The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC HIGH YIELD ETF 00039J608   3,299,458 94,812 SH   SOLE   0 0 94,812
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   7,511,286 353,306 SH   SOLE   0 0 353,306
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   5,458,691 199,077 SH   SOLE   0 0 199,077
DBX ETF TR XTRACKERS SHRT 233051283   9,862,573 229,255 SH   SOLE   0 0 229,255
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,500,782 200,053 SH   SOLE   0 0 200,053
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   19,852,862 455,759 SH   SOLE   0 0 455,759
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595   13,544,671 563,188 SH   SOLE   0 0 563,188
GLOBAL X FDS US INFR DEV ETF 37954Y673   4,123,690 135,737 SH   SOLE   0 0 135,737
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   4,450,468 178,304 SH   SOLE   0 0 178,304
INVESCO EXCH TRADED FD TR II S&P MDCP 400 REV 46138G672   14,596,570 155,564 SH   SOLE   0 0 155,564
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   12,372,144 135,600 SH   SOLE   0 0 135,600
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   12,116,030 150,491 SH   SOLE   0 0 150,491
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   8,226,739 83,509 SH   SOLE   0 0 83,509
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498   7,954,649 163,987 SH   SOLE   0 0 163,987
INVESCO QQQ TR UNIT SER 1 46090E103   12,325,205 34,402 SH   SOLE   0 0 34,402
ISHARES GOLD TR ISHARES NEW 464285204   5,406,235 154,508 SH   SOLE   0 0 154,508
ISHARES TR 0-5YR HI YL CP 46434V407   7,265,510 177,078 SH   SOLE   0 0 177,078
ISHARES TR CONV BD ETF 46435G102   2,041,962 27,516 SH   SOLE   0 0 27,516
ISHARES TR CORE S&P MCP ETF 464287507   16,682,762 66,905 SH   SOLE   0 0 66,905
ISHARES TR MSCI EAFE SMCP 46435G839   2,975,011 106,764 SH   SOLE   0 0 106,764
ISHARES TR US CONSM STAPLES 464287812   5,053,488 27,095 SH   SOLE   0 0 27,095
ISHARES TR YLD OPTIM BD 46434V787   5,520,375 258,268 SH   SOLE   0 0 258,268
ISHARES U S ETF TR INFLATION HEDG 46431W580   4,882,470 198,190 SH   SOLE   0 0 198,190
J P MORGAN EXCHANGE TRADED F MKT EXPNENHNCD 46641Q118   10,801,088 222,900 SH   SOLE   0 0 222,900
PGIM ETF TR PGIM ULTRA SH BD 69344A107   874,191 17,664 SH   SOLE   0 0 17,664
PRINCIPAL EXCHANGE TRADED FD ACTIVE HIGH YL 74255Y102   9,665,721 535,497 SH   SOLE   0 0 535,497
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789   10,235,399 185,782 SH   SOLE   0 0 185,782
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   9,330,703 166,709 SH   SOLE   0 0 166,709
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   1,541,448 58,789 SH   SOLE   0 0 58,789
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   4,099,460 129,443 SH   SOLE   0 0 129,443
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   14,352,092 197,361 SH   SOLE   0 0 197,361
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   5,282,429 170,346 SH   SOLE   0 0 170,346
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   4,641,513 155,881 SH   SOLE   0 0 155,881
SPDR SER TR GLB DOW ETF 78464A706   9,848,009 90,286 SH   SOLE   0 0 90,286
SPDR SER TR PORTFOLIO INTRMD 78464A375   4,263,771 135,573 SH   SOLE   0 0 135,573
SPDR SER TR PORTFOLIO SHORT 78464A474   4,498,978 153,444 SH   SOLE   0 0 153,444
SPDR SER TR PRTFLO S&P500 VL 78464A508   9,107,732 220,740 SH   SOLE   0 0 220,740
SPDR SER TR RUSSELL YIELD 78468R770   9,623,281 105,266 SH   SOLE   0 0 105,266
VANECK ETF TRUST IG FLOATING RATE 92189F486   12,466,377 492,937 SH   SOLE   0 0 492,937
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   12,771,653 65,573 SH   SOLE   0 0 65,573
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   8,551,786 119,405 SH   SOLE   0 0 119,405
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,114,847 116,991 SH   SOLE   0 0 116,991
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   5,099,598 27,917 SH   SOLE   0 0 27,917
WISDOMTREE TR GLB US QTLY DIV 97717W844   7,739,226 231,367 SH   SOLE   0 0 231,367