The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   220,791 637 SH   SOLE   0 0 637
EATON CORP PLC SHS G29183103   211,997 678 SH   SOLE   0 0 678
LINDE PLC SHS G54950103   247,483 533 SH   SOLE   0 0 533
ABBVIE INC COM 00287Y109   340,527 1,870 SH   SOLE   0 0 1,870
ADOBE INC COM 00724F101   254,318 504 SH   SOLE   0 0 504
ADVANCED MICRO DEVICES INC COM 007903107   333,004 1,845 SH   SOLE   0 0 1,845
ALPHABET INC CAP STK CL C 02079K107   577,827 3,795 SH   SOLE   0 0 3,795
ALPHABET INC CAP STK CL A 02079K305   867,848 5,750 SH   SOLE   0 0 5,750
AMAZON COM INC COM 023135106   1,483,445 8,224 SH   SOLE   0 0 8,224
APPLE INC COM 037833100   2,317,724 13,516 SH   SOLE   0 0 13,516
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   745,161 1,772 SH   SOLE   0 0 1,772
BROADCOM INC COM 11135F101   498,354 376 SH   SOLE   0 0 376
CHEVRON CORP NEW COM 166764100   219,259 1,390 SH   SOLE   0 0 1,390
COSTCO WHSL CORP NEW COM 22160K105   303,309 414 SH   SOLE   0 0 414
EXACT SCIENCES CORP COM 30063P105   200,826 2,908 SH   SOLE   0 0 2,908
EXXON MOBIL CORP COM 30231G102   384,173 3,305 SH   SOLE   0 0 3,305
META PLATFORMS INC CL A 30303M102   1,010,978 2,082 SH   SOLE   0 0 2,082
GENERAL ELECTRIC CO COM NEW 369604301   209,056 1,191 SH   SOLE   0 0 1,191
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   881,879 8,741 SH   SOLE   0 0 8,741
HOME DEPOT INC COM 437076102   340,253 887 SH   SOLE   0 0 887
INTERNATIONAL BUSINESS MACHS COM 459200101   351,366 1,840 SH   SOLE   0 0 1,840
ISHARES TR CORE S&P500 ETF 464287200   12,470,033 23,719 SH   SOLE   0 0 23,719
ISHARES TR CORE US AGGBD ET 464287226   8,017,759 81,864 SH   SOLE   0 0 81,864
ISHARES TR MSCI EAFE ETF 464287465   266,972 3,343 SH   SOLE   0 0 3,343
ISHARES TR CORE S&P MCP ETF 464287507   1,434,249 23,613 SH   SOLE   0 0 23,613
ISHARES TR CORE S&P US VLU 464287663   6,787,517 75,050 SH   SOLE   0 0 75,050
ISHARES TR CORE S&P US GWT 464287671   7,250,957 61,863 SH   SOLE   0 0 61,863
ISHARES TR RUSSELL 3000 ETF 464287689   1,363,564 4,544 SH   SOLE   0 0 4,544
ISHARES TR CORE S&P SCP ETF 464287804   753,685 6,819 SH   SOLE   0 0 6,819
ISHARES TR NATIONAL MUN ETF 464288414   5,539,356 51,481 SH   SOLE   0 0 51,481
ISHARES TR EAFE VALUE ETF 464288877   553,520 10,175 SH   SOLE   0 0 10,175
ISHARES TR MSCI USA QLT FCT 46432F339   11,288,986 68,689 SH   SOLE   0 0 68,689
ISHARES TR CORE MSCI EAFE 46432F842   11,713,475 157,821 SH   SOLE   0 0 157,821
ISHARES INC CORE MSCI EMKT 46434G103   2,916,019 56,512 SH   SOLE   0 0 56,512
JPMORGAN CHASE & CO COM 46625H100   617,325 3,082 SH   SOLE   0 0 3,082
JOHNSON & JOHNSON COM 478160104   276,200 1,746 SH   SOLE   0 0 1,746
ELI LILLY & CO COM 532457108   623,146 801 SH   SOLE   0 0 801
MASTERCARD INCORPORATED CL A 57636Q104   409,816 851 SH   SOLE   0 0 851
MCDONALDS CORP COM 580135101   353,847 1,255 SH   SOLE   0 0 1,255
MERCK & CO INC COM 58933Y105   376,585 2,854 SH   SOLE   0 0 2,854
MICROSOFT CORP COM 594918104   2,810,830 6,681 SH   SOLE   0 0 6,681
NETFLIX INC COM 64110L106   346,785 571 SH   SOLE   0 0 571
NVIDIA CORPORATION COM 67066G104   2,076,381 2,298 SH   SOLE   0 0 2,298
PEPSICO INC COM 713448108   203,887 1,165 SH   SOLE   0 0 1,165
PROCTER AND GAMBLE CO COM 742718109   269,822 1,663 SH   SOLE   0 0 1,663
SPDR SER TR S&P 600 SMCP GRW 78464A201   808,631 9,270 SH   SOLE   0 0 9,270
SPDR SER TR S&P 600 SMCP VAL 78464A300   804,414 9,695 SH   SOLE   0 0 9,695
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,886,268 94,139 SH   SOLE   0 0 94,139
SPDR SER TR PRTFLO S&P500 VL 78464A508   6,813,249 135,993 SH   SOLE   0 0 135,993
SPDR SER TR S&P 400 MDCP GRW 78464A821   373,688 4,281 SH   SOLE   0 0 4,281
SPDR SER TR S&P 400 MDCP VAL 78464A839   320,568 4,218 SH   SOLE   0 0 4,218
SALESFORCE INC COM 79466L302   276,483 918 SH   SOLE   0 0 918
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   9,762,872 159,916 SH   SOLE   0 0 159,916
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   438,640 7,068 SH   SOLE   0 0 7,068
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   963,643 11,834 SH   SOLE   0 0 11,834
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   402,611 15,945 SH   SOLE   0 0 15,945
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,866,409 73,460 SH   SOLE   0 0 73,460
TESLA INC COM 88160R101   675,561 3,843 SH   SOLE   0 0 3,843
UNITEDHEALTH GROUP INC COM 91324P102   328,976 665 SH   SOLE   0 0 665
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   12,358,432 67,677 SH   SOLE   0 0 67,677
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   262,548 2,200 SH   SOLE   0 0 2,200
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,572,361 90,491 SH   SOLE   0 0 90,491
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   14,522,510 289,466 SH   SOLE   0 0 289,466
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,697,317 88,516 SH   SOLE   0 0 88,516
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   926,936 10,695 SH   SOLE   0 0 10,695
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   780,109 9,920 SH   SOLE   0 0 9,920
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,101,772 41,537 SH   SOLE   0 0 41,537
VANGUARD INDEX FDS GROWTH ETF 922908736   449,525 1,306 SH   SOLE   0 0 1,306
VANGUARD INDEX FDS VALUE ETF 922908744   344,123 2,113 SH   SOLE   0 0 2,113
VISA INC COM CL A 92826C839   430,900 1,544 SH   SOLE   0 0 1,544
WALMART INC COM 931142103   270,223 4,491 SH   SOLE   0 0 4,491