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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO BLDRS INDEX FDS TR EMGRING MKTS50 46090C305 3,118 55,377 SH   OTR   0 0 55,377
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 4,896 141,673 SH   OTR   0 0 141,673
INVESCO EXCHANGE TRADED FD T DWA HEALTHCARE 46137V852 1,550 9,686 SH   OTR   0 0 9,686
INVESCO QQQ TR UNIT SER 1 46090E103 8,388 26,736 SH   OTR   0 0 26,736
ISHARES TR CORE DIV GRWTH 46434V621 8,900 198,570 SH   OTR   0 0 198,570
ISHARES TR RUS TOP 200 ETF 464289446 3,324 36,816 SH   OTR   0 0 36,816
ISHARES TR BROAD USD HIGH 46435U853 9,833 238,308 SH   OTR   0 0 238,308
ISHARES TR CORE TOTAL USD 46434V613 7,137 130,755 SH   OTR   0 0 130,755
ISHARES TR BLACKROCK ULTRA 46434V878 291 5,768 SH   OTR   0 0 5,768
ISHARES TR MRGSTR MD CP GRW 464288307 2,387 6,242 SH   OTR   0 0 6,242
ISHARES TR ISHS 5-10YR INVT 464288638 4,810 77,846 SH   OTR   0 0 77,846
ISHARES TR FALN ANGLS USD 46435G474 8,097 275,162 SH   OTR   0 0 275,162
ISHARES TR CONV BD ETF 46435G102 25,554 264,667 SH   OTR   0 0 264,667
J P MORGAN EXCHANGE-TRADED F US VALUE FACTR 46641Q753 10,679 357,757 SH   OTR   0 0 357,757
PRINCIPAL EXCHANGE-TRADED FD HELTHCARE INDX 74255Y409 8,327 141,827 SH   OTR   0 0 141,827
RENAISSANCE CAP GREENWICH FD INTNTL IPO ETF 759937303 3,523 96,343 SH   OTR   0 0 96,343
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 2,411 82,359 SH   OTR   0 0 82,359
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 13,225 351,265 SH   OTR   0 0 351,265
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 13,272 194,655 SH   OTR   0 0 194,655
SCHWAB STRATEGIC TR US TIPS ETF 808524870 752 12,106 SH   OTR   0 0 12,106
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 2,132 47,064 SH   OTR   0 0 47,064
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 43,704 340,348 SH   OTR   0 0 340,348
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 34,356 535,636 SH   OTR   0 0 535,636
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 8,892 29,078 SH   OTR   0 0 29,078
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 18,922 560,661 SH   OTR   0 0 560,661
SPDR SER TR NYSE TECH ETF 78464A102 6,884 48,705 SH   OTR   0 0 48,705
SPDR SER TR SPDR S&P1500VL 78464A128 5,058 41,702 SH   OTR   0 0 41,702
SPDR SER TR BLOMBERG INTL TR 78464A516 7,122 228,052 SH   OTR   0 0 228,052
SPDR SER TR PORTFLI HIGH YLD 78468R606 10,127 382,359 SH   OTR   0 0 382,359
SPDR SER TR FACTST INV ETF 78464A110 3,252 15,119 SH   OTR   0 0 15,119
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 1,174 46,437 SH   OTR   0 0 46,437
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,180 55,787 SH   OTR   0 0 55,787
VANGUARD INDEX FDS MID CAP ETF 922908629 12,899 62,385 SH   OTR   0 0 62,385
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,402 23,919 SH   OTR   0 0 23,919
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,864 9,574 SH   OTR   0 0 9,574
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 28,652 173,984 SH   OTR   0 0 173,984
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,881 62,453 SH   OTR   0 0 62,453
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,074 59,463 SH   OTR   0 0 59,463
VANGUARD INDEX FDS LARGE CAP ETF 922908637 16,120 91,727 SH   OTR   0 0 91,727
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 6,148 28,989 SH   OTR   0 0 28,989
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13,219 108,495 SH   OTR   0 0 108,495
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 37,420 404,193 SH   OTR   0 0 404,193
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 702 6,076 SH   OTR   0 0 6,076
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,960 71,586 SH   OTR   0 0 71,586
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 13,875 142,839 SH   OTR   0 0 142,839
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,301 21,619 SH   OTR   0 0 21,619
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,852 39,233 SH   OTR   0 0 39,233
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 13,392 162,716 SH   OTR   0 0 162,716
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,766 94,939 SH   OTR   0 0 94,939