The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   1,480,514 2,665 SH   SOLE   2,665 0 0
ALPHABET INC CAP STK CL A 02079K305   3,735,197 20,506 SH   SOLE   20,506 0 0
ALPHABET INC CAP STK CL C 02079K107   829,975 4,525 SH   SOLE   4,525 0 0
AT&T INC COM 00206R102   230,894 12,082 SH   SOLE   12,082 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   408,733 9,842 SH   SOLE   9,842 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   387,816 6,148 SH   SOLE   6,148 0 0
CHEVRON CORP NEW COM 166764100   1,292,859 8,265 SH   SOLE   8,265 0 0
CISCO SYS INC COM 17275R102   735,904 15,489 SH   SOLE   15,489 0 0
COLGATE PALMOLIVE CO COM 194162103   760,472 7,837 SH   SOLE   7,837 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,598,955 1,881 SH   SOLE   1,881 0 0
EMERSON ELEC CO COM 291011104   747,603 6,787 SH   SOLE   6,787 0 0
EXXON MOBIL CORP COM 30231G102   1,276,482 11,088 SH   SOLE   11,088 0 0
GENERAL MLS INC COM 370334104   539,051 8,521 SH   SOLE   8,521 0 0
GILEAD SCIENCES INC COM 375558103   630,507 9,190 SH   SOLE   9,190 0 0
INTEL CORP COM 458140100   282,156 9,111 SH   SOLE   9,111 0 0
ISHARES TR MSCI EAFE ETF 464287465   6,130,341 78,263 SH   SOLE   78,263 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   13,348,618 65,792 SH   SOLE   65,792 0 0
JOHNSON & JOHNSON COM 478160104   1,549,344 10,600 SH   SOLE   10,600 0 0
LOCKHEED MARTIN CORP COM 539830109   1,753,666 3,754 SH   SOLE   3,754 0 0
MCDONALDS CORP COM 580135101   726,642 2,851 SH   SOLE   2,851 0 0
MICROSOFT CORP COM 594918104   9,123,545 20,413 SH   SOLE   20,413 0 0
ORACLE CORP COM 68389X105   1,238,754 8,773 SH   SOLE   8,773 0 0
OTIS WORLDWIDE CORP COM 68902V107   282,619 2,936 SH   SOLE   2,936 0 0
PAYPAL HLDGS INC COM 70450Y103   239,084 4,120 SH   SOLE   4,120 0 0
PEPSICO INC COM 713448108   1,238,771 7,511 SH   SOLE   7,511 0 0
PROCTER AND GAMBLE CO COM 742718109   947,096 5,743 SH   SOLE   5,743 0 0
QUALCOMM INC COM 747525103   1,416,487 7,112 SH   SOLE   7,112 0 0
RTX CORPORATION COM 75513E101   1,088,649 10,844 SH   SOLE   10,844 0 0
SALESFORCE INC COM 79466L302   995,494 3,872 SH   SOLE   3,872 0 0
SCHLUMBERGER LTD COM STK 806857108   212,748 4,509 SH   SOLE   4,509 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   23,480,194 43,145 SH   SOLE   43,145 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   22,623,279 42,280 SH   SOLE   42,280 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,472,281 36,282 SH   SOLE   36,282 0 0
DISNEY WALT CO COM 254687106   797,264 8,030 SH   SOLE   8,030 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,057,900 1,913 SH   SOLE   1,913 0 0
UNILEVER PLC SPON ADR NEW 904767704   870,329 15,827 SH   SOLE   15,827 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   5,914,277 59,214 SH   SOLE   59,214 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   295,243 7,159 SH   SOLE   7,159 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108   130,567 10,795 SH   SOLE   10,795 0 0
WALMART INC COM 931142103   2,034,377 30,045 SH   SOLE   30,045 0 0
YUM BRANDS INC COM 988498101   1,025,707 7,744 SH   SOLE   7,744 0 0
NOVARTIS AG SPONSORED ADR 66987V109   340,931 3,202 SH   SOLE   3,202 0 0
NOVO-NORDISK A S ADR 670100205   458,935 3,215 SH   SOLE   3,215 0 0
NVIDIA CORPORATION COM 67066G104   7,499,770 60,707 SH   SOLE   60,707 0 0
PFIZER INC COM 717081103   544,465 19,459 SH   SOLE   19,459 0 0
REGENERON PHARMACEUTICALS COM 75886F107   545,485 519 SH   SOLE   519 0 0
SAP SE SPON ADR 803054204   405,058 2,008 SH   SOLE   2,008 0 0
SERVICENOW INC COM 81762P102   307,588 391 SH   SOLE   391 0 0
STARBUCKS CORP COM 855244109   275,155 3,534 SH   SOLE   3,534 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,140,823 7,033 SH   SOLE   7,033 0 0
AMAZON COM INC COM 023135106   3,656,097 18,919 SH   SOLE   18,919 0 0
APPLE INC COM 037833100   10,195,884 48,409 SH   SOLE   48,409 0 0
HONEYWELL INTL INC COM 438516106   389,996 1,826 SH   SOLE   1,826 0 0
META PLATFORMS INC CL A 30303M102   1,246,943 2,473 SH   SOLE   2,473 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   466,845 996 SH   SOLE   996 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   215,440 710 SH   SOLE   710 0 0
ARISTA NETWORKS INC COM 040413106   202,227 577 SH   SOLE   577 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   544,125 532 SH   SOLE   532 0 0
BIOGEN INC COM 09062X103   215,129 928 SH   SOLE   928 0 0
BROADCOM INC COM 11135F101   1,692,595 1,054 SH   SOLE   1,054 0 0
CANADIAN NAT RES LTD COM 136385101   208,942 5,869 SH   SOLE   5,869 0 0
CONOCOPHILLIPS COM 20825C104   253,279 2,214 SH   SOLE   2,214 0 0
DUPONT DE NEMOURS INC COM 26614N102   247,372 3,073 SH   SOLE   3,073 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   234,712 2,541 SH   SOLE   2,541 0 0
NOKIA CORP SPONSORED ADR 654902204   259,520 68,656 SH   SOLE   68,656 0 0
PHILIP MORRIS INTL INC COM 718172109   251,952 2,486 SH   SOLE   2,486 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   298,875 2,804 SH   SOLE   2,804 0 0
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   69,990 11,344 SH   SOLE   11,344 0 0
TESLA INC COM 88160R101   246,954 1,248 SH   SOLE   1,248 0 0
HOME DEPOT INC COM 437076102   1,493,031 4,337 SH   SOLE   4,337 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   416,163 9,510 SH   SOLE   9,510 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   473,561 1,984 SH   SOLE   1,984 0 0
AUTOZONE INC COM 053332102   420,902 142 SH   SOLE   142 0 0
SOUTHERN CO COM 842587107   308,264 3,974 SH   SOLE   3,974 0 0
VALERO ENERGY CORP COM 91913Y100   281,177 1,794 SH   SOLE   1,794 0 0
BOEING CO COM 097023105   298,314 1,639 SH   SOLE   1,639 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206   559,453 813,159 SH   SOLE   813,159 0 0
AMGEN INC COM 031162100   332,134 1,063 SH   SOLE   1,063 0 0
SCHWAB CHARLES CORP COM 808513105   255,336 3,465 SH   SOLE   3,465 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   258,994 2,584 SH   SOLE   2,584 0 0
ENTERGY CORP NEW COM 29364G103   228,963 2,140 SH   SOLE   2,140 0 0
LOWES COS INC COM 548661107   390,214 1,770 SH   SOLE   1,770 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   814,486 32,155 SH   SOLE   32,155 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   263,511 550 SH   SOLE   550 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   100,540 323,800 SH   SOLE   323,800 0 0
TRANSOCEAN LTD REGISTERED SHS H8817H100   101,773 19,023 SH   SOLE   19,023 0 0
MICROSTRATEGY INC CL A NEW 594972408   3,117,237 2,263 SH   SOLE   2,263 0 0
THE TRADE DESK INC COM CL A 88339J105   551,836 5,650 SH   SOLE   5,650 0 0
BALCHEM CORP COM 057665200   371,173 2,411 SH   SOLE   2,411 0 0
JPMORGAN CHASE & CO. COM 46625H100   770,759 3,811 SH   SOLE   3,811 0 0
DNP SELECT INCOME FD INC COM 23325P104   174,568 21,237 SH   SOLE   21,237 0 0