The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 213,649 2,033 SH   SOLE   0 0 2,033
ABBOTT LABS COM 002824100 BBG001S5N9M6 581,361 5,741 SH   SOLE   0 0 5,741
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1,269,047 7,963 SH   SOLE   0 0 7,963
ALLEGION PLC ORD SHS G0176J109 BBG003PS7JW0 376,330 3,526 SH   SOLE   0 0 3,526
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 891,871 8,598 SH   SOLE   0 0 8,598
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 244,993 2,356 SH   SOLE   0 0 2,356
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 603,082 13,516 SH   SOLE   0 0 13,516
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,027,677 19,631 SH   SOLE   0 0 19,631
AMGEN INC COM 031162100 BBG001S5NNL6 557,044 2,304 SH   SOLE   0 0 2,304
APOLLO GLOBAL MGMT INC COM 03769M106 BBG00ZNLTFL2 248,787 3,939 SH   SOLE   0 0 3,939
APPLE INC COM 037833100 BBG001S5N8V8 12,706,034 77,053 SH   SOLE   0 0 77,053
ARCHER DANIELS MIDLAND CO COM 039483102 BBG001S5ND74 290,823 3,651 SH   SOLE   0 0 3,651
AT&T INC COM 00206R102 BBG001S5VWH2 251,701 13,075 SH   SOLE   0 0 13,075
AXT INC COM 00246W103 BBG001S7SPZ7 591,770 148,686 SH   SOLE   0 0 148,686
BELPOINTE PREP LLC UNIT RP LTD LB A 080694102 BBG012YQ6253 1,244,914 13,272 SH   SOLE   0 0 13,272
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 4,190,400 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,457,703 4,721 SH   SOLE   0 0 4,721
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 BBG001SBLZS1 271,324 24,532 SH   SOLE   0 0 24,532
BOEING CO COM 097023105 BBG001S5P0V3 401,705 1,891 SH   SOLE   0 0 1,891
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 284,322 7,494 SH   SOLE   0 0 7,494
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 517,636 7,468 SH   SOLE   0 0 7,468
CALIFORNIA BANCORP INC COM 13005U101 BBG00H2MZSW6 512,138 26,250 SH   SOLE   0 0 26,250
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 267,857 3,548 SH   SOLE   0 0 3,548
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 274,120 1,680 SH   SOLE   0 0 1,680
CLOROX CO DEL COM 189054109 BBG001S5PX50 205,777 1,300 SH   SOLE   0 0 1,300
COCA COLA CO COM 191216100 BBG001S5SMQ8 287,359 4,633 SH   SOLE   0 0 4,633
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 5,519,011 55,630 SH   SOLE   0 0 55,630
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 2,031,250 4,088 SH   SOLE   0 0 4,088
CUMMINS INC COM 231021106 BBG001S5Q9M3 260,642 1,091 SH   SOLE   0 0 1,091
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 326,183 1,294 SH   SOLE   0 0 1,294
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 323,520 12,697 SH   SOLE   0 0 12,697
DISNEY WALT CO COM 254687106 BBG001S5QHF3 789,044 7,880 SH   SOLE   0 0 7,880
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 609,168 5,555 SH   SOLE   0 0 5,555
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 407,514 8,859 SH   SOLE   0 0 8,859
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 BBG00MFP1CK9 228,620 11,500 SH   SOLE   0 0 11,500
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102 BBG001V11W62 261,637 4,398 SH   SOLE   0 0 4,398
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 BBG001SQ1882 1,259,338 17,265 SH   SOLE   0 0 17,265
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 BBG006XT8631 1,348,199 22,655 SH   SOLE   0 0 22,655
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 516,418 11,509 SH   SOLE   0 0 11,509
FIRST TR EXCHNG TRADED FD VI CBOE EQT BUFER 33740F847 BBG00QQFKGH4 1,744,190 46,390 SH   SOLE   0 0 46,390
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 BBG00QQFKRG1 2,456,302 71,675 SH   SOLE   0 0 71,675
FIRST TR EXCHNG TRADED FD VI CBOE VEST NAS100 33740U836 BBG012G2S6M4 1,498,766 77,736 SH   SOLE   0 0 77,736
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748 BBG00TSG2686 366,900 9,962 SH   SOLE   0 0 9,962
FIRST TR EXCHNG TRADED FD VI CBOE VEST US DEP 33740U802 BBG0101Q66H1 909,583 30,667 SH   SOLE   0 0 30,667
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208 BBG00VZR6K84 657,175 18,169 SH   SOLE   0 0 18,169
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U786 BBG01462JDB8 502,040 16,082 SH   SOLE   0 0 16,082
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 BBG00VC9S4V5 4,775,264 124,760 SH   SOLE   0 0 124,760
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U885 BBG0101Q5ZQ8 669,603 21,677 SH   SOLE   0 0 21,677
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F631 BBG00YXMQGQ8 1,146,571 36,820 SH   SOLE   0 0 36,820
FIRST TR EXCHNG TRADED FD VI FT CBOE DEEP BFR 33740U406 BBG00YGC8R49 216,572 6,770 SH   SOLE   0 0 6,770
FIRST TR EXCHNG TRADED FD VI FT CBOE EQTY BFR 33740U505 BBG00YGC7V96 2,602,738 77,306 SH   SOLE   0 0 77,306
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST 100 33740F649 BBG00YGC9804 365,750 17,635 SH   SOLE   0 0 17,635
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST BFR 33740F623 BBG00YXMPLL3 1,467,649 42,083 SH   SOLE   0 0 42,083
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST MAR 33740F599 BBG00ZR067X4 800,492 23,810 SH   SOLE   0 0 23,810
FIRST TR EXCHNG TRADED FD VI FT CBOE VEST US 33740U307 BBG00X9DXZP8 6,880,953 194,596 SH   SOLE   0 0 194,596
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 BBG00RPK2N78 2,453,847 65,646 SH   SOLE   0 0 65,646
FIRST TR EXCHNG TRADED FD VI US EQT DEEP DUFR 33740F771 BBG00RPLC4T3 726,702 21,611 SH   SOLE   0 0 21,611
FIRST TR EXCHNG TRADED FD VI VEST US BUFFER 33740F862 BBG00QQFDN69 3,103,233 85,073 SH   SOLE   0 0 85,073
FIRST TR EXCHNG TRADED FD VI VEST US EQTY BUF 33740F664 BBG00XS5NBW0 3,120,396 89,027 SH   SOLE   0 0 89,027
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 BBG001ST6916 1,512,655 22,782 SH   SOLE   0 0 22,782
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 BBG001ST68X3 2,357,523 29,286 SH   SOLE   0 0 29,286
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 BBG001ST6943 890,119 9,895 SH   SOLE   0 0 9,895
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 BBG001SNH6H6 470,565 4,675 SH   SOLE   0 0 4,675
FIRST TR NASDAQ 100 TECH IND SHS 337345102 BBG001SQWVL2 349,897 2,681 SH   SOLE   0 0 2,681
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 BBG001ST68W4 614,253 7,621 SH   SOLE   0 0 7,621
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 597,875 14,887 SH   SOLE   0 0 14,887
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 BBG001ST6961 1,062,498 11,420 SH   SOLE   0 0 11,420
FLOWERS FOODS INC COM 343498101 BBG001S5R7L7 345,224 12,595 SH   SOLE   0 0 12,595
GENERAL MLS INC COM 370334104 BBG001S5RKR2 630,300 7,375 SH   SOLE   0 0 7,375
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 328,860 3,284 SH   SOLE   0 0 3,284
HIGHLAND INCOME FD HIGHLAND INCOME 43010E404 BBG001V1HXF3 143,555 16,332 SH   SOLE   0 0 16,332
HOME DEPOT INC COM 437076102 BBG001S5RTW7 541,314 1,834 SH   SOLE   0 0 1,834
INDEPENDENCE RLTY TR INC COM 45378A106 BBG004Q00LJ5 483,561 30,166 SH   SOLE   0 0 30,166
INGERSOLL RAND INC COM 45687V106 BBG002R1CW36 541,481 9,307 SH   SOLE   0 0 9,307
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466 BBG00R879TP6 263,209 6,943 SH   SOLE   0 0 6,943
INNOVATOR ETFS TR US EQTY PWR BF 45782C680 BBG00PVP39R2 2,984,958 101,185 SH   SOLE   0 0 101,185
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417 BBG00RHZ5CR3 909,228 31,106 SH   SOLE   0 0 31,106
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 BBG00QYND1G0 708,254 22,520 SH   SOLE   0 0 22,520
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656 BBG00Q4028Q9 2,012,485 65,596 SH   SOLE   0 0 65,596
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 BBG00QPZ1F93 4,700,930 147,828 SH   SOLE   0 0 147,828
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 BBG00MYXKL20 862,530 25,972 SH   SOLE   0 0 25,972
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383 BBG00S1NDLX9 2,354,908 73,202 SH   SOLE   0 0 73,202
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 BBG00M4NZTF8 1,568,374 49,585 SH   SOLE   0 0 49,585
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 BBG00KJR2976 327,067 2,164 SH   SOLE   0 0 2,164
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 5,077,004 15,820 SH   SOLE   0 0 15,820
ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 687,091 12,591 SH   SOLE   0 0 12,591
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 482,952 4,867 SH   SOLE   0 0 4,867
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 1,113,270 26,710 SH   SOLE   0 0 26,710
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 1,360,429 11,877 SH   SOLE   0 0 11,877
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 354,206 3,484 SH   SOLE   0 0 3,484
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 524,436 2,096 SH   SOLE   0 0 2,096
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 970,889 10,040 SH   SOLE   0 0 10,040
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 824,796 9,109 SH   SOLE   0 0 9,109
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 21,596,972 52,537 SH   SOLE   0 0 52,537
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 7,975,678 172,821 SH   SOLE   0 0 172,821
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 342,098 3,652 SH   SOLE   0 0 3,652
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 2,037,035 41,975 SH   SOLE   0 0 41,975
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 9,819,445 108,562 SH   SOLE   0 0 108,562
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 358,359 14,181 SH   SOLE   0 0 14,181
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 822,201 16,317 SH   SOLE   0 0 16,317
ISHARES TR GLOBAL TECH ETF 464287291 BBG001S60KQ0 609,011 11,203 SH   SOLE   0 0 11,203
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 461,683 18,512 SH   SOLE   0 0 18,512
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 904,410 10,482 SH   SOLE   0 0 10,482
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 3,211,556 33,902 SH   SOLE   0 0 33,902
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 809,535 11,319 SH   SOLE   0 0 11,319
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 200,851 5,090 SH   SOLE   0 0 5,090
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2,643,667 36,344 SH   SOLE   0 0 36,344
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 734,692 5,284 SH   SOLE   0 0 5,284
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 961,851 10,388 SH   SOLE   0 0 10,388
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,885,272 26,780 SH   SOLE   0 0 26,780
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 670,812 21,487 SH   SOLE   0 0 21,487
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 228,773 1,016 SH   SOLE   0 0 1,016
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 586,570 2,401 SH   SOLE   0 0 2,401
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 1,307,327 8,586 SH   SOLE   0 0 8,586
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 285,663 1,259 SH   SOLE   0 0 1,259
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 285,961 2,087 SH   SOLE   0 0 2,087
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 325,397 3,064 SH   SOLE   0 0 3,064
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 1,500,114 8,409 SH   SOLE   0 0 8,409
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 211,634 899 SH   SOLE   0 0 899
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 565,512 4,826 SH   SOLE   0 0 4,826
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 528,529 5,049 SH   SOLE   0 0 5,049
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 460,909 4,925 SH   SOLE   0 0 4,925
ISHARES TR U.S. ENERGY ETF 464287796 BBG001SFGXW8 224,609 5,134 SH   SOLE   0 0 5,134
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 254,709 4,719 SH   SOLE   0 0 4,719
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 1,371,136 14,774 SH   SOLE   0 0 14,774
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 270,056 989 SH   SOLE   0 0 989
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 462,430 12,391 SH   SOLE   0 0 12,391
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 1,023,122 43,761 SH   SOLE   0 0 43,761
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,285,764 8,295 SH   SOLE   0 0 8,295
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 529,297 4,062 SH   SOLE   0 0 4,062
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 274,385 2,044 SH   SOLE   0 0 2,044
LILLY ELI & CO COM 532457108 BBG001S5STL8 259,896 757 SH   SOLE   0 0 757
LOWES COS INC COM 548661107 BBG001S5SVL3 217,343 1,087 SH   SOLE   0 0 1,087
MCDONALDS CORP COM 580135101 BBG001S5T110 616,285 2,204 SH   SOLE   0 0 2,204
MERCK & CO INC COM 58933Y105 BBG001S5TC52 462,192 4,344 SH   SOLE   0 0 4,344
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 419,853 1,981 SH   SOLE   0 0 1,981
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,978,205 20,736 SH   SOLE   0 0 20,736
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 342,679 4,915 SH   SOLE   0 0 4,915
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 275,667 3,576 SH   SOLE   0 0 3,576
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 BBG001S77X29 5,075 21,250 SH   SOLE   0 0 21,250
NUVEEN QUALITY MUNCP INCOME COM 67066V101 BBG001SCTFM1 145,901 12,654 SH   SOLE   0 0 12,654
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 707,242 2,546 SH   SOLE   0 0 2,546
ORACLE CORP COM 68389X105 BBG001S5SJG6 264,988 2,852 SH   SOLE   0 0 2,852
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 411,427 1,224 SH   SOLE   0 0 1,224
PEPSICO INC COM 713448108 BBG001S695T1 426,097 2,337 SH   SOLE   0 0 2,337
PFIZER INC COM 717081103 BBG001S5V466 729,078 17,870 SH   SOLE   0 0 17,870
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 796,474 8,190 SH   SOLE   0 0 8,190
PHILLIPS 66 COM 718546104 BBG00286S4P7 1,909,627 18,836 SH   SOLE   0 0 18,836
PIMCO ETF TR INV GRD CRP BD 72201R817 BBG001TCGQY7 360,173 3,744 SH   SOLE   0 0 3,744
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 380,952 2,562 SH   SOLE   0 0 2,562
QUALCOMM INC COM 747525103 BBG001S6VS70 469,649 3,681 SH   SOLE   0 0 3,681
REALTY INCOME CORP COM 756109104 BBG001S884K0 225,456 3,561 SH   SOLE   0 0 3,561
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 368,700 10,595 SH   SOLE   0 0 10,595
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 596,664 12,335 SH   SOLE   0 0 12,335
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 281,517 4,149 SH   SOLE   0 0 4,149
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 237,405 5,662 SH   SOLE   0 0 5,662
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 BBG0113JGQG9 1,149,562 17,386 SH   SOLE   0 0 17,386
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 213,895 2,863 SH   SOLE   0 0 2,863
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 389,407 3,008 SH   SOLE   0 0 3,008
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 754,050 2,267 SH   SOLE   0 0 2,267
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 874,485 27,226 SH   SOLE   0 0 27,226
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 4,941,783 12,071 SH   SOLE   0 0 12,071
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 301,015 3,243 SH   SOLE   0 0 3,243
SPDR SER TR PORTFLI HIGH YLD 78468R606 BBG0034VNBZ2 1,046,211 45,527 SH   SOLE   0 0 45,527
SPDR SER TR PORTFOLIO AGRGTE 78464A649 BBG001STKD11 1,356,780 52,609 SH   SOLE   0 0 52,609
SPDR SER TR PORTFOLIO CRPORT 78464A144 BBG001V10544 1,303,538 44,565 SH   SOLE   0 0 44,565
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 923,618 21,020 SH   SOLE   0 0 21,020
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 503,046 6,821 SH   SOLE   0 0 6,821
SPDR SER TR SPDR S&P1500VL 78464A128 BBG003HBVT20 858,013 6,041 SH   SOLE   0 0 6,041
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 BBG001T96GD0 276,721 33,180 SH   SOLE   0 0 33,180
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,202,198 11,545 SH   SOLE   0 0 11,545
TARGET CORP COM 87612E106 BBG001SC0K41 762,398 4,603 SH   SOLE   0 0 4,603
TESLA INC COM 88160R101 BBG001SQKGD7 821,294 3,959 SH   SOLE   0 0 3,959
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 1,942,277 10,557 SH   SOLE   0 0 10,557
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 243,180 1,254 SH   SOLE   0 0 1,254
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 201,934 427 SH   SOLE   0 0 427
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,124,018 5,329 SH   SOLE   0 0 5,329
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 4,447,903 11,827 SH   SOLE   0 0 11,827
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 218,295 1,375 SH   SOLE   0 0 1,375
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 493,718 2,419 SH   SOLE   0 0 2,419
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 6,829,198 49,448 SH   SOLE   0 0 49,448
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 218,872 4,577 SH   SOLE   0 0 4,577
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 813,526 5,282 SH   SOLE   0 0 5,282
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 634,598 6,015 SH   SOLE   0 0 6,015
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 299,748 4,180 SH   SOLE   0 0 4,180
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 252,893 1,307 SH   SOLE   0 0 1,307
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 319,441 8,214 SH   SOLE   0 0 8,214
VISA INC COM CL A 92826C839 BBG001SRCFY3 897,689 3,982 SH   SOLE   0 0 3,982
VROOM INC COM 92918V109 BBG009NGKQM5 10,784 12,000 SH   SOLE   0 0 12,000
WALMART INC COM 931142103 BBG001S5XH92 549,405 3,726 SH   SOLE   0 0 3,726
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 1,289,914 34,508 SH   SOLE   0 0 34,508