The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 89 2,820 SH   SOLE   0 0 2,820
3M CO COM 88579Y101 41 313 SH   SOLE   0 0 313
AGILENT TECHNOLOGIES INC COM 00846U101 31 257 SH   SOLE   0 0 257
AIR PRODS & CHEMS INC COM 009158106 72 300 SH   SOLE   0 0 300
ALTRIA GROUP INC COM 02209S103 22 519 SH   SOLE   0 0 519
AMGEN INC COM 031162100 35 145 SH   SOLE   0 0 145
AUTOMATIC DATA PROCESSING IN COM 053015103 52 246 SH   SOLE   0 0 246
BK OF AMERICA CORP COM 060505104 19 626 SH   SOLE   0 0 626
BANK NEW YORK MELLON CORP COM 064058100 28 666 SH   SOLE   0 0 666
BRISTOL-MYERS SQUIBB CO COM 110122108 21 278 SH   SOLE   0 0 278
CHEVRON CORP NEW COM 166764100 56 390 SH   SOLE   0 0 390
CISCO SYS INC COM 17275R102 34 800 SH   SOLE   0 0 800
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 95 2,355 SH   SOLE   0 0 2,355
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 214 5,260 SH   SOLE   0 0 5,260
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 251 5,238 SH   SOLE   0 0 5,238
DXC TECHNOLOGY CO COM 23355L106 0 14 SH   SOLE   0 0 14
EMERSON ELEC CO COM 291011104 80 1,000 SH   SOLE   0 0 1,000
ESSENTIAL UTILS INC COM 29670G102 76 1,657 SH   SOLE   0 0 1,657
EXXON MOBIL CORP COM 30231G102 64 748 SH   SOLE   0 0 748
GENUINE PARTS CO COM 372460105 45 336 SH   SOLE   0 0 336
GOLDMAN SACHS GROUP INC COM 38141G104 36 120 SH   SOLE   0 0 120
HERSHEY CO COM 427866108 36 165 SH   SOLE   0 0 165
HEWLETT PACKARD ENTERPRISE C COM 42824C109 2 174 SH   SOLE   0 0 174
HP INC COM 40434L105 6 174 SH   SOLE   0 0 174
Hubbell Inc Cl B Name 443510201 38 215 SH   SOLE   0 0 215
INTERNATIONAL BUSINESS MACHS COM 459200101 10 72 SH   SOLE   0 0 72
ISHARES TR 1 3 YR TREAS BD 464287457 653 7,886 SH   SOLE   0 0 7,886
ISHARES TR BROAD USD HIGH 46435U853 165 4,780 SH   SOLE   0 0 4,780
ISHARES TR CORE INTL AGGR 46435G672 372 7,465 SH   SOLE   0 0 7,465
ISHARES TR CORE MSCI EAFE 46432F842 305 5,176 SH   SOLE   0 0 5,176
ISHARES INC CORE MSCI EMKT 46434G103 40 807 SH   SOLE   0 0 807
ISHARES TR CORE MSCI INTL 46435G326 28 530 SH   SOLE   0 0 530
ISHARES TR CORE MSCI TOTAL 46432F834 6 107 SH   SOLE   0 0 107
ISHARES TR CORE S&P500 ETF 464287200 1,951 5,146 SH   SOLE   0 0 5,146
ISHARES TR CORE S&P MCP ETF 464287507 36 158 SH   SOLE   0 0 158
ISHARES TR CORE S&P SCP ETF 464287804 45 487 SH   SOLE   0 0 487
ISHARES TR CORE S&P TTL STK 464287150 238 2,845 SH   SOLE   0 0 2,845
ISHARES TR CORE US AGGBD ET 464287226 1,141 11,225 SH   SOLE   0 0 11,225
ISHARES TR MSCI EAFE ETF 464287465 278 4,444 SH   SOLE   0 0 4,444
ISHARES TR EAFE SML CP ETF 464288273 551 10,098 SH   SOLE   0 0 10,098
ISHARES TR EAFE VALUE ETF 464288877 4,683 107,893 SH   SOLE   0 0 107,893
ISHARES TR NATIONAL MUN ETF 464288414 144 1,351 SH   SOLE   0 0 1,351
ISHARES TR RUS 1000 GRW ETF 464287614 400 1,831 SH   SOLE   0 0 1,831
ISHARES TR RUS 1000 VAL ETF 464287598 278 1,920 SH   SOLE   0 0 1,920
ISHARES TR RUS 2000 VAL ETF 464287630 110 811 SH   SOLE   0 0 811
ISHARES TR MICRO-CAP ETF 464288869 232 2,227 SH   SOLE   0 0 2,227
ISHARES TR S&P 500 GRWT ETF 464287309 1,016 16,829 SH   SOLE   0 0 16,829
ISHARES TR S&P 500 VAL ETF 464287408 443 3,222 SH   SOLE   0 0 3,222
ISHARES TR S&P MC 400GR ETF 464287606 190 2,984 SH   SOLE   0 0 2,984
ISHARES TR S&P MC 400VL ETF 464287705 136 1,440 SH   SOLE   0 0 1,440
ISHARES TR S&P SML 600 GWT 464287887 190 1,807 SH   SOLE   0 0 1,807
ISHARES TR SP SMCP600VL ETF 464287879 202 2,271 SH   SOLE   0 0 2,271
ISHARES TR SHRT NAT MUN ETF 464288158 88 845 SH   SOLE   0 0 845
ISHARES TR US TREAS BD ETF 46429B267 82 3,414 SH   SOLE   0 0 3,414
JOHNSON & JOHNSON COM 478160104 81 454 SH   SOLE   0 0 454
JPMORGAN CHASE & CO COM 46625H100 33 290 SH   SOLE   0 0 290
KEYSIGHT TECHNOLOGIES INC COM 49338L103 18 128 SH   SOLE   0 0 128
KIMBERLY-CLARK CORP COM 494368103 16 121 SH   SOLE   0 0 121
Ky Rrl Wtr Fin C Name 49140MC49 5 5,000 SH   SOLE   0 0 5,000
LILLY ELI & CO COM 532457108 62 190 SH   SOLE   0 0 190
MCDONALDS CORP COM 580135101 84 340 SH   SOLE   0 0 340
MERCK & CO INC COM 58933Y105 26 280 SH   SOLE   0 0 280
Micro Focus Intl PLC ADS each r Name 594837304 0 19 SH   SOLE   0 0 19
MICROSOFT CORP COM 594918104 114 444 SH   SOLE   0 0 444
MONDELEZ INTL INC CL A 609207105 21 331 SH   SOLE   0 0 331
ORGANON & CO COMMON STOCK 68622V106 1 28 SH   SOLE   0 0 28
PEPSICO INC COM 713448108 53 317 SH   SOLE   0 0 317
PFIZER INC COM 717081103 47 895 SH   SOLE   0 0 895
PHILIP MORRIS INTL INC COM 718172109 39 394 SH   SOLE   0 0 394
PNC FINL SVCS GROUP INC COM 693475105 19 123 SH   SOLE   0 0 123
PROCTER AND GAMBLE CO COM 742718109 74 515 SH   SOLE   0 0 515
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 25 388 SH   SOLE   0 0 388
RAYTHEON TECHNOLOGIES CORP COM 75513E101 59 614 SH   SOLE   0 0 614
SNAP ON INC COM 833034101 36 185 SH   SOLE   0 0 185
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,203 58,854 SH   SOLE   0 0 58,854
UNITEDHEALTH GROUP INC COM 91324P102 54 105 SH   SOLE   0 0 105
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 33 670 SH   SOLE   0 0 670
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 61 1,503 SH   SOLE   0 0 1,503
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 400 9,595 SH   SOLE   0 0 9,595
VANGUARD INDEX FDS GROWTH ETF 922908736 21,833 97,953 SH   SOLE   0 0 97,953
VANGUARD BD INDEX FDS INTERMED TERM 921937819 597 7,685 SH   SOLE   0 0 7,685
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 83 907 SH   SOLE   0 0 907
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 178 1,038 SH   SOLE   0 0 1,038
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 428 7,611 SH   SOLE   0 0 7,611
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 821 12,924 SH   SOLE   0 0 12,924
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,106 27,618 SH   SOLE   0 0 27,618
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 488 6,349 SH   SOLE   0 0 6,349
VANGUARD INDEX FDS SMALL CP ETF 922908751 578 3,282 SH   SOLE   0 0 3,282
VANGUARD INDEX FDS SML CP GRW ETF 922908595 10,980 55,730 SH   SOLE   0 0 55,730
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,651 24,368 SH   SOLE   0 0 24,368
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,029 13,672 SH   SOLE   0 0 13,672
VANGUARD STAR FDS VG TL INTL STK F 921909768 184 3,564 SH   SOLE   0 0 3,564
VANGUARD INDEX FDS VALUE ETF 922908744 252 1,908 SH   SOLE   0 0 1,908