Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2023

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

The Company's and the Bank’s actual capital amounts and ratios as of December 31, 2023 and 2023 as compared to regulatory requirements are as follows:

									To Be Well
									Capitalized Under
						For Capital			Prompt Corrective
	Actual					Adequacy Purposes			Action Provisions
	Amount		Ratio			Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
December 31, 2023
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets	$	533,513		25.06	%	$	170,302	8.00%	$	212,878		10.00	%
Tier 1 Capital to Risk-Weighted Assets		507,042		23.82	%		127,727	6.00%		170,302		8.00	%
Common Equity Tier 1 Capital Ratio		282,042		13.25	%		95,795	4.50%		138,371		6.50	%
Tier 1 Capital to Total Assets		507,042		19.71	%		102,911	4.00%		128,639		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	492,622		23.30	%	$	169,153	8.00%	$	211,441		10.00	%
Tier 1 Capital to Risk-Weighted Assets		466,151		22.05	%		126,865	6.00%		169,153		8.00	%
Common Equity Tier 1 Capital Ratio		466,151		22.05	%		95,149	4.50%		137,437		6.50	%
Tier 1 Capital to Total Assets		466,151		17.49	%		106,591	4.00%		133,239		5.00	%

									To Be Well
									Capitalized Under
						For Capital			Prompt Corrective
	Actual					Adequacy Purposes			Action Provisions
	Amount		Ratio			Amount		Ratio	Amount		Ratio
	(Dollars in thousands)
December 31, 2022
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets	$	530,241		33.72	%	$	125,791	8.00%	$	157,238		10.00	%
Tier 1 Capital to Risk-Weighted Assets		510,537		32.47	%		94,343	6.00%		125,791		8.00	%
Common Equity Tier 1 Capital Ratio		285,537		18.16	%		70,757	4.50%		102,205		6.50	%
Tier 1 Capital to Total Assets		510,537		26.29	%		77,665	4.00%		97,082		5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets	$	476,519		30.53	%	$	124,883	8.00%	$	156,104		10.00	%
Tier 1 Capital to Risk-Weighted Assets		456,816		29.26	%		93,662	6.00%		124,883		8.00	%
Common Equity Tier 1 Capital Ratio		456,816		29.26	%		70,247	4.50%		101,468		6.50	%
Tier 1 Capital to Total Assets		456,816		20.47	%		89,264	4.00%		111,580		5.00	%

Mortgage World Bankers Inc

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

’s minimum net worth requirements as of December 31, 2023 and 2022 are reflected below:

	Minimum
	Requirement
	(in thousands)
December 31, 2023
HUD	$	1,000

	Minimum
	Requirement
	(in thousands)
December 31, 2022
HUD	$	1,000