The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 735 4,954 SH   SOLE   0 0 4,954
BOSTON SCIENTIFIC CORP COM 101137107 296 7,011 SH   SOLE   0 0 7,011
ECOLAB INC COM 278865100 746 4,878 SH   SOLE   0 0 4,878
ISHARES TR 0-5 YR TIPS ETF 46429B747 627 6,453 SH   SOLE   0 0 6,453
ISHARES TR 0-5YR INVT GR CP 46434V100 304 6,375 SH   SOLE   0 0 6,375
ISHARES TR 1 3 YR TREAS BD 464287457 3,292 40,555 SH   SOLE   0 0 40,555
ISHARES TR BROAD USD HIGH 46435U853 4,878 141,116 SH   SOLE   0 0 141,116
ISHARES TR CORE INTL AGGR 46435G672 1,804 36,807 SH   SOLE   0 0 36,807
ISHARES TR CORE MSCI EAFE 46432F842 7,237 118,871 SH   SOLE   0 0 118,871
ISHARES TR CORE S&P MCP ETF 464287507 5,479 21,909 SH   SOLE   0 0 21,909
ISHARES TR CORE S&P SCP ETF 464287804 7,839 78,463 SH   SOLE   0 0 78,463
ISHARES TR CORE S&P US GWT 464287671 2,752 32,004 SH   SOLE   0 0 32,004
ISHARES TR CORE US AGGBD ET 464287226 536 5,573 SH   SOLE   0 0 5,573
ISHARES TR CRE U S REIT ETF 464288521 3,600 71,090 SH   SOLE   0 0 71,090
ISHARES TR ESG ADVNCD HY BD 46435G441 292 6,742 SH   SOLE   0 0 6,742
ISHARES TR ESG AW MSCI EAFE 46435G516 255 3,915 SH   SOLE   0 0 3,915
ISHARES TR ESG AWARE MSCI 46435U663 537 15,565 SH   SOLE   0 0 15,565
ISHARES TR ESG AWRE USD ETF 46435G193 817 37,145 SH   SOLE   0 0 37,145
ISHARES TR ESG SCRD S&P MID 46436E551 222 6,558 SH   SOLE   0 0 6,558
ISHARES TR ESG SCRND S&P500 46436E569 237 8,040 SH   SOLE   0 0 8,040
ISHARES TR IBOXX HI YD ETF 464288513 5,069 68,599 SH   SOLE   0 0 68,599
ISHARES TR IBOXX INV CP ETF 464287242 6,598 63,419 SH   SOLE   0 0 63,419
ISHARES TR INTL TREA BD ETF 464288117 2,845 73,441 SH   SOLE   0 0 73,441
ISHARES TR MSCI EAFE ETF 464287465 486 7,500 SH   SOLE   0 0 7,500
ISHARES TR MSCI EMG MKT ETF 464287234 395 10,403 SH   SOLE   0 0 10,403
ISHARES TR MSCI KLD400 SOC 464288570 1,133 15,322 SH   SOLE   0 0 15,322
ISHARES TR NATIONAL MUN ETF 464288414 231 2,241 SH   SOLE   0 0 2,241
ISHARES TR RUS 1000 ETF 464287622 2,007 9,213 SH   SOLE   0 0 9,213
ISHARES TR RUS 1000 GRW ETF 464287614 7,570 33,535 SH   SOLE   0 0 33,535
ISHARES TR RUS 1000 VAL ETF 464287598 3,319 21,499 SH   SOLE   0 0 21,499
ISHARES TR RUS MID CAP ETF 464287499 257 3,685 SH   SOLE   0 0 3,685
ISHARES TR US TREAS BD ETF 46429B267 6,951 307,688 SH   SOLE   0 0 307,688
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 859 22,347 SH   SOLE   0 0 22,347
JOHNSON & JOHNSON COM 478160104 441 2,564 SH   SOLE   0 0 2,564
NEXTERA ENERGY INC COM 65339F101 590 7,225 SH   SOLE   0 0 7,225
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,545 64,935 SH   SOLE   0 0 64,935
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,174 46,500 SH   SOLE   0 0 46,500
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,665 39,068 SH   SOLE   0 0 39,068
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,103 21,153 SH   SOLE   0 0 21,153
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,970 133,364 SH   SOLE   0 0 133,364
SPDR S&P 500 ETF TR TR UNIT 78462F103 375 949 SH   SOLE   0 0 949
SPDR SER TR PORTFOLIO S&P400 78464A847 932 21,232 SH   SOLE   0 0 21,232
SPDR SER TR PORTFOLIO S&P500 78464A854 2,226 47,894 SH   SOLE   0 0 47,894
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,609 91,696 SH   SOLE   0 0 91,696
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 468 6,236 SH   SOLE   0 0 6,236
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 665 9,326 SH   SOLE   0 0 9,326
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,222 149,891 SH   SOLE   0 0 149,891
VANGUARD INDEX FDS GROWTH ETF 922908736 13,057 57,450 SH   SOLE   0 0 57,450
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,900 27,158 SH   SOLE   0 0 27,158
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 967 5,145 SH   SOLE   0 0 5,145
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 930 6,727 SH   SOLE   0 0 6,727
VANGUARD INDEX FDS MID CAP ETF 922908629 1,884 8,948 SH   SOLE   0 0 8,948
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 872 10,269 SH   SOLE   0 0 10,269
VANGUARD INDEX FDS SM CP VAL ETF 922908611 975 5,909 SH   SOLE   0 0 5,909
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,798 19,786 SH   SOLE   0 0 19,786
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,153 5,444 SH   SOLE   0 0 5,444
VANGUARD INDEX FDS VALUE ETF 922908744 14,978 105,911 SH   SOLE   0 0 105,911
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,259 85,034 SH   SOLE   0 0 85,034
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,536 91,115 SH   SOLE   0 0 91,115
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 354 7,415 SH   SOLE   0 0 7,415
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,309 22,411 SH   SOLE   0 0 22,411
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,841 23,985 SH   SOLE   0 0 23,985
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,709 36,223 SH   SOLE   0 0 36,223
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 2,182 12,101 SH   SOLE   0 0 12,101
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2,972 43,905 SH   SOLE   0 0 43,905
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 774 4,694 SH   SOLE   0 0 4,694
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 930 7,164 SH   SOLE   0 0 7,164
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,706 183,354 SH   SOLE   0 0 183,354
VANGUARD WORLD FD ESG INTL STK ETF 921910725 569 11,578 SH   SOLE   0 0 11,578
VANGUARD WORLD FD ESG US STK ETF 921910733 1,247 18,190 SH   SOLE   0 0 18,190