The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM SHS 88579Y119   200,963 1,895 SH   SOLE   1,895 0 0
ADOBE INC COM 00724F101   1,318,520 2,613 SH   SOLE   2,613 0 0
ALPHABET INC CAP STK CL A 02079K305   3,012,110 19,957 SH   SOLE   19,957 0 0
ALPHABET INC CAP STK CL C 02079K107   685,627 4,503 SH   SOLE   4,503 0 0
AT&T INC COM 00206R102   194,888 11,073 SH   SOLE   11,073 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   533,066 9,830 SH   SOLE   9,830 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   360,929 6,209 SH   SOLE   6,209 0 0
CHEVRON CORP NEW COM 166764100   1,288,543 8,169 SH   SOLE   8,169 0 0
CISCO SYS INC COM 17275R102   761,739 15,262 SH   SOLE   15,262 0 0
COLGATE PALMOLIVE CO COM 194162103   692,449 7,690 SH   SOLE   7,690 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,348,142 1,840 SH   SOLE   1,840 0 0
EMERSON ELEC CO COM 291011104   759,513 6,696 SH   SOLE   6,696 0 0
EXXON MOBIL CORP COM 30231G102   1,266,870 10,899 SH   SOLE   10,899 0 0
GENERAL MLS INC COM 370334104   585,231 8,364 SH   SOLE   8,364 0 0
GILEAD SCIENCES INC COM 375558103   655,771 8,953 SH   SOLE   8,953 0 0
INTEL CORP COM 458140100   399,455 9,044 SH   SOLE   9,044 0 0
ISHARES TR MSCI EAFE ETF 464287465   6,264,927 78,449 SH   SOLE   78,449 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   13,638,788 64,854 SH   SOLE   64,854 0 0
JOHNSON & JOHNSON COM 478160104   1,651,604 10,441 SH   SOLE   10,441 0 0
LOCKHEED MARTIN CORP COM 539830109   1,689,081 3,713 SH   SOLE   3,713 0 0
MCDONALDS CORP COM 580135101   789,268 2,799 SH   SOLE   2,799 0 0
MICROSOFT CORP COM 594918104   8,456,407 20,100 SH   SOLE   20,100 0 0
ORACLE CORP COM 68389X105   1,094,066 8,710 SH   SOLE   8,710 0 0
OTIS WORLDWIDE CORP COM 68902V107   292,747 2,949 SH   SOLE   2,949 0 0
PAYPAL HLDGS INC COM 70450Y103   275,999 4,120 SH   SOLE   4,120 0 0
PEPSICO INC COM 713448108   1,291,073 7,377 SH   SOLE   7,377 0 0
PROCTER AND GAMBLE CO COM 742718109   925,066 5,701 SH   SOLE   5,701 0 0
QUALCOMM INC COM 747525103   1,182,315 6,984 SH   SOLE   6,984 0 0
RTX CORPORATION COM 75513E101   1,043,870 10,703 SH   SOLE   10,703 0 0
SALESFORCE INC COM 79466L302   1,143,580 3,797 SH   SOLE   3,797 0 0
SCHLUMBERGER LTD COM STK 806857108   241,836 4,412 SH   SOLE   4,412 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   22,586,676 43,181 SH   SOLE   43,181 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   23,256,423 41,798 SH   SOLE   41,798 0 0
DISNEY WALT CO COM 254687106   879,359 7,187 SH   SOLE   7,187 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,091,522 1,878 SH   SOLE   1,878 0 0
UNILEVER PLC SPON ADR NEW 904767704   778,037 15,502 SH   SOLE   15,502 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,364,194 36,012 SH   SOLE   36,012 0 0
VANGUARD WORLD FD FINANCIALS ETF 92204A405   5,898,978 57,613 SH   SOLE   57,613 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   294,727 7,024 SH   SOLE   7,024 0 0
WALMART INC COM 931142103   1,777,970 29,549 SH   SOLE   29,549 0 0
YUM BRANDS INC COM 988498101   1,060,598 7,649 SH   SOLE   7,649 0 0
NOVARTIS AG SPONSORED ADR 66987V109   301,429 3,116 SH   SOLE   3,116 0 0
NOVO-NORDISK A S ADR 670100205   403,963 3,146 SH   SOLE   3,146 0 0
NVIDIA CORPORATION COM 67066G104   5,251,510 5,812 SH   SOLE   5,812 0 0
PFIZER INC COM 717081103   540,788 19,488 SH   SOLE   19,488 0 0
REGENERON PHARMACEUTICALS COM 75886F107   471,620 490 SH   SOLE   490 0 0
SAP SE SPON ADR 803054204   383,643 1,967 SH   SOLE   1,967 0 0
SERVICENOW INC COM 81762P102   280,563 368 SH   SOLE   368 0 0
STARBUCKS CORP COM 855244109   316,426 3,462 SH   SOLE   3,462 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   236,406 682 SH   SOLE   682 0 0
ADVANCED MICRO DEVICES INC COM 007903107   1,165,424 6,457 SH   SOLE   6,457 0 0
AMAZON COM INC COM 023135106   3,361,021 18,633 SH   SOLE   18,633 0 0
APPLE INC COM 037833100   8,191,872 47,772 SH   SOLE   47,772 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   493,026 508 SH   SOLE   508 0 0
BROADCOM INC COM 11135F101   1,340,273 1,011 SH   SOLE   1,011 0 0
CANADIAN NAT RES LTD COM 136385101   218,697 2,866 SH   SOLE   2,866 0 0
CONOCOPHILLIPS COM 20825C104   276,622 2,173 SH   SOLE   2,173 0 0
DUPONT DE NEMOURS INC COM 26614N102   229,649 2,995 SH   SOLE   2,995 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   231,064 2,418 SH   SOLE   2,418 0 0
HONEYWELL INTL INC COM 438516106   355,144 1,730 SH   SOLE   1,730 0 0
META PLATFORMS INC CL A 30303M102   1,156,169 2,381 SH   SOLE   2,381 0 0
NOKIA CORP SPONSORED ADR 654902204   240,644 67,979 SH   SOLE   67,979 0 0
PHILIP MORRIS INTL INC COM 718172109   232,567 2,538 SH   SOLE   2,538 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   297,577 2,747 SH   SOLE   2,747 0 0
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   60,109 10,909 SH   SOLE   10,909 0 0
TESLA INC COM 88160R101   229,933 1,308 SH   SOLE   1,308 0 0
HOME DEPOT INC COM 437076102   1,648,007 4,296 SH   SOLE   4,296 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   392,929 940 SH   SOLE   940 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   427,501 10,235 SH   SOLE   10,235 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   499,480 2,000 SH   SOLE   2,000 0 0
AUTOZONE INC COM 053332102   447,534 142 SH   SOLE   142 0 0
SOUTHERN CO COM 842587107   287,247 4,004 SH   SOLE   4,004 0 0
VALERO ENERGY CORP COM 91913Y100   308,381 1,807 SH   SOLE   1,807 0 0
BOEING CO COM 097023105   316,311 1,639 SH   SOLE   1,639 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206   719,908 808,159 SH   SOLE   808,159 0 0
AMGEN INC COM 031162100   302,232 1,063 SH   SOLE   1,063 0 0
SCHWAB CHARLES CORP COM 808513105   250,658 3,465 SH   SOLE   3,465 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   217,791 2,252 SH   SOLE   2,252 0 0
LOWES COS INC COM 548661107   450,617 1,769 SH   SOLE   1,769 0 0
TARGET CORP COM 87612E106   216,373 1,221 SH   SOLE   1,221 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   738,736 32,105 SH   SOLE   32,105 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   248,202 559 SH   SOLE   559 0 0
ELDORADO GOLD CORP NEW COM 284902509   218,085 15,500 SH   SOLE   15,500 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   102,968 323,800 SH   SOLE   323,800 0 0
TRANSOCEAN LTD REGISTERED SHS H8817H100   119,464 19,023 SH   SOLE   19,023 0 0
MICROSTRATEGY INC CL A NEW 594972408   3,857,419 2,263 SH   SOLE   2,263 0 0
THE TRADE DESK INC COM CL A 88339J105   493,923 5,650 SH   SOLE   5,650 0 0
ISHARES BITCOIN TR SHS 46438F101   365,242 9,025 SH   SOLE   9,025 0 0
BALCHEM CORP COM 057665200   373,584 2,411 SH   SOLE   2,411 0 0
JPMORGAN CHASE & CO COM 46625H100   763,256 3,811 SH   SOLE   3,811 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   318,022 5,274 SH   SOLE   5,274 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   340,469 1,310 SH   SOLE   1,310 0 0