The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 235 2,159 SH   SOLE 0 0 0 2,159
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 310 1,115 SH   SOLE 0 0 0 1,115
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,543 4,216 SH   SOLE 0 0 0 4,216
AIM ETF PRODUCTS TRUST US LRG CP BFR 10 00888H604 249 9,203 SH   SOLE 0 0 0 9,203
ALCON AG ORD SHS H01301128 219 3,127 SH   SOLE 0 0 0 3,127
ALPHABET INC CAP STK CL C 02079K107 512 234 SH   SOLE 0 0 0 234
AMAZON COM INC COM 023135106 765 7,203 SH   SOLE 0 0 0 7,203
AMGEN INC COM 031162100 293 1,205 SH   SOLE 0 0 0 1,205
AT&T INC COM 00206R102 252 12,036 SH   SOLE 0 0 0 12,036
AUTODESK INC COM 052769106 299 1,741 SH   SOLE 0 0 0 1,741
BECTON DICKINSON & CO COM 075887109 209 849 SH   SOLE 0 0 0 849
BROADMARK RLTY CAP INC COM 11135B100 108 16,110 SH   SOLE 0 0 0 16,110
CANADIAN PAC RY LTD COM 13645T100 215 3,082 SH   SOLE 0 0 0 3,082
CHEVRON CORP NEW COM 166764100 201 1,386 SH   SOLE 0 0 0 1,386
CISCO SYS INC COM 17275R102 412 9,674 SH   SOLE 0 0 0 9,674
CLOUDFLARE INC CL A COM 18915M107 653 14,927 SH   SOLE 0 0 0 14,927
COCA COLA CO COM 191216100 504 8,007 SH   SOLE 0 0 0 8,007
CVS HEALTH CORP COM 126650100 207 2,236 SH   SOLE 0 0 0 2,236
DIAGEO PLC SPON ADR NEW 25243Q205 203 1,167 SH   SOLE 0 0 0 1,167
DOMINION ENERGY INC COM 25746U109 226 2,828 SH   SOLE 0 0 0 2,828
DUKE ENERGY CORP NEW COM NEW 26441C204 228 2,123 SH   SOLE 0 0 0 2,123
ENBRIDGE INC COM 29250N105 234 5,533 SH   SOLE 0 0 0 5,533
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 1,565 57,636 SH   SOLE 0 0 0 57,636
ICON PLC SHS G4705A100 231 1,065 SH   SOLE 0 0 0 1,065
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 248 8,154 SH   SOLE 0 0 0 8,154
INTERNATIONAL BUSINESS MACHS COM 459200101 286 2,026 SH   SOLE 0 0 0 2,026
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 1,553 67,714 SH   SOLE 0 0 0 67,714
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 1,055 51,595 SH   SOLE 0 0 0 51,595
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 495 25,685 SH   SOLE 0 0 0 25,685
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,790 85,437 SH   SOLE 0 0 0 85,437
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 3,628 164,545 SH   SOLE 0 0 0 164,545
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 1,512 72,886 SH   SOLE 0 0 0 72,886
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 9,978 470,892 SH   SOLE 0 0 0 470,892
ISHARES TR 0-5YR HI YL CP 46434V407 6,268 154,575 SH   SOLE 0 0 0 154,204
ISHARES TR BLACKROCK ULTRA 46434V878 204 4,077 SH   SOLE 0 0 0 4,077
ISHARES TR MSCI EAFE MIN VL 46429B689 797 12,590 SH   SOLE 0 0 0 12,590
ISHARES TR IBONDS DEC23 ETF 46434VAX8 291 11,580 SH   SOLE 0 0 0 11,580
ISHARES TR IBONDS DEC22 ETF 46434VBA7 278 11,117 SH   SOLE 0 0 0 11,117
ISHARES TR CORE INTL AGGR 46435G672 447 8,970 SH   SOLE 0 0 0 8,865
ISHARES TR ESG AWR US AGRGT 46435U549 573 11,698 SH   SOLE 0 0 0 11,698
ISHARES TR USD GRN BOND ETF 46435U440 755 15,811 SH   SOLE 0 0 0 15,811
ISHARES TR CORE S&P MCP ETF 464287507 239 1,058 SH   SOLE 0 0 0 1,058
ISHARES TR CORE S&P SCP ETF 464287804 830 8,979 SH   SOLE 0 0 0 8,966
ISHARES TR RUS 1000 ETF 464287622 1,570 7,559 SH   SOLE 0 0 0 7,559
ISHARES TR RUS 1000 GRW ETF 464287614 622 2,842 SH   SOLE 0 0 0 2,842
ISHARES TR RUS 2000 GRW ETF 464287648 275 1,332 SH   SOLE 0 0 0 1,332
ISHARES TR MSCI EAFE ETF 464287465 422 6,754 SH   SOLE 0 0 0 6,754
ISHARES TR S&P 100 ETF 464287101 224 1,298 SH   SOLE 0 0 0 1,298
ISHARES TR CORE US AGGBD ET 464287226 4,538 44,628 SH   SOLE 0 0 0 44,117
ISHARES TR MORNINGSTAR GRWT 464287119 530 10,584 SH   SOLE 0 0 0 10,584
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 630 12,576 SH   SOLE 0 0 0 12,576
JOHNSON & JOHNSON COM 478160104 375 2,115 SH   SOLE 0 0 0 2,115
JPMORGAN CHASE & CO COM 46625H100 201 1,786 SH   SOLE 0 0 0 1,786
KAYNE ANDERSON ENERGY INFRST COM 486606106 93 11,100 SH   SOLE 0 0 0 11,100
LINDE PLC SHS G5494J103 230 799 SH   SOLE 0 0 0 799
LOCKHEED MARTIN CORP COM 539830109 262 610 SH   SOLE 0 0 0 610
MASTERCARD INCORPORATED CL A 57636Q104 371 1,175 SH   SOLE 0 0 0 1,175
MCDONALDS CORP COM 580135101 314 1,271 SH   SOLE 0 0 0 1,271
MEDTRONIC PLC SHS G5960L103 266 2,960 SH   SOLE 0 0 0 2,960
MERCK & CO INC COM 58933Y105 393 4,316 SH   SOLE 0 0 0 4,316
META PLATFORMS INC CL A 30303M102 360 2,231 SH   SOLE 0 0 0 2,231
MICROSOFT CORP COM 594918104 1,135 4,419 SH   SOLE 0 0 0 4,419
NOVO-NORDISK A S ADR 670100205 221 1,985 SH   SOLE 0 0 0 1,985
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 310 9,438 SH   SOLE 0 0 0 9,438
NUSHARES ETF TR ESG HI TLD CRP 67092P854 408 20,018 SH   SOLE 0 0 0 20,018
PEPSICO INC COM 713448108 217 1,300 SH   SOLE 0 0 0 1,300
PFIZER INC COM 717081103 388 7,404 SH   SOLE 0 0 0 7,404
PHILIP MORRIS INTL INC COM 718172109 307 3,108 SH   SOLE 0 0 0 3,108
PROCTER AND GAMBLE CO COM 742718109 233 1,623 SH   SOLE 0 0 0 1,623
QUALCOMM INC COM 747525103 249 1,952 SH   SOLE 0 0 0 1,952
SALESFORCE INC COM 79466L302 255 1,546 SH   SOLE 0 0 0 1,546
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,739 246,067 SH   SOLE 0 0 0 246,067
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 209 5,351 SH   SOLE 0 0 0 5,351
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 934 16,115 SH   SOLE 0 0 0 16,113
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 712 11,400 SH   SOLE 0 0 0 11,400
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 630 24,819 SH   SOLE 0 0 0 24,819
SCHWAB STRATEGIC TR US REIT ETF 808524847 327 15,494 SH   SOLE 0 0 0 15,494
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,475 39,452 SH   SOLE 0 0 0 39,308
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,788 58,235 SH   SOLE 0 0 0 58,235
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,479 104,411 SH   SOLE 0 0 0 103,250
SERVICENOW INC COM 81762P102 236 496 SH   SOLE 0 0 0 496
SHELL PLC SPON ADS 780259305 206 3,941 SH   SOLE 0 0 0 3,941
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,982 56,983 SH   SOLE 0 0 0 56,415
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,658 57,478 SH   SOLE 0 0 0 57,478
SPDR S&P 500 ETF TR TR UNIT 78462F103 328 870 SH   SOLE 0 0 0 870
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 812 1,964 SH   SOLE 0 0 0 1,964
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,918 26,490 SH   SOLE 0 0 0 26,352
SPDR SER TR S&P 600 SMCP GRW 78464A201 3,302 46,837 SH   SOLE 0 0 0 46,731
TERRAN ORBITAL CORPORATION COM 88105P103 632 137,925 SH   SOLE 0 0 0 137,925
TRUIST FINL CORP COM 89832Q109 204 4,304 SH   SOLE 0 0 0 4,304
UNITED PARCEL SERVICE INC CL B 911312106 237 1,298 SH   SOLE 0 0 0 1,298
UNITEDHEALTH GROUP INC COM 91324P102 249 484 SH   SOLE 0 0 0 484
US BANCORP DEL COM NEW 902973304 392 8,516 SH   SOLE 0 0 0 8,516
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 406 5,288 SH   SOLE 0 0 0 5,288
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,595 20,540 SH   SOLE 0 0 0 20,540
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 672 8,929 SH   SOLE 0 0 0 8,920
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 11,509 232,332 SH   SOLE 0 0 0 231,798
VANGUARD INDEX FDS TOTAL STK MKT 922908769 375 1,986 SH   SOLE 0 0 0 1,986
VANGUARD INDEX FDS VALUE ETF 922908744 1,450 10,992 SH   SOLE 0 0 0 10,904
VANGUARD INDEX FDS MID CAP ETF 922908629 467 2,370 SH   SOLE 0 0 0 2,351
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,894 12,642 SH   SOLE 0 0 0 12,642
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 923 10,136 SH   SOLE 0 0 0 10,136
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 340 8,158 SH   SOLE 0 0 0 8,158
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 569 11,391 SH   SOLE 0 0 0 11,370
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,297 22,251 SH   SOLE 0 0 0 22,212
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,032 20,680 SH   SOLE 0 0 0 20,680
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 434 5,686 SH   SOLE 0 0 0 5,686
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 10,009 177,844 SH   SOLE 0 0 0 176,375
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 567 13,899 SH   SOLE 0 0 0 13,397
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,759 27,134 SH   SOLE 0 0 0 27,134
VANGUARD WORLD FD ESG US STK ETF 921910733 239 3,603 SH   SOLE 0 0 0 3,603
VERIZON COMMUNICATIONS INC COM 92343V104 321 6,334 SH   SOLE 0 0 0 6,334
VISA INC COM CL A 92826C839 363 1,842 SH   SOLE 0 0 0 1,842
WEC ENERGY GROUP INC COM 92939U106 316 3,137 SH   SOLE 0 0 0 3,137