The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON 001055102 505 8,647 SH   SOLE   8,647 0 0
ABBOTT LABS COMMON 002824100 631 4,481 SH   SOLE   4,481 0 0
APPLE INC COMMON 037833100 1,317 7,416 SH   SOLE   7,416 0 0
CISCO SYSTEMS INC COMMON 17275R102 805 12,699 SH   SOLE   12,699 0 0
DOMINION ENERGY INC COMMON 25746U109 174 2,211 SH   SOLE   2,211 0 0
EVERSOURCE ENERGY COMMON 30040W108 291 3,195 SH   SOLE   3,195 0 0
FIFTH THIRD BANCORP COMMON 316773100 862 19,787 SH   SOLE   19,787 0 0
GENERAL MILLS INC COMMON 370334104 252 3,744 SH   SOLE   3,744 0 0
GRAINGER W W INC COMMON 384802104 392 756 SH   SOLE   756 0 0
HOME DEPOT INC COMMON 437076102 757 1,825 SH   SOLE   1,825 0 0
ILLINOIS TOOL WORKS COMMON 452308109 502 2,033 SH   SOLE   2,033 0 0
INVESCO QQQ TR QQQ TRUST SERIES 1 46090E103 129,969 326,679 SH   SOLE   326,679 0 0
ISHARES INC MSCI CDA INDEX 464286509 33,077 860,709 SH   SOLE   860,709 0 0
ISHARES RUS 2000 VAL ETF 464287630 31,027 186,854 SH   SOLE   186,854 0 0
ISHARES RUS 2000 GRW ETF 464287648 33,992 115,993 SH   SOLE   115,993 0 0
ISHARES TR MBS FIXED BDFD 464288588 4,136 38,500 SH   SOLE   38,500 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,463 26,320 SH   SOLE   26,320 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,040 25,250 SH   SOLE   25,250 0 0
JOHNSON & JOHNSON COMMON 478160104 359 2,097 SH   SOLE   2,097 0 0
L3HARRIS TECHNOLOGIE USD1 502431109 407 1,910 SH   SOLE   1,910 0 0
LILLY ELI & CO COMMON 532457108 1,162 4,207 SH   SOLE   4,207 0 0
MCDONALDS CORP COMMON 580135101 644 2,403 SH   SOLE   2,403 0 0
MERCK & CO INC COMMON 58933Y105 405 5,288 SH   SOLE   5,288 0 0
MICROSOFT CORP COMMON 594918104 1,077 3,202 SH   SOLE   3,202 0 0
PFIZER INC COMMON 717081103 612 10,369 SH   SOLE   10,369 0 0
PROCTER AND GAMBLE COM 742718109 376 2,298 SH   SOLE   2,298 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103 61,479 129,440 SH   SOLE   129,440 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103 19,000 400 SH Put SOLE   400 0 0
ETF S&P EMRG MKTS PRTFLIO EMER MARKETS 78463X509 1,471 35,464 SH   SOLE   35,464 0 0
S&P WRLD EX US DVLP WORLD EX-US ETF 78463X889 11,309 310,012 SH   SOLE   310,012 0 0
SPDR SERIES TRUST PORTFOLIO LONG TERM 78464A367 2,075 65,900 SH   SOLE   65,900 0 0
SPDR SERIES TRUST PORTFOLIO INTERMEDIA 78464A375 7,263 200,900 SH   SOLE   200,900 0 0
SPDR SERIES TRUST PORTFOLIO SHORT TERM 78464A474 4,141 133,700 SH   SOLE   133,700 0 0
SPDR SERIES TRUST SPDR PRT S&P 500 ETF 78464A854 24,396 436,966 SH   SOLE   436,966 0 0
SPDR SER TR SPDR S&P 600 SMLCAP 78468R853 2,366 52,936 SH   SOLE   52,936 0 0
SCHWAB STRATEGIC T US DIVIDEND EQUTY ET 808524797 1,405 17,382 SH   SOLE   17,382 0 0
SELECT SECTOR SPDR AMEX FINANCIAL INDEX 81369Y605 29,066 744,317 SH   SOLE   744,317 0 0
SOUTHERN CO COMMON 842587107 585 8,526 SH   SOLE   8,526 0 0
SYSCO CORP COMMON 871829107 355 4,523 SH   SOLE   4,523 0 0
TARGET CORPORATION COMMON 87612E106 616 2,663 SH   SOLE   2,663 0 0
TRUIST FINANCIAL COR COM USD5 89832Q109 632 10,791 SH   SOLE   10,791 0 0
VANECK ETF TR FALLEN ANGEL HIGH YL 92189F437 2,146 65,100 SH   SOLE   65,100 0 0
VANGUARD SPECIALIZED DIV APPRECIATION 921908844 1,500 8,734 SH   SOLE   8,734 0 0
VANGUARD MALVERN F SH-TERM INFL PROTECD 922020805 40,921 796,135 SH   SOLE   796,135 0 0
VANGUARD INDEX TR GROWTH 922908736 90,458 281,887 SH   SOLE   281,887 0 0
VANGUARD INDEX TR VALUE 922908744 72,157 490,498 SH   SOLE   490,498 0 0
WALMART INC COMMON 931142103 494 3,413 SH   SOLE   3,413 0 0
WASTE MANAGEMENT INC COMMON 94106L109 788 4,719 SH   SOLE   4,719 0 0
GARMIN LTD COMMON H2906T109 721 5,295 SH   SOLE   5,295 0 0