIPS ETF 46429B747 14,429 142,253 SH   SOLE   0 0 142,253
ISHARES TR RUSSELL 3000 ETF 464287689 6,676 30,710 SH   SOLE   0 0 30,710
JPMORGAN CHASE & CO COM 46625H100 225 2,000 SH   SOLE   0 0 2,000
MICROSOFT CORP COM 594918104 354 1,380 SH   SOLE   0 0 1,380
MORGAN STANLEY COM NEW 617446448 300 3,945 SH   SOLE   0 0 3,945
NEXTERA ENERGY INC COM 65339F101 217 2,800 SH   SOLE   0 0 2,800
PALANTIR TECHNOLOGIES INC CL A 69608A108 749 82,526 SH   SOLE   0 0 82,526
PHILLIPS 66 COM 718546104 253 3,087 SH   SOLE   0 0 3,087
PROCORE TECHNOLOGIES INC COM 74275K108 1,189 26,191 SH   SOLE   0 0 26,191
PROCTER AND GAMBLE CO COM 742718109 280 1,947 SH   SOLE   0 0 1,947
VANECK ETF TRUST PREFERRED SECURT 92189F429 3,143 173,657 SH   SOLE   0 0 173,657
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 1,556 63,559 SH   SOLE   0 0 63,559
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 917 14,394 SH   SOLE   0 0 14,394
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 299 3,970 SH   SOLE   0 0 3,970
VANGUARD INDEX FDS SMALL CP ETF 922908751 488 2,770 SH   SOLE   0 0 2,770
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 839 2,408 SH   SOLE   0 0 2,408
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29,033 153,921 SH   SOLE   0 0 153,921
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 305 7,332 SH   SOLE   0 0 7,332
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 754 8,840 SH   SOLE   0 0 8,840
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 736 13,932 SH   SOLE   0 0 13,932
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 413 6,503 SH   SOLE   0 0 6,503
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,529 48,997 SH   SOLE   0 0 48,997
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 10,653 261,108 SH   SOLE   0 0 261,108