The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
22ND CENTY GROUP INC COM NEW 90137F202   1,731 12,267 SH   SOLE   0 0 12,267
3M CO COM 88579Y101   609,416 5,658 SH   SOLE   0 0 5,658
ABBOTT LABS COM 002824100   796,518 7,121 SH   SOLE   0 0 7,121
ABBVIE INC COM 00287Y109   1,183,409 7,029 SH   SOLE   0 0 7,029
AFLAC INC COM 001055102   670,652 7,964 SH   SOLE   0 0 7,964
AIR PRODS & CHEMS INC COM 009158106   431,323 1,676 SH   SOLE   0 0 1,676
ALBEMARLE CORP COM 012653101   396,764 2,877 SH   SOLE   0 0 2,877
ALPHABET INC CAP STK CL A 02079K305   1,268,627 8,754 SH   SOLE   0 0 8,754
AMAZON COM INC COM 023135106   2,106,025 12,709 SH   SOLE   0 0 12,709
AMCOR PLC ORD G0250X107   553,202 57,777 SH   SOLE   0 0 57,777
AMERICAN EXPRESS CO COM 025816109   1,131,078 5,450 SH   SOLE   0 0 5,450
AMERIPRISE FINL INC COM 03076C106   363,312 888 SH   SOLE   0 0 888
APPLE INC COM 037833100   3,326,182 18,282 SH   SOLE   0 0 18,282
ARCHER DANIELS MIDLAND CO COM 039483102   477,575 7,115 SH   SOLE   0 0 7,115
ATMOS ENERGY CORP COM 049560105   575,096 4,899 SH   SOLE   0 0 4,899
AUTOMATIC DATA PROCESSING IN COM 053015103   668,492 2,771 SH   SOLE   0 0 2,771
BECTON DICKINSON & CO COM 075887109   445,531 1,813 SH   SOLE   0 0 1,813
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,483,525 3,815 SH   SOLE   0 0 3,815
BROWN & BROWN INC COM 115236101   514,810 6,473 SH   SOLE   0 0 6,473
BROWN FORMAN CORP CL B 115637209   401,606 7,405 SH   SOLE   0 0 7,405
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   390,999 4,829 SH   SOLE   0 0 4,829
CARDINAL HEALTH INC COM 14149Y108   594,557 5,590 SH   SOLE   0 0 5,590
CARRIER GLOBAL CORPORATION COM 14448C104   208,960 3,616 SH   SOLE   0 0 3,616
CATERPILLAR INC COM 149123101   761,374 2,300 SH   SOLE   0 0 2,300
CHEVRON CORP NEW COM 166764100   733,804 4,780 SH   SOLE   0 0 4,780
CHUBB LIMITED COM H1467J104   627,327 2,584 SH   SOLE   0 0 2,584
CHURCH & DWIGHT CO INC COM 171340102   746,107 7,499 SH   SOLE   0 0 7,499
CINCINNATI FINL CORP COM 172062101   2,949,587 25,909 SH   SOLE   0 0 25,909
CINTAS CORP COM 172908105   799,199 1,240 SH   SOLE   0 0 1,240
CISCO SYS INC COM 17275R102   223,296 4,449 SH   SOLE   0 0 4,449
CLOROX CO DEL COM 189054109   614,517 4,156 SH   SOLE   0 0 4,156
COCA COLA CO COM 191216100   855,727 14,249 SH   SOLE   0 0 14,249
COLGATE PALMOLIVE CO COM 194162103   626,653 7,385 SH   SOLE   0 0 7,385
CONSOLIDATED EDISON INC COM 209115104   536,004 5,897 SH   SOLE   0 0 5,897
CRONOS GROUP INC COM 22717L101   45,350 19,446 SH   SOLE   0 0 19,446
DBX ETF TR XTRACK USD HIGH 233051432   4,854,459 136,254 SH   SOLE   0 0 136,254
DIGITAL RLTY TR INC COM 253868103   226,797 1,628 SH   SOLE   0 0 1,628
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   588,662 10,820 SH   SOLE   0 0 10,820
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   559,849 10,488 SH   SOLE   0 0 10,488
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   792,621 25,911 SH   SOLE   0 0 25,911
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   946,658 24,236 SH   SOLE   0 0 24,236
DOVER CORP COM 260003108   718,217 4,340 SH   SOLE   0 0 4,340
DUKE ENERGY CORP NEW COM NEW 26441C204   566,127 5,846 SH   SOLE   0 0 5,846
EATON CORP PLC SHS G29183103   250,326 904 SH   SOLE   0 0 904
ECOLAB INC COM 278865100   623,292 2,905 SH   SOLE   0 0 2,905
EDWARDS LIFESCIENCES CORP COM 28176E108   206,172 2,400 SH   SOLE   0 0 2,400
ELI LILLY & CO COM 532457108   577,674 991 SH   SOLE   0 0 991
ELI LILLY & CO COM 532457108   739,840 951 SH   SOLE   0 0 951
EMERSON ELEC CO COM 291011104   809,709 7,680 SH   SOLE   0 0 7,680
ESSEX PPTY TR INC COM 297178105   558,808 2,268 SH   SOLE   0 0 2,268
EXPEDITORS INTL WASH INC COM 302130109   677,320 5,446 SH   SOLE   0 0 5,446
EXXON MOBIL CORP COM 30231G102   1,185,213 10,963 SH   SOLE   0 0 10,963
FAIR ISAAC CORP COM 303250104   457,081 379 SH   SOLE   0 0 379
FARMERS & MERCHANTS BANCORP COM 30779N105   546,574 23,214 SH   SOLE   0 0 23,214
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101   508,442 4,956 SH   SOLE   0 0 4,956
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   241,549 9,160 SH   SOLE   0 0 9,160
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106   1,544,070 83,515 SH   SOLE   0 0 83,515
FRANKLIN RESOURCES INC COM 354613101   591,866 20,436 SH   SOLE   0 0 20,436
GAMESTOP CORP NEW CL A 36467W109   283,813 18,834 SH   SOLE   0 0 18,834
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   427,228 5,082 SH   SOLE   0 0 5,082
GENERAL DYNAMICS CORP COM 369550108   989,051 3,648 SH   SOLE   0 0 3,648
GENERAL ELECTRIC CO COM NEW 369604301   2,226,710 14,690 SH   SOLE   0 0 14,690
GENUINE PARTS CO COM 372460105   621,231 4,229 SH   SOLE   0 0 4,229
GLOBE LIFE INC COM 37959E102   314,021 2,637 SH   SOLE   0 0 2,637
GRACO INC COM 384109104   402,716 4,475 SH   SOLE   0 0 4,475
GRAINGER W W INC COM 384802104   796,134 861 SH   SOLE   0 0 861
GRAYSCALE BITCOIN TR BTC SHS REP COM UT 389637109   271,465 5,552 SH   SOLE   0 0 5,552
GULFPORT ENERGY CORP COMMON SHARES 402635502   203,884 1,390 SH   SOLE   0 0 1,390
HIGH TIDE INC COM NEW 42981E401   27,195 14,642 SH   SOLE   0 0 14,642
HOME DEPOT INC COM 437076102   443,576 1,220 SH   SOLE   0 0 1,220
HORMEL FOODS CORP COM 440452100   422,061 12,572 SH   SOLE   0 0 12,572
HUBBELL INC COM 443510607   209,200 564 SH   SOLE   0 0 564
ILLINOIS TOOL WKS INC COM 452308109   733,076 2,765 SH   SOLE   0 0 2,765
INDEXIQ ETF TR FTSE INTERNL EQT 45409B560   1,672,185 64,727 SH   SOLE   0 0 64,727
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   567,842 5,820 SH   SOLE   0 0 5,820
INTERNATIONAL BUSINESS MACHS COM 459200101   709,712 4,002 SH   SOLE   0 0 4,002
INTERPUBLIC GROUP COS INC COM 460690100   441,553 13,530 SH   SOLE   0 0 13,530
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   601,829 21,404 SH   SOLE   0 0 21,404
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   3,592,590 149,902 SH   SOLE   0 0 149,902
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   368,042 5,727 SH   SOLE   0 0 5,727
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   394,005 19,183 SH   SOLE   0 0 19,183
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   329,261 17,100 SH   SOLE   0 0 17,100
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   384,593 9,328 SH   SOLE   0 0 9,328
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   604,283 28,920 SH   SOLE   0 0 28,920
INVESCO QQQ TR UNIT SER 1 46090E103   957,526 2,251 SH   SOLE   0 0 2,251
ISHARES INC EM MKTS DIV ETF 464286319   9,679,947 367,662 SH   SOLE   0 0 367,662
ISHARES TR RUS MDCP VAL ETF 464287473   215,086 1,780 SH   SOLE   0 0 1,780
ISHARES TR S&P MC 400GR ETF 464287606   409,128 4,800 SH   SOLE   0 0 4,800
ISHARES TR MRGSTR MD CP VAL 464288406   394,701 5,636 SH   SOLE   0 0 5,636
ISHARES TR ISHS 5-10YR INVT 464288638   8,143,265 157,189 SH   SOLE   0 0 157,189
ISHARES TR US OIL EQ&SV ETF 464288844   663,155 29,166 SH   SOLE   0 0 29,166
ISHARES TR CORE S&P500 ETF 464287200   377,531 753 SH   SOLE   0 0 753
ISHARES TR 20 YR TR BD ETF 464287432   545,670 5,640 SH   SOLE   0 0 5,640
ISHARES TR CORE S&P US GWT 464287671   252,293 2,280 SH   SOLE   0 0 2,280
ISHARES TR FLTG RATE NT ETF 46429B655   264,024 5,186 SH   SOLE   0 0 5,186
ISHARES TR CORE INTL AGGR 46435G672   1,691,587 33,916 SH   SOLE   0 0 33,916
JOHNSON & JOHNSON COM 478160104   1,119,963 7,112 SH   SOLE   0 0 7,112
KIMBERLY-CLARK CORP COM 494368103   506,588 4,032 SH   SOLE   0 0 4,032
LINDE PLC SHS G54950103   793,456 1,813 SH   SOLE   0 0 1,813
LOCKHEED MARTIN CORP COM 539830109   215,979 476 SH   SOLE   0 0 476
LOWES COS INC COM 548661107   1,259,507 5,279 SH   SOLE   0 0 5,279
MARATHON PETE CORP COM 56585A102   207,117 1,184 SH   SOLE   0 0 1,184
MCCORMICK & CO INC COM NON VTG 579780206   473,208 6,508 SH   SOLE   0 0 6,508
MCDONALDS CORP COM 580135101   710,096 2,455 SH   SOLE   0 0 2,455
MEDTRONIC PLC SHS G5960L103   437,454 5,160 SH   SOLE   0 0 5,160
MERCK & CO INC COM 58933Y105   400,223 3,331 SH   SOLE   0 0 3,331
META PLATFORMS INC CL A 30303M102   2,006,207 4,755 SH   SOLE   0 0 4,755
MICROSOFT CORP COM 594918104   2,571,108 6,463 SH   SOLE   0 0 6,463
MICROSTRATEGY INC CL A NEW 594972408   1,064,796 918 SH   SOLE   0 0 918
MOLINA HEALTHCARE INC COM 60855R100   399,176 1,036 SH   SOLE   0 0 1,036
NEXTERA ENERGY INC COM 65339F101   393,843 6,311 SH   SOLE   0 0 6,311
NORDSON CORP COM 655663102   434,238 1,613 SH   SOLE   0 0 1,613
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534   3,507,996 94,437 SH   SOLE   0 0 94,437
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641   861,172 24,329 SH   SOLE   0 0 24,329
NUCOR CORP COM 670346105   970,610 5,222 SH   SOLE   0 0 5,222
NVIDIA CORPORATION COM 67066G104   1,478,962 2,089 SH   SOLE   0 0 2,089
ORACLE CORP COM 68389X105   279,558 2,420 SH   SOLE   0 0 2,420
PENTAIR PLC SHS G7S00T104   768,003 9,722 SH   SOLE   0 0 9,722
PEPSICO INC COM 713448108   674,563 3,912 SH   SOLE   0 0 3,912
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   691,956 19,128 SH   SOLE   0 0 19,128
PPG INDS INC COM 693506107   721,977 4,903 SH   SOLE   0 0 4,903
PRICE T ROWE GROUP INC COM 74144T108   477,893 4,166 SH   SOLE   0 0 4,166
PROCTER AND GAMBLE CO COM 742718109   1,434,075 9,295 SH   SOLE   0 0 9,295
PROGRESSIVE CORP COM 743315103   505,934 2,763 SH   SOLE   0 0 2,763
PROSHARES TR BITCOIN STRATE 74347G440   300,983 13,846 SH   SOLE   0 0 13,846
R1 RCM INC COM 77634L105   305,877 26,100 SH   SOLE   0 0 26,100
REALTY INCOME CORP COM 756109104   758,224 13,601 SH   SOLE   0 0 13,601
ROPER TECHNOLOGIES INC COM 776696106   654,213 1,183 SH   SOLE   0 0 1,183
RTX CORPORATION COM 75513E101   299,054 3,293 SH   SOLE   0 0 3,293
S&P GLOBAL INC COM 78409V104   776,455 1,793 SH   SOLE   0 0 1,793
SAIA INC COM 78709Y105   715,522 1,399 SH   SOLE   0 0 1,399
SALESFORCE INC COM 79466L302   237,655 842 SH   SOLE   0 0 842
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   366,372 6,086 SH   SOLE   0 0 6,086
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,717,457 31,028 SH   SOLE   0 0 31,028
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,181,586 31,150 SH   SOLE   0 0 31,150
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,067,790 44,646 SH   SOLE   0 0 44,646
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   601,710 12,446 SH   SOLE   0 0 12,446
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,852,902 35,510 SH   SOLE   0 0 35,510
SHERWIN WILLIAMS CO COM 824348106   780,657 2,375 SH   SOLE   0 0 2,375
SMITH A O CORP COM 831865209   620,026 7,211 SH   SOLE   0 0 7,211
SMUCKER J M CO COM NEW 832696405   460,095 3,648 SH   SOLE   0 0 3,648
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   770,575 1,987 SH   SOLE   0 0 1,987
SPDR GOLD TR GOLD SHS 78463V107   230,737 1,161 SH   SOLE   0 0 1,161
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,402,268 150,880 SH   SOLE   0 0 150,880
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,769,524 7,927 SH   SOLE   0 0 7,927
SPDR SER TR PORTFOLIO SHORT 78464A474   11,313,935 379,981 SH   SOLE   0 0 379,981
SPDR SER TR S&P DIVID ETF 78464A763   580,572 4,532 SH   SOLE   0 0 4,532
SPDR SER TR BLOOMBERG INVT 78468R200   1,707,535 55,603 SH   SOLE   0 0 55,603
SPDR SER TR PORTFLI HIGH YLD 78468R606   3,162,577 135,034 SH   SOLE   0 0 135,034
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   7,653,257 83,549 SH   SOLE   0 0 83,549
SPDR SER TR BLOOMBERG 1 10 Y 78468R861   225,424 12,110 SH   SOLE   0 0 12,110
STANLEY BLACK & DECKER INC COM 854502101   463,416 4,728 SH   SOLE   0 0 4,728
STERIS PLC SHS USD G8473T100   355,736 1,600 SH   SOLE   0 0 1,600
SYSCO CORP COM 871829107   732,396 9,493 SH   SOLE   0 0 9,493
TARGET CORP COM 87612E106   655,337 4,116 SH   SOLE   0 0 4,116
TESLA INC COM 88160R101   612,517 2,922 SH   SOLE   0 0 2,922
UNITED PARCEL SERVICE INC CL B 911312106   224,428 1,466 SH   SOLE   0 0 1,466
UNITEDHEALTH GROUP INC COM 91324P102   239,007 469 SH   SOLE   0 0 469
VANECK ETF TRUST IG FLOATING RATE 92189F486   1,301,408 51,385 SH   SOLE   0 0 51,385
VANGUARD BD INDEX FDS INTERMED TERM 921937819   18,875,400 248,625 SH   SOLE   0 0 248,625
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   874,951 1,896 SH   SOLE   0 0 1,896
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   268,913 1,788 SH   SOLE   0 0 1,788
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   487,072 5,571 SH   SOLE   0 0 5,571
VANGUARD INDEX FDS SML CP GRW ETF 922908595   671,056 2,665 SH   SOLE   0 0 2,665
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,017,305 5,477 SH   SOLE   0 0 5,477
VANGUARD INDEX FDS LARGE CAP ETF 922908637   975,065 4,280 SH   SOLE   0 0 4,280
VANGUARD INDEX FDS VALUE ETF 922908744   285,454 1,821 SH   SOLE   0 0 1,821
VANGUARD INDEX FDS SMALL CP ETF 922908751   240,332 1,076 SH   SOLE   0 0 1,076
VANGUARD INDEX FDS TOTAL STK MKT 922908769   282,635 1,112 SH   SOLE   0 0 1,112
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   212,489 1,967 SH   SOLE   0 0 1,967
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   353,154 8,523 SH   SOLE   0 0 8,523
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   225,690 2,850 SH   SOLE   0 0 2,850
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,656,182 69,933 SH   SOLE   0 0 69,933
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   234,484 1,329 SH   SOLE   0 0 1,329
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   335,003 2,808 SH   SOLE   0 0 2,808
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   9,899,695 123,076 SH   SOLE   0 0 123,076
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,376,782 68,601 SH   SOLE   0 0 68,601
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   1,758,750 15,412 SH   SOLE   0 0 15,412
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   212,820 684 SH   SOLE   0 0 684
VILLAGE FARMS INTL INC COM 92707Y108   10,999 10,807 SH   SOLE   0 0 10,807
VISA INC COM CL A 92826C839   1,108,898 4,113 SH   SOLE   0 0 4,113
WALGREENS BOOTS ALLIANCE INC COM 931427108   518,753 21,735 SH   SOLE   0 0 21,735
WALMART INC COM 931142103   1,201,504 15,275 SH   SOLE   0 0 15,275
WEST PHARMACEUTICAL SVSC INC COM 955306105   564,260 1,509 SH   SOLE   0 0 1,509
WILLSCOT MOBIL MINI HLDNG CO COM CL A 971378104   740,058 16,264 SH   SOLE   0 0 16,264
WISDOMTREE TR US TOTAL DIVIDND 97717W109   713,701 10,528 SH   SOLE   0 0 10,528
WISDOMTREE TR US HIGH DIVIDEND 97717W208   421,256 4,990 SH   SOLE   0 0 4,990
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   670,542 13,340 SH   SOLE   0 0 13,340