The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   260,673 1,992 SH   SOLE 0 0 0 1,992
ALPHABET INC CAP STK CL A 02079K305   32,584 249 SH   SOLE 0 0 0 249
ALPHABET INC CAP STK CL C 02079K107   1,050,317 7,966 SH   SOLE 0 0 0 7,966
ALPHABET INC CAP STK CL C 02079K107   10,284 78 SH   SOLE 0 0 0 78
ALPHABET INC CAP STK CL C 02079K107   602,686 4,571 SH   SOLE 0 0 0 4,571
ANALOG DEVICES INC COM 032654105   471,613 2,694 SH   SOLE 0 0 0 2,694
ANALOG DEVICES INC COM 032654105   4,903 28 SH   SOLE 0 0 0 28
ANALOG DEVICES INC COM 032654105   62,857 359 SH   SOLE 0 0 0 359
APPLE INC COM 037833100   669,944 3,913 SH   SOLE 0 0 0 3,913
BANK AMERICA CORP COM 060505104   233,034 8,511 SH   SOLE 0 0 0 8,511
BANK AMERICA CORP COM 060505104   2,327 85 SH   SOLE 0 0 0 85
BANK AMERICA CORP COM 060505104   30,118 1,100 SH   SOLE 0 0 0 1,100
BANK NEW YORK MELLON CORP COM 064058100   252,836 5,928 SH   SOLE 0 0 0 5,928
BANK NEW YORK MELLON CORP COM 064058100   2,346 55 SH   SOLE 0 0 0 55
BANK NEW YORK MELLON CORP COM 064058100   173,159 4,060 SH   SOLE 0 0 0 4,060
BECTON DICKINSON & CO COM 075887109   440,167 1,703 SH   SOLE 0 0 0 1,703
BECTON DICKINSON & CO COM 075887109   4,654 18 SH   SOLE 0 0 0 18
BECTON DICKINSON & CO COM 075887109   234,228 906 SH   SOLE 0 0 0 906
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,885,665 5,383 SH   SOLE 0 0 0 5,383
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   16,814 48 SH   SOLE 0 0 0 48
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   854,732 2,440 SH   SOLE 0 0 0 2,440
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   38,182 811 SH   SOLE 0 0 0 811
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   678,514 14,412 SH   SOLE 0 0 0 14,412
BOOKING HOLDINGS INC COM 09857L108   533,523 173 SH   SOLE 0 0 0 173
BOOKING HOLDINGS INC COM 09857L108   6,168 2 SH   SOLE 0 0 0 2
BOOKING HOLDINGS INC COM 09857L108   536,607 174 SH   SOLE 0 0 0 174
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   10,385 58 SH   SOLE 0 0 0 58
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   290,777 1,624 SH   SOLE 0 0 0 1,624
CARMAX INC COM 143130102   380,032 5,373 SH   SOLE 0 0 0 5,373
CARMAX INC COM 143130102   3,041 43 SH   SOLE 0 0 0 43
CARMAX INC COM 143130102   269,835 3,815 SH   SOLE 0 0 0 3,815
CHEVRON CORP NEW COM 166764100   285,980 1,696 SH   SOLE 0 0 0 1,696
CHEVRON CORP NEW COM 166764100   2,867 17 SH   SOLE 0 0 0 17
CHEVRON CORP NEW COM 166764100   40,132 238 SH   SOLE 0 0 0 238
COMCAST CORP NEW CL A 20030N101   581,331 13,111 SH   SOLE 0 0 0 13,111
COMCAST CORP NEW CL A 20030N101   6,163 139 SH   SOLE 0 0 0 139
COMCAST CORP NEW CL A 20030N101   308,296 6,953 SH   SOLE 0 0 0 6,953
CONOCOPHILLIPS COM 20825C104   332,129 2,772 SH   SOLE 0 0 0 2,772
CONOCOPHILLIPS COM 20825C104   3,474 29 SH   SOLE 0 0 0 29
CONOCOPHILLIPS COM 20825C104   46,482 388 SH   SOLE 0 0 0 388
CVS HEALTH CORP COM 126650100   30,302 434 SH   SOLE 0 0 0 434
CVS HEALTH CORP COM 126650100   248,001 3,552 SH   SOLE 0 0 0 3,552
DIAMONDBACK ENERGY INC COM 25278X109   5,885 38 SH   SOLE 0 0 0 38
DIAMONDBACK ENERGY INC COM 25278X109   202,428 1,307 SH   SOLE 0 0 0 1,307
EBAY INC. COM 278642103   349,551 7,928 SH   SOLE 0 0 0 7,928
EBAY INC. COM 278642103   3,263 74 SH   SOLE 0 0 0 74
EBAY INC. COM 278642103   270,624 6,138 SH   SOLE 0 0 0 6,138
ELEVANCE HEALTH INC COM 036752103   415,426 954 SH   SOLE 0 0 0 954
ELEVANCE HEALTH INC COM 036752103   3,919 9 SH   SOLE 0 0 0 9
ELEVANCE HEALTH INC COM 036752103   66,619 153 SH   SOLE 0 0 0 153
EXXON MOBIL CORP COM 30231G102   226,418 1,926 SH   SOLE 0 0 0 1,926
EXXON MOBIL CORP COM 30231G102   1,999 17 SH   SOLE 0 0 0 17
EXXON MOBIL CORP COM 30231G102   31,159 265 SH   SOLE 0 0 0 265
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   160,440 3,815 SH   SOLE 0 0 0 3,815
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805   393,635 9,360 SH   SOLE 0 0 0 9,360
FISERV INC COM 337738108   28,579 253 SH   SOLE 0 0 0 253
FISERV INC COM 337738108   191,015 1,691 SH   SOLE 0 0 0 1,691
GENERAL DYNAMICS CORP COM 369550108   377,844 1,710 SH   SOLE 0 0 0 1,710
GENERAL DYNAMICS CORP COM 369550108   4,198 19 SH   SOLE 0 0 0 19
GENERAL DYNAMICS CORP COM 369550108   55,022 249 SH   SOLE 0 0 0 249
HANESBRANDS INC COM 410345102   2,186 552 SH   SOLE 0 0 0 552
HANESBRANDS INC COM 410345102   63,055 15,923 SH   SOLE 0 0 0 15,923
INGREDION INC COM 457187102   13,382 136 SH   SOLE 0 0 0 136
INGREDION INC COM 457187102   309,665 3,147 SH   SOLE 0 0 0 3,147
INVESCO QQQ TR UNIT SER 1 46090E103   385,499 1,076 SH   SOLE 0 0 0 1,076
ISHARES INC CORE MSCI EMKT 46434G103   2,446,137 51,400 SH   SOLE 0 0 0 51,400
ISHARES INC CORE MSCI EMKT 46434G103   2,992,090 62,872 SH   SOLE 0 0 0 62,872
ISHARES INC ESG AWR MSCI EM 46434G863   7,782 257 SH   SOLE 0 0 0 257
ISHARES INC ESG AWR MSCI EM 46434G863   223,519 7,382 SH   SOLE 0 0 0 7,382
ISHARES TR CORE TOTAL USD 46434V613   10,952,338 250,540 SH   SOLE 0 0 0 250,540
ISHARES TR CORE TOTAL USD 46434V613   8,541,007 195,379 SH   SOLE 0 0 0 195,379
ISHARES TR ESG AWR MSCI USA 46435G425   1,832,019 19,508 SH   SOLE 0 0 0 19,508
ISHARES TR ESG AWR MSCI USA 46435G425   4,089,528 43,547 SH   SOLE 0 0 0 43,547
ISHARES TR ESG AWRE USD ETF 46435G193   29,441 1,353 SH   SOLE 0 0 0 1,353
ISHARES TR ESG AWRE USD ETF 46435G193   330,513 15,189 SH   SOLE 0 0 0 15,189
ISHARES TR MSCI USA QLT FCT 46432F339   6,016,882 45,655 SH   SOLE 0 0 0 45,655
ISHARES TR MSCI USA QLT FCT 46432F339   7,420,942 56,309 SH   SOLE 0 0 0 56,309
ISHARES TR TRS FLT RT BD 46434V860   3,291,636 64,873 SH   SOLE 0 0 0 64,873
ISHARES TR TRS FLT RT BD 46434V860   2,660,991 52,444 SH   SOLE 0 0 0 52,444
ISHARES TR MSCI USA MIN VOL 46429B697   1,693,276 23,394 SH   SOLE 0 0 0 23,394
ISHARES TR MSCI USA MIN VOL 46429B697   2,079,053 28,724 SH   SOLE 0 0 0 28,724
ISHARES TR US TREAS BD ETF 46429B267   449,506 20,395 SH   SOLE 0 0 0 20,395
ISHARES TR US TREAS BD ETF 46429B267   724,455 32,870 SH   SOLE 0 0 0 32,870
ISHARES TR TIPS BD ETF 464287176   1,154,300 11,129 SH   SOLE 0 0 0 11,129
ISHARES TR TIPS BD ETF 464287176   1,227,422 11,834 SH   SOLE 0 0 0 11,834
ISHARES TR EAFE VALUE ETF 464288877   6,326,214 129,291 SH   SOLE 0 0 0 129,291
ISHARES TR EAFE VALUE ETF 464288877   7,913,438 161,730 SH   SOLE 0 0 0 161,730
ISHARES TR EAFE VALUE ETF 464288877   3,572 73 SH   SOLE 0 0 0 73
ISHARES TR EAFE GRWTH ETF 464288885   4,787,521 55,475 SH   SOLE 0 0 0 55,475
ISHARES TR EAFE GRWTH ETF 464288885   6,103,105 70,720 SH   SOLE 0 0 0 70,720
ISHARES TR MSCI KLD400 SOC 464288570   31,506 387 SH   SOLE 0 0 0 387
ISHARES TR MSCI KLD400 SOC 464288570   489,319 6,011 SH   SOLE 0 0 0 6,011
ISHARES TR MBS ETF 464288588   3,197,226 36,005 SH   SOLE 0 0 0 36,005
ISHARES TR MBS ETF 464288588   2,338,584 26,335 SH   SOLE 0 0 0 26,335
ISHARES TR JPMORGAN USD EMG 464288281   397,169 4,813 SH   SOLE 0 0 0 4,813
ISHARES TR JPMORGAN USD EMG 464288281   228,250 2,766 SH   SOLE 0 0 0 2,766
ISHARES TR U.S. TECH ETF 464287721   1,632,082 15,555 SH   SOLE 0 0 0 15,555
ISHARES TR U.S. TECH ETF 464287721   2,028,679 19,335 SH   SOLE 0 0 0 19,335
ISHARES TR CORE S&P MCP ETF 464287507   935,063 3,750 SH   SOLE 0 0 0 3,750
ISHARES TR CORE S&P MCP ETF 464287507   1,175,187 4,713 SH   SOLE 0 0 0 4,713
ISHARES TR CORE S&P500 ETF 464287200   24,159,343 56,259 SH   SOLE 0 0 0 56,259
ISHARES TR CORE S&P500 ETF 464287200   28,826,662 67,128 SH   SOLE 0 0 0 67,128
ISHARES TR S&P 500 GRWT ETF 464287309   1,664,795 24,332 SH   SOLE 0 0 0 24,332
ISHARES TR S&P 500 GRWT ETF 464287309   1,964,366 28,710 SH   SOLE 0 0 0 28,710
ISHARES TR 20 YR TR BD ETF 464287432   2,083,215 23,489 SH   SOLE 0 0 0 23,489
ISHARES TR 20 YR TR BD ETF 464287432   1,716,673 19,356 SH   SOLE 0 0 0 19,356
ISHARES TR IBOXX INV CP ETF 464287242   1,164,990 11,419 SH   SOLE 0 0 0 11,419
ISHARES TR IBOXX INV CP ETF 464287242   978,700 9,593 SH   SOLE 0 0 0 9,593
ISHARES TR US INFRASTRUC 46435U713   720,458 19,690 SH   SOLE 0 0 0 19,690
ISHARES TR US INFRASTRUC 46435U713   847,558 23,164 SH   SOLE 0 0 0 23,164
ISHARES TR ESG AWR US AGRGT 46435U549   41,585 918 SH   SOLE 0 0 0 918
ISHARES TR ESG AWR US AGRGT 46435U549   210,645 4,650 SH   SOLE 0 0 0 4,650
ISHARES TR ESG MSCI USA ETF 46436E767   27,347 789 SH   SOLE 0 0 0 789
ISHARES TR ESG MSCI USA ETF 46436E767   475,112 13,708 SH   SOLE 0 0 0 13,708
ISHARES TR ESG EAFE ETF 46436E759   15,757 276 SH   SOLE 0 0 0 276
ISHARES TR ESG EAFE ETF 46436E759   268,561 4,704 SH   SOLE 0 0 0 4,704
JPMORGAN CHASE & CO COM 46625H100   834,178 5,752 SH   SOLE 0 0 0 5,752
JPMORGAN CHASE & CO COM 46625H100   4,931 34 SH   SOLE 0 0 0 34
JPMORGAN CHASE & CO COM 46625H100   307,297 2,119 SH   SOLE 0 0 0 2,119
LOCKHEED MARTIN CORP COM 539830109   119,583 292 SH   SOLE 0 0 0 292
LOCKHEED MARTIN CORP COM 539830109   1,227 3 SH   SOLE 0 0 0 3
LOCKHEED MARTIN CORP COM 539830109   159,494 390 SH   SOLE 0 0 0 390
MCKESSON CORP COM 58155Q103   419,688 965 SH   SOLE 0 0 0 965
MCKESSON CORP COM 58155Q103   46,094 106 SH   SOLE 0 0 0 106
MCKESSON CORP COM 58155Q103   42,180 97 SH   SOLE 0 0 0 97
META PLATFORMS INC CL A 30303M102   783,248 2,609 SH   SOLE 0 0 0 2,609
META PLATFORMS INC CL A 30303M102   7,205 24 SH   SOLE 0 0 0 24
META PLATFORMS INC CL A 30303M102   614,830 2,048 SH   SOLE 0 0 0 2,048
MICROSOFT CORP COM 594918104   632,519 2,003 SH   SOLE 0 0 0 2,003
MICROSOFT CORP COM 594918104   5,052 16 SH   SOLE 0 0 0 16
MICROSOFT CORP COM 594918104   101,040 320 SH   SOLE 0 0 0 320
NOVARTIS AG SPONSORED ADR 66987V109   537,165 5,274 SH   SOLE 0 0 0 5,274
NOVARTIS AG SPONSORED ADR 66987V109   5,602 55 SH   SOLE 0 0 0 55
NOVARTIS AG SPONSORED ADR 66987V109   76,904 755 SH   SOLE 0 0 0 755
OMNICOM GROUP INC COM 681919106   211,811 2,844 SH   SOLE 0 0 0 2,844
OMNICOM GROUP INC COM 681919106   19,588 263 SH   SOLE 0 0 0 263
OMNICOM GROUP INC COM 681919106   28,377 381 SH   SOLE 0 0 0 381
ORACLE CORP COM 68389X105   914,486 8,634 SH   SOLE 0 0 0 8,634
ORACLE CORP COM 68389X105   10,698 101 SH   SOLE 0 0 0 101
ORACLE CORP COM 68389X105   124,562 1,176 SH   SOLE 0 0 0 1,176
PHILIP MORRIS INTL INC COM 718172109   638,287 6,894 SH   SOLE 0 0 0 6,894
PHILIP MORRIS INTL INC COM 718172109   7,684 83 SH   SOLE 0 0 0 83
PHILIP MORRIS INTL INC COM 718172109   101,468 1,096 SH   SOLE 0 0 0 1,096
QUALCOMM INC COM 747525103   43,536 392 SH   SOLE 0 0 0 392
QUALCOMM INC COM 747525103   181,028 1,630 SH   SOLE 0 0 0 1,630
SANOFI SPONSORED ADR 80105N105   424,907 7,921 SH   SOLE 0 0 0 7,921
SANOFI SPONSORED ADR 80105N105   4,828 90 SH   SOLE 0 0 0 90
SANOFI SPONSORED ADR 80105N105   195,142 3,638 SH   SOLE 0 0 0 3,638
SCHWAB CHARLES CORP COM 808513105   513,239 9,349 SH   SOLE 0 0 0 9,349
SCHWAB CHARLES CORP COM 808513105   4,941 90 SH   SOLE 0 0 0 90
SCHWAB CHARLES CORP COM 808513105   84,821 1,545 SH   SOLE 0 0 0 1,545
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   305,402 1,863 SH   SOLE 0 0 0 1,863
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   39,015 238 SH   SOLE 0 0 0 238
SPDR S&P 500 ETF TR TR UNIT 78462F103   282,383 661 SH   SOLE 0 0 0 661
SPDR S&P 500 ETF TR TR UNIT 78462F103   119,267 279 SH   SOLE 0 0 0 279
THE CIGNA GROUP COM 125523100   251,742 880 SH   SOLE 0 0 0 880
UNILEVER PLC SPON ADR NEW 904767704   413,349 8,367 SH   SOLE 0 0 0 8,367
UNILEVER PLC SPON ADR NEW 904767704   4,347 88 SH   SOLE 0 0 0 88
UNILEVER PLC SPON ADR NEW 904767704   55,229 1,118 SH   SOLE 0 0 0 1,118
VANGUARD INDEX FDS TOTAL STK MKT 922908769   254,497 1,198 SH   SOLE 0 0 0 1,198
VANGUARD INDEX FDS TOTAL STK MKT 922908769   596,913 2,810 SH   SOLE 0 0 0 2,810
VANGUARD INDEX FDS TOTAL STK MKT 922908769   77,530 365 SH   SOLE 0 0 0 365
VANGUARD INDEX FDS SMALL CP ETF 922908751   457,360 2,419 SH   SOLE 0 0 0 2,419
VISA INC COM CL A 92826C839   489,308 2,127 SH   SOLE 0 0 0 2,127
VISA INC COM CL A 92826C839   4,370 19 SH   SOLE 0 0 0 19
VISA INC COM CL A 92826C839   73,833 321 SH   SOLE 0 0 0 321
WELLS FARGO CO NEW COM 949746101   339,171 8,301 SH   SOLE 0 0 0 8,301
WELLS FARGO CO NEW COM 949746101   3,228 79 SH   SOLE 0 0 0 79
WELLS FARGO CO NEW COM 949746101   312,702 7,653 SH   SOLE 0 0 0 7,653
WYNDHAM HOTELS & RESORTS INC COM 98311A105   7,441 107 SH   SOLE 0 0 0 107
WYNDHAM HOTELS & RESORTS INC COM 98311A105   208,411 2,997 SH   SOLE 0 0 0 2,997