The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 11,967 655,027 SH   OTR   0 0 655,027
BARCLAYS BANK PLC ETN LKD 48 06746P555 10,264 604,477 SH   OTR   0 0 604,477
CAMBRIA ETF TR CAMBRIA FGN SHR 132061300 1,506 73,768 SH   OTR   0 0 73,768
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 1,672 71,308 SH   OTR   0 0 71,308
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,274 48,874 SH   OTR   0 0 48,874
FLEXSHARES TR IBOXX 3R TARGT 33939L506 8,098 346,350 SH   OTR   0 0 346,350
FRANKLIN TEMPLETON ETF TR US CORE DIV TILT 35473P306 16,778 588,899 SH   OTR   0 0 588,899
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595 15,147 658,146 SH   OTR   0 0 658,146
GLOBAL X FDS US INFR DEV ETF 37954Y673 4,728 205,039 SH   OTR   0 0 205,039
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 1,717 81,816 SH   OTR   0 0 81,816
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 2,076 56,208 SH   OTR   0 0 56,208
INVESCO EXCH TRD SLF IDX FD BULLSHS 24 USD 46138J650 4,854 204,263 SH   OTR   0 0 204,263
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191 4,728 59,303 SH   OTR   0 0 59,303
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 687 9,842 SH   OTR   0 0 9,842
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 19,927 266,300 SH   OTR   0 0 266,300
INVESCO QQQ TR UNIT SER 1 46090E103 4,137 15,481 SH   OTR   0 0 15,481
ISHARES GOLD TR ISHARES NEW 464285204 11,869 376,444 SH   OTR   0 0 376,444
ISHARES INC JP MRG EM CRP BD 464286251 3,523 85,271 SH   OTR   0 0 85,271
ISHARES TR BLACKROCK ULTRA 46434V878 12,970 259,353 SH   OTR   0 0 259,353
ISHARES TR MSCI INTL SML CP 46434V266 1,271 48,565 SH   OTR   0 0 48,565
ISHARES TR GLOBAL 100 ETF 464287572 9,372 157,467 SH   OTR   0 0 157,467
ISHARES U S ETF TR INFLATION HEDG 46431W580 10,648 441,262 SH   OTR   0 0 441,262
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 19,109 250,092 SH   OTR   0 0 250,092
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 4,264 120,515 SH   OTR   0 0 120,515
PGIM ETF TR PGIM ULTRA SH BD 69344A107 3,198 65,153 SH   OTR   0 0 65,153
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,257 169,276 SH   OTR   0 0 169,276
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 14,997 314,012 SH   OTR   0 0 314,012
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,021 269,153 SH   OTR   0 0 269,153
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 33,880 510,014 SH   OTR   0 0 510,014
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,617 140,181 SH   OTR   0 0 140,181
SPDR SER TR RUSSELL YIELD 78468R770 12,446 149,372 SH   OTR   0 0 149,372
SPDR SER TR PORTFLI HIGH YLD 78468R606 11,824 541,904 SH   OTR   0 0 541,904
VANGUARD INDEX FDS VALUE ETF 922908744 28,230 228,621 SH   OTR   0 0 228,621
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,048 23,737 SH   OTR   0 0 23,737
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,683 46,114 SH   OTR   0 0 46,114
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,260 13,574 SH   OTR   0 0 13,574
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,801 37,013 SH   OTR   0 0 37,013
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,146 86,527 SH   OTR   0 0 86,527
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,975 108,223 SH   OTR   0 0 108,223