Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2024

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

The Company's and the Bank’s actual capital amounts and ratios as of March 31, 2024 and December 31, 2023 as compared to regulatory requirements are as follows:

									To Be Well
									Capitalized Under
						For Capital			Prompt Corrective
	Actual					Adequacy Purposes			Action Provisions
	Amount		Ratio			Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
March 31, 2024
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets	$	537,748		24.47	%	$	175,777	8.00%	$	219,721		10.00	%
Tier 1 Capital to Risk-Weighted Assets		510,271		23.22	%		131,833	6.00%		175,777		8.00	%
Common Equity Tier 1 Capital Ratio		285,271		12.98	%		98,874	4.50%		142,819		6.50	%
Tier 1 Capital to Total Assets		510,271		17.59	%		116,020	4.00%		145,025		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	497,240		22.79	%	$	174,565	8.00%	$	218,206		10.00	%
Tier 1 Capital to Risk-Weighted Assets		469,950		21.54	%		130,924	6.00%		174,565		8.00	%
Common Equity Tier 1 Capital Ratio		469,950		21.54	%		98,193	4.50%		141,834		6.50	%
Tier 1 Capital to Total Assets		469,950		16.26	%		115,642	4.00%		144,552		5.00	%

											To Be Well
											Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
December 31, 2023
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets	$	533,513		25.06	%	$	170,302		8.00	%	$	212,878		10.00	%
Tier 1 Capital to Risk-Weighted Assets		507,042		23.82	%		127,727		6.00	%		170,302		8.00	%
Common Equity Tier 1 Capital Ratio		282,042		13.25	%		95,795		4.50	%		138,371		6.50	%
Tier 1 Capital to Total Assets		507,042		19.71	%		102,911		4.00	%		128,639		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	492,622		23.30	%	$	169,153		8.00	%	$	211,441		10.00	%
Tier 1 Capital to Risk-Weighted Assets		466,151		22.05	%		126,865		6.00	%		169,153		8.00	%
Common Equity Tier 1 Capital Ratio		466,151		22.05	%		95,149		4.50	%		137,437		6.50	%
Tier 1 Capital to Total Assets		466,151		17.49	%		106,591		4.00	%		133,239		5.00	%