The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,055 43,809 SH   SOLE   43,809 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,598 55,947 SH   SOLE   55,947 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,996 94,381 SH   SOLE   94,381 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 16,786 46,077 SH   SOLE   46,077 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,480 233,763 SH   SOLE   233,763 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 9,105 51,468 SH   SOLE   51,468 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,926 94,631 SH   SOLE   94,631 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 220 2,400 SH   SOLE   2,400 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 598 4,220 SH   SOLE   4,220 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,502 50,648 SH   SOLE   50,648 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,447 86,881 SH   SOLE   86,881 0 0
AT&T INC COM 00206R102 257 8,490 SH   SOLE   8,490 0 0
CHEVRON CORP NEW COM 166764100 242 2,308 SH   SOLE   2,308 0 0
NEW RESIDENTIAL INVT CORP COM NEW 64828T201 150 13,307 SH   SOLE   13,307 0 0
SOUTHERN CO COM 842587107 284 4,569 SH   SOLE   4,569 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,452 42,931 SH   SOLE   42,931 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 279 9,922 SH   SOLE   9,922 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,045 36,904 SH   SOLE   36,904 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 317 3,255 SH   SOLE   3,255 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 626 2,504 SH   SOLE   2,504 0 0
APPLE INC COM 037833100 1,603 13,126 SH   SOLE   13,126 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 545 2,634 SH   SOLE   2,634 0 0
BARCLAYS BANK PLC IPSPGS TTL ETN 06738C794 208 208,302 SH   SOLE   208,302 0 0
ISHARES TR BLACKROCK ULTRA 46434V878 901 17,832 SH   SOLE   17,832 0 0
CATERPILLAR INC COM 149123101 834 3,595 SH   SOLE   3,595 0 0
UNIVERSAL DISPLAY CORP COM 91347P105 619 2,614 SH   SOLE   2,614 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 201 9,740 SH   SOLE   9,740 0 0
ABBOTT LABS COM 002824100 691 5,768 SH   SOLE   5,768 0 0
PROSPECT CAP CORP NOTE 4.950% 7/1 74348TAR3 16 15,000 SH   SOLE   15,000 0 0
WALMART INC COM 931142103 236 1,737 SH   SOLE   1,737 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 240 8,529 SH   SOLE   8,529 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 479 2,895 SH   SOLE   2,895 0 0
ALLEGION PLC ORD SHS G0176J109 365 2,905 SH   SOLE   2,905 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,490 21,477 SH   SOLE   21,477 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 652 13,462 SH   SOLE   13,462 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 520 8,599 SH   SOLE   8,599 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 214 3,258 SH   SOLE   3,258 0 0
BANK OZK COM 06417N103 235 5,757 SH   SOLE   5,757 0 0
ABBVIE INC COM 00287Y109 729 6,735 SH   SOLE   6,735 0 0
WABTEC COM 929740108 399 5,036 SH   SOLE   5,036 0 0
TARGET CORP COM 87612E106 1,077 5,437 SH   SOLE   5,437 0 0
ADVANCED MICRO DEVICES INC COM 007903107 520 6,623 SH   SOLE   6,623 0 0
PROSHARES TR ULTRAPRO QQQ 74347X831 256 2,800 SH   SOLE   2,800 0 0
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 353 11,912 SH   SOLE   11,912 0 0