The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   4,410,981 13,467 SH   SOLE   0 0 13,467
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   687,260 2,232 SH   SOLE   0 0 2,232
EATON CORP PLC SHS G29183103   225,959 1,067 SH   SOLE   0 0 1,067
MEDTRONIC PLC SHS G5960L103   333,551 4,583 SH   SOLE   0 0 4,583
CHUBB LIMITED COM H1467J104   2,422,017 11,206 SH   SOLE   0 0 11,206
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   581,587 6,138 SH   SOLE   0 0 6,138
ROYAL CARIBBEAN GROUP COM V7780T103   974,857 11,270 SH   SOLE   0 0 11,270
GENCO SHIPPING & TRADING LTD SHS Y2685T131   266,787 18,261 SH   SOLE   0 0 18,261
AT&T INC COM 00206R102   647,412 44,409 SH   SOLE   0 0 44,409
ABBOTT LABS COM 002824100   450,932 4,894 SH   SOLE   0 0 4,894
ABBVIE INC COM 00287Y109   1,737,853 11,653 SH   SOLE   0 0 11,653
ADOBE INC COM 00724F101   875,869 1,564 SH   SOLE   0 0 1,564
ADVANCED MICRO DEVICES INC COM 007903107   393,957 3,746 SH   SOLE   0 0 3,746
AIM ETF PRODUCTS TRUST US LRGCP B10 APR 00888H109   266,963 8,539 SH   SOLE   0 0 8,539
AIM ETF PRODUCTS TRUST US LRGCP B20 APR 00888H208   500,485 17,691 SH   SOLE   0 0 17,691
AIM ETF PRODUCTS TRUST US LRGCP B20 JUL 00888H406   227,396 7,650 SH   SOLE   0 0 7,650
AIM ETF PRODUCTS TRUST US LRGCP B20 DEC 00888H794   254,013 9,531 SH   SOLE   0 0 9,531
ALPHABET INC CAP STK CL C 02079K107   2,188,107 15,522 SH   SOLE   0 0 15,522
ALPHABET INC CAP STK CL A 02079K305   2,280,481 16,326 SH   SOLE   0 0 16,326
ALTRIA GROUP INC COM 02209S103   2,138,167 49,507 SH   SOLE   0 0 49,507
AMAZON COM INC COM 023135106   4,602,306 35,102 SH   SOLE   0 0 35,102
AMERICAN ELEC PWR CO INC COM 025537101   413,551 5,465 SH   SOLE   0 0 5,465
AMERICAN EXPRESS CO COM 025816109   286,933 1,859 SH   SOLE   0 0 1,859
AMGEN INC COM 031162100   831,879 2,924 SH   SOLE   0 0 2,924
ANALOG DEVICES INC COM 032654105   320,882 1,859 SH   SOLE   0 0 1,859
ELEVANCE HEALTH INC COM 036752103   2,187,788 4,698 SH   SOLE   0 0 4,698
APPLE INC COM 037833100   15,611,490 88,140 SH   SOLE   0 0 88,140
APPLIED MATLS INC COM 038222105   1,114,910 7,813 SH   SOLE   0 0 7,813
ARCH RESOURCES INC CL A 03940R107   1,595,554 10,063 SH   SOLE   0 0 10,063
ARISTA NETWORKS INC COM 040413106   242,328 1,240 SH   SOLE   0 0 1,240
ASTRAZENECA PLC SPONSORED ADR 046353108   544,279 7,857 SH   SOLE   0 0 7,857
BP PLC SPONSORED ADR 055622104   477,110 11,691 SH   SOLE   0 0 11,691
BANK AMERICA CORP COM 060505104   801,499 29,061 SH   SOLE   0 0 29,061
BANK NEW YORK MELLON CORP COM 064058100   241,717 5,569 SH   SOLE   0 0 5,569
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,141,861 11,991 SH   SOLE   0 0 11,991
BLACKROCK INC COM 09247X101   672,971 1,058 SH   SOLE   0 0 1,058
BLACKSTONE INC COM 09260D107   473,669 4,497 SH   SOLE   0 0 4,497
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   327,003 11,891 SH   SOLE   0 0 11,891
BOEING CO COM 097023105   256,683 1,383 SH   SOLE   0 0 1,383
BOSTON SCIENTIFIC CORP COM 101137107   2,750,726 54,513 SH   SOLE   0 0 54,513
BRISTOL-MYERS SQUIBB CO COM 110122108   536,284 9,355 SH   SOLE   0 0 9,355
BROADCOM INC COM 11135F101   1,565,068 1,769 SH   SOLE   0 0 1,769
CF INDS HLDGS INC COM 125269100   344,036 3,975 SH   SOLE   0 0 3,975
CME GROUP INC COM 12572Q105   2,186,442 10,099 SH   SOLE   0 0 10,099
CSX CORP COM 126408103   637,356 20,317 SH   SOLE   0 0 20,317
CVS HEALTH CORP COM 126650100   226,381 3,144 SH   SOLE   0 0 3,144
COTERRA ENERGY INC COM 127097103   355,247 12,083 SH   SOLE   0 0 12,083
CADENCE DESIGN SYSTEM INC COM 127387108   445,967 1,784 SH   SOLE   0 0 1,784
CAL MAINE FOODS INC COM NEW 128030202   209,099 4,582 SH   SOLE   0 0 4,582
CANOPY GROWTH CORP COM 138035100   7,889 11,380 SH   SOLE   0 0 11,380
CATERPILLAR INC COM 149123101   1,410,371 5,174 SH   SOLE   0 0 5,174
CHEVRON CORP NEW COM 166764100   3,536,366 21,104 SH   SOLE   0 0 21,104
CISCO SYS INC COM 17275R102   2,056,244 38,119 SH   SOLE   0 0 38,119
CITIGROUP INC COM NEW 172967424   251,517 6,105 SH   SOLE   0 0 6,105
COCA COLA CO COM 191216100   2,878,407 53,238 SH   SOLE   0 0 53,238
COMCAST CORP NEW CL A 20030N101   641,549 14,466 SH   SOLE   0 0 14,466
CONOCOPHILLIPS COM 20825C104   1,877,787 14,968 SH   SOLE   0 0 14,968
CONSTELLATION BRANDS INC CL A 21036P108   327,933 1,379 SH   SOLE   0 0 1,379
CORECIVIC INC COM 21871N101   204,190 18,118 SH   SOLE   0 0 18,118
COSTCO WHSL CORP NEW COM 22160K105   581,199 1,012 SH   SOLE   0 0 1,012
CROWN CASTLE INC COM 22822V101   299,941 3,211 SH   SOLE   0 0 3,211
DNP SELECT INCOME FD INC COM 23325P104   180,146 18,824 SH   SOLE   0 0 18,824
DT MIDSTREAM INC COMMON STOCK 23345M107   239,613 4,288 SH   SOLE   0 0 4,288
DANAHER CORPORATION COM 235851102   329,470 1,555 SH   SOLE   0 0 1,555
DEERE & CO COM 244199105   742,940 1,900 SH   SOLE   0 0 1,900
DEVON ENERGY CORP NEW COM 25179M103   671,278 13,450 SH   SOLE   0 0 13,450
DISNEY WALT CO COM 254687106   296,901 3,445 SH   SOLE   0 0 3,445
DOW INC COM 260557103   1,333,535 26,289 SH   SOLE   0 0 26,289
DUKE ENERGY CORP NEW COM NEW 26441C204   445,302 5,006 SH   SOLE   0 0 5,006
EASTMAN CHEM CO COM 277432100   228,065 3,065 SH   SOLE   0 0 3,065
EMERSON ELEC CO COM 291011104   373,824 3,895 SH   SOLE   0 0 3,895
ENBRIDGE INC COM 29250N105   292,206 8,966 SH   SOLE   0 0 8,966
EVERGY INC COM 30034W106   209,911 4,190 SH   SOLE   0 0 4,190
EVERSOURCE ENERGY COM 30040W108   231,046 4,166 SH   SOLE   0 0 4,166
EXXON MOBIL CORP COM 30231G102   7,049,176 63,287 SH   SOLE   0 0 63,287
F N B CORP COM 302520101   415,228 36,811 SH   SOLE   0 0 36,811
META PLATFORMS INC CL A 30303M102   1,735,772 5,359 SH   SOLE   0 0 5,359
FAIR ISAAC CORP COM 303250104   264,974 289 SH   SOLE   0 0 289
FEDEX CORP COM 31428X106   270,862 1,092 SH   SOLE   0 0 1,092
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   911,878 23,316 SH   SOLE   0 0 23,316
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   217,835 5,411 SH   SOLE   0 0 5,411
FIFTH THIRD BANCORP COM 316773100   270,728 10,703 SH   SOLE   0 0 10,703
FIRST HORIZON CORPORATION COM 320517105   135,332 12,450 SH   SOLE   0 0 12,450
FORD MTR CO DEL COM 345370860   381,996 31,734 SH   SOLE   0 0 31,734
FORTINET INC COM 34959E109   832,967 14,202 SH   SOLE   0 0 14,202
FREEPORT-MCMORAN INC CL B 35671D857   396,848 10,879 SH   SOLE   0 0 10,879
GABELLI UTIL TR COM 36240A101   85,115 14,500 SH   SOLE   0 0 14,500
GALLAGHER ARTHUR J & CO COM 363576109   802,555 3,400 SH   SOLE   0 0 3,400
GARTNER INC COM 366651107   828,718 2,356 SH   SOLE   0 0 2,356
GENERAL DYNAMICS CORP COM 369550108   681,995 2,825 SH   SOLE   0 0 2,825
GENERAL ELECTRIC CO COM NEW 369604301   241,164 2,192 SH   SOLE   0 0 2,192
GILEAD SCIENCES INC COM 375558103   508,226 6,317 SH   SOLE   0 0 6,317
GLOBAL NET LEASE INC COM NEW 379378201   202,358 23,530 SH   SOLE   0 0 23,530
HERSHEY CO COM 427866108   261,322 1,370 SH   SOLE   0 0 1,370
HOME DEPOT INC COM 437076102   2,373,456 8,019 SH   SOLE   0 0 8,019
HONEYWELL INTL INC COM 438516106   637,572 3,422 SH   SOLE   0 0 3,422
HUBBELL INC COM 443510607   384,429 1,283 SH   SOLE   0 0 1,283
HUNTINGTON BANCSHARES INC COM 446150104   163,522 15,778 SH   SOLE   0 0 15,778
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   979,675 29,665 SH   SOLE   0 0 29,665
INNOVATOR ETFS TR US EQT ULTRA BF 45782C839   383,375 13,430 SH   SOLE   0 0 13,430
INNOVATOR ETFS TR EQUITY DEF PROTN 45783Y541   204,019 8,280 SH   SOLE   0 0 8,280
INNOVATOR ETFS TR PREM INC 20 BARR 45783Y582   337,286 13,659 SH   SOLE   0 0 13,659
INTEL CORP COM 458140100   264,396 7,331 SH   SOLE   0 0 7,331
GLUCOTRACK INC COM NEW 45824Q507   5,215 22,098 SH   SOLE   0 0 22,098
INTERNATIONAL BUSINESS MACHS COM 459200101   700,051 4,989 SH   SOLE   0 0 4,989
INTERNATIONAL PAPER CO COM 460146103   590,470 16,628 SH   SOLE   0 0 16,628
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879   217,263 8,694 SH   SOLE   0 0 8,694
INVESCO QQQ TR UNIT SER 1 46090E103   2,152,129 5,845 SH   SOLE   0 0 5,845
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   254,703 17,106 SH   SOLE   0 0 17,106
INTUITIVE SURGICAL INC COM NEW 46120E602   1,402,719 5,094 SH   SOLE   0 0 5,094
INTUIT COM 461202103   486,809 903 SH   SOLE   0 0 903
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   514,140 16,500 SH   SOLE   0 0 16,500
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   440,781 3,088 SH   SOLE   0 0 3,088
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   712,159 12,001 SH   SOLE   0 0 12,001
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   414,932 5,245 SH   SOLE   0 0 5,245
ISHARES TR CORE S&P TTL STK 464287150   216,681 2,261 SH   SOLE   0 0 2,261
ISHARES TR CORE S&P500 ETF 464287200   400,669 915 SH   SOLE   0 0 915
ISHARES TR CORE US AGGBD ET 464287226   3,187,254 34,464 SH   SOLE   0 0 34,464
ISHARES TR S&P 500 GRWT ETF 464287309   221,950 3,157 SH   SOLE   0 0 3,157
ISHARES TR CORE S&P MCP ETF 464287507   2,533,825 10,115 SH   SOLE   0 0 10,115
ISHARES TR RUS 1000 VAL ETF 464287598   648,065 4,251 SH   SOLE   0 0 4,251
ISHARES TR RUS 1000 GRW ETF 464287614   330,153 1,202 SH   SOLE   0 0 1,202
ISHARES TR RUSSELL 3000 ETF 464287689   357,476 1,433 SH   SOLE   0 0 1,433
ISHARES TR CORE S&P SCP ETF 464287804   997,834 10,623 SH   SOLE   0 0 10,623
ISHARES TR SHRT NAT MUN ETF 464288158   269,039 2,607 SH   SOLE   0 0 2,607
ISHARES TR NATIONAL MUN ETF 464288414   2,596,544 25,508 SH   SOLE   0 0 25,508
ISHARES TR IBOXX HI YD ETF 464288513   1,610,515 22,248 SH   SOLE   0 0 22,248
ISHARES TR ISHS 5-10YR INVT 464288638   1,261,781 26,414 SH   SOLE   0 0 26,414
ISHARES TR ISHS 1-5YR INVS 464288646   258,807 5,230 SH   SOLE   0 0 5,230
ISHARES TR CORE HIGH DV ETF 46429B663   7,237,135 73,332 SH   SOLE   0 0 73,332
ISHARES TR 0-5 YR TIPS ETF 46429B747   243,423 2,513 SH   SOLE   0 0 2,513
ISHARES TR CORE MSCI EAFE 46432F842   2,663,575 41,469 SH   SOLE   0 0 41,469
ISHARES INC CORE MSCI EMKT 46434G103   310,039 6,504 SH   SOLE   0 0 6,504
ISHARES TR EXPONENTIAL TECH 46434V381   301,407 5,740 SH   SOLE   0 0 5,740
ISHARES TR BLACKROCK ULTRA 46434V878   507,476 10,091 SH   SOLE   0 0 10,091
ISHARES TR CORE MSCI INTL 46435G326   230,295 3,959 SH   SOLE   0 0 3,959
ISHARES TR 0-3 MNTH TREASRY 46436E718   6,762,485 67,295 SH   SOLE   0 0 67,295
JPMORGAN CHASE & CO COM 46625H100   3,820,020 25,891 SH   SOLE   0 0 25,891
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   229,214 4,257 SH   SOLE   0 0 4,257
JOHNSON & JOHNSON COM 478160104   1,643,082 10,523 SH   SOLE   0 0 10,523
KEYCORP COM 493267108   197,091 17,788 SH   SOLE   0 0 17,788
KINDER MORGAN INC DEL COM 49456B101   390,386 22,528 SH   SOLE   0 0 22,528
KOHLS CORP COM 500255104   236,885 11,477 SH   SOLE   0 0 11,477
L3HARRIS TECHNOLOGIES INC COM 502431109   585,181 3,282 SH   SOLE   0 0 3,282
LAMAR ADVERTISING CO NEW CL A 512816109   208,459 2,438 SH   SOLE   0 0 2,438
LAMB WESTON HLDGS INC COM 513272104   379,802 4,371 SH   SOLE   0 0 4,371
ELI LILLY & CO COM 532457108   1,827,949 3,004 SH   SOLE   0 0 3,004
LOCKHEED MARTIN CORP COM 539830109   873,026 1,979 SH   SOLE   0 0 1,979
LOWES COS INC COM 548661107   594,871 3,002 SH   SOLE   0 0 3,002
LUMEN TECHNOLOGIES INC COM 550241103   57,771 40,684 SH   SOLE   0 0 40,684
MANHATTAN ASSOCIATES INC COM 562750109   306,301 1,481 SH   SOLE   0 0 1,481
MARATHON PETE CORP COM 56585A102   532,321 3,517 SH   SOLE   0 0 3,517
MARSH & MCLENNAN COS INC COM 571748102   2,937,938 15,388 SH   SOLE   0 0 15,388
MARRIOTT INTL INC NEW CL A 571903202   805,201 4,077 SH   SOLE   0 0 4,077
MASTERCARD INCORPORATED CL A 57636Q104   3,407,054 8,480 SH   SOLE   0 0 8,480
MCDONALDS CORP COM 580135101   1,408,174 5,609 SH   SOLE   0 0 5,609
MCKESSON CORP COM 58155Q103   322,322 708 SH   SOLE   0 0 708
MERCK & CO INC COM 58933Y105   1,486,661 14,272 SH   SOLE   0 0 14,272
METLIFE INC COM 59156R108   750,688 11,743 SH   SOLE   0 0 11,743
MICROSOFT CORP COM 594918104   6,926,792 20,859 SH   SOLE   0 0 20,859
MICROVISION INC DEL COM NEW 594960304   34,240 16,000 SH   SOLE   0 0 16,000
MIDLAND STATES BANCORP INC COM 597742105   1,500,815 71,095 SH   SOLE   0 0 71,095
MONDELEZ INTL INC CL A 609207105   510,859 8,042 SH   SOLE   0 0 8,042
MONGODB INC CL A 60937P106   251,339 687 SH   SOLE   0 0 687
MONSTER BEVERAGE CORP NEW COM 61174X109   215,205 4,324 SH   SOLE   0 0 4,324
MOTOROLA SOLUTIONS INC COM NEW 620076307   2,879,950 9,936 SH   SOLE   0 0 9,936
MYOMO INC COM NEW 62857J201   23,012 17,701 SH   SOLE   0 0 17,701
NASDAQ INC COM 631103108   2,209,702 44,256 SH   SOLE   0 0 44,256
NETFLIX INC COM 64110L106   356,554 1,002 SH   SOLE   0 0 1,002
NEW YORK CMNTY BANCORP INC COM 649445103   475,625 43,796 SH   SOLE   0 0 43,796
NEXTERA ENERGY INC COM 65339F101   483,109 8,915 SH   SOLE   0 0 8,915
NIKE INC CL B 654106103   562,742 5,476 SH   SOLE   0 0 5,476
NORTHROP GRUMMAN CORP COM 666807102   396,915 812 SH   SOLE   0 0 812
NORTHWESTERN CORP COM NEW 668074305   254,928 5,225 SH   SOLE   0 0 5,225
NUCOR CORP COM 670346105   585,527 3,915 SH   SOLE   0 0 3,915
NVIDIA CORPORATION COM 67066G104   3,538,031 8,045 SH   SOLE   0 0 8,045
OREILLY AUTOMOTIVE INC COM 67103H107   2,317,847 2,450 SH   SOLE   0 0 2,450
ORACLE CORP COM 68389X105   387,092 3,550 SH   SOLE   0 0 3,550
OVERSEAS SHIPHOLDING GROUP I CL A NEW 69036R863   885,975 192,186 SH   SOLE   0 0 192,186
OWENS CORNING NEW COM 690742101   527,910 4,109 SH   SOLE   0 0 4,109
PNC FINL SVCS GROUP INC COM 693475105   916,211 7,691 SH   SOLE   0 0 7,691
PALO ALTO NETWORKS INC COM 697435105   219,071 837 SH   SOLE   0 0 837
PARKER-HANNIFIN CORP COM 701094104   256,200 636 SH   SOLE   0 0 636
PAYCHEX INC COM 704326107   2,373,635 19,923 SH   SOLE   0 0 19,923
PEPSICO INC COM 713448108   3,563,946 22,218 SH   SOLE   0 0 22,218
PFIZER INC COM 717081103   1,159,444 35,396 SH   SOLE   0 0 35,396
PHILIP MORRIS INTL INC COM 718172109   993,190 10,637 SH   SOLE   0 0 10,637
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   263,539 7,534 SH   SOLE   0 0 7,534
PINNACLE WEST CAP CORP COM 723484101   225,950 2,966 SH   SOLE   0 0 2,966
PROCTER AND GAMBLE CO COM 742718109   4,061,528 27,770 SH   SOLE   0 0 27,770
PROLOGIS INC. COM 74340W103   319,980 2,955 SH   SOLE   0 0 2,955
PRUDENTIAL FINL INC COM 744320102   596,982 6,161 SH   SOLE   0 0 6,161
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   262,707 4,320 SH   SOLE   0 0 4,320
QUALCOMM INC COM 747525103   595,331 5,306 SH   SOLE   0 0 5,306
RTX CORPORATION COM 75513E101   629,935 8,525 SH   SOLE   0 0 8,525
REGENERON PHARMACEUTICALS COM 75886F107   229,297 274 SH   SOLE   0 0 274
REPUBLIC SVCS INC COM 760759100   2,312,431 15,615 SH   SOLE   0 0 15,615
RIO TINTO PLC SPONSORED ADR 767204100   800,692 12,439 SH   SOLE   0 0 12,439
ROCKWELL AUTOMATION INC COM 773903109   242,575 834 SH   SOLE   0 0 834
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,653,145 8,378 SH   SOLE   0 0 8,378
SPDR GOLD TR GOLD SHS 78463V107   4,933,284 27,670 SH   SOLE   0 0 27,670
SPDR SER TR NUVEEN BLOOMBERG 78464A284   619,352 26,502 SH   SOLE   0 0 26,502
SPDR SER TR PORTFOLIO INTRMD 78464A375   1,959,471 63,066 SH   SOLE   0 0 63,066
SPDR SER TR PRTFLO S&P500 GW 78464A409   341,492 5,616 SH   SOLE   0 0 5,616
SPDR SER TR PRTFLO S&P500 VL 78464A508   265,743 6,409 SH   SOLE   0 0 6,409
SPDR SER TR PORTFOLIO AGRGTE 78464A649   204,359 8,547 SH   SOLE   0 0 8,547
SPDR SER TR PORTFOLIO S&P500 78464A854   779,053 15,253 SH   SOLE   0 0 15,253
SPDR SER TR PORTFOLIO SH TSR 78468R101   361,411 12,612 SH   SOLE   0 0 12,612
SPDR SER TR PORTFLI HIGH YLD 78468R606   265,837 12,078 SH   SOLE   0 0 12,078
SPDR SER TR BLOOMBERG HIGH Y 78468R622   717,384 8,086 SH   SOLE   0 0 8,086
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   7,326,994 79,954 SH   SOLE   0 0 79,954
SALESFORCE INC COM 79466L302   335,835 1,601 SH   SOLE   0 0 1,601
SCHLUMBERGER LTD COM STK 806857108   228,277 3,790 SH   SOLE   0 0 3,790
SCHWAB CHARLES CORP COM 808513105   242,786 4,522 SH   SOLE   0 0 4,522
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   804,392 15,589 SH   SOLE   0 0 15,589
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   352,339 4,681 SH   SOLE   0 0 4,681
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   296,262 4,579 SH   SOLE   0 0 4,579
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   803,927 33,609 SH   SOLE   0 0 33,609
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   221,995 4,653 SH   SOLE   0 0 4,653
SELECT SECTOR SPDR TR ENERGY 81369Y506   10,429,214 114,455 SH   SOLE   0 0 114,455
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   680,977 4,019 SH   SOLE   0 0 4,019
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   7,829,831 114,488 SH   SOLE   0 0 114,488
SERVICENOW INC COM 81762P102   1,009,384 1,776 SH   SOLE   0 0 1,776
SHOPIFY INC CL A 82509L107   202,162 3,732 SH   SOLE   0 0 3,732
SOUTHERN CO COM 842587107   1,127,204 16,795 SH   SOLE   0 0 16,795
STEEL DYNAMICS INC COM 858119100   751,438 7,037 SH   SOLE   0 0 7,037
STRYKER CORPORATION COM 863667101   218,405 815 SH   SOLE   0 0 815
SYNOPSYS INC COM 871607107   339,020 689 SH   SOLE   0 0 689
TJX COS INC NEW COM 872540109   2,696,743 29,763 SH   SOLE   0 0 29,763
T-MOBILE US INC COM 872590104   254,563 1,783 SH   SOLE   0 0 1,783
TESLA INC COM 88160R101   8,876,591 34,831 SH   SOLE   0 0 34,831
TEXAS INSTRS INC COM 882508104   616,671 3,998 SH   SOLE   0 0 3,998
THERMO FISHER SCIENTIFIC INC COM 883556102   268,194 553 SH   SOLE   0 0 553
3M CO COM 88579Y101   573,818 6,337 SH   SOLE   0 0 6,337
US BANCORP DEL COM NEW 902973304   379,046 10,879 SH   SOLE   0 0 10,879
ULTA BEAUTY INC COM 90384S303   390,566 1,018 SH   SOLE   0 0 1,018
UNION PAC CORP COM 907818108   441,236 2,089 SH   SOLE   0 0 2,089
UNITED BANKSHARES INC WEST V COM 909907107   210,635 7,585 SH   SOLE   0 0 7,585
UNITED PARCEL SERVICE INC CL B 911312106   540,908 3,441 SH   SOLE   0 0 3,441
UNITEDHEALTH GROUP INC COM 91324P102   3,888,478 7,245 SH   SOLE   0 0 7,245
UNUM GROUP COM 91529Y106   578,807 11,202 SH   SOLE   0 0 11,202
VALERO ENERGY CORP COM 91913Y100   477,822 3,655 SH   SOLE   0 0 3,655
VALLEY NATL BANCORP COM 919794107   96,323 11,279 SH   SOLE   0 0 11,279
VANGUARD WORLD FD MEGA GRWTH IND 921910816   405,979 1,730 SH   SOLE   0 0 1,730
VANGUARD WORLD FD MEGA CAP INDEX 921910873   323,308 2,082 SH   SOLE   0 0 2,082
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   217,045 2,904 SH   SOLE   0 0 2,904
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   772,134 11,241 SH   SOLE   0 0 11,241
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   959,385 21,979 SH   SOLE   0 0 21,979
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   288,873 4,981 SH   SOLE   0 0 4,981
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   541,052 11,514 SH   SOLE   0 0 11,514
VANGUARD WORLD FDS INF TECH ETF 92204A702   213,035 500 SH   SOLE   0 0 500
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   291,900 7,456 SH   SOLE   0 0 7,456
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   418,250 7,282 SH   SOLE   0 0 7,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   762,067 10,214 SH   SOLE   0 0 10,214
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   1,338,645 31,306 SH   SOLE   0 0 31,306
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   629,552 13,148 SH   SOLE   0 0 13,148
VANGUARD INDEX FDS SML CP GRW ETF 922908595   310,542 1,453 SH   SOLE   0 0 1,453
VANGUARD INDEX FDS SM CP VAL ETF 922908611   395,417 2,483 SH   SOLE   0 0 2,483
VANGUARD INDEX FDS GROWTH ETF 922908736   2,504,151 8,923 SH   SOLE   0 0 8,923
VANGUARD INDEX FDS VALUE ETF 922908744   1,644,524 11,830 SH   SOLE   0 0 11,830
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,324,136 6,122 SH   SOLE   0 0 6,122
VERIZON COMMUNICATIONS INC COM 92343V104   1,137,315 36,097 SH   SOLE   0 0 36,097
VISA INC COM CL A 92826C839   4,042,159 16,759 SH   SOLE   0 0 16,759
WP CAREY INC COM 92936U109   221,632 3,996 SH   SOLE   0 0 3,996
WALMART INC COM 931142103   1,679,428 10,404 SH   SOLE   0 0 10,404
WASTE MGMT INC DEL COM 94106L109   2,474,540 15,460 SH   SOLE   0 0 15,460
WEST FRASER TIMBER CO LTD COM 952845105   497,546 7,162 SH   SOLE   0 0 7,162
YUM BRANDS INC COM 988498101   2,676,292 22,407 SH   SOLE   0 0 22,407
ZACKS TRUST EARNGS CONSTANT 98888G105   7,212,813 294,218 SH   SOLE   0 0 294,218
ZOETIS INC CL A 98978V103   385,115 2,210 SH   SOLE   0 0 2,210