The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON 001055102   558 8,647 SH   SOLE   8,647 0 0
AT&T INC COMMON 00206R102   6,885 357,786 SH   SOLE   321,401 0 36,385
ABBOTT LABS COMMON 002824100   11,819 116,729 SH   SOLE   104,979 0 11,750
ADV MICRO DEVICES COMMON 007903107   10,294 105,050 SH   SOLE   94,070 0 10,980
AGILENT TECHN INC COMMON 00846U101   2,815 20,341 SH   SOLE   18,991 0 1,350
ALLSTATE CORP COMMON 020002101   2,505 22,604 SH   SOLE   21,054 0 1,550
ALLSTATE CORP 5.1% PFD 15/01/23 020002309   562 22,000 SH   SOLE   22,000 0 0
ALPHABET INC CLASS C 02079K107   23,936 230,155 SH   SOLE   201,515 0 28,640
ALPHABET INC COMMON 02079K305   6,260 60,360 SH   SOLE   57,860 0 2,500
AMAZON COM INC COMMON 023135106   635 6,130 SH   SOLE   6,130 0 0
AMERICAN EXPRESS CO COMMON 025816109   3,073 18,639 SH   SOLE   17,439 0 1,200
AMERN INTL GROUP INC COMMON 026874784   5,677 112,714 SH   SOLE   101,314 0 11,400
AMERISOURCE-BERGEN COMMON 03073E105   4,049 25,291 SH   SOLE   23,641 0 1,650
AMGEN INC COMMON 031162100   2,186 9,043 SH   SOLE   8,443 0 600
APPLE INC COMMON 037833100   45,405 275,338 SH   SOLE   246,318 0 29,020
BANK OF NEW YORK MEL COMMON 064058100   5,979 131,542 SH   SOLE   118,592 0 12,950
BIOGEN INC COMMON 09062X103   8,216 29,559 SH   SOLE   26,359 0 3,200
BORG WARNER INC COMMON 099724106   7,453 151,728 SH   SOLE   136,028 0 15,700
CELANESE CORP COMMON STOCK 150870103   5,865 53,850 SH   SOLE   47,700 0 6,150
CENTENE CORP DEL COMMON 15135B101   7,726 122,208 SH   SOLE   109,758 0 12,450
CHARTER COMMUNICATIO CL A 16119P108   1,177 3,294 SH   SOLE   3,065 0 229
CHEVRON CORP COMMON 166764100   14,220 87,141 SH   SOLE   78,161 0 8,980
CISCO SYSTEMS INC COMMON 17275R102   10,037 191,928 SH   SOLE   171,158 0 20,770
DBX ETF TR XT MSCI EAFE HDIV YL 233051630   2,157 92,702 SH   SOLE   92,702 0 0
DEERE & CO COMMON 244199105   18,772 45,472 SH   SOLE   40,792 0 4,680
DELL TECHNOLOGIES IN COMMON CLASS C 24703L202   6,148 152,889 SH   SOLE   136,620 0 16,269
DICKS SPORTING GOODS COMMON 253393102   15,439 108,822 SH   SOLE   97,492 0 11,330
WALT DISNEY CO COM 254687106   9,219 92,084 SH   SOLE   82,844 0 9,240
DISCOVER FINL SVCS COM 254709108   9,980 100,931 SH   SOLE   90,981 0 9,950
DOMINION ENERGY INC COMMON 25746U109   1,101 19,699 SH   SOLE   19,699 0 0
DOVER CORP COMMON 260003108   9,119 60,022 SH   SOLE   53,572 0 6,450
EOG RESOURCES INC COMMON 26875P101   8,962 78,168 SH   SOLE   70,568 0 7,600
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   527 25,000 SH   SOLE   25,000 0 0
EUROPACIFIC GROWTHF SHS CLF-2 29875E100   792 14,734 SH   SOLE   14,734 0 0
EVERSOURCE ENERGY COMMON 30040W108   250 3,195 SH   SOLE   3,195 0 0
EXPEDIA GROUP INC COMMON 30212P303   10,353 106,707 SH   SOLE   95,052 0 11,655
META PLATFORMS INC COM USD0.000006 CL A 30303M102   10,119 47,740 SH   SOLE   42,490 0 5,250
FEDERATED HERMES INC CLASS B 314211103   2,216 55,235 SH   SOLE   51,735 0 3,500
F5 INC COMMON 315616102   5,189 35,630 SH   SOLE   31,380 0 4,250
FIDELITYCOVINGTON TR MSCI INDL INDX 316092709   893 16,900 SH   SOLE   16,900 0 0
FIDELITY COVINGTON MSCI COMMNTN SVC 316092873   651 17,800 SH   SOLE   17,800 0 0
FREEPORT-MCMORAN INC COMMON 35671D857   5,955 145,554 SH   SOLE   135,354 0 10,200
GAMING&LEISURE PPTYS COMMON 36467J108   12,588 241,820 SH   SOLE   218,120 0 23,700
GENERAL MILLS INC COMMON 370334104   320 3,744 SH   SOLE   3,744 0 0
GILEAD SCIENCES INC COMMON 375558103   6,203 74,765 SH   SOLE   66,365 0 8,400
GLOBAL X FDS US PFD ETF 37954Y657   518 26,100 SH   SOLE   26,100 0 0
GOLDMAN SACHS GROUP COMMON 38141G104   12,660 38,699 SH   SOLE   34,799 0 3,900
GOLDMAN SACHS TR STRU INTLSC IN 38144N593   560 48,161 SH   SOLE   48,161 0 0
GOLDMAN SACHS TR STRU EMKEQT IR 38145C596   302 14,250 SH   SOLE   14,250 0 0
GRAINGER W W INC COMMON 384802104   521 756 SH   SOLE   756 0 0
HARRIS ASSOC INVT TR OAKMK GLBSEL I 413838822   303 15,801 SH   SOLE   15,801 0 0
HOME DEPOT INC COMMON 437076102   302 1,025 SH   SOLE   1,025 0 0
HONEYWELL INTL INC COMMON 438516106   10,722 56,105 SH   SOLE   52,645 0 3,460
HUMANA INC COMMON 444859102   10,074 20,762 SH   SOLE   18,592 0 2,170
ILLINOIS TOOL WORKS COMMON 452308109   227 933 SH   SOLE   933 0 0
INCYTE CORPORATION COMMON 45337C102   11,792 163,175 SH   SOLE   146,325 0 16,850
INTERNATIONAL GRW & CL F-1 SHS 45956T402   347 10,165 SH   SOLE   10,165 0 0
INVESCO QQQ TR QQQ TRUST SERIES 1 46090E103   54,101 168,575 SH   SOLE   168,575 0 0
INVESCO EXCHANGETRAD S&P 500 GARP ETF 46137V431   734 8,600 SH   SOLE   8,600 0 0
INVESCO ETF FD TR II PFD ETF 46138E511   709 61,700 SH   SOLE   61,700 0 0
ISHARES INC MSCI CDA INDEX 464286509   1,301 38,091 SH   SOLE   38,091 0 0
ISHARES INC MSCI SOUTH KOREA CAP 464286772   1,114 18,177 SH   SOLE   18,177 0 0
ISHARES INC MSCI MEXICO CAPPED E 464286822   26,052 437,625 SH   SOLE   437,625 0 0
ISHARES TRUST CORE S&P 500 ETF 464287200   5,632 13,700 SH   SOLE   13,700 0 0
ISHARES RUSSELL 2000 ETF 464287655   785 4,400 SH   SOLE   4,400 0 0
ISHARES TR MBS FIXED BDFD 464288588   2,501 26,400 SH   SOLE   26,400 0 0
ISHARES U.S. AER&DEF ETF 464288760   24,777 215,300 SH   SOLE   215,300 0 0
ISHARES EAFE VALUE ETF 464288877   4,682 96,425 SH   SOLE   96,425 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,906 43,474 SH   SOLE   43,474 0 0
ISHARES TR CORE DIV GRWTH 46434V621   1,126 22,520 SH   SOLE   22,520 0 0
ISHARES TR MSCI UK ETF 46435G334   2,132 65,999 SH   SOLE   65,999 0 0
ISHARES TR BROAD USD HIGH 46435U853   627 17,650 SH   SOLE   17,650 0 0
JPMORGAN CHASE & CO COMMON 46625H100   13,981 107,289 SH   SOLE   96,934 0 10,355
JACOBS SOLUTIONS INC COMMON 46982L108   11,493 97,799 SH   SOLE   87,084 0 10,715
JOHNSON & JOHNSON COMMON 478160104   325 2,097 SH   SOLE   2,097 0 0
L3HARRIS TECHNOLOGIE USD1 502431109   375 1,910 SH   SOLE   1,910 0 0
LILLY ELI & CO COMMON 532457108   1,189 3,462 SH   SOLE   3,462 0 0
MARATHON PETROLEUM COMMON 56585A102   20,875 154,834 SH   SOLE   138,784 0 16,050
MARRIOTT INTL INC CLASS A 571903202   7,508 45,190 SH   SOLE   39,990 0 5,200
MCDONALDS CORP COMMON 580135101   672 2,403 SH   SOLE   2,403 0 0
MERCK & CO INC COMMON 58933Y105   595 5,588 SH   SOLE   5,288 0 300
MICROSOFT CORP COMMON 594918104   35,330 122,542 SH   SOLE   109,532 0 13,010
NEXTERA ENERGY INC COMMON 65339F101   3,749 48,634 SH   SOLE   45,234 0 3,400
NORTH SQ INVSTMNTS T OAK RIDGE DICP I 66263L601   8,900 828,462 SH   SOLE   828,462 0 0
NORTH SQ INVSTMNTS T ADVSY RSCH ACP I 66263L775   16,398 1,692,999 SH   SOLE   1,692,999 0 0
NORTH SQ INVSTMNTS T STRATEGIC INC I 66263L791   764 87,761 SH   SOLE   87,761 0 0
NORTH SQ INVSTMNTS T DYNAMIC SMCP I 66263L825   61,385 5,396,059 SH   SOLE   5,396,059 0 0
NORTH SQ INVSTMNTS T OAK RIDGE DIVD I 66263L882   5,679 321,754 SH   SOLE   321,754 0 0
NVIDIA CORP COMMON 67066G104   295 1,065 SH   SOLE   1,065 0 0
ORACLE CORP COMMON 68389X105   10,736 115,544 SH   SOLE   103,944 0 11,600
PFIZER INC COMMON 717081103   423 10,369 SH   SOLE   10,369 0 0
PHILIP MORRIS INTL COMMON 718172109   9,076 93,330 SH   SOLE   81,580 0 11,750
PRICE T ROWE GROUP COM 74144T108   7,152 63,358 SH   SOLE   56,683 0 6,675
PROCTER AND GAMBLE COM 742718109   342 2,298 SH   SOLE   2,298 0 0
PRUDENTIAL WORLD FD JNSON GL OPT Z 743969685   1,868 56,791 SH   SOLE   56,791 0 0
PUBLIC SVC ENTERPR COMMON 744573106   6,177 98,923 SH   SOLE   87,523 0 11,400
RAYTHEON TECHNOLOGIE COM USD1 75513E101   6,865 70,113 SH   SOLE   61,663 0 8,450
ROWE T PRICE INTL FD EMERG MKTS STK 77956H864   561 15,496 SH   SOLE   15,496 0 0
SCE TR III FXD/FLT RT PFD 78409B207   1,158 56,450 SH   SOLE   56,450 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103   52,991 129,440 SH   SOLE   129,440 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103   6,141 150 SH   SOLE   150 0 0
ETF S&P EMRG MKTS PRTFLIO EMER MARKETS 78463X509   1,661 48,650 SH   SOLE   48,100 0 550
S&P WRLD EX US DVLP WORLD EX-US ETF 78463X889   5,025 156,466 SH   SOLE   154,700 0 1,766
SPDR SERIES TRUST PORTFOLIO LONG TERM 78464A367   1,280 54,200 SH   SOLE   54,200 0 0
SPDR SERIES TRUST PORTFOLIO INTERMEDIA 78464A375   4,380 134,800 SH   SOLE   134,800 0 0
SPDR SERIES TRUST PORTFOLIO SHORT TERM 78464A474   2,474 83,500 SH   SOLE   83,500 0 0
SPDR SERIES TRUST SPDR PRT S&P 500 ETF 78464A854   14,117 293,187 SH   SOLE   291,070 0 2,117
SPDR SER TR SPDR S&P 600 SMLCAP 78468R853   1,001 26,498 SH   SOLE   26,200 0 298
SCHWAB STRATEGIC T US DIVIDEND EQUTY ET 808524797   1,081 14,782 SH   SOLE   14,782 0 0
SEMPRA COMMON 816851109   1,312 8,679 SH   SOLE   8,679 0 0
SOUTHERN CO COMMON 842587107   593 8,526 SH   SOLE   8,526 0 0
STARBUCKS CORP COMMON 855244109   8,919 85,645 SH   SOLE   74,895 0 10,750
STATE STREET CORP DEP SHS 1/4000TH INT 857477855   504 20,100 SH   SOLE   20,100 0 0
SYSCO CORP COMMON 871829107   349 4,523 SH   SOLE   4,523 0 0
TARGET CORPORATION COMMON 87612E106   11,857 71,590 SH   SOLE   61,390 0 10,200
TRUIST FINANCIAL COR COM USD5 89832Q109   368 10,791 SH   SOLE   10,791 0 0
US BANCORP DEL COMMON 902973304   1,582 43,912 SH   SOLE   40,992 0 2,920
UNITED PARCEL SERVIC CLASS B 911312106   9,336 48,120 SH   SOLE   43,050 0 5,070
UNITEDHEALTH GRP INC COMMON 91324P102   251 533 SH   SOLE   533 0 0
VANECK ETF TR FALLEN ANGEL HIGH YL 92189F437   1,275 45,500 SH   SOLE   45,500 0 0
VANGUARD SPECIALIZED DIV APPRECIATION 921908844   3,024 19,634 SH   SOLE   19,634 0 0
VANGUARD STAR FUND TOT INTL STK IDX FD 921909768   6,148 111,345 SH   SOLE   111,345 0 0
VANGUARD TAX MANAGED FTSE DEV MKT ETF 921943858   7,848 173,755 SH   SOLE   173,755 0 0
VANGUARD INTL EQUITY INDEX FD FTSE SMCAP 922042718   257 2,350 SH   SOLE   2,350 0 0
VANGUARD INTL EQUITY ETF ALL-WORLD EX-US 922042775   2,318 43,350 SH   SOLE   43,350 0 0
VANGUARD INTL EQ IND FTSE EUROPE ETF 922042874   23,795 390,400 SH   SOLE   390,400 0 0
VANGUARD SCOTTSDAL FDS VNG RUS2000IDX 92206C664   21,567 299,210 SH   SOLE   299,210 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,172 27,045 SH   SOLE   27,045 0 0
VANGUARD INDEX TR SMALL CAP VALUE 922908611   3,080 19,393 SH   SOLE   19,393 0 0
VANGUARD INDEX TR GROWTH 922908736   71,511 286,687 SH   SOLE   286,687 0 0
VANGUARD INDEX TR VALUE 922908744   96,426 698,183 SH   SOLE   698,183 0 0
VANGUARD INDEX TR SMALL CAP 922908751   7,142 37,670 SH   SOLE   37,670 0 0
VISA INC CLASS A 92826C839   212 940 SH   SOLE   940 0 0
VIRTUS OPPORTUNITIES KAR INTLSMLMDCP CL I 92828W825   455 28,106 SH   SOLE   28,106 0 0
VMWARE INC CLASS A 928563402   14,426 115,551 SH   SOLE   103,040 0 12,511
WALMART INC COMMON 931142103   11,824 80,191 SH   SOLE   78,591 0 1,600
WALGREENS BOOTS ALNC COMMON 931427108   4,154 120,105 SH   SOLE   104,455 0 15,650
WASTE MANAGEMENT INC COMMON 94106L109   672 4,119 SH   SOLE   4,119 0 0
WELLS FARGO & CO COMMON 949746101   5,922 158,525 SH   SOLE   142,975 0 15,550
WELLS FARGO & CO 7.5% PFD CLA SER L 949746804   2,058 1,750 SH   SOLE   1,750 0 0
WISDOMTREE TR JAPAN HEDGE EQT 97717W851   1,371 19,369 SH   SOLE   19,369 0 0
WISDOMTREE TR ETF INTL HEDGE EQT 97717X701   1,555 18,892 SH   SOLE   18,892 0 0