The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   332,729 3,052 SH   SOLE 0 0 0 3,052
ABBVIE INC COM 00287Y109   283,741 2,106 SH   SOLE 0 0 0 2,106
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   560,998 1,818 SH   SOLE 0 0 0 1,818
ADOBE SYSTEMS INCORPORATED COM 00724F101   2,071,851 4,237 SH   SOLE 0 0 0 4,237
AGNICO EAGLE MINES LTD COM 008474108   207,767 4,157 SH   SOLE 0 0 0 4,157
AIRBNB INC COM CL A 009066101   350,261 2,733 SH   SOLE 0 0 0 2,733
ALCON AG ORD SHS H01301128   275,643 3,357 SH   SOLE 0 0 0 3,357
ALPHABET INC CAP STK CL C 02079K107   743,724 6,148 SH   SOLE 0 0 0 6,148
AMAZON COM INC COM 023135106   1,635,627 12,547 SH   SOLE 0 0 0 12,547
APPLE INC COM 037833100   267,485 1,379 SH   SOLE 0 0 0 1,379
ASML HOLDING N V N Y REGISTRY SHS N07059210   245,690 339 SH   SOLE 0 0 0 339
AT&T INC COM 00206R102   189,215 11,863 SH   SOLE 0 0 0 11,863
AUTODESK INC COM 052769106   366,047 1,789 SH   SOLE 0 0 0 1,789
BANK AMERICA CORP COM 060505104   273,674 9,539 SH   SOLE 0 0 0 9,539
CANADIAN PACIFIC KANSAS CITY COM 13646K108   254,749 3,154 SH   SOLE 0 0 0 3,154
CHEVRON CORP NEW COM 166764100   217,458 1,382 SH   SOLE 0 0 0 1,382
CISCO SYS INC COM 17275R102   606,496 11,722 SH   SOLE 0 0 0 11,722
CLOUDFLARE INC CL A COM 18915M107   955,317 14,614 SH   SOLE 0 0 0 14,614
COCA COLA CO COM 191216100   433,704 7,202 SH   SOLE 0 0 0 7,202
COMCAST CORP NEW CL A 20030N101   328,411 7,904 SH   SOLE 0 0 0 7,904
DIAGEO PLC SPON ADR NEW 25243Q205   226,391 1,305 SH   SOLE 0 0 0 1,305
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,914,427 76,302 SH   SOLE 0 0 0 76,096
GERON CORP COM 374163103   32,100 10,000 SH   SOLE 0 0 0 10,000
HALEON PLC SPON ADS 405552100   166,033 19,813 SH   SOLE 0 0 0 19,813
ILLUMINA INC COM 452327109   225,738 1,204 SH   SOLE 0 0 0 1,204
INTERNATIONAL BUSINESS MACHS COM 459200101   266,282 1,990 SH   SOLE 0 0 0 1,990
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   7,281,971 343,976 SH   SOLE 0 0 0 343,976
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,729,422 84,075 SH   SOLE 0 0 0 84,075
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858   3,595,996 152,956 SH   SOLE 0 0 0 152,956
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,745,009 86,687 SH   SOLE 0 0 0 86,687
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,161,234 61,295 SH   SOLE 0 0 0 61,295
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   754,190 39,641 SH   SOLE 0 0 0 39,641
ISHARES INC CORE MSCI EMKT 46434G103   470,530 9,546 SH   SOLE 0 0 0 9,446
ISHARES TR CORE MSCI EAFE 46432F842   321,840 4,768 SH   SOLE 0 0 0 3,212
ISHARES TR MSCI EAFE MIN VL 46429B689   605,791 8,975 SH   SOLE 0 0 0 8,975
ISHARES TR ESG AWR US AGRGT 46435U549   370,096 7,846 SH   SOLE 0 0 0 7,846
ISHARES TR USD GRN BOND ETF 46435U440   778,132 16,721 SH   SOLE 0 0 0 16,721
ISHARES TR 0-5YR HI YL CP 46434V407   5,807,794 140,116 SH   SOLE 0 0 0 139,569
ISHARES TR CORE INTL AGGR 46435G672   2,041,075 41,410 SH   SOLE 0 0 0 41,305
ISHARES TR IBONDS DEC23 ETF 46434VAX8   628,181 24,839 SH   SOLE 0 0 0 24,839
ISHARES TR IBONDS DEC24 ETF 46434VBG4   525,691 21,352 SH   SOLE 0 0 0 21,352
ISHARES TR RUS 2000 GRW ETF 464287648   324,744 1,338 SH   SOLE 0 0 0 1,338
ISHARES TR CORE S&P MCP ETF 464287507   223,092 853 SH   SOLE 0 0 0 853
ISHARES TR CORE S&P SCP ETF 464287804   611,683 6,138 SH   SOLE 0 0 0 6,125
ISHARES TR RUS 1000 ETF 464287622   1,616,549 6,632 SH   SOLE 0 0 0 6,632
ISHARES TR RUS 1000 GRW ETF 464287614   670,614 2,437 SH   SOLE 0 0 0 2,437
ISHARES TR U.S. TECH ETF 464287721   243,976 2,241 SH   SOLE 0 0 0 2,241
ISHARES TR MSCI EAFE ETF 464287465   425,472 5,869 SH   SOLE 0 0 0 5,869
ISHARES TR MORNINGSTAR GRWT 464287119   559,794 8,979 SH   SOLE 0 0 0 8,979
ISHARES TR CORE US AGGBD ET 464287226   6,073,429 62,005 SH   SOLE 0 0 0 61,364
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   961,635 19,179 SH   SOLE 0 0 0 19,179
JPMORGAN CHASE & CO COM 46625H100   255,684 1,758 SH   SOLE 0 0 0 1,758
KAYNE ANDERSON ENERGY INFRST COM 486606106   90,354 11,100 SH   SOLE 0 0 0 11,100
LINDE PLC SHS G54950103   216,835 569 SH   SOLE 0 0 0 569
MASTERCARD INCORPORATED CL A 57636Q104   461,734 1,174 SH   SOLE 0 0 0 1,174
MCDONALDS CORP COM 580135101   301,693 1,011 SH   SOLE 0 0 0 1,011
MEDTRONIC PLC SHS G5960L103   554,766 6,297 SH   SOLE 0 0 0 6,297
MERCK & CO INC COM 58933Y105   401,096 3,476 SH   SOLE 0 0 0 3,476
MICROSOFT CORP COM 594918104   1,349,560 3,963 SH   SOLE 0 0 0 3,963
NETFLIX INC COM 64110L106   739,142 1,678 SH   SOLE 0 0 0 1,678
NOVO-NORDISK A S ADR 670100205   437,103 2,701 SH   SOLE 0 0 0 2,701
NUSHARES ETF TR ESG HI TLD CRP 67092P854   399,226 19,418 SH   SOLE 0 0 0 19,418
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   325,551 8,801 SH   SOLE 0 0 0 8,801
PAYPAL HLDGS INC COM 70450Y103   389,636 5,839 SH   SOLE 0 0 0 5,839
PEPSICO INC COM 713448108   211,151 1,140 SH   SOLE 0 0 0 1,140
PFIZER INC COM 717081103   323,151 8,810 SH   SOLE 0 0 0 8,810
PHILIP MORRIS INTL INC COM 718172109   369,589 3,786 SH   SOLE 0 0 0 3,786
PROCTER AND GAMBLE CO COM 742718109   376,770 2,483 SH   SOLE 0 0 0 2,483
QUALCOMM INC COM 747525103   344,264 2,892 SH   SOLE 0 0 0 2,892
READY CAPITAL CORP COM 75574U101   161,970 14,359 SH   SOLE 0 0 0 14,359
RENTOKIL INITIAL PLC SPONSORED ADR 760125104   204,998 5,255 SH   SOLE 0 0 0 5,255
SALESFORCE INC COM 79466L302   423,365 2,004 SH   SOLE 0 0 0 2,004
SAP SE SPON ADR 803054204   244,890 1,790 SH   SOLE 0 0 0 1,790
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,007,194 280,707 SH   SOLE 0 0 0 279,844
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,470,893 46,309 SH   SOLE 0 0 0 46,074
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   569,872 8,494 SH   SOLE 0 0 0 8,494
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   644,196 19,076 SH   SOLE 0 0 0 19,011
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   526,019 21,357 SH   SOLE 0 0 0 21,357
SCHWAB STRATEGIC TR US REIT ETF 808524847   201,485 10,317 SH   SOLE 0 0 0 10,317
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,189,543 44,904 SH   SOLE 0 0 0 44,565
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,347,175 50,849 SH   SOLE 0 0 0 50,849
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,598,658 118,406 SH   SOLE 0 0 0 116,330
SELECT SECTOR SPDR TR ENERGY 81369Y506   223,218 2,750 SH   SOLE 0 0 0 2,750
SERVICENOW INC COM 81762P102   547,921 975 SH   SOLE 0 0 0 975
SHELL PLC SPON ADS 780259305   230,772 3,822 SH   SOLE 0 0 0 3,822
SONY GROUP CORPORATION SPONSORED ADR 835699307   378,168 4,200 SH   SOLE 0 0 0 4,200
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,368,055 72,774 SH   SOLE 0 0 0 72,774
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,168,954 63,087 SH   SOLE 0 0 0 62,183
SPDR S&P 500 ETF TR TR UNIT 78462F103   389,082 878 SH   SOLE 0 0 0 878
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   699,934 1,462 SH   SOLE 0 0 0 1,462
SPDR SER TR S&P 600 SMCP VAL 78464A300   2,303,782 29,846 SH   SOLE 0 0 0 29,550
SPDR SER TR S&P 600 SMCP GRW 78464A201   3,534,779 45,930 SH   SOLE 0 0 0 45,672
SPDR SER TR BLOOMBERG HIGH Y 78468R622   452,143 4,913 SH   SOLE 0 0 0 4,913
TERRAN ORBITAL CORPORATION COM 88105P103   8,837,981 5,891,987 SH   SOLE 0 0 0 5,891,987
THERMO FISHER SCIENTIFIC INC COM 883556102   271,310 520 SH   SOLE 0 0 0 520
UNITED PARCEL SERVICE INC CL B 911312106   211,336 1,179 SH   SOLE 0 0 0 1,179
UNITEDHEALTH GROUP INC COM 91324P102   343,658 715 SH   SOLE 0 0 0 715
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   664,705 6,706 SH   SOLE 0 0 0 6,680
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,334,582 17,740 SH   SOLE 0 0 0 17,740
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   397,760 5,472 SH   SOLE 0 0 0 5,352
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   10,101,757 206,665 SH   SOLE 0 0 0 205,819
VANGUARD INDEX FDS VALUE ETF 922908744   2,124,090 14,948 SH   SOLE 0 0 0 14,867
VANGUARD INDEX FDS MID CAP ETF 922908629   735,223 3,339 SH   SOLE 0 0 0 3,320
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,140,771 12,943 SH   SOLE 0 0 0 12,943
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,071,271 12,820 SH   SOLE 0 0 0 12,820
VANGUARD INDEX FDS TOTAL STK MKT 922908769   428,760 1,946 SH   SOLE 0 0 0 1,946
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   281,609 6,923 SH   SOLE 0 0 0 6,923
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   487,649 8,962 SH   SOLE 0 0 0 8,941
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,201,478 19,927 SH   SOLE 0 0 0 19,832
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   470,527 9,369 SH   SOLE 0 0 0 9,369
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   12,388,707 175,081 SH   SOLE 0 0 0 172,769
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   503,296 10,899 SH   SOLE 0 0 0 10,367
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,685,186 25,315 SH   SOLE 0 0 0 25,315
VANGUARD WORLD FD ESG US STK ETF 921910733   267,722 3,417 SH   SOLE 0 0 0 3,417
VERIZON COMMUNICATIONS INC COM 92343V104   332,665 8,945 SH   SOLE 0 0 0 8,945
VISA INC COM CL A 92826C839   434,826 1,831 SH   SOLE 0 0 0 1,831
WEC ENERGY GROUP INC COM 92939U106   277,956 3,150 SH   SOLE 0 0 0 3,150
WELLS FARGO CO NEW COM 949746101   305,034 7,147 SH   SOLE 0 0 0 7,147
ZOETIS INC CL A 98978V103   229,728 1,334 SH   SOLE 0 0 0 1,334