The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   210,469 1,925 SH   SOLE   1,925 0 0
ADOBE INC COM 00724F101   1,558,916 2,613 SH   SOLE   2,613 0 0
ALPHABET INC CAP STK CL A 02079K305   2,763,627 19,784 SH   SOLE   19,784 0 0
ALPHABET INC CAP STK CL C 02079K107   634,608 4,503 SH   SOLE   4,503 0 0
AT&T INC COM 00206R102   193,507 11,532 SH   SOLE   11,532 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   510,154 9,943 SH   SOLE   9,943 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   357,109 6,216 SH   SOLE   6,216 0 0
CHEVRON CORP NEW COM 166764100   1,201,519 8,055 SH   SOLE   8,055 0 0
CISCO SYS INC COM 17275R102   781,650 15,472 SH   SOLE   15,472 0 0
COLGATE PALMOLIVE CO COM 194162103   611,019 7,666 SH   SOLE   7,666 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,215,896 1,842 SH   SOLE   1,842 0 0
EMERSON ELEC CO COM 291011104   652,151 6,700 SH   SOLE   6,700 0 0
EXXON MOBIL CORP COM 30231G102   1,088,101 10,883 SH   SOLE   10,883 0 0
GENERAL MLS INC COM 370334104   538,893 8,273 SH   SOLE   8,273 0 0
GILEAD SCIENCES INC COM 375558103   723,768 8,934 SH   SOLE   8,934 0 0
INTEL CORP COM 458140100   443,780 8,831 SH   SOLE   8,831 0 0
ISHARES TR MSCI EAFE ETF 464287465   5,942,769 78,869 SH   SOLE   78,869 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   12,742,993 63,490 SH   SOLE   63,490 0 0
JOHNSON & JOHNSON COM 478160104   1,631,218 10,407 SH   SOLE   10,407 0 0
LOCKHEED MARTIN CORP COM 539830109   1,687,541 3,723 SH   SOLE   3,723 0 0
MCDONALDS CORP COM 580135101   831,792 2,805 SH   SOLE   2,805 0 0
MICROSOFT CORP COM 594918104   7,554,834 20,091 SH   SOLE   20,091 0 0
ORACLE CORP COM 68389X105   886,046 8,404 SH   SOLE   8,404 0 0
OTIS WORLDWIDE CORP COM 68902V107   264,115 2,952 SH   SOLE   2,952 0 0
PAYPAL HLDGS INC COM 70450Y103   260,993 4,250 SH   SOLE   4,250 0 0
PEPSICO INC COM 713448108   1,245,060 7,331 SH   SOLE   7,331 0 0
PROCTER AND GAMBLE CO COM 742718109   826,224 5,638 SH   SOLE   5,638 0 0
QUALCOMM INC COM 747525103   1,015,518 7,021 SH   SOLE   7,021 0 0
RTX CORPORATION COM 75513E101   902,395 10,725 SH   SOLE   10,725 0 0
SALESFORCE INC COM 79466L302   1,000,195 3,801 SH   SOLE   3,801 0 0
SCHLUMBERGER LTD COM STK 806857108   229,455 4,409 SH   SOLE   4,409 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   20,517,554 43,167 SH   SOLE   43,167 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   20,975,969 41,342 SH   SOLE   41,342 0 0
DISNEY WALT CO COM 254687106   654,649 7,251 SH   SOLE   7,251 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   990,992 1,867 SH   SOLE   1,867 0 0
UNILEVER PLC SPON ADR NEW 904767704   750,596 15,483 SH   SOLE   15,483 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,277,146 35,957 SH   SOLE   35,957 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   5,293,159 57,372 SH   SOLE   57,372 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   265,327 7,038 SH   SOLE   7,038 0 0
WALMART INC COM 931142103   1,550,537 9,835 SH   SOLE   9,835 0 0
YUM BRANDS INC COM 988498101   1,008,748 7,720 SH   SOLE   7,720 0 0
NOVARTIS AG SPONSORED ADR 66987V109   313,026 3,100 SH   SOLE   3,100 0 0
NOVO-NORDISK A S ADR 670100205   338,915 3,276 SH   SOLE   3,276 0 0
NVIDIA CORPORATION COM 67066G104   2,855,448 5,766 SH   SOLE   5,766 0 0
PFIZER INC COM 717081103   565,193 19,632 SH   SOLE   19,632 0 0
REGENERON PHARMACEUTICALS COM 75886F107   426,849 486 SH   SOLE   486 0 0
SAP SE SPON ADR 803054204   304,248 1,968 SH   SOLE   1,968 0 0
SERVICENOW INC COM 81762P102   260,695 369 SH   SOLE   369 0 0
STARBUCKS CORP COM 855244109   337,890 3,519 SH   SOLE   3,519 0 0
AMAZON COM INC COM 023135106   2,832,769 18,644 SH   SOLE   18,644 0 0
APPLE INC COM 037833100   9,151,967 47,535 SH   SOLE   47,535 0 0
HONEYWELL INTL INC COM 438516106   364,531 1,738 SH   SOLE   1,738 0 0
META PLATFORMS INC CL A 30303M102   426,168 1,204 SH   SOLE   1,204 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   239,336 682 SH   SOLE   682 0 0
ADVANCED MICRO DEVICES INC COM 007903107   978,802 6,640 SH   SOLE   6,640 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   379,236 501 SH   SOLE   501 0 0
BIOGEN INC COM 09062X103   239,103 924 SH   SOLE   924 0 0
BROADCOM INC COM 11135F101   1,127,632 1,010 SH   SOLE   1,010 0 0
CONOCOPHILLIPS COM 20825C104   251,211 2,164 SH   SOLE   2,164 0 0
DUPONT DE NEMOURS INC COM 26614N102   229,117 2,978 SH   SOLE   2,978 0 0
NOKIA CORP SPONSORED ADR 654902204   232,475 67,975 SH   SOLE   67,975 0 0
PHILIP MORRIS INTL INC COM 718172109   237,960 2,529 SH   SOLE   2,529 0 0
SKYWORKS SOLUTIONS INC COM 83088M102   309,062 2,749 SH   SOLE   2,749 0 0
TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608   66,586 10,569 SH   SOLE   10,569 0 0
TESLA INC COM 88160R101   343,151 1,381 SH   SOLE   1,381 0 0
HOME DEPOT INC COM 437076102   1,487,095 4,291 SH   SOLE   4,291 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   376,780 926 SH   SOLE   926 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   420,762 10,238 SH   SOLE   10,238 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   465,940 2,000 SH   SOLE   2,000 0 0
AUTOZONE INC COM 053332102   367,157 142 SH   SOLE   142 0 0
SOUTHERN CO COM 842587107   277,324 3,955 SH   SOLE   3,955 0 0
VALERO ENERGY CORP COM 91913Y100   232,267 1,787 SH   SOLE   1,787 0 0
BOEING CO COM 097023105   424,615 1,629 SH   SOLE   1,629 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206   643,938 740,159 SH   SOLE   740,159 0 0
AMGEN INC COM 031162100   306,165 1,063 SH   SOLE   1,063 0 0
SCHWAB CHARLES CORP COM 808513105   238,392 3,465 SH   SOLE   3,465 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   215,041 2,216 SH   SOLE   2,216 0 0
LOWES COS INC COM 548661107   401,258 1,803 SH   SOLE   1,803 0 0
XCEL ENERGY INC COM 98389B100   214,598 3,466 SH   SOLE   3,466 0 0
ELDORADO GOLD CORP NEW COM 284902509   214,005 16,500 SH   SOLE   16,500 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   585,154 34,080 SH   SOLE   34,080 0 0
AURORA CANNABIS INC COM 05156X884   14,234 29,891 SH   SOLE   29,891 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204   104,685 323,800 SH   SOLE   323,800 0 0
TRANSOCEAN LTD REG SHS H8817H100   120,796 19,023 SH   SOLE   19,023 0 0
THE TRADE DESK INC COM CL A 88339J105   406,574 5,650 SH   SOLE   5,650 0 0
BALCHEM CORP COM 057665200   458,001 3,079 SH   SOLE   3,079 0 0
MICROSTRATEGY INC CL A NEW 594972408   1,428,093 2,261 SH   SOLE   2,261 0 0
JPMORGAN CHASE & CO COM 46625H100   648,147 3,810 SH   SOLE   3,810 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   305,681 5,274 SH   SOLE   5,274 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   310,758 1,310 SH   SOLE   1,310 0 0