The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 302 2,027 SH   SOLE   0 0 2,027
APPLE INC COM 037833100 761 4,361 SH   SOLE   0 0 4,361
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,587 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,188 3,365 SH   SOLE   0 0 3,365
ISHARES TR EAFE SML CP ETF 464288273 1,007 15,182 SH   SOLE   0 0 15,182
ISHARES TR MSCI EAFE ETF 464287465 427 5,807 SH   SOLE   0 0 5,807
ISHARES TR MSCI EMG MKT ETF 464287234 450 9,961 SH   SOLE   0 0 9,961
ISHARES TR RUS 1000 GRW ETF 464287614 6,138 22,110 SH   SOLE   0 0 22,110
ISHARES TR RUS 1000 VAL ETF 464287598 3,435 20,695 SH   SOLE   0 0 20,695
ISHARES TR RUS 2000 GRW ETF 464287648 1,823 7,127 SH   SOLE   0 0 7,127
ISHARES TR RUS 2000 VAL ETF 464287630 2,572 15,935 SH   SOLE   0 0 15,935
ISHARES TR S&P 500 GRWT ETF 464287309 294 3,850 SH   SOLE   0 0 3,850
MACQUARIE INFRASTR HOLD LLC NOTE 2.000%10/0 55608BAB1 40 40,000 PRN   SOLE   0 0 40,000
MANDIANT INC NOTE 1.625% 6/0 31816QAD3 35 35,000 PRN   SOLE   0 0 35,000
PEPSICO INC COM 713448108 375 2,239 SH   SOLE   0 0 2,239
RINGCENTRAL INC NOTE 3/0 76680RAF4 26 30,000 PRN   SOLE   0 0 30,000
S&P GLOBAL INC COM 78409V104 400 975 SH   SOLE   0 0 975
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,120 184,382 SH   SOLE   0 0 184,382
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,949 216,467 SH   SOLE   0 0 216,467
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,176 109,985 SH   SOLE   0 0 109,985
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 383 7,728 SH   SOLE   0 0 7,728
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 27,675 369,883 SH   SOLE   0 0 369,883
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 12,872 180,299 SH   SOLE   0 0 180,299
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,912 128,347 SH   SOLE   0 0 128,347
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,384 216,316 SH   SOLE   0 0 216,316
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 609 12,867 SH   SOLE   0 0 12,867
TARGET CORP COM 87612E106 234 1,101 SH   SOLE   0 0 1,101
TESLA INC COM 88160R101 1,410 1,308 SH   SOLE   0 0 1,308
VANGUARD INDEX FDS GROWTH ETF 922908736 24,614 85,583 SH   SOLE   0 0 85,583
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 273 657 SH   SOLE   0 0 657
VANGUARD INDEX FDS SM CP VAL ETF 922908611 5,306 30,158 SH   SOLE   0 0 30,158
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,487 6,999 SH   SOLE   0 0 6,999
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,797 27,392 SH   SOLE   0 0 27,392
VANGUARD INDEX FDS TOTAL STK MKT 922908769 829 3,641 SH   SOLE   0 0 3,641
VANGUARD INDEX FDS VALUE ETF 922908744 22,291 150,837 SH   SOLE   0 0 150,837
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 330 5,728 SH   SOLE   0 0 5,728
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,557 77,098 SH   SOLE   0 0 77,098
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,908 15,401 SH   SOLE   0 0 15,401
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 974 19,025 SH   SOLE   0 0 19,025
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 79,320 1,338,507 SH   SOLE   0 0 1,338,507
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 35,376 453,016 SH   SOLE   0 0 453,016
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,559 261,483 SH   SOLE   0 0 261,483
WORKIVA INC COM CL A 98139A105 289 2,450 SH   SOLE   0 0 2,450