The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com COM 00206R102 82 3,475 SH   SOLE   3,475 0 0
Abbott Laboratories COM 002824100 119 1,006 SH   SOLE   1,006 0 0
ABBVIE Inc COM 00287Y109 1,934 11,928 SH   SOLE   11,928 0 0
Adobe Systems Inc COM 00724F101 139 306 SH   SOLE   306 0 0
AGEX Therapeutic COM 00848H108 1 1,000 SH   SOLE   1,000 0 0
Air Products & Chemical Inc COM 009158106 2,048 8,193 SH   SOLE   8,193 0 0
Allstate Corp Com COM 020002101 60 431 SH   SOLE   431 0 0
Alphabet, Inc. Class C CAP STK CL C 02079K107 56 20 SH   SOLE   20 0 0
Alphabet, Inc. Class A CAP STK CL A 02079K305 8 3 SH   SOLE   3 0 0
Altria Group Inc Com COM 02209S103 50 963 SH   SOLE   963 0 0
Amazon Com Inc COM 023135106 981 301 SH   SOLE   301 0 0
American Airls Group COM 02376R102 2 122 SH   SOLE   122 0 0
American Electric Power Co COM 025537101 55 555 SH   SOLE   555 0 0
Annaly Capital Management COM 035710409 70 10,000 SH   SOLE   10,000 0 0
Apple Inc COM 037833100 7,002 40,100 SH   SOLE   40,100 0 0
Arconic Inc COM 03966V107 5 183 SH   SOLE   183 0 0
Astra Zeneca SPONSORED ADR 046353108 33 500 SH   SOLE   500 0 0
Avalonbay Communities Inc. COM 053484101 124 500 SH   SOLE   500 0 0
BP PLC SPONSORED ADR 055622104 681 23,162 SH   SOLE   23,162 0 0
Bank America Corp COM 060505104 92 2,236 SH   SOLE   2,236 0 0
Becton Dickinson & Co COM 075887109 1,333 5,011 SH   SOLE   5,011 0 0
Berkshire Hathaway CL A 084670108 529 1 SH   SOLE   1 0 0
Berkshire Hathaway Inc Del CL B NEW 084670702 534 1,513 SH   SOLE   1,513 0 0
Block H & R Inc COM 093671105 27 1,050 SH   SOLE   1,050 0 0
Boeing Company COM 097023105 621 3,244 SH   SOLE   3,244 0 0
Boston Scientific Corp COM 101137107 1 25 SH   SOLE   25 0 0
Broadcom, Inc. COM 11135F101 4 7 SH   SOLE   7 0 0
Cigna Corp COM 125523100 7 31 SH   SOLE   31 0 0
CSX Corp COM 126408103 80 2,148 SH   SOLE   2,148 0 0
CVS Health Corp Com COM 126650100 860 8,501 SH   SOLE   8,501 0 0
Cadence Bank COM 12740C103 322 11,018 SH   SOLE   11,018 0 0
Carnival Corporation UNIT 99/99/9999 143658300 20 1,000 SH   SOLE   1,000 0 0
Caterpillar Inc COM 149123101 59 266 SH   SOLE   266 0 0
Chevron Corp COM 166764100 1,893 11,625 SH   SOLE   11,625 0 0
Cisco Systems Inc COM 17275R102 123 2,211 SH   SOLE   2,211 0 0
Citigroup Inc New COM NEW 172967424 8 159 SH   SOLE   159 0 0
Citizens Financial Group Inc. COM 174610105 91 2,000 SH   SOLE   2,000 0 0
Citrix Systems Inc COM 177376100 91 900 SH   SOLE   900 0 0
Clorox Co COM 189054109 38 275 SH   SOLE   275 0 0
Coca Cola Corp COM 191216100 151 2,429 SH   SOLE   2,429 0 0
Colgate-Palmolive Co COM 194162103 62 820 SH   SOLE   820 0 0
Comcast Corporation CL A 20030N101 1,082 23,119 SH   SOLE   23,119 0 0
Comerica Inc COM 200340107 530 5,860 SH   SOLE   5,860 0 0
ConocoPhillips Com COM 20825C104 11 112 SH   SOLE   112 0 0
Corning Inc COM 219350105 55 1,495 SH   SOLE   1,495 0 0
Costco Wholesale Cp COM 22160K105 2,646 4,595 SH   SOLE   4,595 0 0
Crown Castle Intl Corp New COM 22822V101 94 508 SH   SOLE   508 0 0
Cullen/Frost Bankers Inc Com COM 229899109 138 1,000 SH   SOLE   1,000 0 0
Cummins Inc COM 231021106 422 2,055 SH   SOLE   2,055 0 0
Walt Disney COM 254687106 1,050 7,658 SH   SOLE   7,658 0 0
Discover Financial Services COM 254709108 1 11 SH   SOLE   11 0 0
Dominion Energy, Inc COM 25746U109 87 1,023 SH   SOLE   1,023 0 0
Dow Inc COM 260557103 27 426 SH   SOLE   426 0 0
Duke Energy Corp New COM NEW 26441C204 695 6,221 SH   SOLE   6,221 0 0
Dupont De Nemours Inc COM 26614N102 31 426 SH   SOLE   426 0 0
Enbridge Inc COM 29250N105 34 734 SH   SOLE   734 0 0
Energy Transfer L.P. COM UT LTD PTN 29273V100 569 50,840 SH   SOLE   50,840 0 0
Enterprise Prods Partners LP Com COM 293792107 258 10,000 SH   SOLE   10,000 0 0
Etsy, Inc COM 29786A106 15 120 SH   SOLE   120 0 0
Evergy Inc COM 30034W106 4 59 SH   SOLE   59 0 0
Exxon Mobil Corp COM 30231G102 2,778 33,639 SH   SOLE   33,639 0 0
Meta Platforms, INC. CL A 30303M102 7 30 SH   SOLE   30 0 0
Fedex Corp Com COM 31428X106 83 358 SH   SOLE   358 0 0
Fifth Third Bancorp COM 316773100 114 2,660 SH   SOLE   2,660 0 0
First Financial Bankshares Inc COM 32020R109 35 796 SH   SOLE   796 0 0
Ford Motor Company Del COM 345370860 43 2,555 SH   SOLE   2,555 0 0
Generations Bancorp NY COM 37149G108 17 1,400 SH   SOLE   1,400 0 0
Glaxo Smithkline PLC SPONSORED ADR 37733W105 79 1,825 SH   SOLE   1,825 0 0
Goodyear Tire & Rbr Co COM 382550101 1 100 SH   SOLE   100 0 0
HP Inc COM 40434L105 38 1,050 SH   SOLE   1,050 0 0
Hewlett Packard Enterprise Co COM 42824C109 28 1,670 SH   SOLE   1,670 0 0
Hologic Inc COM 436440101 19 250 SH   SOLE   250 0 0
Home Depot Inc COM 437076102 2,993 10,000 SH   SOLE   10,000 0 0
Honeywell International Inc COM 438516106 171 879 SH   SOLE   879 0 0
Howmet Aerospace Inc COM 443201108 26 733 SH   SOLE   733 0 0
Illinois Tool Works Inc COM 452308109 21 100 SH   SOLE   100 0 0
Independent Bk Group Inc. COM 45384B106 142 2,000 SH   SOLE   2,000 0 0
Intel Corp COM 458140100 249 5,029 SH   SOLE   5,029 0 0
Intercontinental Exchange COM 45866F104 3 19 SH   SOLE   19 0 0
International Business Machine Inc COM 459200101 49 374 SH   SOLE   374 0 0
Intuit COM 461202103 99 205 SH   SOLE   205 0 0
Iron Mountain Incorporated COM 46284V101 50 900 SH   SOLE   900 0 0
iShares MSCI Hong Kong Index Fd MSCI HONG KG ETF 464286871 56 2,500 SH   SOLE   2,500 0 0
iShares Morningstar Growth ETF MORNINGSTAR GRWT 464287119 3,755 57,763 SH   SOLE   57,763 0 0
iShares Core S&P Total U.S. Stock Market CORE S&P TTL STK 464287150 166 1,642 SH   SOLE   1,642 0 0
ETF iShares Dow Jones SELECT DIVID ETF 464287168 63 490 SH   SOLE   490 0 0
iShares MSCI Emerging Markets Index Fund MSCI EMG MKT ETF 464287234 8 175 SH   SOLE   175 0 0
iShares S & P 500 Growth Index S&P 500 GRWT ETF 464287309 82 1,076 SH   SOLE   1,076 0 0
iShares MSCI EAFE Index MSCI EAFE ETF 464287465 133 1,805 SH   SOLE   1,805 0 0
iShares Russell Midcap Index RUS MID CAP ETF 464287499 40 516 SH   SOLE   516 0 0
iShares Tr Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507 1,694 6,314 SH   SOLE   6,314 0 0
iShares Biotechnology ETF ISHARES BIOTECH 464287556 249 1,910 SH   SOLE   1,910 0 0
iShares Russell 2000 Index RUSSELL 2000 ETF 464287655 11,444 55,751 SH   SOLE   55,751 0 0
iShares Core S & P Smallcap ETF CORE S&P SCP ETF 464287804 1,671 15,486 SH   SOLE   15,486 0 0
iShares S & P Smallcap 600 Value Index Fund SP SMCP600VL ETF 464287879 22 216 SH   SOLE   216 0 0
iShares Trust, Pref & Income Sec ETF PFD AND INCM SEC 464288687 34 920 SH   SOLE   920 0 0
iShares MSCI EAFE Min Vol Factor ETF MSCI EAFE MIN VL 46429B689 3,800 52,682 SH   SOLE   52,682 0 0
iShares Edge MSCI USA Min Vol Factor ETF MSCI USA MIN VOL 46429B697 65 835 SH   SOLE   835 0 0
iShares MSCI USA Momentum Factor ETF MSCI USA MMENTM 46432F396 13 80 SH   SOLE   80 0 0
iShares Core MSCI EAFE CORE MSCI EAFE 46432F842 2,130 30,637 SH   SOLE   30,637 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 1,991 35,839 SH   SOLE   35,839 0 0
iShares Inc MSCI Singapore Ind MSCI SINGPOR ETF 46434G780 45 2,183 SH   SOLE   2,183 0 0
iShares Core Total USD Bond Mkt ETF CORE TOTAL USD 46434V613 573 11,553 SH   SOLE   11,553 0 0
JP Morgan Chase & Co Com COM 46625H100 1,059 7,765 SH   SOLE   7,765 0 0
Johnson & Johnson COM 478160104 2,756 15,553 SH   SOLE   15,553 0 0
Kimberly-Clark Corporation COM 494368103 661 5,369 SH   SOLE   5,369 0 0
Kinder Morgan Inc COM 49456B101 384 20,305 SH   SOLE   20,305 0 0
LTC Properties Inc COM 502175102 77 2,000 SH   SOLE   2,000 0 0
Leggett & Platt Inc COM 524660107 3 97 SH   SOLE   97 0 0
Eli Lilly & Co COM 532457108 57 200 SH   SOLE   200 0 0
Lockheed Martin Corporation COM 539830109 135 306 SH   SOLE   306 0 0
Lowes Cos Inc COM 548661107 127 630 SH   SOLE   630 0 0
Magellan Midstream Partners LP COM UNIT RP LP 559080106 30 620 SH   SOLE   620 0 0
Martin Marietta Matls Inc. Com COM 573284106 269 700 SH   SOLE   700 0 0
Mastercard Inc Class A CL A 57636Q104 112 314 SH   SOLE   314 0 0
McDonalds Corp COM 580135101 214 867 SH   SOLE   867 0 0
Mercadolibre Inc COM 58733R102 36 30 SH   SOLE   30 0 0
Merck & Co Inc New COM 58933Y105 311 3,786 SH   SOLE   3,786 0 0
Metlife Inc COM 59156R108 127 1,803 SH   SOLE   1,803 0 0
Microsoft Corporation COM 594918104 4,355 14,127 SH   SOLE   14,127 0 0
Mondelez Intl Inc Class A Com CL A 609207105 119 1,900 SH   SOLE   1,900 0 0
Morgan Stanley COM NEW 617446448 71 807 SH   SOLE   807 0 0
Netflix, Inc COM 64110L106 49 130 SH   SOLE   130 0 0
NextEra Energy Common COM 65339F101 2,095 24,734 SH   SOLE   24,734 0 0
Nike Inc Class B CL B 654106103 1,932 14,360 SH   SOLE   14,360 0 0
Novartis A G Spons ADR SPONSORED ADR 66987V109 1 16 SH   SOLE   16 0 0
NVIDIA Corp COM 67066G104 3,138 11,500 SH   SOLE   11,500 0 0
OGE Energy Corp COM 670837103 6 152 SH   SOLE   152 0 0
Occidental Petroleum Corp Com COM 674599105 117 2,054 SH   SOLE   2,054 0 0
WTS Occidental Pete C *W EXP 08/03/202 674599162 9 256 SH   SOLE   256 0 0
Old Dominion Fght Line Inc COM 679580100 1 4 SH   SOLE   4 0 0
Oneok, Inc. COM 682680103 35 500 SH   SOLE   500 0 0
Open Lending Corporation COM CL A 68373J104 19 1,000 SH   SOLE   1,000 0 0
Organon & Co COMMON STOCK 68622V106 2 50 SH   SOLE   50 0 0
Orion Office Reit Inc COM 68629Y103 1 50 SH   SOLE   50 0 0
Pacific Premier Bancorp Inc. COM 69478X105 35 1,000 SH   SOLE   1,000 0 0
PayPal Holdings, Inc. COM 70450Y103 162 1,405 SH   SOLE   1,405 0 0
Pepsico Inc COM 713448108 1,110 6,631 SH   SOLE   6,631 0 0
Pfizer Inc COM 717081103 242 4,672 SH   SOLE   4,672 0 0
Phillips 66 New Com COM 718546104 594 6,872 SH   SOLE   6,872 0 0
Pilgrims Pride Corporation COM 72147K108 891 35,500 SH   SOLE   35,500 0 0
Pioneer Natural Resources Company COM 723787107 125 500 SH   SOLE   500 0 0
Power Reit Com COM 73933H101 5 125 SH   SOLE   125 0 0
Procter & Gamble Co COM 742718109 1,522 9,964 SH   SOLE   9,964 0 0
ProShares Ultra S&P 500 ETF PSHS ULT S&P 500 74347R107 30 460 SH   SOLE   460 0 0
ProShares Ultra Bloomberg Crude Oil ETF Commodities ULTA BLMBG 2017 74347Y888 77 500 SH   SOLE   500 0 0
Prospect Capital Corp COM 74348T102 497 60,000 SH   SOLE   60,000 0 0
Qualcomm Inc COM 747525103 623 4,077 SH   SOLE   4,077 0 0
Rapid7, Inc. COM 753422104 56 500 SH   SOLE   500 0 0
Raytheon Technologies Corp COM 75513E101 1,285 12,968 SH   SOLE   12,968 0 0
Realty Income Corp COM 756109104 35 500 SH   SOLE   500 0 0
Roblox Corporation CL A 771049103 1 15 SH   SOLE   15 0 0
Roku, Inc COM CL A 77543R102 148 1,185 SH   SOLE   1,185 0 0
Roper Technologies Inc COM 776696106 2 4 SH   SOLE   4 0 0
SPDR S & P 500 ETF Trust TR UNIT 78462F103 7,191 15,922 SH   SOLE   15,922 0 0
S & P Dividend ETF S&P DIVID ETF 78464A763 8,095 63,185 SH   SOLE   63,185 0 0
SPDR Portfolio S & P 500 ETF PORTFOLIO S&P500 78464A854 436 8,205 SH   SOLE   8,205 0 0
Standard & Poors Midcap 400 ETF Trust Series 1 UTSER1 S&PDCRP 78467Y107 12,291 25,060 SH   SOLE   25,060 0 0
Salesforce, Inc. COM 79466L302 64 300 SH   SOLE   300 0 0
Sarepta Therapeutics Inc. COM 803607100 8 100 SH   SOLE   100 0 0
Schlumberger LTD COM STK 806857108 33 800 SH   SOLE   800 0 0
Charles Schwab Corp Com COM 808513105 126 1,500 SH   SOLE   1,500 0 0
Health Care Select Sector SPDR ETF SBI HEALTHCARE 81369Y209 427 3,120 SH   SOLE   3,120 0 0
S & P Consumer Staple Select Sector SBI CONS STPLS 81369Y308 97 1,275 SH   SOLE   1,275 0 0
Select Sector SDPR Consumer Discretionary SBI CONS DISCR 81369Y407 1,195 6,460 SH   SOLE   6,460 0 0
S & P Energy Select Sector SPDR FD ENERGY 81369Y506 13 175 SH   SOLE   175 0 0
S & P Financial Select Sector SPDR F FINANCIAL 81369Y605 2,660 69,424 SH   SOLE   69,424 0 0
S & P Industrial Select Sector SBI INT-INDS 81369Y704 170 1,655 SH   SOLE   1,655 0 0
Select Sector SPDR Technology TECHNOLOGY 81369Y803 4,750 29,885 SH   SOLE   29,885 0 0
Select Sector SPDR Tr Real Estate RL EST SEL SEC 81369Y860 1,200 24,830 SH   SOLE   24,830 0 0
Sempra Energy COM 816851109 101 600 SH   SOLE   600 0 0
SentinelOne Inc CL A 81730H109 19 500 SH   SOLE   500 0 0
Solid Biosciences COM 83422E105 1 90 SH   SOLE   90 0 0
Southern Co COM 842587107 145 2,000 SH   SOLE   2,000 0 0
Southwest Airlines Co COM 844741108 190 4,157 SH   SOLE   4,157 0 0
Southwest Gas Holdings, INC. COM 844895102 4 55 SH   SOLE   55 0 0
Block Inc CL A 852234103 487 3,595 SH   SOLE   3,595 0 0
Starbucks Corp COM 855244109 308 3,387 SH   SOLE   3,387 0 0
Stryker Corp COM 863667101 1,859 6,955 SH   SOLE   6,955 0 0
Target Corp COM 87612E106 246 1,160 SH   SOLE   1,160 0 0
Teladoc Health, Inc. COM 87918A105 134 1,860 SH   SOLE   1,860 0 0
TESLA, INC COM 88160R101 11 10 SH   SOLE   10 0 0
Teva Pharmaceutical Industries LTD SPONSORED ADS 881624209 1 100 SH   SOLE   100 0 0
Texas Instruments Inc COM 882508104 3,250 17,713 SH   SOLE   17,713 0 0
Texas Pacific Land Corporation COM 88262P102 974 720 SH   SOLE   720 0 0
3M Co Com COM 88579Y101 106 710 SH   SOLE   710 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109 75 1,492 SH   SOLE   1,492 0 0
The Travelers Companies COM 89417E109 1,163 6,364 SH   SOLE   6,364 0 0
UDR Inc COM 902653104 6,352 110,713 SH   SOLE   110,713 0 0
U S Bancorp COM NEW 902973304 16 294 SH   SOLE   294 0 0
Under Armour Inc. CL A 904311107 3 155 SH   SOLE   155 0 0
Union Pacific Corp COM 907818108 2,182 7,985 SH   SOLE   7,985 0 0
United Parcel Service Inc CL B 911312106 1,350 6,295 SH   SOLE   6,295 0 0
Valero Energy Corp COM 91913Y100 1,187 11,686 SH   SOLE   11,686 0 0
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 13 279 SH   SOLE   279 0 0
Vanguard High Dividend Yield HIGH DIV YLD 921946406 42 375 SH   SOLE   375 0 0
Vanguard FTSE All-World Ex USA SM Cap Index FTSE SMCAP ETF 922042718 13 105 SH   SOLE   105 0 0
Vanguard Communications Services COMM SRVC ETF 92204A884 1,292 10,765 SH   SOLE   10,765 0 0
Vanguard Intermediate-Term Corporate Bond INT-TERM CORP 92206C870 6 66 SH   SOLE   66 0 0
Vanguard Real Estate ETF REAL ESTATE ETF 922908553 152 1,398 SH   SOLE   1,398 0 0
Vanguard Value ETF VALUE ETF 922908744 41 278 SH   SOLE   278 0 0
Verizon Communication COM 92343V104 1,356 26,629 SH   SOLE   26,629 0 0
Visa Inc Class A COM CL A 92826C839 1,882 8,485 SH   SOLE   8,485 0 0
Vizio Holding Corp. CL A COM 92858V101 2 175 SH   SOLE   175 0 0
Walmart Inc. COM 931142103 411 2,757 SH   SOLE   2,757 0 0
Waste Management Inc Del COM 94106L109 237 1,498 SH   SOLE   1,498 0 0
Welltower Inc. COM 95040Q104 19 200 SH   SOLE   200 0 0
The Williams Company COM 969457100 150 4,500 SH   SOLE   4,500 0 0
Yum Brands Inc COM 988498101 2 16 SH   SOLE   16 0 0
Zimmer Biomet Holdings Inc COM 98956P102 14 111 SH   SOLE   111 0 0
Zoetis Inc Class A CL A 98978V103 769 4,075 SH   SOLE   4,075 0 0
ICL Group Ltd SHS M53213100 24 2,000 SH   SOLE   2,000 0 0