The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   236,174 2,107 SH   SOLE   0 0 2,107
ABBVIE INC COM 00287Y109   607,123 3,359 SH   SOLE   0 0 3,359
ADOBE INC COM 00724F101   467,446 931 SH   SOLE   0 0 931
ADVANCED MICRO DEVICES INC COM 007903107   267,509 1,459 SH   SOLE   0 0 1,459
AFFILIATED MANAGERS GROUP IN COM 008252108   812,529 4,898 SH   SOLE   0 0 4,898
ALPHA METALLURGICAL RESOUR I COM 020764106   680,906 2,094 SH   SOLE   0 0 2,094
ALPHABET INC CAP STK CL C 02079K107   2,270,717 14,509 SH   SOLE   0 0 14,509
ALPHABET INC CAP STK CL A 02079K305   3,683,092 23,687 SH   SOLE   0 0 23,687
ALPHATEC HLDGS INC COM NEW 02081G201   2,134,749 152,919 SH   SOLE   0 0 152,919
ALPS ETF TR ALERIAN MLP 00162Q452   437,010 9,202 SH   SOLE   0 0 9,202
ALTRIA GROUP INC COM 02209S103   220,811 5,109 SH   SOLE   0 0 5,109
AMAZON COM INC COM 023135106   5,044,169 27,873 SH   SOLE   0 0 27,873
AMERESCO INC CL A 02361E108   224,910 9,000 SH   SOLE   0 0 9,000
AMERICAN EXPRESS CO COM 025816109   1,982,008 8,708 SH   SOLE   0 0 8,708
AMERIPRISE FINL INC COM 03076C106   465,703 1,071 SH   SOLE   0 0 1,071
AMPHASTAR PHARMACEUTICALS IN COM 03209R103   251,127 5,781 SH   SOLE   0 0 5,781
AMPLIFY ETF TR AMPLIFY CYBERSEC 032108664   336,026 5,232 SH   SOLE   0 0 5,232
ANTERO MIDSTREAM CORP COM 03676B102   887,200 62,655 SH   SOLE   0 0 62,655
APPLE INC COM 037833100   8,469,949 49,814 SH   SOLE   0 0 49,814
APPLIED MATLS INC COM 038222105   240,828 1,154 SH   SOLE   0 0 1,154
APPLOVIN CORP COM CL A 03831W108   226,364 3,274 SH   SOLE   0 0 3,274
ARDMORE SHIPPING CORP COM Y0207T100   337,982 20,166 SH   SOLE   0 0 20,166
AT&T INC COM 00206R102   829,116 47,378 SH   SOLE   0 0 47,378
BANK AMERICA CORP COM 060505104   261,815 6,978 SH   SOLE   0 0 6,978
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,877,109 6,847 SH   SOLE   0 0 6,847
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   22,028,134 496,129 SH   SOLE   0 0 496,129
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   4,659,103 89,409 SH   SOLE   0 0 89,409
BLACKROCK INC COM 09247X101   1,843,202 2,229 SH   SOLE   0 0 2,229
BLOCK H & R INC COM 093671105   820,560 17,017 SH   SOLE   0 0 17,017
BOISE CASCADE CO DEL COM 09739D100   782,188 5,114 SH   SOLE   0 0 5,114
BRISTOL-MYERS SQUIBB CO COM 110122108   247,990 4,680 SH   SOLE   0 0 4,680
BROADCOM INC COM 11135F101   370,028 274 SH   SOLE   0 0 274
BROWN & BROWN INC COM 115236101   861,474 9,980 SH   SOLE   0 0 9,980
BUILDERS FIRSTSOURCE INC COM 12008R107   1,080,251 5,259 SH   SOLE   0 0 5,259
CAPRI HOLDINGS LIMITED SHS G1890L107   758,646 16,725 SH   SOLE   0 0 16,725
CELESTICA INC SUB VTG SHS 15101Q108   205,907 4,486 SH   SOLE   0 0 4,486
CHEVRON CORP NEW COM 166764100   249,265 1,567 SH   SOLE   0 0 1,567
CISCO SYS INC COM 17275R102   200,510 4,007 SH   SOLE   0 0 4,007
CITIZENS FINL GROUP INC COM 174610105   1,637,373 45,942 SH   SOLE   0 0 45,942
COCA COLA CO COM 191216100   1,922,296 31,679 SH   SOLE   0 0 31,679
COMCAST CORP NEW CL A 20030N101   1,220,363 28,864 SH   SOLE   0 0 28,864
COMPASS INC CL A 20464U100   414,061 113,753 SH   SOLE   0 0 113,753
CORPORACION AMER ARPTS S A COM L1995B107   343,084 20,349 SH   SOLE   0 0 20,349
COSTCO WHSL CORP NEW COM 22160K105   2,424,465 3,362 SH   SOLE   0 0 3,362
CROWN CASTLE INC COM 22822V101   716,594 6,873 SH   SOLE   0 0 6,873
CUBESMART COM 229663109   714,806 15,874 SH   SOLE   0 0 15,874
DELTA AIR LINES INC DEL COM NEW 247361702   2,013,455 41,756 SH   SOLE   0 0 41,756
DIAMONDBACK ENERGY INC COM 25278X109   819,560 4,109 SH   SOLE   0 0 4,109
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   223,616 7,028 SH   SOLE   0 0 7,028
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   443,244 12,167 SH   SOLE   0 0 12,167
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   485,798 7,871 SH   SOLE   0 0 7,871
DISCOVER FINL SVCS COM 254709108   885,089 6,841 SH   SOLE   0 0 6,841
DISNEY WALT CO COM 254687106   2,163,305 17,801 SH   SOLE   0 0 17,801
DRAFTKINGS INC NEW COM CL A 26142V105   206,814 4,602 SH   SOLE   0 0 4,602
DT MIDSTREAM INC COMMON STOCK 23345M107   781,646 12,772 SH   SOLE   0 0 12,772
DXC TECHNOLOGY CO COM 23355L106   772,937 36,754 SH   SOLE   0 0 36,754
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   263,957 2,478 SH   SOLE   0 0 2,478
EATON CORP PLC SHS G29183103   281,763 903 SH   SOLE   0 0 903
ELI LILLY & CO COM 532457108   4,118,072 5,415 SH   SOLE   0 0 5,415
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   219,091 13,964 SH   SOLE   0 0 13,964
EQUITABLE HLDGS INC COM 29452E101   851,460 22,742 SH   SOLE   0 0 22,742
EQUITRANS MIDSTREAM CORP COM 294600101   839,247 66,979 SH   SOLE   0 0 66,979
EXPEDIA GROUP INC COM NEW 30212P303   761,752 5,718 SH   SOLE   0 0 5,718
EXPEDITORS INTL WASH INC COM 302130109   794,078 6,669 SH   SOLE   0 0 6,669
EXXON MOBIL CORP COM 30231G102   1,305,977 11,163 SH   SOLE   0 0 11,163
FEDEX CORP COM 31428X106   1,920,737 6,857 SH   SOLE   0 0 6,857
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   9,695,554 173,662 SH   SOLE   0 0 173,662
FLEXSHARES TR CR SCD US BD 33939L761   5,626,929 118,780 SH   SOLE   0 0 118,780
FORD MTR CO DEL COM 345370860   172,720 12,996 SH   SOLE   0 0 12,996
GENERAL MTRS CO COM 37045V100   910,116 20,047 SH   SOLE   0 0 20,047
GLOBAL X FDS US INFR DEV ETF 37954Y673   204,267 5,170 SH   SOLE   0 0 5,170
GODADDY INC CL A 380237107   873,082 7,209 SH   SOLE   0 0 7,209
GOLDMAN SACHS GROUP INC COM 38141G104   231,152 559 SH   SOLE   0 0 559
GREEN BRICK PARTNERS INC COM 392709101   350,823 5,817 SH   SOLE   0 0 5,817
HF SINCLAIR CORP COM 403949100   248,746 4,106 SH   SOLE   0 0 4,106
HIMS & HERS HEALTH INC COM CL A 433000106   347,151 22,168 SH   SOLE   0 0 22,168
HOME DEPOT INC COM 437076102   2,202,559 5,985 SH   SOLE   0 0 5,985
HOST HOTELS & RESORTS INC COM 44107P104   718,244 34,681 SH   SOLE   0 0 34,681
HUNTINGTON BANCSHARES INC COM 446150104   750,248 54,643 SH   SOLE   0 0 54,643
INTERNATIONAL BUSINESS MACHS COM 459200101   1,237,341 6,518 SH   SOLE   0 0 6,518
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   2,017,735 11,019 SH   SOLE   0 0 11,019
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   401,902 8,917 SH   SOLE   0 0 8,917
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   878,070 36,878 SH   SOLE   0 0 36,878
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   873,375 41,314 SH   SOLE   0 0 41,314
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   274,234 1,629 SH   SOLE   0 0 1,629
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   1,238,806 11,608 SH   SOLE   0 0 11,608
INVESCO QQQ TR UNIT SER 1 46090E103   24,033,529 54,014 SH   SOLE   0 0 54,014
ISHARES INC GLB ENR PROD ETF 464286343   267,864 9,981 SH   SOLE   0 0 9,981
ISHARES INC MSCI JPN ETF NEW 46434G822   266,572 3,793 SH   SOLE   0 0 3,793
ISHARES INC CORE MSCI EMKT 46434G103   3,355,255 64,911 SH   SOLE   0 0 64,911
ISHARES INC MSCI EMRG CHN 46434G764   7,261,239 126,458 SH   SOLE   0 0 126,458
ISHARES TR ESG AWR MSCI USA 46435G425   337,584 2,942 SH   SOLE   0 0 2,942
ISHARES TR CORE US AGGBD ET 464287226   873,273 9,008 SH   SOLE   0 0 9,008
ISHARES TR CONV BD ETF 46435G102   397,472 4,994 SH   SOLE   0 0 4,994
ISHARES TR GLOBAL ENERG ETF 464287341   2,892,936 66,873 SH   SOLE   0 0 66,873
ISHARES TR JPMORGAN USD EMG 464288281   24,486,612 275,378 SH   SOLE   0 0 275,378
ISHARES TR CORE TOTAL USD 46434V613   38,872,130 861,146 SH   SOLE   0 0 861,146
ISHARES TR CORE S&P SCP ETF 464287804   536,134 4,901 SH   SOLE   0 0 4,901
ISHARES TR TIPS BD ETF 464287176   789,688 7,404 SH   SOLE   0 0 7,404
ISHARES TR 7-10 YR TRSY BD 464287440   263,863 2,821 SH   SOLE   0 0 2,821
ISHARES TR MBS ETF 464288588   10,365,816 113,201 SH   SOLE   0 0 113,201
ISHARES TR EAFE VALUE ETF 464288877   12,927,656 239,180 SH   SOLE   0 0 239,180
ISHARES TR 20 YR TR BD ETF 464287432   10,622,024 114,771 SH   SOLE   0 0 114,771
ISHARES TR MORTGE REL ETF 46435G342   736,919 32,166 SH   SOLE   0 0 32,166
ISHARES TR CORE S&P500 ETF 464287200   101,852,556 194,049 SH   SOLE   0 0 194,049
ISHARES TR MSCI USA MMENTM 46432F396   22,667,481 120,861 SH   SOLE   0 0 120,861
ISHARES TR PFD AND INCM SEC 464288687   1,167,317 36,325 SH   SOLE   0 0 36,325
ISHARES TR CORE DIV GRWTH 46434V621   1,657,787 28,711 SH   SOLE   0 0 28,711
ISHARES TR IBOXX HI YD ETF 464288513   22,486,801 291,961 SH   SOLE   0 0 291,961
ISHARES TR IBOXX INV CP ETF 464287242   24,627,018 229,152 SH   SOLE   0 0 229,152
ISHARES TR US TREAS BD ETF 46429B267   961,312 42,706 SH   SOLE   0 0 42,706
ISHARES TR U.S. ENERGY ETF 464287796   346,678 6,974 SH   SOLE   0 0 6,974
ISHARES TR U.S. TECH ETF 464287721   10,223,352 75,421 SH   SOLE   0 0 75,421
ISHARES TR NATIONAL MUN ETF 464288414   777,403 7,264 SH   SOLE   0 0 7,264
ISHARES TR MSCI USA QLT FCT 46432F339   24,843,400 151,604 SH   SOLE   0 0 151,604
ISHARES TR US INFRASTRUC 46435U713   2,780,080 64,488 SH   SOLE   0 0 64,488
ISHARES TR EAFE GRWTH ETF 464288885   12,822,614 124,010 SH   SOLE   0 0 124,010
ISHARES TR HDG MSCI EAFE 46434V803   6,534,836 187,540 SH   SOLE   0 0 187,540
ISHARES TR INTL DIV GRWTH 46435G524   345,426 5,151 SH   SOLE   0 0 5,151
ISHARES TR S&P 500 GRWT ETF 464287309   17,431,994 206,125 SH   SOLE   0 0 206,125
ISHARES TR CORE MSCI EAFE 46432F842   2,492,827 33,737 SH   SOLE   0 0 33,737
ISHARES TR S&P 500 VAL ETF 464287408   13,255,926 71,395 SH   SOLE   0 0 71,395
ISHARES TR FALN ANGLS USD 46435G474   447,536 16,831 SH   SOLE   0 0 16,831
ISHARES TR CORE S&P MCP ETF 464287507   23,278,129 385,591 SH   SOLE   0 0 385,591
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   14,167,008 282,043 SH   SOLE   0 0 282,043
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   221,651 4,390 SH   SOLE   0 0 4,390
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   723,470 22,350 SH   SOLE   0 0 22,350
JOHNSON & JOHNSON COM 478160104   294,182 1,865 SH   SOLE   0 0 1,865
JPMORGAN CHASE & CO COM 46625H100   2,629,070 13,215 SH   SOLE   0 0 13,215
KB HOME COM 48666K109   824,187 11,796 SH   SOLE   0 0 11,796
KEYCORP COM 493267108   768,184 49,592 SH   SOLE   0 0 49,592
KIMCO RLTY CORP COM 49446R109   681,755 35,713 SH   SOLE   0 0 35,713
KRISPY KREME INC COM 50101L106   1,508 20,000 SH Call SOLE   0 0 20,000
KRISPY KREME INC COM 50101L106   1,193 5,300 SH Call SOLE   0 0 5,300
KRISPY KREME INC COM 50101L106   2,983 1,000 SH Call SOLE   0 0 1,000
LAMAR ADVERTISING CO NEW CL A 512816109   746,589 6,431 SH   SOLE   0 0 6,431
LUMEN TECHNOLOGIES INC COM 550241103   18,032 12,351 SH   SOLE   0 0 12,351
MANULIFE FINL CORP COM 56501R106   219,752 8,933 SH   SOLE   0 0 8,933
MARATHON PETE CORP COM 56585A102   1,360,144 6,654 SH   SOLE   0 0 6,654
MARRIOTT INTL INC NEW CL A 571903202   1,879,051 7,476 SH   SOLE   0 0 7,476
MASTERCARD INCORPORATED CL A 57636Q104   347,797 727 SH   SOLE   0 0 727
MCDONALDS CORP COM 580135101   438,591 1,565 SH   SOLE   0 0 1,565
MEDICAL PPTYS TRUST INC COM 58463J304   58,725 13,021 SH   SOLE   0 0 13,021
MERCK & CO INC COM 58933Y105   420,216 3,208 SH   SOLE   0 0 3,208
META PLATFORMS INC CL A 30303M102   2,534,655 5,159 SH   SOLE   0 0 5,159
MICROSOFT CORP COM 594918104   5,713,663 13,458 SH   SOLE   0 0 13,458
MODINE MFG CO COM 607828100   436,775 4,651 SH   SOLE   0 0 4,651
NETAPP INC COM 64110D104   262,285 2,497 SH   SOLE   0 0 2,497
NETFLIX INC COM 64110L106   2,348,123 3,822 SH   SOLE   0 0 3,822
NIKE INC CL B 654106103   1,612,824 17,425 SH   SOLE   0 0 17,425
NISOURCE INC COM 65473P105   200,378 7,292 SH   SOLE   0 0 7,292
NNN REIT INC COM 637417106   719,563 17,019 SH   SOLE   0 0 17,019
NUCOR CORP COM 670346105   317,200 1,586 SH   SOLE   0 0 1,586
NVIDIA CORPORATION COM 67066G104   4,547,182 5,032 SH   SOLE   0 0 5,032
OCEANFIRST FINL CORP COM 675234108   169,009 10,690 SH   SOLE   0 0 10,690
ONEOK INC NEW COM 682680103   1,156,999 14,515 SH   SOLE   0 0 14,515
ORACLE CORP COM 68389X105   413,162 3,293 SH   SOLE   0 0 3,293
PBF ENERGY INC CL A 69318G106   913,204 15,589 SH   SOLE   0 0 15,589
PEPSICO INC COM 713448108   387,475 2,240 SH   SOLE   0 0 2,240
PFIZER INC COM 717081103   1,816,255 65,521 SH   SOLE   0 0 65,521
PHILIP MORRIS INTL INC COM 718172109   393,649 4,305 SH   SOLE   0 0 4,305
PHILLIPS 66 COM 718546104   929,280 5,689 SH   SOLE   0 0 5,689
POWELL INDS INC COM 739128106   369,530 2,705 SH   SOLE   0 0 2,705
PROCTER AND GAMBLE CO COM 742718109   2,361,692 14,707 SH   SOLE   0 0 14,707
PROSHARES TR PSHS ULT S&P 500 74347R107   2,432,062 31,483 SH   SOLE   0 0 31,483
PROSHARES TR S&P 500 DV ARIST 74348A467   306,986 3,049 SH   SOLE   0 0 3,049
PRUDENTIAL FINL INC COM 744320102   1,083,810 9,320 SH   SOLE   0 0 9,320
QUALCOMM INC COM 747525103   394,613 2,298 SH   SOLE   0 0 2,298
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   4,300 10,000 SH Call SOLE   0 0 10,000
RPM INTL INC COM 749685103   224,514 1,898 SH   SOLE   0 0 1,898
RYDER SYS INC COM 783549108   956,475 7,962 SH   SOLE   0 0 7,962
SALESFORCE INC COM 79466L302   4,492,490 14,863 SH   SOLE   0 0 14,863
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   33,045,047 356,089 SH   SOLE   0 0 356,089
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   887,233 11,071 SH   SOLE   0 0 11,071
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   11,053,685 284,449 SH   SOLE   0 0 284,449
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   381,316 5,047 SH   SOLE   0 0 5,047
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   15,872,086 626,118 SH   SOLE   0 0 626,118
SCHWAB STRATEGIC TR LONG TERM US 808524680   474,058 14,348 SH   SOLE   0 0 14,348
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   8,710,889 47,726 SH   SOLE   0 0 47,726
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   432,917 2,956 SH   SOLE   0 0 2,956
SELECT SECTOR SPDR TR ENERGY 81369Y506   388,160 4,081 SH   SOLE   0 0 4,081
SELECT SECTOR SPDR TR INDL 81369Y704   284,227 2,274 SH   SOLE   0 0 2,274
SIMON PPTY GROUP INC NEW COM 828806109   814,219 5,305 SH   SOLE   0 0 5,305
SLM CORP COM 78442P106   806,786 37,824 SH   SOLE   0 0 37,824
SPDR GOLD TR GOLD SHS 78463V107   431,850 2,078 SH   SOLE   0 0 2,078
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,154 10,900 SH Put SOLE   0 0 10,900
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,595 11,000 SH Put SOLE   0 0 11,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   818 10,900 SH Put SOLE   0 0 10,900
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,781 11,100 SH Put SOLE   0 0 11,100
SPDR S&P 500 ETF TR TR UNIT 78462F103   44 11,000 SH Put SOLE   0 0 11,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,699,072 8,999 SH   SOLE   0 0 8,999
SPDR SER TR PORTFOLIO S&P500 78464A854   724,084 11,789 SH   SOLE   0 0 11,789
SPDR SER TR NUVEEN BLMBRG MU 78468R721   3,696,813 80,000 SH   SOLE   0 0 80,000
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   201,855 2,208 SH   SOLE   0 0 2,208
STARBUCKS CORP COM 855244109   1,764,703 19,280 SH   SOLE   0 0 19,280
STATE STR CORP COM 857477103   829,279 10,735 SH   SOLE   0 0 10,735
STERLING INFRASTRUCTURE INC COM 859241101   400,148 3,644 SH   SOLE   0 0 3,644
STONECO LTD COM CL A G85158106   172,274 10,556 SH   SOLE   0 0 10,556
STRYKER CORPORATION COM 863667101   444,047 1,252 SH   SOLE   0 0 1,252
SUPER MICRO COMPUTER INC COM 86800U104   349,520 337 SH   SOLE   0 0 337
SYNCHRONY FINANCIAL COM 87165B103   814,793 19,516 SH   SOLE   0 0 19,516
TARGET CORP COM 87612E106   2,060,158 11,586 SH   SOLE   0 0 11,586
TESLA INC COM 88160R101   877,418 5,008 SH   SOLE   0 0 5,008
THERMO FISHER SCIENTIFIC INC COM 883556102   228,670 396 SH   SOLE   0 0 396
TOLL BROTHERS INC COM 889478103   222,149 1,735 SH   SOLE   0 0 1,735
TOYOTA MOTOR CORP ADS 892331307   1,805,228 7,455 SH   SOLE   0 0 7,455
TRUIST FINL CORP COM 89832Q109   752,205 19,604 SH   SOLE   0 0 19,604
UBER TECHNOLOGIES INC COM 90353T100   205,058 2,684 SH   SOLE   0 0 2,684
UGI CORP NEW COM 902681105   681,524 28,385 SH   SOLE   0 0 28,385
UNITED RENTALS INC COM 911363109   220,857 311 SH   SOLE   0 0 311
UNITEDHEALTH GROUP INC COM 91324P102   615,939 1,258 SH   SOLE   0 0 1,258
US BANCORP DEL COM NEW 902973304   775,586 17,647 SH   SOLE   0 0 17,647
VALERO ENERGY CORP COM 91913Y100   1,343,968 7,785 SH   SOLE   0 0 7,785
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   356,696 1,988 SH   SOLE   0 0 1,988
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   328,932 1,078 SH   SOLE   0 0 1,078
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,187,032 69,494 SH   SOLE   0 0 69,494
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   293,343 4,138 SH   SOLE   0 0 4,138
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   239,494 3,330 SH   SOLE   0 0 3,330
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,423,526 151,872 SH   SOLE   0 0 151,872
VANGUARD INDEX FDS TOTAL STK MKT 922908769   892,394 3,436 SH   SOLE   0 0 3,436
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,276,144 2,658 SH   SOLE   0 0 2,658
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,902,163 139,976 SH   SOLE   0 0 139,976
VANGUARD INDEX FDS SMALL CP ETF 922908751   312,353 1,378 SH   SOLE   0 0 1,378
VANGUARD INDEX FDS SML CP GRW ETF 922908595   22,169,668 85,826 SH   SOLE   0 0 85,826
VANGUARD INDEX FDS MID CAP ETF 922908629   214,677 865 SH   SOLE   0 0 865
VANGUARD INDEX FDS VALUE ETF 922908744   2,512,909 15,491 SH   SOLE   0 0 15,491
VANGUARD INDEX FDS GROWTH ETF 922908736   2,730,000 7,930 SH   SOLE   0 0 7,930
VANGUARD INDEX FDS LARGE CAP ETF 922908637   238,352 995 SH   SOLE   0 0 995
VANGUARD INDEX FDS SM CP VAL ETF 922908611   8,151,038 42,866 SH   SOLE   0 0 42,866
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   378,039 9,014 SH   SOLE   0 0 9,014
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,911,699 97,571 SH   SOLE   0 0 97,571
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   338,103 4,244 SH   SOLE   0 0 4,244
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,756,972 9,679 SH   SOLE   0 0 9,679
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   393,618 7,877 SH   SOLE   0 0 7,877
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,853,927 15,381 SH   SOLE   0 0 15,381
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   9,060,923 37,431 SH   SOLE   0 0 37,431
VANGUARD WORLD FD INF TECH ETF 92204A702   8,773,881 16,699 SH   SOLE   0 0 16,699
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   8,372,043 31,218 SH   SOLE   0 0 31,218
VANGUARD WORLD FD FINANCIALS ETF 92204A405   8,622,880 84,929 SH   SOLE   0 0 84,929
VANGUARD WORLD FD UTILITIES ETF 92204A876   205,432 1,449 SH   SOLE   0 0 1,449
VANGUARD WORLD FD COMM SRVC ETF 92204A884   8,630,505 65,457 SH   SOLE   0 0 65,457
VERIZON COMMUNICATIONS INC COM 92343V104   905,577 21,419 SH   SOLE   0 0 21,419
VISA INC COM CL A 92826C839   1,041,020 3,741 SH   SOLE   0 0 3,741
VISTRA CORP COM 92840M102   1,098,129 15,352 SH   SOLE   0 0 15,352
WALMART INC COM 931142103   2,303,590 38,393 SH   SOLE   0 0 38,393
WESTERN UN CO COM 959802109   1,539,210 112,024 SH   SOLE   0 0 112,024
WILLIAMS COS INC COM 969457100   884,347 22,751 SH   SOLE   0 0 22,751
ZOMEDICA CORP COM 98980M109   9,517 67,981 SH   SOLE   0 0 67,981