The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK INC COM 09247X101 70 92 SH   SOLE   0 0 92
BRIGHTHOUSE FINL INC COM 10922N103 0 5 SH   SOLE   0 0 5
ENBRIDGE INC COM 29250N105 117 2,545 SH   SOLE   0 0 2,545
FORTIS INC COM 349553107 12 235 SH   SOLE   0 0 235
HONEYWELL INTL INC COM 438516106 49 250 SH   SOLE   0 0 250
Invesco Capital Market Title of Class 45824D548 1 31 SH   SOLE   0 0 31
INVESCO MUNI INCOME OPP TRST COM 46132X101 93 13,050 SH   SOLE   0 0 13,050
Invesco Unit Trusts Title of Class 12008M363 13 45 SH   SOLE   0 0 45
LOWES COS INC COM 548661107 157 775 SH   SOLE   0 0 775
NUVEEN SELECT MAT MUN FD SH BEN INT 67061T101 59 6,120 SH   SOLE   0 0 6,120
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100 62 4,265 SH   SOLE   0 0 4,265
SHELL PLC SPON ADS 780259305 13 230 SH   SOLE   0 0 230
STARBUCKS CORP COM 855244109 25 270 SH   SOLE   0 0 270
TEXAS INSTRS INC COM 882508104 23 124 SH   SOLE   0 0 124
VALERO ENERGY CORP COM 91913Y100 28 280 SH   SOLE   0 0 280
VISA INC COM CL A 92826C839 180 812 SH   SOLE   0 0 812
3M CO COM 88579Y101 47 313 SH   SOLE   0 0 313
ABBVIE INC COM 00287Y109 92 565 SH   SOLE   0 0 565
AIR PRODS & CHEMS INC COM 009158106 75 300 SH   SOLE   0 0 300
ALTRIA GROUP INC COM 02209S103 27 519 SH   SOLE   0 0 519
AMAZON COM INC COM 023135106 78 24 SH   SOLE   0 0 24
AMGEN INC COM 031162100 35 145 SH   SOLE   0 0 145
APPLE INC COM 037833100 161 920 SH   SOLE   0 0 920
AUTOMATIC DATA PROCESSING IN COM 053015103 56 246 SH   SOLE   0 0 246
BK OF AMERICA CORP COM 060505104 26 626 SH   SOLE   0 0 626
BANK NEW YORK MELLON CORP COM 064058100 33 666 SH   SOLE   0 0 666
Berkshire Hathaway Inc Class B Title of Class 084670207 29 82 SH   SOLE   0 0 82
BRISTOL-MYERS SQUIBB CO COM 110122108 20 278 SH   SOLE   0 0 278
CHEVRON CORP NEW COM 166764100 129 790 SH   SOLE   0 0 790
CISCO SYS INC COM 17275R102 45 800 SH   SOLE   0 0 800
CME GROUP INC COM 12572Q105 26 110 SH   SOLE   0 0 110
CSX CORP COM 126408103 108 2,872 SH   SOLE   0 0 2,872
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 258 5,260 SH   SOLE   0 0 5,260
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 294 5,238 SH   SOLE   0 0 5,238
EMERSON ELEC CO COM 291011104 98 1,000 SH   SOLE   0 0 1,000
ESSENTIAL UTILS INC COM 29670G102 85 1,657 SH   SOLE   0 0 1,657
EXXON MOBIL CORP COM 30231G102 62 748 SH   SOLE   0 0 748
GENUINE PARTS CO COM 372460105 42 336 SH   SOLE   0 0 336
GOLDMAN SACHS GROUP INC COM 38141G104 40 120 SH   SOLE   0 0 120
HERSHEY CO COM 427866108 36 165 SH   SOLE   0 0 165
Hubbell Inc Cl B Title of Class 443510201 40 215 SH   SOLE   0 0 215
INTERNATIONAL BUSINESS MACHS COM 459200101 9 72 SH   SOLE   0 0 72
ISHARES TR 1 3 YR TREAS BD 464287457 657 7,882 SH   SOLE   0 0 7,882
ISHARES TR CORE INTL AGGR 46435G672 287 5,500 SH   SOLE   0 0 5,500
ISHARES TR CORE MSCI EAFE 46432F842 114 1,637 SH   SOLE   0 0 1,637
ISHARES INC CORE MSCI EMKT 46434G103 45 807 SH   SOLE   0 0 807
ISHARES TR CORE MSCI INTL 46435G326 34 530 SH   SOLE   0 0 530
ISHARES TR CORE MSCI TOTAL 46432F834 7 105 SH   SOLE   0 0 105
ISHARES TR CORE S&P500 ETF 464287200 1,468 3,236 SH   SOLE   0 0 3,236
ISHARES TR CORE S&P MCP ETF 464287507 42 157 SH   SOLE   0 0 157
ISHARES TR CORE S&P SCP ETF 464287804 52 486 SH   SOLE   0 0 486
ISHARES TR CORE S&P TTL STK 464287150 166 1,649 SH   SOLE   0 0 1,649
ISHARES TR CORE US AGGBD ET 464287226 94 882 SH   SOLE   0 0 882
ISHARES TR MSCI EAFE ETF 464287465 327 4,444 SH   SOLE   0 0 4,444
ISHARES TR EAFE SML CP ETF 464288273 475 7,163 SH   SOLE   0 0 7,163
ISHARES TR EAFE VALUE ETF 464288877 5,387 107,189 SH   SOLE   0 0 107,189
ISHARES TR NATIONAL MUN ETF 464288414 22 205 SH   SOLE   0 0 205
ISHARES TR RUS 1000 GRW ETF 464287614 35 125 SH   SOLE   0 0 125
ISHARES TR RUS 2000 VAL ETF 464287630 131 811 SH   SOLE   0 0 811
ISHARES TR MICRO-CAP ETF 464288869 221 1,717 SH   SOLE   0 0 1,717
ISHARES TR S&P 500 GRWT ETF 464287309 1,298 16,994 SH   SOLE   0 0 16,994
ISHARES TR S&P 500 VAL ETF 464287408 502 3,222 SH   SOLE   0 0 3,222
ISHARES TR S&P MC 400GR ETF 464287606 231 2,984 SH   SOLE   0 0 2,984
ISHARES TR S&P MC 400VL ETF 464287705 158 1,440 SH   SOLE   0 0 1,440
ISHARES TR S&P SML 600 GWT 464287887 226 1,807 SH   SOLE   0 0 1,807
ISHARES TR SP SMCP600VL ETF 464287879 233 2,271 SH   SOLE   0 0 2,271
JOHNSON & JOHNSON COM 478160104 164 927 SH   SOLE   0 0 927
JPMORGAN CHASE & CO COM 46625H100 76 555 SH   SOLE   0 0 555
KIMBERLY-CLARK CORP COM 494368103 15 121 SH   SOLE   0 0 121
LILLY ELI & CO COM 532457108 54 190 SH   SOLE   0 0 190
MCDONALDS CORP COM 580135101 145 585 SH   SOLE   0 0 585
Medtronic Inc Title of Class 585055106 33 300 SH   SOLE   0 0 300
MERCK & CO INC COM 58933Y105 79 959 SH   SOLE   0 0 959
METLIFE INC COM 59156R108 4 56 SH   SOLE   0 0 56
MICROSOFT CORP COM 594918104 340 1,102 SH   SOLE   0 0 1,102
MONDELEZ INTL INC CL A 609207105 94 1,491 SH   SOLE   0 0 1,491
ORGANON & CO COMMON STOCK 68622V106 3 95 SH   SOLE   0 0 95
PEPSICO INC COM 713448108 89 530 SH   SOLE   0 0 530
PFIZER INC COM 717081103 101 1,947 SH   SOLE   0 0 1,947
PHILIP MORRIS INTL INC COM 718172109 37 394 SH   SOLE   0 0 394
PNC FINL SVCS GROUP INC COM 693475105 23 123 SH   SOLE   0 0 123
PROCTER AND GAMBLE CO COM 742718109 154 1,010 SH   SOLE   0 0 1,010
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 27 388 SH   SOLE   0 0 388
RAYTHEON TECHNOLOGIES CORP COM 75513E101 78 789 SH   SOLE   0 0 789
SNAP ON INC COM 833034101 38 185 SH   SOLE   0 0 185
SPDR S&P 500 ETF TR TR UNIT 78462F103 26,834 59,415 SH   SOLE   0 0 59,415
UNITEDHEALTH GROUP INC COM 91324P102 54 105 SH   SOLE   0 0 105
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 39 670 SH   SOLE   0 0 670
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 55 1,148 SH   SOLE   0 0 1,148
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 441 9,550 SH   SOLE   0 0 9,550
VANGUARD INDEX FDS GROWTH ETF 922908736 28,465 98,974 SH   SOLE   0 0 98,974
VANGUARD BD INDEX FDS INTERMED TERM 921937819 315 3,844 SH   SOLE   0 0 3,844
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 161 1,482 SH   SOLE   0 0 1,482
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 241 1,163 SH   SOLE   0 0 1,163
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 227 3,176 SH   SOLE   0 0 3,176
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 518 7,119 SH   SOLE   0 0 7,119
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,064 13,621 SH   SOLE   0 0 13,621
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 377 4,837 SH   SOLE   0 0 4,837
VANGUARD INDEX FDS SMALL CP ETF 922908751 696 3,277 SH   SOLE   0 0 3,277
VANGUARD INDEX FDS SML CP GRW ETF 922908595 13,423 54,098 SH   SOLE   0 0 54,098
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,284 24,348 SH   SOLE   0 0 24,348
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,019 12,812 SH   SOLE   0 0 12,812
VANGUARD STAR FDS VG TL INTL STK F 921909768 130 2,181 SH   SOLE   0 0 2,181
VANGUARD INDEX FDS VALUE ETF 922908744 282 1,908 SH   SOLE   0 0 1,908
VERIZON COMMUNICATIONS INC COM 92343V104 8 157 SH   SOLE   0 0 157
VIATRIS INC COM 92556V106 1 130 SH   SOLE   0 0 130