The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 6,259 64,060 SH   SOLE   0 0 64,060
VANECK MERK GOLD TR GOLD TRUST 921078101 6,219 392,590 SH   SOLE   0 0 392,590
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 5,905 94,206 SH   SOLE   0 0 94,206
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,531 115,830 SH   SOLE   0 0 115,830
JOHNSON & JOHNSON COM 478160104 5,032 28,927 SH   SOLE   0 0 28,927
CAMPBELL SOUP CO COM 134429109 3,998 75,565 SH   SOLE   0 0 75,565
APPLE INC COM 037833100 3,971 25,895 SH   SOLE   0 0 25,895
MICROSOFT CORP COM 594918104 3,942 16,981 SH   SOLE   0 0 16,981
MERCK & CO INC COM 58933Y105 3,928 38,813 SH   SOLE   0 0 38,813
GILEAD SCIENCES INC COM 375558103 3,861 49,218 SH   SOLE   0 0 49,218
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,632 75,428 SH   SOLE   0 0 75,428
ORACLE CORP COM 68389X105 3,625 46,426 SH   SOLE   0 0 46,426
CISCO SYS INC COM 17275R102 3,553 78,208 SH   SOLE   0 0 78,208
LILLY ELI & CO COM 532457108 3,446 9,517 SH   SOLE   0 0 9,517
OTIS WORLDWIDE CORP COM 68902V107 3,381 47,867 SH   SOLE   0 0 47,867
AMGEN INC COM 031162100 3,168 11,718 SH   SOLE   0 0 11,718
PFIZER INC COM 717081103 3,099 66,574 SH   SOLE   0 0 66,574
ABBVIE INC COM 00287Y109 3,017 20,608 SH   SOLE   0 0 20,608
PHILIP MORRIS INTL INC COM 718172109 2,717 29,581 SH   SOLE   0 0 29,581
REGENERON PHARMACEUTICALS COM 75886F107 2,623 3,504 SH   SOLE   0 0 3,504
ABBOTT LABS COM 002824100 2,590 26,178 SH   SOLE   0 0 26,178
AMCOR PLC ORD G0250X107 2,457 212,258 SH   SOLE   0 0 212,258
INTERNATIONAL BUSINESS MACHS COM 459200101 2,143 15,492 SH   SOLE   0 0 15,492
MOTOROLA SOLUTIONS INC COM NEW 620076307 2,096 8,392 SH   SOLE   0 0 8,392
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,029 82,508 SH   SOLE   0 0 82,508
SPDR SER TR PORTFLI INTRMDIT 78464A672 2,008 72,003 SH   SOLE   0 0 72,003
META PLATFORMS INC CL A 30303M102 2,000 21,473 SH   SOLE   0 0 21,473
TEXAS INSTRS INC COM 882508104 1,933 12,030 SH   SOLE   0 0 12,030
PACCAR INC COM 693718108 1,705 17,610 SH   SOLE   0 0 17,610
ALPHABET INC CAP STK CL A 02079K305 1,673 17,704 SH   SOLE   0 0 17,704
QUALCOMM INC COM 747525103 1,658 14,091 SH   SOLE   0 0 14,091
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 1,645 37,440 SH   SOLE   0 0 37,440
CUMMINS INC COM 231021106 1,633 6,680 SH   SOLE   0 0 6,680
ILLINOIS TOOL WKS INC COM 452308109 1,566 7,335 SH   SOLE   0 0 7,335
GARMIN LTD SHS H2906T109 1,564 17,759 SH   SOLE   0 0 17,759
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 1,541 31,271 SH   SOLE   0 0 31,271
WALMART INC COM 931142103 1,536 10,793 SH   SOLE   0 0 10,793
CATERPILLAR INC COM 149123101 1,528 7,059 SH   SOLE   0 0 7,059
JUNIPER NETWORKS INC COM 48203R104 1,526 49,855 SH   SOLE   0 0 49,855
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,504 3,893 SH   SOLE   0 0 3,893
INTEL CORP COM 458140100 1,482 52,123 SH   SOLE   0 0 52,123
NRG ENERGY INC COM NEW 629377508 1,460 32,885 SH   SOLE   0 0 32,885
SPDR SER TR PORTFOLIO LN TSR 78464A664 1,439 51,408 SH   SOLE   0 0 51,408
DOW INC COM 260557103 1,424 30,462 SH   SOLE   0 0 30,462
KLA CORP COM NEW 482480100 1,342 4,241 SH   SOLE   0 0 4,241
ARISTA NETWORKS INC COM 040413106 1,338 11,069 SH   SOLE   0 0 11,069
HOME DEPOT INC COM 437076102 1,231 4,157 SH   SOLE   0 0 4,157
HP INC COM 40434L105 1,222 44,247 SH   SOLE   0 0 44,247
BROADCOM INC COM 11135F101 1,197 2,547 SH   SOLE   0 0 2,547
EBAY INC. COM 278642103 1,189 29,851 SH   SOLE   0 0 29,851
EATON CORP PLC SHS G29183103 1,170 7,798 SH   SOLE   0 0 7,798
TE CONNECTIVITY LTD SHS H84989104 1,152 9,424 SH   SOLE   0 0 9,424
DEERE & CO COM 244199105 1,149 2,904 SH   SOLE   0 0 2,904
SKYWORKS SOLUTIONS INC COM 83088M102 1,145 13,314 SH   SOLE   0 0 13,314
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,144 80,167 SH   SOLE   0 0 80,167
NETAPP INC COM 64110D104 1,082 15,618 SH   SOLE   0 0 15,618
CELANESE CORP DEL COM 150870103 1,075 11,185 SH   SOLE   0 0 11,185
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204 1,061 17,027 SH   SOLE   0 0 17,027
BIOGEN INC COM 09062X103 1,037 3,657 SH   SOLE   0 0 3,657
TRAVELERS COMPANIES INC COM 89417E109 1,033 5,601 SH   SOLE   0 0 5,601
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,021 20,561 SH   SOLE   0 0 20,561
PROCTER AND GAMBLE CO COM 742718109 995 7,384 SH   SOLE   0 0 7,384
WEYERHAEUSER CO MTN BE COM NEW 962166104 965 31,206 SH   SOLE   0 0 31,206
PEPSICO INC COM 713448108 957 5,269 SH   SOLE   0 0 5,269
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 957 12,515 SH   SOLE   0 0 12,515
DOLLAR TREE INC COM 256746108 952 6,009 SH   SOLE   0 0 6,009
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 952 29,718 SH   SOLE   0 0 29,718
APPLIED MATLS INC COM 038222105 946 10,715 SH   SOLE   0 0 10,715
NXP SEMICONDUCTORS N V COM N6596X109 946 6,477 SH   SOLE   0 0 6,477
EXXON MOBIL CORP COM 30231G102 939 8,477 SH   SOLE   0 0 8,477
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881 931 22,341 SH   SOLE   0 0 22,341
MICRON TECHNOLOGY INC COM 595112103 905 16,729 SH   SOLE   0 0 16,729
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 894 20,642 SH   SOLE   0 0 20,642
COCA COLA CO COM 191216100 892 14,905 SH   SOLE   0 0 14,905
SPDR S&P 500 ETF TR PUT 78462F953 855 97,100 SH   SOLE   0 0 97,100
SPDR SER TR PORTFOLIO SH TSR 78468R101 851 29,523 SH   SOLE   0 0 29,523
TESLA INC COM 88160R101 815 3,582 SH   SOLE   0 0 3,582
AMERICAN EXPRESS CO COM 025816109 798 5,376 SH   SOLE   0 0 5,376
ISHARES TR MSCI EAFE ETF 464287465 789 13,295 SH   SOLE   0 0 13,295
ISHARES TR CORE US AGGBD ET 464287226 781 8,232 SH   SOLE   0 0 8,232
DISNEY WALT CO COM 254687106 757 7,106 SH   SOLE   0 0 7,106
TARGET CORP COM 87612E106 755 4,593 SH   SOLE   0 0 4,593
UNITEDHEALTH GROUP INC COM 91324P102 753 1,356 SH   SOLE   0 0 1,356
ELEVANCE HEALTH INC COM 036752103 686 1,255 SH   SOLE   0 0 1,255
SPDR SER TR PORTFOLIO SHORT 78464A474 664 22,817 SH   SOLE   0 0 22,817
ISHARES TR RUSSELL 2000 ETF 464287655 611 3,333 SH   SOLE   0 0 3,333
WEST PHARMACEUTICAL SVSC INC COM 955306105 529 2,301 SH   SOLE   0 0 2,301
CME GROUP INC COM 12572Q105 519 2,993 SH   SOLE   0 0 2,993
AMAZON COM INC COM 023135106 511 4,990 SH   SOLE   0 0 4,990
THERMO FISHER SCIENTIFIC INC COM 883556102 500 973 SH   SOLE   0 0 973
COSTCO WHSL CORP NEW COM 22160K105 457 911 SH   SOLE   0 0 911
BOEING CO COM 097023105 456 3,198 SH   SOLE   0 0 3,198
DANAHER CORPORATION COM 235851102 390 1,550 SH   SOLE   0 0 1,550
WARNER BROS DISCOVERY INC COM SER A 934423104 357 27,447 SH   SOLE   0 0 27,447
SMUCKER J M CO COM NEW 832696405 348 2,313 SH   SOLE   0 0 2,313
KELLOGG CO COM 487836108 346 4,503 SH   SOLE   0 0 4,503
ISHARES TR MSCI EMG MKT ETF 464287234 331 9,675 SH   SOLE   0 0 9,675
XCEL ENERGY INC COM 98389B100 329 5,060 SH   SOLE   0 0 5,060
LOCKHEED MARTIN CORP COM 539830109 328 673 SH   SOLE   0 0 673
ORGANON & CO COMMON STOCK 68622V106 318 12,145 SH   SOLE   0 0 12,145
VERIZON COMMUNICATIONS INC COM 92343V104 303 8,098 SH   SOLE   0 0 8,098
DELTA AIR LINES INC DEL COM NEW 247361702 297 8,752 SH   SOLE   0 0 8,752
JPMORGAN CHASE & CO COM 46625H100 295 2,340 SH   SOLE   0 0 2,340
SYSCO CORP COM 871829107 289 3,334 SH   SOLE   0 0 3,334
ARCHER DANIELS MIDLAND CO COM 039483102 281 2,900 SH   SOLE   0 0 2,900
QUEST DIAGNOSTICS INC COM 74834L100 281 1,959 SH   SOLE   0 0 1,959
KIMBERLY-CLARK CORP COM 494368103 279 2,244 SH   SOLE   0 0 2,244
VISA INC COM CL A 92826C839 275 1,327 SH   SOLE   0 0 1,327
GENERAL MLS INC COM 370334104 273 3,347 SH   SOLE   0 0 3,347
SPDR SER TR BBG CONV SEC ETF 78464A359 262 4,023 SH   SOLE   0 0 4,023
CLOROX CO DEL COM 189054109 256 1,755 SH   SOLE   0 0 1,755
INTUIT COM 461202103 251 588 SH   SOLE   0 0 588
COLGATE PALMOLIVE CO COM 194162103 249 3,371 SH   SOLE   0 0 3,371
BRISTOL-MYERS SQUIBB CO COM 110122108 248 3,200 SH   SOLE   0 0 3,200
PROGRESSIVE CORP COM 743315103 248 1,928 SH   SOLE   0 0 1,928
AVERY DENNISON CORP COM 053611109 233 1,375 SH   SOLE   0 0 1,375
SPDR SER TR PORTFOLI S&P1500 78464A805 227 4,759 SH   SOLE   0 0 4,759
TYSON FOODS INC CL A 902494103 225 3,299 SH   SOLE   0 0 3,299
RAYTHEON TECHNOLOGIES CORP COM 75513E101 225 2,373 SH   SOLE   0 0 2,373
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 220 744 SH   SOLE   0 0 744
ISHARES TR US TREAS BD ETF 46429B267 220 9,814 SH   SOLE   0 0 9,814
KROGER CO COM 501044101 211 4,464 SH   SOLE   0 0 4,464
PACKAGING CORP AMER COM 695156109 208 1,734 SH   SOLE   0 0 1,734
ISHARES TR IBOXX INV CP ETF 464287242 203 2,004 SH   SOLE   0 0 2,004